Here’s How Much Money You Should Have in Your Emergency Fund

When you’re setting financial goals for yourself, it’s easy to stay focused on how to make more money or how to save for a major expense, like buying a house. But it’s also important to think about having an extra stash of cash for an unexpected plot twist, like losing your job, a pricey car repair, or a major dental emergency. These are just a few of the reasons why you should have an emergency fund handy. Let’s take a look at how to get started and how much to save.

1. Set up a separate savings account. It’s best to go with a high-yield savings account so you can earn the most interest possible, but the biggest goal should be to have a dedicated account just for your emergency funds. If there’s a good chance you’ll drain the entire account for an emergency, then opt for one that doesn’t require a minimum monthly balance. The financial website NerdWallet has a great comparison tool if you need some help looking around for a bank that’s right for you.

2. Track your spending. Track what you buy and how much you spend each week to get a better idea of what your true cost of living is. Be sure to include your ongoing expenses like rent/mortgage, loan payments, credit card payments, utilities, and anything else you pay for each month. By looking at all the things you spend money on, you’ll have a better idea of how much you’ll need to support yourself if you were to lose your job. It’ll also give you some insight into where you can cut back to really put some horsepower behind your savings goals. To get started, you can use a trusty pen and planner to track your cash, or download an app like Mint that will automatically categorize and analyze your spending.

3. Create a savings goal. Once you know how much you need to get by, set a goal to save. To keep your goal attainable, start with saving three months’ worth and grow your emergency fund from there. How much you should save is up to you, but a common rule of thumb is to have at least three to six months of living expenses in the bank. Financial expert Suze Orman argues that to feel and actually be financially secure, you should save for at least 8-12 months of coverage. This way you’ll have enough to cover a variety of scenarios without going into debt.

3. Set and forget. Saving any amount of money can feel intimidating, let alone enough for 12 whole months, and it may be especially daunting if you’re already on a tight budget. To get you going in the right direction, try outsmarting yourself by setting up a direct deposit that automatically transfers a set amount from each paycheck into your emergency fund. Alternatively, you can check with your bank to see if you can set up an automatic monthly transfer from your checking to your savings account. Another way to automate your savings is to use an online service like Digit to help you save without putting too much brain power behind it. Whichever method you use, the goal is to make saving automatic.

4. Replenish what you use. If you find yourself in a position where you need to dip into your emergency savings, make a plan of action to replace whatever you took out. If you had to withdraw money due to a job loss, make padding the account a priority once you get a new job. If you had to take some money out for an unexpected expense, follow all the same steps that you did to make it rain in your saving account when you first started. This is a great way to keep yourself from relying on credit cards to cover the unexpected, thus keeping your financial security intact.

Do you have an emergency savings account? What steps did you take to make saving a reality? Tweet us your tips @BritandCo!

HSA isn’t just for prescriptions and doctor’s visits – there’s actually a ton of things you can buy with your savings. Blue light glasses and sunscreen are commonly HSA eligible, but a lot of people don’t know you can also finesse fancy spa visits and life-changing massage guns (I’m looking at you, Theragun) with their HSA dollars. Some of these items are also FSA eligible, so if you’ve got some funds to use before they expire at the end of the year, you’ve come to the right place!

Your HSA funds can do way more than you think. Check out these 14 unexpectedly fun health-related finds to help you step up your self-care!

What is HSA?

Polina Tankilevitch / PEXELS

HSA stands for Health Savings Account, a type of savings account that lets you set aside funds to pay for qualified medical expenses. HSAs are often available as a part of health insurance plans, though banks and credit unions offer them, too.

What can I buy with an HSA?

Kaboompics / PEXELS

You can buy a lot more with your HSA funds than you think: menstrual products, over-the-counter medicines, sunscreen, and travel to and from medical appointments are just some of the things you can buy with an HSA.

Is HSA worth it?

Kaboompics / PEXELS

Whether an HSA is worth it is really dependent on your needs. There are some nice advantages associated with it, though. You may be able to lower your out of pocket costs for medical needs. Plus, the funds are not taxed, so you may be able to save more. Unlike an FSA (Flexible Spending Account), HSA funds roll over year-over-year, so you don't have to worry about it expiring.

Should I max my HSA?

Pixabay / PEXELS

Maxing out your HSA to your account's annual maximum amount via monthly contributions can be beneficial if your goals are to save money and limit out of pocket costs for medical care. You can also opt to invest some of your HSA funds, which can be a smart decision for saving for things like family planning or retirement.

Amazon

Sunscreen

Per Cigna, sunscreen counts as a reimbursable HSA purchase. SPF is super important for skin cancer prevention, plus wearing it regularly can reduce signs of aging – a win-win!

Amazon

Hatch Alarm Clock

The famed Hatch Restore alarm clock is both HSA and FSA eligible. It's a superb tool for going to bed soundly and waking up feeling refreshed as ever!

TomboyX

Period Underwear

Menstrual care and feminine hygiene products are also HSA eligible. Cigna says this category may include tampons, pads, liners, cups, sponges, and similar items, like period underwear!

Amazon

Theragun

This luxurious massage gun is both FSA and HSA eligible! It's truly life-changing for relieving muscle soreness and tightness. Therabody's other devices like the Theragun PRO Plus, Theragun Sense, and Theragun Relief are also eligible.

Amazon

Oura Ring

This fitness tracker ring is FSA and HSA eligible – it can help you keep tabs on your sleep, activity, stress, heart rate and more.

Amazon

Breathing Strips

According to Cigna, breathing strips are HSA eligible, plus you don't need a doctor's prescription for reimbursement.

Amazon

Electric Toothbrush

Electric toothbrushes are HSA eligible and reimbursable with a medical diagnosis. This model in particular cleans way better than a regular toothbrush, expertly supporting your oral health.

Amazon

Essential Oils

Essential oils are HSA-covered with a medical diagnosis. Certain oils can help relieve stress, anxiety, physical pain, and nausea, and aid in better sleep.

Amazon

Hand Sanitizer

Hand sanitizers of any kind are also surprisingly HSA eligible. We love these sprays from Touchland because they're cute, easily portable, and smell delicious.

Amazon

Humidifiers

Humidifiers are indeed HSA eligible – the moisture they put out into the surrounding air can relieve respiratory issues, common colds, and even reduce snoring.

Amazon

Air Purifiers

Similarly, air purifiers are eligible because they can help remove airborne contaminants and viruses that cause allergies and disease.

Anna Tarazevich / PEXELS

Spa Trips

In the case you're prescribed a lovely visit to a spa or resort by a physician for medical treatment, the only part that's covered by HSA are the services you receive while you're there. The cost of transportation is not eligible for reimbursement.

Amazon

Blue Light Glasses

Blue light glasses are covered by HSA; lenses like these block out blue light from screens which helps prevent eye strain and fatigue.

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Brit + Co may at times use affiliate links to promote products sold by others, but always offers genuine editorial recommendations.

I have to be very, very careful when I cross paths with Trader Joe’s bakery section. From their Sea Salt Brownie Bites to their Chocolate Brooklyn Babka, sometimes my sweet tooth is too strong to not add a dessert (or two!) to my cart.

This dilemma is especially prevalent around the holiday season – the famed grocery chain just dropped some irresistible sweet treats like Teeny Tiny Pecan Pies andPetit Fours, for which I am so grateful.

But there’s one brand-new treat I truly cannot deny, and it’s downright perfect for every seasonal occasion, from cozy Christmas movie nights to holiday parties.

Trader Joe's

Trader Joe’s new Gingerbread Sandwich Cookies have started a riot amongst TJ’s fanatics like me. And what’s not to love about them? They boast two “perfectly spiced, luxuriously soft-textured, rich and molasses-y” cookies that house a deliciously-sweet vanilla frosting.

I’m a massive fan of Little Debbie’s everything, and this version is an undeniable step-up from their beloved Oatmeal Creme Pies (IYKYK).

TJ’s fan account @trader_joes_treasure_hunt highlighted the Gingerbread Sandwich Cookies on their page, and tons of followers chimed in on just how good they are.

“These are my favorite holiday cookies ever,” one commenter wrote.

“Omg this is my kryptonite,” another said.

“They go down like water,” someone else commented.

The Trader Joe’s Gingerbread Sandwich Cookies go for $5.99 for 9 bodaciously icing-stuffed treats (score!). Whether you bring them to the company Christmas party or a gals-only potluck this year, they’re sure to deliver holiday joy at a quality reminiscent of your local bakery.

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Just how expensive is it to have a baby in 2024? One woman sharing her experience on social media has sparked a much-needed conversation about financial transparency when it comes to starting (or growing) a family.

Josephine Anderson, who posted a video on her Instagram @fosterthevalley, outlined the costs of her uncomplicated vaginal birth, and TBH, it was shocking.

The financial breakdown of her experience (with Cigna for insurance):

  • Routine office visits (including 2 ultrasounds): $1,266
  • Labs: $3,440.81
  • NIPT genetic testing: $15,319.36
  • Anatomy scan: $1,270
  • RhoGam: $360
  • Hospital for mom: $23,722.10
  • Hospital for baby: $7,402.80
  • OBGYN for delivery: $5,000
  • Epidural: $5,720
  • Breastfeeding support: $2,589.78
  • Pediatrician: $209
That all racks up to a whopping total of $66,299.85. After insurance was factored in (her deductible was $3,000 while her max out-of-pocket for in-network expenses was $11,000), the total cost for her uncomplicated vaginal birth was $4,788.98. Forbes Advisor reports the average cost of having a baby in 2024 is $2,854.

Instagram

Josephine’s video warranted thousands of comments, most of which were appalled by the costs of her experience:

“This needs to be shared in SexEd classes,” one commenter wrote.

“The US medical system is BROKEN,” another said.

“And people are still confused why more women are choosing to remain child free… we literally can’t afford it,” another user commented.

Mart Production / PEXELS

Brit + Co spoke with Wendy Colson RN, IBCLC and CEO/Founder of BOOBIE Superfoods to gauge if Josephine’s costs were typical for the care she received. Colson has significant insight into how insurance works not only from an employer’s perspective, but from personal experience as a patient with breast cancer.

“The $4,788.98 net amount she mentions is realistic given that her deductible was $3,000. If she had chosen a plan with a $1,000 deductible – which is a common ceiling for good coverage – the same scenario would have cost her around $2,789,” Colson said. “The video highlights the importance of understanding what you're getting with an insurance plan, especially when you anticipate major life events like childbirth.”

Sarah Chai / PEXELS

Colson primarily attributes unanticipated costs for medical care (like in Josephine’s case) to patients that choose their insurance plans with, well, no real plan.

“Many [people] opt for the [plan] with the lowest paycheck deductions without fully evaluating the benefits,” Colson said.

There’s often a tradeoff between paying less per paycheck and receiving your desired benefits: for example, if you elect to contribute less money towards your insurance per paycheck, you may end up paying more out of pocket for things like doctor’s office visits and prescriptions.

“Making an informed choice is key to saving money in the long run,” Colson continued. “In short, it's crucial to consider both the immediate costs (like paycheck deductions) and the potential future costs (like deductibles and copays) when choosing an insurance plan.”

Anna Shvets / PEXELS

Another major cost Josephine mentions in her video was 12 weeks of unpaid maternity leave, which cost her a total of $18,000 (in lost income).

Per the passing of the Family and Medical Leave Act (FMLA) in 1993, moms have a legal right to up to 12 weeks of unpaid maternity leave. The U.S. Department of Labor notes that the act was designed to help employees balance their work and family responsibilities, accommodate the legitimate interests of employers, and promote equal employment opportunity for men and women.

Matilda Wormwood / PEXELS

It all sounds great until you realize the time off is indeed unpaid, which doesn't really aid in the amount of money parents end up owing after all is said and done in the pregnancy and childbirth processes.

Only 13 states plus the District of Columbia offer paid maternity leave. When you compare the United States’ laws to that of other industrialized nations, they don’t exactly measure up.

Colson says Sweden’s maternity leave policy is “one of the most generous,” offering 390 days of paid parental leave (shared between parents) and 80% of wages covered for a significant portion of the leave. In Germany, mothers are entitled to 14 weeks of maternity leave plus a tax-free, income-based allowance straight from their insurance provider.

Jonathan Borba / PEXELS

Though it’s likely that US laws will never be that generous in terms of paid maternity leave, there are a few things you can do to make the blow of medical costs hurt a little less, says Colson.

“My advice is to be your own advocate,” she says. “If you’re planning to have a baby, start by understanding what your state provides in terms of paid leave to avoid surprises after delivery.”

To keep the cost of having your baby (if you’re planning to have one) transparent and free of surprises, Colson recommends:

  • Asking your physician’s office for a detailed breakdown of insurance billing codes, including:
    • Office visits
    • Lab work
    • Epidural (and the anesthesiologist’s separate fee)
    • Hospital admissions
    • Specialist consultations during admission
    • Optional procedures like circumcision, if desired
  • Email the insurance billing codes to your insurance provider, who can help calculate your out-of-pocket costs and deductible

“Having a baby is priceless,” Colson says. “By planning ahead – understanding your insurance options, healthcare costs, and available benefits – you can ensure peace of mind and focus on what truly matters: your growing family.”

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Prince Harry and Meghan Markle are no strangers to tabloids, the internet, and any and all fascination with their private life. The couple dealt with the press long before they got married in 2018, but that doesn't mean they're thrilled about it. During a December 4 conversation with New York Times columnist and Dealbook founder Andrew Ross Sorkin in New York City, Harry (the son of King Charles and the latePrincess Diana, and the younger brother of Prince William) revealed how he really feels about the obsession with his relationship and his family.

Keep reading to see what Prince Harry actually thinks about all the rumors surrounding his relationship with Meghan Markle.

Yeah, Prince Harry finds the divorce rumors really confusing.

"No, [it's] definitely not a good thing," he says when asked if he considers the "interest" in his life positive. "Apparently we've bought or moved house 10, 12 times. We've apparently divorced maybe 10, 12 times as well. So it's just like, what?'"

Even celebs like Chris Evans and Alba Baptista have had to dodge divorce rumors recently but 10 to 12 different rumors?! That's insane. The most recent divorce rumors came when Meghan Markle showed up solo to both the Children's Hospital LA Gala on October 5 and the Highbrow Hippie haircare launch on November 14, while it was announced Harry will host a charity event without Meghan on December 10. Naturally, the internet had a field day.

And the public's obsession with Harry and Meghan's relationship has directly affected their health.

"It's hard to keep up with, but that's why you just sort of ignore it," Prince Harry continues. "The people I feel most sorry about are the trolls," he continued. "Their hopes are just built and built, and it's like, 'Yes, yes, yes, yes, yes,' and then it doesn't happen. So I feel sorry for them. Genuinely, I do."

WHAT! That's a pretty positive outlook. I don't know if I'd be that generous, TBH. Anyone who kept up with Harry and Meghan's Royal Wedding will remember the consistent criticism around Meghan's skin and behavior, and in their Netflix documentary Harry & Meghan, the couple revealed they went through so much stress surrounding the press, they believed it resulted in Meghan miscarrying a child.

"I’ve had a lived experience since I was a kid. I’ve seen stories written about myself that aren’t exactly based on reality. I’ve seen stories about members of my family, friends, strangers, all sorts of people," Prince Harry told Andrew. “And I think when you grow up within that environment, you do find yourself questioning the validity of the information but also what other people are thinking of that as well, and how dangerous it can be over the course of time."

What do you think about Harry's comments, and about the public obsession with Harry and Meghan? Let us know on Facebook, and if you're looking for more news on the Royal Family, read up on why Kate Middleton's "Amazing" Cancer Update From Prince William Has Us Breathing A Sigh Of Relief.

Whether you're prepping your wardrobe for the company holiday party or the next family gathering, Amazon is here to take some weight off your shoulders. This list of 40 Amazon fashion finds will elevate your entire look this winter season from bodycon looks to two-piece sets. Indulge in luxurious layers, chic jackets, and show-stopping seasonal looks that will have everyone complimenting you throughout the holidays.

Thanks for reading about our favorite finds from across the internet! FYI: We participate in affiliate programs and may get a share of the revenue from your purchase.

This Bodycon Dress With a Stretchy Design

Amazon

When in doubt, you can always count on this bodycon dress to create a head-turning look during the holiday season. The off-the-shoulder design allows you to show a little extra skin while the stretchy fit and midi length ensure you are comfortable and chic.

See it on Amazon

This Sequin Top Sparkles in the Light

Amazon

Shimmering is easy with this sequin top that has a one-shoulder fit and ruched detailing. Pair this look with your favorite winter jeans and boots for a look that is both classy and formal.

See it on Amazon

This Cardigan Sweater With a Thick Fabric

Amazon

Upgrade your layering game with this cardigan sweater that has a cable-knit design and tie-front bow. This trendy look offers a cozy fit, allowing you to dress it up or down in a ton of different ways.

See it on Amazon

This Bodycon Dress With a Velvet Feel

Amazon

Classy is an understatement when it comes to this bodycon dress that is covered in the most stunning velvet fabric. The long sleeves keep you warm, while the stretchy fabric hugs your body seamlessly.

See it on Amazon

This Plaid Scarf Went Viral on TikTok

Amazon

This plaid scarf has been the talk of the town on TikTok this winter. The oversized fit allows for a ton of different styles, pairing effortlessly with a wool coat or oversized sweater. Plus, it comes in a ton of colors to choose from.

See it on Amazon

These Platform Boots With a Block Heel

Amazon

Your winter wardrobe isn't complete without these platform boots that influencers swear by. The square toe and chunky heel create a trendy twist, perfect for pairing with skirts, tights, or dresses.

See it on Amazon

This Two-Piece Set With a Contrast Trim

Amazon

Winter is the perfect time to elevate your loungewear collection and this two-piece set is the perfect place to start. The knitted fabric on the sweater ensures you stay warm, while the relaxed pants leave plenty of space for you to move with ease.

See it on Amazon

This Slip Skirt With a Satin Finish

Amazon

This slip skirt is a capsule wardrobe piece that can be dressed up or down for any occasion. The silk design creates a designer-inspired look, while the midi length adds an extra touch of warmth throughout the winter.

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These Palazzo Pants for a Cinched Waist

Amazon

Style these palazzo pants with a crop top or sweater to create the ultimate wintertime look. They have a wide-leg design and cinched waist, allowing you to style this piece in a ton of different ways.

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This Mini Dress With Faux Pockets

Amazon

The mock neckline on this mini dress creates a sophisticated look that is ideal for dinner parties or holiday functions. The long sleeves keep you cozy, while the tight fit adds an extra touch of style.

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This Maxi Skirt With a Fishtail Design

Amazon

Step out of your comfort zone with this maxi skirt that is covered in the most eye-catching pattern. The tight fit shows off your figure, allowing you to pair it with anything from a fitted top to a loose sweater.

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This Block Sweater for a Vibrant Twist

Amazon

When the temperature begins to drop, this block sweater is a staple piece to have in your wardrobe. The colorblock design adds a pop of color to your favorite outfits, making it easy to stay trendy throughout the chillier season.

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This Midi Skirt With a Pleated Design

Amazon

Slip this midi skirt over your favorite pair of tights to create a classy look that doesn't sacrifice comfort. The high-waisted fit creates a slimming look, perfect for pairing with a bodysuit or cropped tee.

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This Faux Fur Headband Doubles as Ear Muffs

Amazon

Skip the beanie and throw on this faux fur headband to create the most chic winter look. Not only does it keep your ears protected from the weather, but it also adds a touch of luxury to your favorite looks.

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These Cargo Pants With an Adjustable Fit

Amazon

Stay cozy while still keeping it stylish, thanks to these cargo pants that doubles as sweatpants. They have a drawstring design for comfort and a wide-leg fit that makes them ideal for lounging or sleeping.

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This Vest With a Button-Up Design

Amazon

TikTokers have fallen in love with this vest that has a sleeveless design and classy lapel collar. The button details add an extra layer of style, perfect for layering over a turtleneck or sweater.

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This Matching Set With a Ribbed Fabric

Amazon

Prepare for your next holiday dinner with this matching set that features a turtleneck sweater and a matching midi skirt to pair with it. The color block design adds a unique twist, while the ribbed fabric brings a designer-inspired look to the function.

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This Blouse Covered in Florals

Amazon

Instantly refresh your winter wardrobe with this blouse that has a vibrant floral pattern. The long sleeves will keep you warm while the button-down design allows for a ton of styling options.

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This Satin Blouse With Ruffle Sleeves

Amazon

Slip into this satin blouse and pair it with your favorite trousers to create a wintertime look that everyone swears by. The high-neck design adds a chic touch, while the silk fabric catches the light perfectly.

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This Sweater Covered in Pastels

Amazon

Bring a splash of color to your favorite winter looks, starting with this sweater that offers a color-block design. The loose fit leaves room for layering, ensuring the knit fabric keeps you cozy throughout the winter weather.

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This Satin Blouse With a Luxe Look

Amazon

With almost 20 different color options to choose from, this satin blouse serves as a staple piece for the holidays. The mock neck and long sleeves create a polished look that is perfect for both personal and professional outfits.

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This Sweater Dress With a Built-in Belt

Amazon

This sweater dress is one of those pieces that you can always count on. The bodycon fit offers a tight look, while the stretchy fabric allows you to move in comfort throughout the day. Plus, it comes with a built-in belt for an added cinch.

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This Midi Dress Finished With Ruffles

Amazon

Feel like the center of attention when you slip into this midi dress that is finished with the most stunning ruffles. The ruched detailing allows you to show off your figure, while the long sleeves make it a winter must-have.

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This Sequin Skirt Is Surprisingly Stretchy

Amazon

Influencers have fallen in love with this sequin skirt that has been all over social media over the last few weeks. The oversized sequin detailing creates the ultimate statement look, while the stretchy fabric allows you to continue to move in style.

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This Cardigan With a Cable Knit Design

Amazon

Throw on this cardigan to create a laid-back, yet chic look that is perfect for the colder weather. The open-front design leaves room for layering and style, while the knit texture adds an extra touch of warmth to the look.

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These Jeans With a Stretchy Denim Fabric

Amazon

These jeans are non-negotiable for the winter. They have a stretchy fabric that provides comfort, in addition to a button-front detailing for a trendy twist. The pockets make it a functional pick while the high-waisted design ensures you'll stay comfortable all day and night.

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These Knee-High Boots Elongate Your Legs

Amazon

Switch up your vibe with these knee-high boots that are finished with the most stunning faux crocodile leather. The pointed toe makes a statement piece, allowing you to serve looks all season long.

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This Cardigan With a Checkered Print Design

Amazon

Introduce patterns to your winter wardrobe, starting with this cardigan that has an oversized fit. The soft knit fabric is ideal for transitional weather, making it a go-to for all of your layering needs.

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This Long Sleeve Shirt With a Smooth Touch

Amazon

This long sleeve shirt has a buttery soft fabric and slim wrap design. The one-shoulder look offers an asymmetrical look, while the colorful options allow you to mix and match this piece with any of your favorite winter bottoms.

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This Matching Set With a Striped Twist

Amazon

Feel like a city influencer when you slip into this matching set that includes a fitted cardigan and matching maxi skirt. The striped pattern adds a unique touch while the soft fabric ensures all-day comfort.

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This Midi Skirt With an A-Line Fit

Amazon

The best part about this midi skirt is the high-waisted band that offers a stretchy and secure fit. The faux suede fabric is soft on the skin, offering a luxurious look at all of your holiday festivities.

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These Leopard Pants With a Bold Pattern

Amazon

If you're an active TikTok user, you may have heard about these leopard pants that the internet has fallen in love with. The stretchy fabric offers a comfortable fit, while the unique pattern makes them a statement piece for the winter.

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This Button-Down Shirt With a Structured Design

Amazon

This button-down shirt is one of those pieces that can be styled in a ton of unique ways. The lightweight fit makes it suitable for layering, while the structured collar offers a polished finish that everyone adores.

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This Sweater Set Features a Bodycon Maxi Skirt

Amazon

Skip the outfit stressing and slip into this sweater set that features an oversized V-neck sweater and a matching maxi skirt to pair with it. The stretchy fabric leaves room for layers while the stitched design adds a unique twist to the outfit.

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This Sweater With a Chunky Turtleneck

Amazon

The textured knit on this sweater creates a cozy touch that is ideal for the winter season. The turtleneck design adds that extra layer of class while the oversized fit ensures you can bundle up on the chilliest days of the year.

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This Bodysuit With Unique Color Options

Amazon

Everyone needs one of these bodysuits to pair with all of their favorite winter bottoms. The ribbed fabric offers a stretchy, high-quality look, while the color block details create a trendy finish.

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This Matching Set With a Button-Down Fit

Amazon

Keep it casual and classy all winter long when you slip into this matching set that includes pleated pants and a button-down top. The breathable design is a must-have for transitional weather, allowing you to elevate your look throughout the day.

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This Two Piece Set to Mix and Match

Amazon

If you're looking to elevate your wardrobe without breaking the bank, this two-piece set is a must-have. It includes a long-sleeve pullover and coordinating skirt, allowing you to mix and match the outfit year-round.

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This Sweater Dress Set

Amazon

This sweater dress set allows you to add an extra layer of warmth without ruining the look, thanks to the matching shall. The tank fit makes it a staple for every season, while the bodycon fit allows you to show off your figure.

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This Bodycon Dress Looks Designer

Amazon

Amazon shoppers rave about this bodycon dress that has a ribbed knit fabric and pullover design. The stretchy fabric ensures comfort, while the mini length leaves room for styling with tights or tall boots.

See it on Amazon