32 Ways to Make Your Own Leather Jewelry

Leather jewelry keeps us very happy. It can be as fancy or as fancy-free as your outfit desires, and it’s so easy to make at home with just a few simple tools. From designer-inspired statement suede fringe necklaces to five-minute braided vegan leather bracelets, we curated 32 of the most inspiring DIY leather projects on the planet. These on-trend jewelry tutorials are anything but off-the-cuff!

1. Geometric Leather Pendants: We shall use all the colors! All the patterns! (via Brit + Co.)

2. Scalloped Bar Necklace: A very crafty blogger reveals her secret to sealing clean-cut edges on this gold-sprayed leather piece, the one, the only, Mod Podge. (via The Minted Strawberry)

3. Color Block Boomerang Necklace: Tutorials that include printable patterns to keep us on track? That’s a DIY win. (via Melissa Esplin)

4. Lovely Little Knot Necklace: Knot your average necklace, this sprightly knotty pendant is paired with perfectly curated hardware. (via Erin Siegel Jewelry)

5. Leather Bow Bracelet: It’s a bow. On your wrist. Because that’s adorable. (via Oh The Lovely Things)

6. Sachin + Babi Rorschach Necklace: Give all your Tinder dates a designer-inspired ink-blot test to weed out the crazies. (via Honestly WTF)

7. Studded Leopard Suede Bracelet: Even the leopard print is DIY! We only hope we have as much skill with a permanent marker as this blogger does. (via Studs + Pearls)

8. Cut Out Cuff: Bracelets that’ll pass geometry with straight A’s. (via Melissa Esplin)

9. Painted Fringe Necklace: We love a good pop o’ hot pink, and this painted fringe necklace is one of our all-time favorite DIYs. (via Time For Tea)

10. Boho Cuff: Fact — with this fabric and leather cuff, you too can look like a Ralph Lauren model. (via The Merry Thought)

11. Leather Bolo Dipped Necklace: A totally modern mash-up of leather bow-tie and bolo-tie trends. (via Melissa Esplin)

12. Leather Illusion Knot Cuff: This simple knotted bracelet looks so much more expensive than it really is. It’s inspiring a matching belt project over here. (via Inspiration Realisation)

13. Leather Diamond: Diamonds are a girl’s best friend, especially when they are DIY-ed. (via An-Magritt)

14. Tribal Painted Feather Earrings: Pull out your acrylics and go to town on these painted feather earrings. (via Sew Country Chick)

15. Leather Leaves Necklace: The simplicity and texture of the leather folds results in a beautiful (but not overdone) piece. (via Little Livingstone)

16. Funky Leather Gem Earrings: Jazz up your earlobes with a hefty dose of color and sparkle. These little guys remind us of tiny orange spaceships, so bonus. (via Cinnamon Spring)

17. Leather Wrap Bracelet: This blogger bought this at J. Crew, right? It’s almost too wonderful to be DIY. Almost. (via Lebenslustiger)

18. Leather Mirror Tile Necklace: Mirror, mirror, on the… neck? The fairytale might not work, but this necklace does. (via Brit + Co.)

19. Painted Leather Bracelets: OMG, please-please-please be slap bracelets. (via A Beautiful Mess)

20. Gold Leather Collar: Peter Pan meets Twiggy meets you. (via Refinery29)

21. Collar Flores De Piel: With a color swap, this could be a stunning statement necklace for a bride too. (via Anna Evers)

22. Leather Tassel Jewelry: Beware that after you make this necklace and earring set, you will not be able to stop playing with the tassels. (via Brit + Co.)

23. Studded Bracelets: Studs all day err’day. We love the juxtaposition of the girlish pink and the heavier hardware. (via Martha Stewart)

24. Leather Feather Necklace: Couldn’t get much cuter than this bohemian feathery necklace. (via A Clover and A Bee)

25. Leather Arrow Bracelet: The arrows continuously point in the direction of ice cream. (via By Wilma)

26. Leather Cut Out Bib Necklace: A rare adult bib that doesn’t have a red crustacean on the front of it. (via A Nest For All Seasons)

27. Leather Rings: To add to your stackable ring collection! (via Hello Hydrangea)

28. Five Minute Bow Hair Tie: Oh, fer cute. Maybe this one’s not technically jewelry, but we just had to. (via Oh The Lovely Things)

29. Leather Triangle Earrings: Because, of course, pointy things near your ears are always a good idea. (via Henry Happened)

30. Suede Chain Stacking Bracelets: Everyday arm art that goes with just about anything. (via Brit + Co.)

31. Leather Wrapped Bangles: This blogger had a unique take on a big braided cuff that used multiple gold bangles to create one big super-bangle that will probably save the world someday. (via Handmadera)

32. Layered Leather Bracelet: One of our most popular Brit Kits is all about the leather! (via Brit + Co.)

We could keep going on and on about leather until the cows come home, but we’d love to give you a turn. Let us know your leather jewelry DIY ideas in the comments!

Candles add an extra layer of coziness to the season. Whether you're curling up with a good book, hosting a fall gathering, or just looking to create a cozy vibe, the right fall candle can transform your space into a fall-scented haven. From the warm, spicy notes of cinnamon and clove to the sweet scents of pumpkin, apple, and vanilla, these are our favorite candles for the season.

Fall Scented Candles

Nest

Nest Pumpkin Chai Classic Candle

Your favorite tea and this blend of wild pumpkin, spicy masala chai, cardamom, ginger, and cinnamon will warm you right up this season.

Nordstrom

Apotheke Pumpkin Ginger 3-Wick Candle

Brighten your fall days with fresh roasted pumpkin topped with a spicy blend of ginger, clove, and cinnamon.

Anthropologie

Voluspa Japonica Spiced Pumpkin Latte Glass Jar Candle

Pumpkin spice girls will love this Spiced Pumpkin Latte candle with a hint of vanilla.

Amazon

Calyan Wax Apples & Maple Bourbon

Your sweet tooth might be tempted by this brown sugar, maple syrup, baked apple and a drop or two of Kentucky's finest infused with cinnamon leaf, tangerine, mandarin, and orange essential oils.

Anthropologie

Anthropologie Handpainted Pumpkin Glass Pumpkin Candle

For a more decorative vessel, check out this Anthro handpainted glass candle with notes of nutmeg, cinnamon bark, amber, and cedarwood.

Sweet Water Decor

Sweet Water Fall Leaves Candle

Light up your childhood memories with this fall leaves scented candle with notes of apple, orange, cinnamon, and cloves.

Rejuvenation

Rejuvenation Harvest Pumpkin Linnea Candle

Handcrafted in small batches, this candle is autumn in a jar with pumpkin, thyme, and warm spices .

Nordstrom

Homesick Peak Foliage Candle

Imagine a cool fall day with hot apple cider and pumpkin spice and you have this candle. Top notes include nutmeg, lemon, and eucalyptus.

Brooklyn Candle Studio

Brooklyn Candle Limited Edition Toasted Pumpkin

Toasted pumpkin seeds, cardamom, nutmeg, clove, and cinnamon notes are the scent of chill in the air and soup on the stove. Made in Brooklyn, these soy wax candles are vegan, cruelty-free, phthalate-free, and petroleum-free.

Williams Sonoma

Williams Sonoma Pumpkin Spice Candle

This beeswax and vegetable wax blend features a classic scent for the coziest fall days.

Amazon

FF Spiced Pumpkin Scented Candle

Relax with an aromatherapy of pumpkin, cinnamon, cloves, and vanilla.

Forvr Mood

Forvr Mood Spice of Life Candle

B+C editor Jasmine loves this fiery, bold fragrance that blends ginger, lemongrass, and clementine. Forvr Mood collabed with Claude Kameni, an African designer who uses traditional Nigerian patterns, to design each vessel with a custom Kameni print. It makes a great gift!

Woodsy Fall Scents

Jenni Kayne

Jenni Kayne Cedar Candle

Grab your cozy fall sweater and sit by a candle fire with romantic notes of rose, tobacco leaf, fir needle, and cedarwood.

HomeCourt

HomeCourt Cece Candle

This new brand from actress Courtney Cox uses eco-friendly and sustainably sourced ingredients. The Cece Candle has notes of cedarwood smoke, sweet cardamom, cinnamon, and white leather.

(Malin + Goetz)

(Malin + Goetz) Leather Candle

The rustic smell of smooth leather combined with muted florals has a bit of a '70s vintage vibe.

Public Goods

Public Goods Cedar & Suede Soy Candle

This sandalwood, jasmine, Turkish rose, amber, and notes of leather bring you warm and woodsy spice at home.

Baobab Collection

Les Prestigieuses Encre De Chine Scented Candle

This is another one of Jasmine's favorites with hints of leather, sequoia, and amber.

Buck Mason

Buck Mason LP Candle

B+C editor Kayla loves this hand-poured ceramic candle inspired by Lone Pine, California with notes of atlas cedar, charred hickory, musk, and amber. "I use it every day, it's that good!," she says.

Anthropologie

Capri Blue Volcano Capiz Jar Candle

B+C editor Haley loves this popular citrus scent for fall with sugared oranges, lemons, and limes. Plus, the pearl-esque jar goes with all of her home decor as she shifts from season to season!

Otherland Moonstruck Candle

B+C editor Meredith finds this one "not overtly fall-y, but I’ve been loving it for the woody/leathery smell! It honestly smells like incense." The Moonstruck variety has hints of sweet myrrh, white mahogany, and smoked birch.

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Offering a clean slate of stunning earthy decor is a gorgeous five-bedroom home in LA's Los Feliz hood, tucked in the hills with pine trees and wildlife near the iconic Griffith Park. The home is on the market so it's not yet lived in, which makes it the perfect inspiration for creating a cohesive and modern look that's also clutter-free.

"We’re so sick of all white everything and this house is the perfect antithesis of that," said Sam O'Connor of O'Connor Estates, who helped stage the home after it was beautifully renovated by Ruby and Mike Rubin, design principals at Rubin Studio. "The overall aesthetic is warm and earthy but with the perfect use of color throughout," says Sam.

Keep scrolling to see this gorgeous, earthy LA home tour:

Tessa Neustadt

With a mix of rustic reds, rich greens, and vibrant blues, the home feels inviting and ready for a lucky someone to plant their roots. Budget aside, the inspiration here is worth noting for your 2025 decor and sources come from places like All Modern, Nordic Knots, and HD Buttercup along with vintage pieces too.

"The inspiration for styling was 1970’s Brazilian interiors… Bold, casual and elevated," says Sarah S. Brady, founder of Platform Home. She used an antique rug in the entry from LA's Rose Bowl Flea Market and a large portrait by artist Ali Silverstein.

Tessa Neustadt

Rubin Studio used a Sea Ranch-inspired cedar exterior, and natural materials with interesting textures throughout the home like corks, rough cement tiles, tiles with saturated colors, and cedar, teak, and white oak woods.

Green lovers can take cues from this living room, with saturated green tiles, a Willow Modular Sofa in sage from HD Buttercup, and a Moroccan rug with pops of contrasting yellow by Raha Roho.

Tessa Neustadt

“Going into 2025 we have been seeing a lot of darker tones of browns and deep mauves, including upholstery with interesting texture and rich in tone, plus millwork with darker stains or paint" says Ruby Rubin. Rubin Studios added in custom details with more warmth and character.

Tessa Neustadt

"We created new functional spaces and isolated moments in the walk-through pantry, kitchen, dining room bookshelf, and wet bar," says Mike Rubin of the custom millwork.

Tessa Neustadt

Sam and Claire highlighted the warm earthy tones throughout. "We feel the house is a piece of art and we didn’t want to distract from that. The new dining area is now one of our favorite areas of the home!” Sam says.

Tessa Neustadt

I am 100 percent on board with this green bed in velvet from All Modern. Paired with a jute rug, oak flooring, and mid-century banquette, it's the perfect starter kit for a dreamy bedroom. Vintage art and an iconic Zig Zag chair add personality to already gorgeous design.

Tessa Neustadt

Rubin Studios used a collection of natural honed stone including Jade Quartzite, Quartzite Nero, Calacatta Viola, and Red Travertine that make moments like these interesting, bold, and beautiful throughout.

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The earthy tile and Nickey Kehoe rug continues the green theme from master bedroom to master bath.

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The slate floors, custom millwork, and green tile on the main floor flawlessly complements the trees and views of the home.

Tessa Neustadt

The guest bedroom pairs warm amber tones with natural linens and a jute rug with organic pattern.

Tessa Neustadt

This rosy bathroom is the perfect extension of some of the neutral and warmer tones in the house.

Tessa Neustadt

Here's where olive green meets a burgundy red tile (in the bathroom coming up) to warm up the neutral base.

Tessa Neustadt

Floor-to-ceiling tile makes a beautiful statement in a small bathroom.

Tessa Neustadt

The burgundy marble stone is a stunning complement to the tile above.

Tessa Neustadt

And then there's the rich cobalt blue to surprise and delight with a rug from Nordic Knots. This is the perfect chill spot with wet bar for entertaining. Sign us up!

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Out of all the fall coats I own, It's dawned on me that I have zeroleather jackets at the moment. I used to wear them constantly — to the point where they were literally falling apart — and I just haven't picked up a new jacket since my mom uh, strongly encouraged I get rid of their ratty remains. If that sounds familiar, let's bow our heads for what we've lost so we can make room for the new styles we're about to embrace!

I'm teasing, but I really have found 17 leather jackets that are equally edgy and chic — a perfect combination for fall. I even spy a couple to match some of the H&M fall fashion I can't stop thinking about! So what are you waiting for? Scroll on to find your new sleek outerwear!

Banana Republic

Banana Republic Enola Leather Moto Jacket

One of the first leather jackets I owned was a moto, and I just love this style! Their classic design reminds me of scenes from movies like Grease and Cry-Baby — the ultimate bada-- rom-com movies IMO.

This version is more relaxed and cropped than usual, but that's only half the fun! It has a light inner lining that makes it easy for you to layer when it starts becoming clear summer is on it's way out.

Dynamite Clothing

Dynamite Clothing Faux Leather Bomber Jacket

This elevated jacket works great for those who aren't into the edgier 'biker' look. The relaxed fit is there, but it looks like a mature version of most leather jackets we've seen. With it's concealed zipper and elasticized cuffs, your 9-5 work outfits will get a much needed fall boost.

Pistola Denim

Pistola Denim Nicolette Mod Moto Jacket

There's no rule that says leather jackets have to be black, but they do need to have a few signature staples. The silver hardware and wide lapels on this design give an edge to what seems like more of a cutesy jacket. I like to think of it as "the one you never saw coming" in terms of how it'll gradually command attention.

Target

Wild Fable Faux Leather Oversized Moto Jacket

Some of us just want to drape our bodies in oversized jackets — like this piece by Wild Fable — as soon as a chill hits the air. It's on the heavier side and it has a soft lining that'll keep your bones warm on chilly days.

This option also has zippered pockets to keep your cold weather essentials in place when you're briskly walking from one place to another. Love it!

Amazon

The Drop Heather Faux Leather Moto Jacket

I've always wanted a cognac leather jacket that reminds me of a nice, smooth glass of whiskey. This one is designed to be a perfect fit that doesn't overpower or cling to your body, so you'll be super comfortable in it. And just like whiskey, it'll keep you nice and warm whenever you leave home.

Urban Outfitters

Silence + Noise Fallon Snake Embossed Faux Leather Jacket

Give me anything animal print, and I'll show you how it can become a neutral fall staple. Technically this embossed faux leather jacket is a statement piece, but you can easily build an outfit around it. Actually, it's a great option to wear with a monochromatic black or white outfit.

Levi's

Levi's Lelou Shrunken Moto Jacket

Or you can skip the embossed snake print pattern and go for this shrunken moto jacket instead! This asymmetrical zip design will still add a pop of color to your wardrobe, while giving you the option to play it safe if you're afraid of too much texture with your look.

Though Levi's is known for having the most amazing jeans, don't sleep on their outerwear or else you'll miss out on fun pieces like this leather jacket!

Nasty Gal

Nasty Gal Oversized Real Leather Boyfriend Jacket

This has 'popular girl who wears her boyfriend's jacket' written all over it — and that's intentional. Designed to be oversized, this leather jacket has dropped shoulders and a large notched collar to add to the overall 'boyfriend' look. If you want to go for a cinched waist look, you can utilize the belt on the hemline!

Revolve

Nakedvice The Vince Jacket

Give it up for all the cute cropped jackets in the world. I know some can come across as immature, but not this one! Between the cream color and the sleek frontline zipper, it brings the energy of brat summer into fall!

Land's End

Land's End Leather Jacket

This semi-fitted leather jacket is made of a lamb leather shell and features a snap collar along with shoulder snaps. You'll be snapping your way into fall in no time, but that's not all! It also comes with zippered chest, hand pockets, and cuffs!

Ann Taylor

Ann Taylor Petite Faux Leather Jacket

This faux leather jacket almost looks like a peacoat, and IMO that's a huge part of its appeal. Instead of zippers, you'll find three buttons on each side and wide lapels that make it look office wear-friendly.

Lucky Brand

Lucky Brand Leather Trucker Jacket

Doesn't this look like a leather denim jacket? It's literally one of the most unique designs — it's super sleek and works so well with everything from jeans to sweater dresses. You can even find a cute pair of tall boots to match the cognac color!

Amazon

Levi's Belted Faux Leather Moto Jacket

This belted faux leather moto jacket will become a new wardrobe staple, especially if you want to deviate from your tried and true basic colors. It has silver hardware, a belted hemline, and it's machine-washable!

Bershka

Bershka Leather Jacket

This sheep leather jacket is the true definition of cool with its relaxed fit and and 100% polyester lining. The lapels aren't as defined as other options, which may be a preference for anyone who prefers a sleeker look.

But unlike other leather jackets, you'll have to take special care of it because you can't wash, bleach, iron, dry clean, or tumble dry it! You'll have to take it to someone who specializes in caring for real leather in order to maintain it's appearance so keep that in mind if you decide to buy it!

Wilson's Leather

Wilson's Leather Quilted Moto Jacket

I usually don't like quilted jackets, but this design is an exception. It's 100% genuine leather that has ample pockets and a snap collar that'll give you the 'effortlessly cool' look.

It's an investment piece, but I think it's worth every penny!

Coach

Coach Outlet Leather Racer Jacket

This lamb leather piece is another smooth option for anyone who doesn't want a traditional looking jacket. The more I stare at it, the more I wonder how it's possible for even the zippers to look sexy.

It's currently 50% off, so don't miss out on this gorgeous jacket that's surprisingly not considered a cognac color.

MANGO

Mango 100% Leather Fur Jacket

I shouldn't be looking at this leather fur jacket, but it's truly a work of art. From the placement of the cow print pattern to the overall fit, it's the perfect option if you're still in your cowgirl era á la Bella Hadid.

It's still lined, even if the straight fit suggests otherwise, and that's my favorite part about it! Unassuming fashion is so much, especially during fall!

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Brit + Co may at times use affiliate links to promote products sold by others, but always offers genuine editorial recommendations.

Loud budgeting may be popular on TikTok, but conversations about money can still be awkward. I've been in romantic relationship for a little over a decade and we're just at a point where we've become aligned on finances. So imagine having random conversations with your family or friends that begin with, "I know I've never really asked before, but is it okay if I can borrow [insert x amount of $] until I can pay you back?" The nature of your platonic and familial relationships will totally determine whether you receive positive or negative responses.

As helpful as money can be, it can fracture even the closest relationships. Why? Well, psychologist Veronica West of My Thriving Mind, head of advice for Wells Fargo Emily Irwin; and Founder of Her First $100K money expert Tori Dunlap have a few ideas!

Keep reading for a few sneaky ways money can ruin your friendships:


1. Talking About Money Can Expose Hidden Feelings

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It's impossible to know how someone feels every second of the day, but we probably all think we have a good understanding of the people we're close to. But people are capable of hiding how they feel about something or burying their discomfort until certain situations 'expose' them. Why does it seem like money has a way of doing this?

Both Irwin and Dunlap agree that "money is taboo," leading people to avoid conversations about it. "Data tells us that we are more likely to talk about any other taboo topic—sex, politics, religion, even death—before we’ll talk about money," says Dunlap. West agrees and says, "Money is like that one friend who’s incredibly helpful but totally untrustworthy—everyone likes what they bring to the table, but no one wants to talk about them directly." Did you think of someone specific? It's okay because I did too!

The problem is that money can make "hidden insecurities come out, old sibling rivalries rear their heads," and more, according to West. "Even something like 'who paid for what' can suddenly become a life-or death conversation," she says. It's strange because Irwin says a Wells Fargo study shows that "many Americans across all ages are worried about money," proving we're all thinking about it, despite our avoidance issues.

2. And Money Can Also Create Unease In Conversations

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"When we don’t have open conversations about money, we’re left to navigate it on our own, which can keep us feeling underpaid, overworked, or unsure about our financial situation," Dunlap points out. She feels "discussing money requires a huge amount of vulnerability" which "isn't easy for everyone." You may have seen how other topics are swept under the rug by family members or friends based on reasons they're not ready to talk about.

Though Irwin believes saying something like saying, "'Here's what's keeping me up at night' or 'here's what my goals are' could strengthen connections," Dunlap knows that "shame, comparison, or fear of judgement" can cause people to remain tight-lipped about their finances.

If you've experienced a weird moment because of money or had to be the unfortunate witness of an awkward conversation, my apologies. It's not fun no matter who's involved because, unfortunately, "money carries layers of emotions, like pride and insecurity, that turn simple conversations into potential minefields," says West.

Dunlap says there's a silver lining if people are willing to be open, however. "The key is respecting each person’s comfort level, and encouraging openness if they're willing to meet you there. It’s not going to be perfect at first, but by starting to share more about your own financial experiences, you can start to break the cycle of shame and fear around money. You might be surprised at how quickly others are willing to open up too."

3. Making Assumptions About Other’s Money Status And Financial Situation Can Lead To Disrespecting Boundaries

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No one's saying you should never lend friends money, but being mindful about the decision is worth noting. West feels "it's complicated" while Dunlap believes the issue "can be tricky." There's a chance a low-key loan becomes an expectation that you should dish out money every time someone needs help, even if you're trying to maintain your own bills. "Lending money to a friend is like sharing your Netflix password—simple in theory, but one wrong move, and things get weird," West forewarns.

Dunlap also says, "When you lend money to someone close to you, there's always the chance that you won’t get it back. You want to be mentally prepared for that! Otherwise, it can strain your finances and your relationship. The emotional toll can be just as heavy, as unpaid loans can lead to resentment or awkwardness." It's not unusual to hear about certain friends being unreliable in more ways than one after you've let them borrow something. Unfortunately, Irwin indicates this happens because some people "don't expect to give something back that they've borrowed."

Because of this, Dunlap thinks "it's best to avoid loans if possible." Should you decide to move forward with helping out a friend who's in a bind, make sure you're both in agreement about repayment and what to expect moving forward. West says "having clear terms" or "gifting a small amount if you can afford it" is like "buying their friendship insurance." The latter is something Dunlap agrees with because it "helps prevent resentment if they can't pay you back as planned." Plus, she feels it also "keeps the loan within an amount you're okay with potentially losing."

4. Lending Money Is A Slippery Slope That Can Lead To Distrust And Resentment

RDNE Stock project

It's amazing how money can lead to a friendship breakup if boundaries aren't created or respected. "Money is a sneaky little devil who can push everyone’s buttons. It can cause resentment if one person feels taken advantage of or someone’s 'casual loan' becomes an epic saga of unpaid IOUs," West says. Not only that, but Dunlap knows "money can strain relationships between friends and family by highlighting differences in how we value it, expect to use it, or feel about sharing it."

Friends and family members shouldn't take each other's kindness for granted, but human nature is fickle at times. That's not an indicator that someone you love is a "bad" person, but they may feel like you owe them your time and money. However, Irwin says this isn't "de facto that that person is entitled." Still, Dunlap is more than aware how this can play out. "For example, it can lead to resentment if one person is always the one picking up the tab, while another might feel uncomfortable or indebted because they’ve been helped financially," she says.

On the other hand, it can show up a little differently in families. She adds, "Issues like unequal inheritance or constant requests for financial help can lead to deep emotional tension. Money can also become a tool for power imbalances, where one person feels in control and the other feels dependent, and that can mess with trust and respect."

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When certain negative patterns show up in relationships, it can make people decide to take a step back from being available. "And once distrust settles in, it’s hard to shake; nobody wants to be 'that friend' who’s forever dodging a Venmo request or getting side-eye from relatives at every family BBQ," West points out. How many times have you built up a wall with the people you love because of repeated unreliability or the expectation that you're supposed to help them whenever they ask? If you didn't hesitate to think of a moment, you're living proof that distrust can affect even the closest relationships.

Dunlap says, "When money becomes a main factor in a relationship, it can overshadow the connection, making it difficult to maintain genuine trust and understanding. You can avoid this by having open conversations with friends and family about your financial situation. Clear communication can help keep the focus on the relationship, not the money."

5. You Can Worry You're Not A Good Friend Or Family Member For Setting Money Boundaries

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Worrying about how other people feel can keep us from setting boundaries. There's a difference between being an empath and a people pleaser, but it's easy to blur the lines. You can absolutely empathize with someone's hardship while knowing you're not in the position to lend the amount they may be looking for. I'm a huge fan of saying that two things can be true at once — because they can.

Irwin says you need to "address the conversation head on" if a friend does ask you for a loan. Your response may depend on if their ask was "emotionally-charged or "in an uncomfortable environment," but Irwin doesn't recommend ignoring it. If you're not in the space to respond, here's what she suggests saying in a "timely" fashion:

  1. "Hey, I need time to think about this. Let me get back to you."
  2. "We can help you, but here are our boundaries."
  3. "We see and understand you, but we're unable to help because we're trying to pay off debt or save for _______."

Yes, Financial Boundaries Are Essential

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Don't think you need to create financial boundaries for yourself and your friends? Think again. West says, "Establishing some ground rules is a lifesaver—think of it adding airbags to the friendship. Setting boundaries early on, like when you’re still in the happy, non-monetary part of the relationship, can protect both sides if things get sticky."

Here's how she advises you proceed with creating boundaries:

  1. Keep it light and be honest; you’re not making a prenuptial agreement here, just letting them know you’d like to avoid “financial fireworks” later.
  2. Say, “I’m your friend, not your ATM.” It’s funny but helps set the tone that your wallet isn’t a free-for-all.
  3. Set a gift cap, such as, "I'm happy to chip in for brunch or a birthday, but let’s not get into home-loan territory.”
  4. If you do lend, draw up a repayment plan. Think of it as adulting with a side of accountability to avoid “accidentally” becoming their financial fairy godmother.
  5. Limit talk of big financial choices unless you’re genuinely invested together. After all, nobody needs to know how much their friend spends on avocado toast or scented candles, let alone home renos.
  6. A little humor and some boundaries go a long way. You’ll save yourself a lot of awkwardness and keep the friendships intact, one “non-loaned” dollar at a time!

Alexander Grey/Unsplash

Tori says, "It's so important to have transparent conversations about money, set clear boundaries, and ensure that relationships are prioritized in any money exchange." Here are a few things you can try:

  1. Communicate about your budget with a “gratitude sandwich.” Say you’re invited to an outing—a dinner, or a sports game—that isn’t within your budget right now. You can respond with the “gratitude sandwich.” The “pieces of bread” are positive, and the “meat” is the money thing you’re scared to say. Thank that person for the invite, let them know it’s not within budget right now, and then offer a cheaper alternative, reassuring them that you’d really love to see them. Offering an alternative reminds that person that declining their invitation isn’t about them, and you still care about them. In doing so, you prioritize your budget AND your relationship in the process.When in doubt, remember that no is a complete sentence. You don’t need to overcomplicate things, and sometimes a simple “no” is all you need.
  2. Set expectations early. When planning trips with friends, discuss the budget and how costs will be split upfront. Having these conversations ensures that everyone is on the same page and helps avoid any misunderstandings. It creates a supportive, stress-free environment where everyone can enjoy the experience together without any added worries!

The Final Verdict:

Emil Kalibradov/Unsplash

Once you've weighed your options and considered what you need, you can decide to loan your friend money. However, Irwin wants you to consider being formal about it. "You can absolutely draft a promissory note or loan agreement so that your friend knows how serious you are about your boundaries. If you want, you can also put an interest rate on it," she says.

It's not to hurt your friend's feelings, but it is a boundary you can put in place so they think to themselves, "This is truly a loan because I'm borrowing money with the intent to pay it back," Irwin says. It could change the dynamics of your friendship, but it's more about being "purposeful about the language being used" so you and your friend can both move in the "right direction," according to Irwin.

If the idea of creating a 'loan agreement' sounds icky to you, Dunlap wants you to seriously consider it as "an extra bit of protection." She says all you need to do, again, is "try setting up a simple contract to outline repayment terms" because it "can help both of you stay on the same page and avoid misunderstandings down the road."

Her ultimate piece of advice? "Only lend what you're comfortable giving and potentially losing, and keep open communication to maintain trust and respect in the relationship."

If you set clear financial boundaries and still find that your platonic relationships are weird, we have tips to help you navigate a potential friendship breakup.

Surprise your loved ones with these cheeky gift ideas that are perfect for anyone and everyone! From quirky gadgets to fun, useful finds and playful accessories, these picks are designed to bring a smile to anyone's face. Whether you're shopping for a close friend or that hard-to-please relative, these unique finds add a dash of humor and charm to your holiday gifting. Explore these playful gifts and make this season memorable with presents that everyone will enjoy.

Thanks for reading about our favorite finds from across the internet! FYI: We participate in affiliate programs and may get a share of the revenue from your purchase.

This calming toy to Help Reduce Anxiety

Amazon

This Purrble calming toy has been awarded Amazon’s choice, and will be both fun and soothing for children. It is a high-tech tool and a soft, furry toy that is a cuddly interactive companion that can help children stay calm in moment of stress and anxiety!

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This Puffer Bomber Is So Chic

Amazon

Keep your EveryGirl warm and stylish all winter with this beautiful puffer bomber. It comes in a range of classic colors and bright, bold, eye-catching colors so you can find the perfect look.

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Blow Off Some Steam With A Dammit Doll

Amazon

When you just can't take it anymore and need to yell and scream, take it out on a Dammit Doll. "The Classic Dammit Doll is engineered to absorb all that negative energy so you can let go and get your happy back on." Verified Purchaser, A. Preston, said, "I have been gifting Dammit Dolls for several years, they never fail to get a smile out of the recipient!"

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A Form of Shart

Amazon

This gift is just so hilarious, it had to make the list. If you have a friend who enjoys a good giggle, this is the one!

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Fidget Putty Is Perfect For Concentration

Amazon

Forget the fidget spinner, it's all about the fidget putty. This clever product contains over 500 ferrite stones that mould together like putty. It can help to calm an anxious mind or keep you focused.

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Advent Calendar But Make It Makeup

Amazon

Bring back all of the childhood feels with this advent calendar stocked for the makeup guru who likes to sample new high-end products and fragrances.

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Mini Karaoke Machine

Amazon

Bring the party home with this Mini Karaoke Machine. This portable Bluetooth speaker for kids comes complete with two wireless microphones, perfect for family singalongs or as a unique gift for the little songbird in your life.

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These Slippers Are Perfect for Cold Weather

Amazon

These UGG Slippers are made from ultra-cozy dyed sheep fur and feature a cushiony insole and rubber outsoles. They will keep your giftee’s feet warm inside but are also a total delight to look at.

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Remove Sebum and Blackheads With This Tool

Amazon

This adorable tool was made to clean out your pores with just a few sweeps. The Tako pore scrubber pulls out impurities to leave your skin looking and feeling clean and bright.

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The Not-So Piggy Bank

Amazon

This piggy bank is lacking a piggy but serves adults and children alike. You can put in whatever amount you'd like and take out any amount you like (hence the ATM.) Genius!

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Put Your Phone on DND and Enjoy Some Quiet Time

Amazon

Bring back the art of conversation with this card game designed to spark meaningful discussions. Featuring over 300 questions, it's perfect for fall camping trips or cozy nights in with friends and family. Whether you want to reconnect or have fun, this game is a great way to spend those crisp autumn evenings.

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The Top Selling Pillows On Amazon

Amazon

Want a hotel feel every night? These Beckham Hotel Collection Pillows are the answer we're all looking for. They outsell every other pillow on Amazon by a landslide and are made with a cooling gel fiber to keep you from overheating. You'll sleep like royalty.

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Shoe Spray to Spray the Stink Away

Amazon

Enjoy a fresh pair of shoes every time you put them on and avoid the embarrassment of taking off your shoes that have a stench when at someone’s house. The shoe spray gets rid of the nasty odors that may happen over time so you can feel confident in your walk.

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This Organizer Bin With a Genius Design

Amazon

If you've little ones with a million toys that are always making a mess, then you know the struggle that comes with getting them to tidy up. This organizer bin is a game-changer, perfect for small toys since not only does it have large storage space, but it also doubles as a playing mat so that when your kids are done playing, everything can cleaned up at once, saving you the hassle and stress.

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A Portable Photo Printer To Make Prints Anywhere

Amazon

Just when we thought we had enough photos on our phones, the HP Sprocket Photo Printer stepped in to display our shots physically. The portable photo printer boasts Bluetooth connectivity and can print images at 2 x 3in, roughly the size of a credit card. The best part? It can also apply effects, filters, and more.

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This Desk Lamp For Lighting But in the Cutest Way

Amazon

Light up your space with the desk lamp in the shape of a bird, making it a cute gift for a child or adult. It adds the essence of nature inside.

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Cowboy Hat-Wearing Duck Lamp

Amazon

It doesn't get more unique for a gift than this cute little cowboy hat-wearing duck table lamp! This little guy includes a USB port for rechargeable ambiance and touch control for personalized dim light.

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This Comfortable Bath Pillow Takes Relaxation to Bliss

Amazon

Indulge in the ultimate bath relaxation with the LuxSetp pillow, a #1 best-seller, complete with a plush cushion and neck roll. It is designed for supreme head and shoulder support while soaking and is crafted from breathable, quick-dry mesh. Attaching it to their tub is a breeze, with six handy suction cups included.

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The Stanley Stainless Steel Tumbler Is a Fan Favorite

Amazon

Don't miss out on gifting the popular Stanley Stainless Steel Tumbler, which will be a hit this holiday season. This double-wall vacuum-insulated tumbler is available in almost two dozen colors and four sizes.

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Go Solo

Amazon

The Solo Stove has been all over the news lately, thanks to Snoop Dogg's hilarious commercial. The Stove was made to fit perfectly on backyard tables, offering the lucky recipient with the perfect place to roast marshmallows or a just fun spot to enjoy a bit of backyard rest and relaxation.

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Wrap Up In Warm in These Essentials

Amazon

This season, gift comfort with these teddy slippers. You won't believe how quickly they will mold to feet. Perfect for winter evenings of fireside lounging.

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Comfy Couch Blanket

Amazon

This is an easy and fail-proof gift to give someone you don't know well. A fuzzy blanket for comfy movie nights and an easy way to add style to their living space!

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Nostalgic Glow From This Tetris Lamp

Amazon

Light up a gamer's world in more ways than one. This Tetris lamp isn't just about illumination; it's a tactile experience, a puzzle in itself. Let them design their own luminous masterpiece. Beyond being a practical gift, it’s a journey down memory lane, evoking nostalgia and delight.

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They'll Feel Pampered With This Laneige Holiday Gift Set

Amazon

After trying the popular Laneige lip mask, we fully understand the hype. This gift set has all of the star favorites from your favorite moisturizing brand, from a cream moisturizer to their coveted, best-selling lip mask. There are a few different sets to choose from, making it easy to tailor to your gift recipient.

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Astronaut Galaxy Night Light

Amazon

This SunTime Star Projector Galaxy Night Light is a mesmerizing gift that transforms any room into a starry galaxy, perfect for kids and adults who love a touch of celestial wonder.

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Handprint Kit

Amazon

With this CHERRY CHEERS Family Handprint Kit, you can create a personalized keepsake wooden frame, an endless gift set that captures family moments in a unique and fun way.

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This Heated Neck Stretcher For the Whole Body

Amazon

Since it is connected, your body will feel better using the heated neck stretcher. Gift a loved one this gift for muscle relaxation and therapeutic heat done right at home.

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This Camera Bundle for Pro-Level Shots

Amazon

This bundle includes the Canon EOS Rebel T7 camera, which is compact but can capture high-quality photos and videos. It comes with additional accessories, including extra camera lenses, filters, a tripod, and more tools that’ll give them more freedom to experiment with different photography styles.

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Give Their Plants a Personality with these Magnets

Amazon

For the plant lovers among you, these magnets are the perfect gift. With three expressions and three adorable animals, they add a playful touch that’ll bring a smile to your recipient’s face. Take it from this reviewer: “These are such a unique and inexpensive gift for the plant enthusiast in your life. Turn a simple plant into an adorable conversation item. They will make you smile when watering your houseplants.”

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This Book Nook for DIY Enthusiasts

Amazon

Available in four beautiful designs, this book nook is not only a wooden puzzle that’s very fun and fulfilling to assemble, but it also culminates into a beautiful and functional display piece for your recipient’s bookshelf.

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Relieve Tension With an Infrared Heat Mat

Amazon

This infrared heat mat delivers far-infrared heat that relieves your sore muscles. It's a great way to stimulate muscle recovery and ease into relaxation.

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A Coloring Book with a Sense of Humor

Amazon

The "Things You Want to Say at Work But Can't" coloring book is the perfect gift for that person just trying to get through the work week. It not only offers an outlet for stress relief, but each page has hilarious sayings that are sure to get a much-needed laugh.

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Legacy Journal

Amazon

This Legacy Journal by Duncan & Stone is a thoughtful gift that lets grandparents share their stories and wisdom across 85 beautifully designed pages.

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Christmas Snow Globe for Magic Glittery Moments

Amazon

Shake the Christmas snow globe and watch as snow starts to fall on the tree and presents inside. It is a beautiful sight that makes for a beautiful gift.

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For the True Crime Lover

Amazon

The excellent gift for the Law and Order true crime junkies is this criminal minds brain game is a fun way to test their memory and gives them an excuse to play private investigator.

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This Kit to Crochet the Stress Away

Amazon

Whether they want to try their hand at crocheting their clothes or trinkets like book sleeves, mats, and more, this crochet kit includes everything needed, including 21 crochet hooks, 15 skeins of yarn, and 37 additional accessories that’ll come in handy. It’s a therapeutic hobby and the key to making practical yet cute items they’ll love.

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These Solar Wind Chimes For Musical Days and Nights

Amazon

Add sound to time spent at home with the solar wind chimes that make for a gift that keeps giving. The sounds of chimes have a calming effect on anyone.

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Every Kitchen Needs One

Amazon

High-quality pots and pans aren't easy to find, but this set fits the description. The gorgeous, non-stick, oven-safe, and dishwasher-safe set comes with a detachable handle that can change from pot to pan and back again to offer the ultimate convenience for the home chefs in your life.

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This B5 Balm Soothes Dry Skin

Amazon

The hands and body can get seriously cracked and dry during the unforgiving winter. This La Roche-Posay Cicaplast Balm B5 is a must-gift for your friend who needs a soothing balm. Healing and therapeutic, this multi-purpose cream will soothe dry and cracked skin.

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Gift the Joy of Cozy, Warm Sips with a Temperature-Controlled Mug

Amazon

For that person who always has a hot drink at hand during the holiday season, this temperature-controlled mug is the most practical and thoughtful gift. It has three heat levels, ensuring that they can savor every sip in perfect peace without worrying about a lukewarm drink.

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The Screaming Goat: For the Office Jokester

Amazon

The Screaming Goat figurine, which is complete with a book, is a must-have for the office prankster. The unexpected goat scream will effortlessly lighten the mood and draw laughs on busy days filled with silence and concentration.

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This Smart Notebook Transmits Handwritten Notes

Amazon

Pop your notes online, and then here's the magic: zap your Rocketbook reusable notebook in the microwave, and voilà, all 80 pages are fresh again! It's a game-changer for doodlers, busy students, or note-takers in endless meetings. Say goodbye to carrying a pile of heavy notebooks - this journal is about making their life lighter.

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Healing Crystal Candle To Calm Their Bah Humbug Attitude

Amazon

Aromatherapy tea light candles filled with crystals to channel positive energy and encourage holiday cheer. Illuminate their home with Amazon's Healing Crystal Candle!

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These Nostalgic And Fashionable Mini Ugg Boots

Amazon

These Mini Ugg Boots will put a smile on any fashionista's face. With sheepskin lining and insoles, these boots will keep anyone warm all winter long whether they are inside or outside.

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This Unique Jewelry Wash Makes It Easy to Keep Your Jewelry Sparkling

Amazon

Featured as one of Oprah's favorite things, this jewelry wash cleans your jewelry while you wash your hands. It uses safe and effective ingredients to give your jewelry a deep clean while nourishing your skin, and it's formulated to be safe for all metals, gemstones, and jewelry types.

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Chill Out with These Meditation Disks

Amazon

These tone therapy meditation disks are meant to be placed on either side of the body to release a full meditative 3-minute healing sound bath that's helped thousands of people with their anxiety.

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Portable Blender

Amazon

This Ninja Blast Portable Blender is a cordless, rechargeable device perfect for health-conscious individuals who love their shakes and smoothies on the go.

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Keep your pet entertained for hours with a motion-activated toy

Amazon

Every pet owner knows how it feels to want to spend hours playing with their pet but remember that they have other obligations they must attend to. If you think this is you, you can provide your pet with entertainment without having to spend hours playing. Enter this motion-activated toy that dogs will love.

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This Bracelet Doubles As a Charging Cable

Amazon

You would never guess that this wristband also serves as a mobile phone charging cable. This fashionable accessory is ideal for anyone consistently on the go and is available in several hues to suit personal style.

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This Toiletry Organizer For Travel

Amazon

Anyone who frequently travels will appreciate this Toiletry Organizer. It features separate compartments for everything you need for a successful trip, including makeup, skincare, and hair products.

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Unlock a World of Unusual Knowledge With This Book

Amazon

‘The Book of Unusual’ is a best-seller on Amazon, and its name is the only gag aspect. Filled with intriguing trivia across entertainment, politics, art, and more, it's a wealth of unusual and fascinating information, perfect for the curious mind.

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This Drawing Tablet is For Beginners of Graphic Design

Amazon

Beginner-friendly, this drawing tablet has ample drawing space so that creating digital artwork is easy and comfortable. It has various levels of pressure sensitivity for accurate drawings, and there are eight customizable keys on the side that your recipient can set up with convenient shortcuts.

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A Set of Kawaii Erasable Gel Pens That Is Just Adorable!

Amazon

According to Wikipedia, "kawaii" (rhymes with Hawaii) is the "culture of cuteness in Japan." That explains how popular Hello Kitty and Pikachu are. The Pig, Bear, Cat, and Mouse that make up this Set Of 4 Erasable Gel Pens can certainly be described as Kawaii. See, listicles can be educational! Only .55 cents!

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This Adult Sensory Toy for Relief

Amazon

Get out your stresses of the day with the adult sensory toy. It makes for a terrific gift, even if just for play. Build funky structures with the magnets.

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An Oasis Of Relaxation With This Shower Bomb

Amazon

Transform your daily shower into a spa retreat with this Shower Bomb, the ideal gift for those who appreciate moments of relaxation and rejuvenation. This Shower Bomb infuses your shower with soothing scents and a refreshing ambiance, turning your routine into a wellness experience. Whether it's for a self-care enthusiast, a fitness fanatic, or someone who simply enjoys the gift of serene moments, this Shower Bomb is the ultimate gift that ensures your shower becomes an oasis of relaxation.

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Everyone Needs These Apple Air Tags

Amazon

Your family and friends will love these popular Apple Air Tags that can track personal belongings ranging from cell phones and wallets to keys and wireless headphones.

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The Ultimate Chill Onsie

Amazon

These are the perfect PJs or loungewear for a homebody. It doesn't get more comfortable than hanging at home in a onsie.

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Glass Teapot For Two

Amazon

Brewing the perfect cup of tea with this exquisite glass teapot for your folks. It makes a splendid gift for tea-loving parents who enjoy sharing this delightful beverage together.

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This Lip Sleeping Mask Nourishes Overnight

Amazon

This LANEIGE Lip Sleeping Mask is essential for nourishing lips overnight. This product blew up after Sydney Sweeney campaigned with the brand, hyping it on socials, and then it started flying off the shelves.

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This 3-in-1 Charging Station Is a Great Secret Santa Gift

Amazon

This compact 3-in-1 Wireless Charging Station is a great Secret Santa gift as it can charge various tech essentials and easily fits any tabletop.

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These Classic Athletic Socks

Amazon

There is no stocking stuffer better than Classic Socks. These athletic unisex socks come in white and black color options and can be worn during leisure or physical activities.

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These Satin Bed Sheets Enhance Comfort in the Bedroom

Amazon

Slide into luxury with DECOLURE's satin bed sheets. Their silky texture is a dream against your skin. This lightweight, wrinkle-resistant set, complete with a fitted sheet, flat sheet, and two pillowcases, comes in various sizes and colors to suit any taste.

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Streak-Free Cleaning with These Microfiber Glasses Cleaner

Amazon

This Microfiber Glasses Cleaner is ideal for effectively cleansing lenses while avoiding scratches. They are an excellent substitute for wearing a shirt to wipe glasses and serve as a practical present for those wearing spectacles.

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An Adorable Note Dispenser for Your Office Buddy

Amazon

Add a touch of whimsy to any desk with this adorable cat-themed note dispenser. Beyond its endearing design, this little feline friend serves a practical purpose by effortlessly dispensing post-it notes. It's not just a desk accessory; it's a charming companion that brings both the cuteness factor and functionality to the workspace.

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Boost Productivity Anywhere with This Work From Anywhere Kit

Amazon

This Work from Anywhere Kit is ideal for remote workers or digital nomads. With 17 essential items, it transforms any location into an efficient workspace inspired by the latest TikTok trends.

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This Mini Waterproof Bluetooth Speaker

Amazon

This Mini Bluetooth Speaker is perfect for travel and outdoor use. It can even be used in the shower to deliver high-quality sound without distortion for the ultimate listening experience.

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For the Traveling Soldier

Amazon

You can't go wrong with gifting the best makeup bag on the entire planet! This traveling organizer unfolds to reveal four separate storage compartments and even has space for makeup brushes so they don't get crushed in transit. The 360-degree swivel hook makes it easy to hang up in a hotel room or the car for easy access anytime.

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Customizable Door Mat Is a Cute Addition to the Home

Amazon

Gifting this Customizable Door Mat will turn a house into a home and bring a smile to their face every time they see it. It definitely adds a personal touch when welcoming guests this holiday season.

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This Star Map Showcases the Sky on Their Special Day

Amazon

If you’re looking for a one-of-a-kind way to show someone how much you care, this customizable star map is perfect. This artwork will show the constellations in the sky on any date you choose; how cool! You can customize the phrase, names, date, location, and font, so it’s a thoughtful and chic decor item.

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A Tray to Enjoy a Romantic Breakfast in Bed

Amazon

Let your parents know you want them to enjoy their time with a bedtable tray. It holds lots of food and coffee so they can stay in bed for hours.

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Dad Will Love This Beard Trimmer

Amazon

Get your dad to chop off those extra hairs so he doesn’t look like Santa, and see how much he will love this Beard Trimmer.

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These Best-Selling Earbuds Are Quality Sound On a Budget

Amazon

The TOZO earbuds feature Bluetooth 5.0 and a water-resistant design. They're the savvy pick over pricier brands, boasting a stellar 4.3-star rating from 357K+ reviews. Users are raving about the impressive 30 hours of playtime.

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