12 Budget Notebooks That’ll Help You Get Your Finances in Order

MDesign Cotton Striped Pillow

This $17 striped throw pillow with tied corners screamscoastal luxury. While playful, it's still fairly understated in terms of the color palette, so it'll match really well with any interior design setup!

Sagebrook Home Nautilus Shell Planter

Same thing goes for this gorgeous shell-shaped planter. Embrace the coastal vibes as the weather starts to warm up for just $15! All your seasonal blooms will adore this piece.

Echante Ribbed Glass Candle Warmer Lamp

Well, hello there! Your search for a chic candle warmer – AKA the most bougie home decor purchase at the moment – is officially over, thanks to this $20 piece you can find at Marshalls!

Enchante Leather Two Wick Candle

Of course, you'll need a delicious-smelling candle to go with your new warmer, which is where this $13 leather scent comes in! While you could go the floral or gourmand route, musky aromas like this one tend to lend your space with more of a sophisticated, grown-up vibe.

Petal Lane Strawberries Framed Wall Art

The ornate gold frame on this fruit-themed art piece gives it such a luxurious feel, though no one has to know you snagged it from Marshalls for just $13! It'll look stunning on any wall you want to hang it from – all the way from the kitchen to the bathroom.

Laura Ashley Printed Curtains

Give your window fixings some extra quiet luxury oomph with this $20 set of curtains! The floral pattern will definitely add a refined touch to any room. If you want to take 'em up a notch, layer each one with a sheer white or lace curtain to enhance the wispy, romantic vibes.

Enchante Bow Detail Tabletop Picture Frame

This picture frame is oh-so Anthro – but only costs $7! Whether it houses photos of recent dear memories or snaps of loved ones, it adds a luxe touch through the gold lining and the adorable little bow motif up top.

Sagebrook Home Glass Taper Candle Holder

This taper candle holder is also reminiscent of something our favorite upscale home decor stores would carry. Luckily, you can find it at Marshalls for $13 to infuse your dining table spreads or bedside table setup with playful opulence!

Madison Scalloped Coir Mat

The scallop trend is hot right now. Without it being overly kitschy, try accentuating smaller spaces in your home with the pattern! This $14 doormat is a great place to start, since it'll welcome each and every one of your guests (including you, of course!) with a lively and youthful effect. Everyone will be asking where you got it!

Sagebrook Home Arch Handle Indoor Planter

As classic as straight, clean edges are for the quiet luxury look, you can still lean into more organic, earthier decor pieces for the same effect, or to get some contrast goin'. This charming $15 plant pot features some unique handles on the side and a textured base that'll make your houseplants feel right at home.

1. Not everyone's parents can put them through college. 

"My parents are wealthy, but I grew up in a place where many of my peers' parents were super, duper, crazy wealthy, so I had a skewed understanding of wealth," shared one user.

"It was really eye-opening for me when I went to college. I didn't have to take out student loans; my parents were able to just pay for it. But I had friends who, even with financial aid, had to work their [behinds] off year-round to cover the cost of school. I realized pretty quickly just how privileged I was and that I did, in fact, grow up with wealth."

2. Country clubs aren't the only kind of "clubs" out there. 

"When I was confused about people on Maury complaining their spouse was at 'the club,' and I couldn't figure out what type of country club would let people like that through the front security gate," admitted another user.

3. Not everyone views their parents as good role models. 

"Becoming an adult and realizing that I have extremely good role models as parents because when they have disagreements, they talk them out, and I have never, ever, heard them argue or badmouth each other," one user revealed.

"I also realized that as a kid, my parents got me mental health help that I needed even though it was expensive and continued that care for as long as I have needed it," they added.

"A third [wake-up call] that doesn't seem like much but has had a huge impact was being taught financial literacy from a young age; to budget my money and only buy the things I really, really want."

4. Many people have never left the country.  

"My parents loved to travel. By the time I was 16, I had been to every continent aside from Antarctica. I didn't realize that this was privileged behavior until I went to university, and most of the guys I met had never left the country," a user shared.

"In fact, I grew up thinking I was less privileged because everyone at my school was just obscenely rich. Like, all their stuff was high-end designer stuff while I was in Converse."

5. Some families cannot afford to have pets. 

"My dad was an engineer, so professional wealth, but... probably hearing about a kid whose family had to give his dog away due to the cost in elementary school," another user remembered.

"Giving away our dog wasn't on the radar or even on the table. But it was only out of the question because my parents had the money for it to be out of the question."

6. Owning multiple properties is not the norm. 

"When I learned that not everyone has a summer cottage or trust fund, and not all grandparents have weekend and summer homes," a user noted.

7. Exposure to cultural education isn't a given. 

"I didn't think I grew up in a wealthy family, but when I started high school, I was part of a group of girls who became close friends with me. Apparently, they thought it was very weird that I knew things that I considered cultural knowledge, like the history of some important building in the city or the fact that I actually knew about art and went to museums quite often," detailed a user.

"All this because my parents made me go to museums and theaters my whole life growing up. Apparently, that's not a normal thing for normal parents to do with their kids, and asking your parents if they can take you to the ballet is not something a teenager would normally ask."

8. Some people have never been able to fill up their tanks at the gas station. 

"In college, I went on a road trip with friends, and one asked how much money he should put in the gas tank. I told him to fill it up," recalled a user.

"He kept asking, 'Okay, how much should I pay?' and I kept saying, 'Fill it up!' It turned out he had only ever put $10 to $15 at a time, and it had never occurred to me that some people never fill their gas tanks to the top."

9. Seeing how families abroad make do.

"I realized how privileged I was when I spent a summer with my great-grandmother in a small village in rural Hungary. No indoor running water, the only phone was at the church, and everyone came out to touch the rental car we drove there in. This was in the late 1980s," recalled a user.

10. Learning that not everyone takes their first flight as a child.

"I have been flying around the world since I was 4 months old. When I was 16, my friend told me she'd fly for the first time in an airplane, and I was shocked," said another user.

"I told my dad that I couldn't believe it took her 16 years to fly! I got a stern talk after; my dad is very humble despite it all."

Page of Cups:

Okay, first up in our cosmic download is the dreamy Page of Cups! This card is all about tapping into your inner confidence and those sweet, sweet feelings. Think of it as your permission slip to chase what your heart desires – as long as you're not stepping on anyone's toes (including your own!), and honestly, who cares what anyone else thinks? The adorable fish in the cup? That's the universe dropping unexpected opportunities right in your lap when you're just being your authentic self and following your joy. Yes, effort and intention are still part of the equation, but aligning with what lights you up can seriously unlock some magical joy, abundance, freedom, and peace vibes. This week, let's make it a mission to pump up that passion and confidence within ourselves so we're living a life that truly feels like us.

The Moon:

The next card is the mystical Moon! This one's all about those shifting phases, telling us that the change we've been craving? It's practically here this week! But heads up, babes, it's gonna require a healthy dose of self-trust and building up that inner confidence to actually create and welcome it. The Moon also shines a light on that little flutter of fear that can pop up with the unknown – totally normal! But the cosmos is reminding us that change is already happening all around, just like the moon's cycles and the Earth's seasons. To really ride this wave, we gotta get cozy with being uncomfortable. Remember that power mantra: "nothing changes if nothing changes"? It's your reminder that you've got the power to shape your own path, and that means embracing the new. The reading also nudges us to get super clear on who we are and what we truly want, because floating around without direction? Not the vibe. Implementing changes, whether they're big leaps or tiny tweaks, that align with our most confident and brave selves – guided by those amazing feelings, that spark of excitement, pure joy, and that inner soul voice? That's the secret sauce for unlocking some serious ease.

The Hanged Man:

Okay, last but definitely not least in our reading is the intriguing Hanged Man! Now, this card is all about that "in-between" space – you know, that transitional period where you might feel a little paused or even stuck, even though things are moving behind the scenes. But don't fret, darling! This card is actually encouraging you to embrace that pause, like a cosmic red light giving you a chance to check your internal GPS before hitting the gas again. Think of it as a moment for contentment, practicing patience, and even a chance to tweak your direction if needed. The Hanged Man is your gentle reminder that big changes take time, so don't stress if you're not seeing instant results. This phase is all about trusting the universe's timing and understanding that you're in a transition, moving from point A to point B. So, even if it feels a little slow, know that momentum is building! Use this time to your advantage – optimize, check in with your soul self, and follow those little breadcrumbs of joy, excitement, and curiosity. You're exactly where you need to be right now!

Watch Your Full Weekly Tarot Reading Here!

Come back next week for another reading! Until next time! ✨