An ACA Repeal Could Be Devastating for Freelancers and Entrepreneurs

With President Trump’s inauguration came big plans to repeal the Affordable Care Act — also known as the ACA or Obamacare. Last week, the Republican-majority Senate moved toward this end when they revealed a bill that would reduce Medicaid and end Obamacare’s mandate that all Americans are covered by health insurance.

Obamacare has been a controversial — and, frankly, flawed — health care solution from the get-go. Still, many worry that this legislation will upend both the healthcare marketplace and the Medicaid program, placing a strain on states and providers. Then there’s the devastating effect the repeal will inflict on individuals currently covered by Obamacare — one whose potential repercussions have even been called out by the Association of American Medical Colleges.

Though those with pre-existing conditions will take a big hit, so will the self-employed — particularly those who dropped private coverage when Obama signed the ACA in 2010. As the bustling gig economy continues to grow — as of 2017, the US alone has more than 55 million freelancers — more and more entrepreneurs will have to choose between self-employment and health insurance benefits.

Sarah Dolislager, a 27-year-old consulting firm owner, left her job with the state of California in 2014 after she was confronted with unexpected health issues. The possibility of Obamacare gave her confidence to pursue freelance work in place of her salaried position, even though she would lose her benefits. When Dolislager and her husband, who had previously been covered by his insurance, transitioned careers again in early 2016, they opted for Obamacare.

“We began purchasing our own insurance on January 1, 2016 when I was about six weeks pregnant. The insurance broker we worked with helped us figure out that our income was just above the cap for subsidies for a family of two but that pregnancy was not a pre-existing condition, so we had plenty of options,” Dolislager said. “Since I was able to purchase health insurance in my first trimester I received the care I wanted from the practice I desired,” she said.

Now, with health care premiums and options in limbo, Dolislager isn’t sure what’s next. Add two more pre-existing conditions into the equation — not to mention the couple’s desire to have another child — and ample coverage seems like a distant dream.

“I don’t think it’s right that we may decide to not have another child if it will cost us more than $30,000 without insurance. We work hard, pay taxes, and currently pay for our own insurance without subsidies,” she said. “Does this not fit the bill for the lawmakers who are repealing the ACA? What else do we need to do?”

Dolislager also worries about her ability to purchase insurance given the fluctuation of her contract work. “I currently have a contract that provides enough for my family, but if ACA is repealed and my contract does not get renewed or the provisions change, I worry about our ability to purchase insurance,” she said.

“If any of my family members gets sick, we could be facing health bills that would bankrupt us without the ACA. Thankfully that’s not our reality at the moment, but it is the reality for many Americans, and that’s enough for me to know that a repeal of the ACA is not the right answer.”

Are you a freelancer concerned about a repeal of the ACA? Talk to us on Twitter @BritandCo.

(Photos via Getty)

Olivia Munn bared it all in her latest SKIMS ad, proving you don't have to hide your scars. The actress posed in a campaign for Breast Cancer Awareness Month, supporting Susan G. Komen®and highlighting her own journey with the disease. She looked absolutely stunning in every photo, but the most gorgeous moment was the way Munn didn't shy away from showing her mastectomy scars. She spoke to TODAY about her experience during the shoot, and why she ultimately decided to ditch her insecurities. Here's what she had to say!

SKIMS

Munn shared with TODAYthat she didn't initially plan to show her scars on the set. The campaign was focused on her recovery post-breast cancer diagnosis, but the makeup artist had a hard time covering up the scars throughout the shoot. She explained that she took a look in the mirror and thought, "I’m done being insecure about my scars." From there, she took the idea to show them off to the SKIMS team — and the rest is history.

SKIMS

And while she was scared to be so vulnerable on camera, this was ultimately a really empowering move for Munn. She elaborated that there are "so many women that have these same scars" who feel just as insecure as she did about them — and she really hopes those women see this ad. "Skims is so iconic and associated with beauty and sex appeal, and cancer really doesn't have that same connotation," she said. "So I just really hope that other women who have gone through my same path feel a little better after seeing it."

SKIMS

The star also took to Instagram to give a behind-the-scenes explanation of her experience. She reiterated that she was "done being insecure" about her scars. "Every mark life has left behind on my body is proof of how hard I fought," she wrote. "I hope other women who have been self-conscious about their scars see these photos and feel all the love I’m sending."

She also shared that SKIMS will donate 10% of their bra sales (except bralettes) to Susan G. Komen® — a charity dedicated to finding a cure for breast cancer — from October 23-31 in stores and online. "It’s really meaningful to be part of an initiative that supports research and helps countless individuals impacted by breast cancer," she said.

SKIMS

All of this comes on the heels of Munn's announcement earlier this year that she was diagnosed with breast cancer. She revealed the diagnosis came after recently tested negatively for well-known breast cancer genes and had normal results from her annual mammogram — but her doctor to check her Breast Cancer Risk Assessment Score. The test showed Munn had a 37% risk of breast cancer, so she pushed for more answers that eventually lead to her diagnosis.

Since then, Munn shared with PEOPLE that she had 4 surgeries in 10 months and underwent medically-induced menopause — all the while juggling being a new mom with husband John Mulaney. She shared, "I'm lucky. We caught it with enough time that I had options. I want the same for any woman who might have to face this one day."

SKIMS

After that March announcement, it's clear Munn is dedicated to raising awareness for women's health — and particularly their options. While chatting about the SKIMS campaign, Munn told TODAY, "You've got to go your doctor and you inundate them with information and you don't stop until they give you the test you need."

If you want to test your own risk for breast cancer, the National Institute of Health has resources here.

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I truly feel like I’ve been living under a rock when it comes to what’s good at Whole Foods. Turns out, they’ve been hiding some really impressive deals on groceries in the shadows, but I’m here to shed some light on ‘em. Whole Foods offers savings every week, and I’m fully convinced that my local Whole Foods will be seeing a whole lot more of me from now on.

Scroll on for details on Whole Foods’ top deals to shop starting today!

Kaboompics / PEXELS

1. BOGO 50% off packaged soups (Tuesdays)

Tuesdays and Fridays are the main days of the week that Whole Foods offers savings on their groceries. The first amazing deal for Tuesdays is BOGO 50% off packaged soups – perfect for this time of year!

They’ve got every kind of flavor from minestrone and chicken noodle to Italian wedding and broccoli cheddar. Their packaged soups average out at about $9 per 24-ounce tub, so saving 50% on one when you buy one is pretty good, especially for meal prep purposes.

Lukas / PEXELS

2. $2 off classic and organic rotisserie chickens (Tuesdays)

You can take $2 off two kinds of Whole Foods’ rotisserie chickens every Tuesday. Their classic rotisserie chicken goes for $9 while the organic version sells for $13. I love using rotisserie chicken for soups, sandwiches, wraps, and pastas, so getting a whole chicken to use for recipes all week long for just $7 is so nice!

Nadin Sh / PEXELS

3. $8 large cheese pizzas (Friday)

Sometimes you just do not feel like cooking on a Friday evening after work – that’s where this Whole Foods savings hack comes in! Every Friday, you can get a large cheese pizza for $8. While there’s nothing wrong with a plain cheese pizza (nostalgia galore!), I’d take advantage of this deal then bulk up my slices with various toppings like peppers, pepperoni, and olives.

Nadin Sh / PEXELS

4. 12 for $12 wild caught oysters (Friday)

Ooh, fancy! Every Friday, Whole Foods’ wild caught oysters go for $1 a pop. Buy a dozen for just $12, and you’re golden. This deal would be perfect for a bougie at-home date night.

Pixabay / PEXELS

5. BOGO 50% off packaged sushi rolls (Friday)

This is another great date night pick! Buy one packaged sushi roll, and get another 50% off on Fridays only. From rainbow rolls to California rolls, this Whole Foods savings hack has my cravings going crazy.

Minchephoto Photography / PEXELS

6. $10 family-sized tiramisu (Friday)

Got a hankering for a sweet treat? Don’t fret – you can shop a whole family-sized serving of tiramisu at Whole Foods for just $10 every Friday.

Kseniia Lopyreva / PEXELS

7. $12 bottles of prosecco (Friday)

The death of the work week and start of the weekend is obviously a cause for celebration, and Whole Foods has you covered with $12 bottles of Presto prosecco every Friday. Cheers!

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The early 2000s were true teen drama royalty like we'll never see again, and One Tree Hill's Hilarie Burton (who played Peyton Sawyer for the first 6 seasons) loved shows likeGilmore Girls and The OC as much as you did. But as she remembers it, One Tree Hill didn't always feel as beloved as it is now.

"We were the nerds," she jokes. "Like, you would see every other chick get beauty campaigns and things, and we were just kind of the stepchild."

Warner Bros. Television

Despite the fact One Tree Hill might not have been considered the golden child at the time, the series has garnered a cult following since its on-air days, drawing fans to Wilmington, North Carolina for its anniversary celebration, and nearly breaking the internet when news of a sequel series leaked online.

"It's very, very early development," Burton says. "And so what has been really cool for us? And when I say us, I mean the entire cast, like everybody and our old crew, they're all really proud of the work that we did back then too. And so to see the public support this little show we made 20 years later, that's so special and it's so rare. And I love that, even though that news was leaked, Netflix gets to see that public outpouring of support. That's cool. So, fingers crossed we'll make it to the next step."

Warner Bros. Television

Burton was in her twenties for the majority of OTH, and while she (alongside other female cast members of the show) have since vocalized the mistreatment they experienced from showrunner Mark Schwahn, the challenges of her twenties don't overshadow the accomplishments.

"I was not afraid to say difficult things in my twenties," she says. "And what I can tell other people in their twenties is that the long game will pay off. If you say the difficult thing and you say the truth, and you don't mask and you don't make up an alternative narrative, people will eventually realize that you were right."

Although the people pleaser in all of us might not want to rock the boat, she praises young people who refuse to accept toxicity: "We definitely have a feistier generation coming up than what I grew up in."

Getty Images for Netflix

With her fiery attitude and sharp sense of humor, I have no problem believing Burton was one of the feistiest women of her generation, and she now finds herself advocating for a new phase in her own life: perimenopause. The actress is currently partnering with OLLY for their new Mellow Menopause supplements, bringing awareness to a conversation that should have been happening all along.

Burton never really had a menstrual cycle until she started birth control, which messed with her hormones and led to a Xanax prescription she never needed. And as she aged, she moved from having pain during her period to having it during ovulation. "I felt like there was something really wrong with me because no one had explained that could happen," she says. "So the more we can throw out what the symptoms are, I think the calmer people will be in their exploration of their own bodies."

Knowledge and education are power, and Burton firmly believes the more you understand your body, your hormones, and your emotions, the safer you'll feel. But that's only one silver lining she's found.

Hilarie Burton/Instagram

"I've talked about the feminine rage that I feel like I've earned," she says. "That Kesha song 'Joyride' came out this summer. She says, 'I've earned the right to be like this.' And I was like, 'Yeah, of course.' I think we spend our twenties experimenting. We spend our thirties kind of, like, establishing our careers and what our goals are. And then our forties are about knowing who we are and owning it. And if biology wants to come out swinging, I think we're in a place where we can control that and we can handle it."

That isn't to say perimenopause hasn't come without its unexpected moments, like having to convince others she really was experiencing perimenopause, despite being "too young." "The more research I did, and then in talking to my doctor, my instinct was right," she reveals. "I was beginning the [menopause] journey, and rather than try to hide it or treat it like a deficit, I get to own it. Now I get to treat it and I get to help other women navigate it. And that feels so much better when you're going through a bad thing, but you know that you're helping someone else through it. It doesn't feel as scary."

Mat Hayward/Getty Images for Ketel One

But while it's important to be vocal about our experiences, I also can't help but point out how it feels like men never have to talk about aging — they just get to do it and no one bats an eye. "Yeah, I think it's important to act like a man," Burton jokes. She remembers when her husband (actor Jeffrey Dean Morgan) embraced his natural gray hair, no one in the industry considered him too old for Hollywood.

"In fact, people thought he was hotter," she says. "So I wanted to act like a man in that journey [and embrace my own gray hair]. And so the different reaction I had was a little bit startling, but also made me laugh...I want to treat this chapter of my life as my expertise chapter. I know what I'm doing. I've been training for 20 years, 25, it's been a lot and I wanted to acknowledge that I know what I'm doing and when I talk about my body, I want to know exactly what I'm talking about."

And part of that expertise is knowing herself inside and out. On the days Burton doesn't feel like herself, whether because of hormones or mental health, she emphasizes how important it is to actually communicate those feelings. "It has been vital for me to communicate, not just with my husband, but with my teenage son," she says. "I want him to grow up to be the kind of man that's supportive of the women in his workplace and the women in his life. You know, we all talk about how we need to educate our daughters, but we also need to educate our sons."

Michael Loccisano/Getty Images

And looking back on her own teenage years, Burton reveals her experience with perimenopause has actually reinforced the values she identified during that period in her life. "I think being a teenager and seeing these people who were gods [in the industry], seeing how insecure and unhappy some of them were really tipped me off right away," she says. "Success is being okay in your little bubble, being okay in your bedroom at night when you're alone by yourself. And so my goals have always kind of centered on, 'Do I feel okay when I'm all by myself?' and menopause is one of those things that can rattle that safety for people."

"It's about knowing who you are so much that no one else can take it away from you," she continues. "And whether it's your work or a sh—ty boyfriend or whatever, you have to know yourself so well that no one can take it away, and menopause can mess with that sometimes. And I'm gonna fight like hell to keep who I am."

Loveall things OTH? Check out This One Moment Proves Brooke Davis Is The Best Character On One Tree Hill.

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As much as I love celebrity couples, I love celebrity sibling relationships even more. And Elle and Dakota Fanning are two sisters I've grown up watching since I first saw Dreamer in 2005. Considering Elle Fanning is only five months older than me, and I have a sister of my own, this is one relationship that feels particularly familiar. And while Elle has also watched Dakota Fanning act since we were kids, Dakota just revealed seeing Elle onscreen is just as special for her.

Here's why Dakota & Elle Fanning get emotional seeing each other onscreen.

Elle remembers "sobbing" during one particularly emotional Dakota Fanning movie.

“When Elle’s in anything, it makes me feel it deeper,” Dakota Fanning said at TheWrap’s Power Women Summit on December 3. “She never can fully disappear into a character totally for me as her sister. She obviously does an amazing job, but I’m always gonna see my little sister a little bit.”

And Elle is just as touched by Dakota's roles, and remembers "uncontrollably sobbing" after seeing Now Is Good, a movie where Dakota's character was dying of cancer. “Because it was my sister, I had a real traumatic reaction after that premiere and the screening,” Elle says. “Obviously the acting, but it was something felt on a deeper level.”

“I’m doing this job, I’m an actor because my sister started before me and I watched her,” Elle continues. “I wanted to do exactly what my big sister wanted to do.”

And their movies have also made an impact on everyone who watches them.

When Brit + Co caught up with Dakota Fanning at the world premiere of The Watchers, I had to ask about one of her most iconic movies: Uptown Girls. "I love it," she says of TikTok memes and edits giving the movie new life. "It's nostalgic for people who are kind of around my age, who grew up watching that movie, I think it's like a comfort movie for people. And so I love that people are still revisiting it and loving it. And maybe now that everyone's older [they're] understanding different things about it."

Dakota starred opposite Brittany Murphy, who also had roles in movies like Clueless, 8 Mile, and Girl, Interrupted. Brittany passed away in 2009 when Dakota was 15. "I loved Brittany so much and I still miss her," she says. "So anytime that she has, you know, a moment where people think about her is also nice."

You can see Elle Fanning in A Complete Unknown, in theaters December 25, and you can also stream Dakota Fanning's new show The Perfect Couple on Netflix now.

Heaping plates of Christmas cookies are synonymous with the holidays. It seems that nearly every country around the globe has their own variation on the holiday classic. In fact, some of these regions have been making their version of Christmas cookies for literal hundreds of years.

If you’re looking for a way to reconnect with your heritage, or maybe just want a little baking inspiration, check out our picks for the yummiest Christmas cookies from around the world.

The Noshery

Mantecaditos con Guayaba

These may look like ordinary thumbprint cookies, but these almond shortbreads from Puerto Rico are filled with a special guava marmalade. (via The Noshery)

Broma Bakery

Meringues

French meringues are a classic crumbly egg white cookie with a chewy interior. These get an extra European twist with the addition of Nutella. (via Broma Bakery)

Pretty. Simple. Sweet.

Alfajores

Deeply flavored dulce de leche, a caramel made from whole milk commonly found in Spain and many Latin American countries, is the key ingredient in these super pretty sandwiched Christmas cookies. (via Pretty. Simple. Sweet.)

Fancy Peasant

Melomakarona

These Christmas cookies that hail from Greece get their sweetness from a generous soaking of fresh honey! (via Fancy Peasant)

Very Eatalian

Baci di Dama

The name of this Italian treat translates to “lady’s kisses” — how adorable is that? These bite-sized cuties are made with ground hazelnuts and filled with a dollop of dark chocolate. (via Very Eatalian)

Cooking Classy

Linzer Cookies

These Austrian Christmas cookies are typically made with raspberry jam, but feel free to get crazy with a filling of your choice. Plus, the gorgeous windowpane look will make them a prize takeaway at your next cookie exchange. (via Cooking Classy)

Olivia’s Cuisine

Basler Brunsli

If you’re hanging out in Switzerland around Christmas time, you’ll definitely see these chocolate treats around. They’re often described as Swiss brownies due to their deliciously chewy texture. Perfect with a cup of eggnog or coffee! (via Olivia’s Cuisine)

Cilantro Parsley

Buñuelos

These tender miniature fritters from Mexico are a mix between a donut and cookie. Whatever you want to call them, they’re delicious. (via Cilantro Parsley)

Chef Lindsey Farr

Apricot Kolachys

The Hungarians definitely know what’s up when tart apricot jam gets wrapped in a blanket of flaky pastry. They’re a bright spot on a cold Christmas day. (via Chef Lindsey Farr)

Life, Love and Sugar

Cutout Sugar Cookies

In the United States, a plate of these festively decorated sugar cookies is just what Santa ordered. (via Life, Love and Sugar)

Saveur

Polvorones

You’ll find these simple pecan shortbread cookies all over Mexico around this time of year. The coating of powdered sugar and canela, a type of Mexican cinnamon, really bring the flavor to the next level. (via Saveur)

A Healthy Life for Me

Pignoli

These Italian Christmas cookies are made of a chewy almond base and topped with pine nuts. (via A Healthy Life for Me)

Fancy Peasant

Kourabiedes

These Greek Christmas cookies feature a buttery biscuit topped with mass amounts of powdered sugar. (via Fancy Peasant)

Does your family have a traditional cookie recipe for the holidays? Tag us @BritandBo in your Instagram photos and let us know!

This post has been updated with additional reporting by Meredith Holser.

Lead image via Pretty. Simple. Sweet.