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What is HSA?

HSA stands for Health Savings Account, a type of savings account that lets you set aside funds to pay for qualified medical expenses. HSAs are often available as a part of health insurance plans, though banks and credit unions offer them, too.

What can I buy with an HSA?

You can buy a lot more with your HSA funds than you think: menstrual products, over-the-counter medicines, sunscreen, and travel to and from medical appointments are just some of the things you can buy with an HSA.

Is HSA worth it?

Whether an HSA is worth it is really dependent on your needs. There are some nice advantages associated with it, though. You may be able to lower your out of pocket costs for medical needs. Plus, the funds are not taxed, so you may be able to save more. Unlike an FSA (Flexible Spending Account), HSA funds roll over year-over-year, so you don't have to worry about it expiring.

Should I max my HSA?

Maxing out your HSA to your account's annual maximum amount via monthly contributions can be beneficial if your goals are to save money and limit out of pocket costs for medical care. You can also opt to invest some of your HSA funds, which can be a smart decision for saving for things like family planning or retirement.

Sunscreen

Per Cigna, sunscreen counts as a reimbursable HSA purchase. SPF is super important for skin cancer prevention, plus wearing it regularly can reduce signs of aging – a win-win!

Hatch Alarm Clock

The famed Hatch Restore alarm clock is both HSA and FSA eligible. It's a superb tool for going to bed soundly and waking up feeling refreshed as ever!

Period Underwear

Menstrual care and feminine hygiene products are also HSA eligible. Cigna says this category may include tampons, pads, liners, cups, sponges, and similar items, like period underwear!

Theragun

This luxurious massage gun is both FSA and HSA eligible! It's truly life-changing for relieving muscle soreness and tightness. Therabody's other devices like the Theragun PRO Plus, Theragun Sense, and Theragun Relief are also eligible.

Oura Ring

This fitness tracker ring is FSA and HSA eligible – it can help you keep tabs on your sleep, activity, stress, heart rate and more.

Breathing Strips

According to Cigna, breathing strips are HSA eligible, plus you don't need a doctor's prescription for reimbursement.

Electric Toothbrush

Electric toothbrushes are HSA eligible and reimbursable with a medical diagnosis. This model in particular cleans way better than a regular toothbrush, expertly supporting your oral health.

Essential Oils

Essential oils are HSA-covered with a medical diagnosis. Certain oils can help relieve stress, anxiety, physical pain, and nausea, and aid in better sleep.

Hand Sanitizer

Hand sanitizers of any kind are also surprisingly HSA eligible. We love these sprays from Touchland because they're cute, easily portable, and smell delicious.

Humidifiers

Humidifiers are indeed HSA eligible – the moisture they put out into the surrounding air can relieve respiratory issues, common colds, and even reduce snoring.

Air Purifiers

Similarly, air purifiers are eligible because they can help remove airborne contaminants and viruses that cause allergies and disease.

Spa Trips

In the case you're prescribed a lovely visit to a spa or resort by a physician for medical treatment, the only part that's covered by HSA are the services you receive while you're there. The cost of transportation is not eligible for reimbursement.

Blue Light Glasses

Blue light glasses are covered by HSA; lenses like these block out blue light from screens which helps prevent eye strain and fatigue.

Munn shared with TODAYthat she didn't initially plan to show her scars on the set. The campaign was focused on her recovery post-breast cancer diagnosis, but the makeup artist had a hard time covering up the scars throughout the shoot. She explained that she took a look in the mirror and thought, "I’m done being insecure about my scars." From there, she took the idea to show them off to the SKIMS team — and the rest is history.

And while she was scared to be so vulnerable on camera, this was ultimately a really empowering move for Munn. She elaborated that there are "so many women that have these same scars" who feel just as insecure as she did about them — and she really hopes those women see this ad. "Skims is so iconic and associated with beauty and sex appeal, and cancer really doesn't have that same connotation," she said. "So I just really hope that other women who have gone through my same path feel a little better after seeing it."

The star also took to Instagram to give a behind-the-scenes explanation of her experience. She reiterated that she was "done being insecure" about her scars. "Every mark life has left behind on my body is proof of how hard I fought," she wrote. "I hope other women who have been self-conscious about their scars see these photos and feel all the love I’m sending."

She also shared that SKIMS will donate 10% of their bra sales (except bralettes) to Susan G. Komen® — a charity dedicated to finding a cure for breast cancer — from October 23-31 in stores and online. "It’s really meaningful to be part of an initiative that supports research and helps countless individuals impacted by breast cancer," she said.

All of this comes on the heels of Munn's announcement earlier this year that she was diagnosed with breast cancer. She revealed the diagnosis came after recently tested negatively for well-known breast cancer genes and had normal results from her annual mammogram — but her doctor to check her Breast Cancer Risk Assessment Score. The test showed Munn had a 37% risk of breast cancer, so she pushed for more answers that eventually lead to her diagnosis.

Since then, Munn shared with PEOPLE that she had 4 surgeries in 10 months and underwent medically-induced menopause — all the while juggling being a new mom with husband John Mulaney. She shared, "I'm lucky. We caught it with enough time that I had options. I want the same for any woman who might have to face this one day."

After that March announcement, it's clear Munn is dedicated to raising awareness for women's health — and particularly their options. While chatting about the SKIMS campaign, Munn told TODAY, "You've got to go your doctor and you inundate them with information and you don't stop until they give you the test you need."

If you want to test your own risk for breast cancer, the National Institute of Health has resources here.

Tips For Finding Thrifted Gift Ideas

I’d say keeping an open mind about your potential finds before venturing off to your local secondhand store is super important for executing these thrifted gift ideas.

If you’re shopping for a candle holder to gift with something too specific in mind, you may find yourself in an endless and unsuccessful search for the “perfect” piece. Instead, be open to combing through the knick-knack shelves and clothing racks – you never know what you may find!

Use the 10 thrifted gift ideas ahead to directly guide your gift-making journey, or let each one inspire you to find your own gift!

1. Use thrifted jars to put homemade jam, spice mixes, or snacks in.

Mason jars and other kitchen-y vessels are some of the most common items at the thrift. Pick up several this season, clean them off, then use them for holding homemade food goods to gift! You could even use some to put plant cuttings in.

2. Fill up thrifted vessels like mugs, vases, and bowls to pour candles in.

Making your own candles is actually super easy once you have the materials. Just melt some candle wax with some (or no) fragrance over a fixed wick that you've placed in a thrifted container. Everyone loves a cozy lil' candle!

3. Thrift and gift a pre-loved jewelry box alongside a new or handcrafted jewelry piece.

This thrifted gift idea will really impress, especially if you're able to find a unique jewelry box, or one in your giftee's personal style. As far as jewelry goes, you could make your own beaded necklace or earring set, or check out our favorite statement earringsfor inspiration.

4. Add matches and a striker to a small vessel for a unique match holder.

A box of 300 matches goes for about $10 online, and a dozen striker stickers are about $6. Get the most out of your dollar by thrifting a ton of small vessels (like a shot glass or shallow teacup dish), adding the matches and strikers to them, then gifting out multiple to friends and coworkers.

5. Thrift a velvet garment to cut into strips for handmade bows.

You can transform a $2 shirt into countless bows )for making hair clips and/or gift toppers) by following a simple bow-making tutorial. Sometimes you can even find unused gift bags and boxes in between the aisles to save on wrapping.

6. Thrift cookie tins for all the holiday treats you’ll make (and gift) this season.

Cookie tins and food storage containers are always hiding out at the thrift store. Snag a few and wash them thoroughly before stuffing them full of sweet treats (I always go with puppy chow/muddy buddies) to share! You can also use cookie tins and plastic containers as complete gift wrapping for anything small.

7. Find some candlestick holders or candelabras, clean them off, then gift them with a few candlesticks.

'Tis the era of candlesticks. Candelabras are hot right now, and you're bound to find some on the thrift store shelves. Add them to cart, clean them off, then gift them with a pair of candlesticks tied with a ribbon bow for a cute touch.

8. Thrift a picture frame and use it to hold a collage, a painting, or a photo that’s special to the recipient.

It's not hard to find old picture frames or prints that are still intact. Framing a photo you have of a favorite memory with your gift recipient or a place they love could really hit home and win their heart over! This example with pressed leaves and flowers is adorable, too.

9. If your giftee is a fashionista, scour the thrift store racks for some cool and unique pre-loved garments.

You could even package a few as a ‘style bundle.’ Bonus points if they’re winter-friendly! Just make sure you give everything a good wash before gifting them.

10. Use thrifted bottles to put homemade infused liquors in.

Just add any flavor combination you’d like (lemon + vodka, jalapeño + tequila, candy cane + vodka, coffee grounds + vodka) to some clean, thrifted, and airtight glass bottles – the more elegant the better – and let it steep for up to a month for a single-batch spirit.