Why Talking About Money Will Help You Make More of It

Conversations about money

In our 20s and 30s, we look to our friends for much more than just advice on a crush or the go-ahead to buy a pair of shoes that are a little outside of our comfort zone. Over time, we suddenly find ourselves relying on our pals for more substantial matters: accountability for our health, truthful discussions about problematic significant others, and more. And while most of us aren't naturally confident chatting about finances, it's time we get comfortable talking money, because our friends can be a wealth of information (no pun intended) that may help us make better, more informed financial decisions.

According to Jennifer Kruger — an assistant branch manager for Fidelity Investments — there are five financial conversations in particular that every woman should be having with her friends on a regular basis. Keep scrolling to learn more about these key conversations and what you should expect to learn (or teach!) when you initiate them. Grab a bottle of wine and some really good snacks (cupcakes are always a good idea) and get talkin'!

1. Know Your Value: You and your friends should always be ready to affirm each other's value, but with performance reviews and bonus season just around the corner, fall is a better time than ever to have this conversation. While you're thinking about your personal strengths, doing research about what you should be asking for from your boss, and preparing to march into that office and get. what. you. deserve, don't underestimate your pals as resources. “Talking with friends in related industries about salaries and growth opportunities can help give you a sense of where you stand today and your earning potential," Kruger shares.

2. Job Benefits: If you're lucky, you're working for a company that offers a standard health insurance plan — and if you're really lucky, you're working for a company that offers other benefits, including commuter reimbursement, a health savings account, corporate discounts, and more. You may be missing out on some of these benefits, however, because you don't even know to look for them! Opening up to pals about what resources your employer offers is a great way to help your friends make sure they're getting the most out of their job (and vice versa, of course).

3. Savings and Spending Habits: “Sharing your personal habits around saving and spending can help you and your friends compare money management tips, reevaluate good (and bad) habits, and ideally reset your commitment to staying on track to reach financial goals," explains Kruger. To help guide those conversations, she suggests the Fidelity 50/15/5 Rule. According to this rule, 50 percent of your money should be spent on essentials (housing, food, transportation, child care, health care, etc.), 15 percent should be put away for retirement, and 5 percent should be saved for the short term in case of emergency. The remaining 30 percent is discretionary spending based on what's important to you.

4. Emergency Funds: Most of us know that we're supposed to have some money set aside for emergencies or unexpected changes to our financial situations — but that doesn't make it any easier to designate those funds as off-limits every month. Your friends may have personal experience with dipping into their emergency funds, and hearing their stories will remind you of the importance of putting this money aside. Maybe you can even swap some savings hacks to make the process easier!

5. Investing: According to data from Fidelity, women actually outperformed men on their investments in 2016, but only one in 10 women believe that women make better investors. “It's time to give ourselves more credit, ladies!" Kruger encourages. “Talking to like-minded friends that you trust about how and where they invest can be the nudge you need to revisit your own investment accounts or help you get started."

Do you and your BFFs confide in each other about money? Tweet us @BritandCo!

(Photos via Getty)

Landing your dream job after crying over bowls of ice cream and a few cocktails feels like hitting the fulfillment lottery. Suddenly, those many nights spent wondering if your career goals would ever materialize seem like a thing of the past. I sympathize with you because I've been there and know what how it feels to wonder if your dreams will ever come true.

I'm also the first to let you know it's possible to give too much to your dream job because you're excited and think, "Doing what I love will never feel like work." Easy misconception aside, you'll hit a home run that leads right into a burnout hole.

How do you avoid getting burnt out from your dream job? Just refer to life and career coach Sally Anne Carroll, PCC of Whole Life Strategies!

What makes landing a dream job so exciting?

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The moment you go from thinking about your dream job to actually landing it feels euphoric. You feel a mixture of "I FINALLY did it" and "I can't wait to get started" because you've wanted it for so long. Carroll offers a better explanation though.

"A dream job is often one that marries our strengths, values, and interests — so it feels meaningful and purposeful as well as presenting opportunities to grow and develop in ways that feel exciting," she says.

This doesn't mean all dream jobs are created equal. Carroll says, "Everyone’s definition of a dream job is a little different, but the idea of showing up every day to do work that feels personally impactful, challenging and fulfilling is really motivating for many of us."

What are some harmful ways people approach daily tasks within their dream role?

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I'm ambitious which isn't bad, but I've been known to be so laser-focused that I forget to take care of my basic needs. It's my way of trying to convince myself that I have to accomplish 2-3 things on my to-do list before giving something else my attention.

"It’s natural to want to succeed in a dream role, but there can be a number of pitfalls to watch out for as you try to prove yourself in the role and work at a demanding pace. It’s just as important to manage your energy and your workload as it is to manage your time," Carroll reminds.

Here's some of the harmful things she says you can do without realizing:

  • Piling too much on your plate each day without a coherent plan to focus and prioritize on priorities
  • Always saying yes to additional workload or meetings without assessing your other commitments
  • Working too many hours, especially without breaks or adequate downtime to recharge, or feeling a need to be “on” 24-7
  • Placing your work to-do list ahead of your self care, sleep or other needs
  • Not communicating clearly about expectations, demands, feedback and needs with managers and co-workers

How can people recognize when they're overexerting themselves at work?

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I'm beginning to think a lot of us are more introspective than we let on, but we may need help figuring out how to redirect ourselves. Carroll says, "Most clients I have worked with know on some level that they’re overdoing it. They feel the stress, and they may know that they need help in coping with it in healthier ways. But they often haven’t figured out how to unwind the situation that’s been created."

She suggests practicing self-reflection, priority and boundary setting, and often, self compassion and grace for yourself. I probably sound like a broken record, but I wholeheartedly believe we could be kinder to ourselves. Sometimes we place so much expectations on ourselves based on what society, family, or even our friends think.

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Carroll says, "Burnout isn’t always a situation of overexertion, however. Sometimes it’s a mismatch between the role and our values, ethics or needs, or toxic workplace situations that can feed burnout as well. And in those cases, you might not recognize it at first."

Unfortunately, toxic workplaces are far more common than any of us like and can add to the stress we place on ourselves to perform our duties well. This can cause us to lose sight of what's truly important to us at our core. Carroll says, "It’s important to identify your core stressors so that you can address those. Burnout is not always about being busy."

What are signs someone is experience burnout?

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Knowing that doesn't mean you're still able to understand if you're experiencing burnout or not though. "Burnout can look many ways — you might find yourself feeling stressed more often or less able to deal with your stressors," Carroll says. "There may be tiredness leading to exhaustion, brain fog, not thinking clearly, or a feeling of running on fumes."

That's always my first sign that I'm feeling burned out. I prioritize sleep because it helps me function the way I'm supposed to, but being sleepy is different from feeling tired on a soul level. There have been times where my alarm has gone off in the morning before work and it feels like I have to drag myself out of bed.

Another indicator that could be experiencing burnout is by losing enthusiasm at your dream job. "You might also be losing interest in the work, feeling like you can’t keep up or that the effort is futile. Often I hear 'I just don’t feel like myself. I’m not usually like this,'" Carroll says.

What happens when burnout completely overwhelms someone even if they love their job?

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This is the part that makes working at your dream job so difficult IMO. I've talked to people who love what they do, but can't find the motivation to keep performing at the high level everyone expects them to.

"Being in full burnout is a physical and mental crisis point. You may feel depressed, lost, numb, exhausted. Your physical and mental health suffers, as well as your joy and often this has an impact on your wider relationships," Carroll indicates.

There's nothing worse than snapping at the people you love because you're stressed and don't know how to communicate that it's because of your dream job. It can take a lot to admit things are tough because you may not want to feel like you're complaining about something you've always wanted.

How can someone have a healthy relationship with work while prioritizing their mental health?

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Burnout is real, it doesn't have to be a permanent thing. One of The Sims 4 characters I was playing developed the 'workaholic' trait and it got to the point where even she came home with the burnout moodlet.

She only had 24 hours to change it before it started affecting the quality of her work so I had to find ways to help her relax. The only thing that truly helped was taking PTO and allowing her to unwind at a spa, spend time with her loved ones, and indulge in hobbies that had nothing to do with work. Eventually, I helped her get rid of the workaholic trait because it was causing more harm than good.

Though that's a simulation game, I can imagine this happens to people. We have to decide we're willing to change how we approach our dream jobs so we're able to still function in our daily lives.

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Carroll says, "Setting and maintaining healthy boundaries — with ourselves and with others — is a key point. Even when it’s your dream job, even when it’s demanding, your work is still one part of the larger picture of your life. Start with what is firmly in your control and make changes there first — there may be workplace changes to consider, but that comes second."

She says this can look like:

  • Placing limits on working after hours
  • Setting technology boundaries
  • Being transparent about workload and priorities
  • Learning to say no
  • Reorganizing or blocking out parts of your schedule and potentially initiating new conversations with your leaders and colleagues where needed

What emotions might someone feel if they realize their dream job isn't what they expected?

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It's disappointing when certain things we thought we wanted aren't what we need or even like. It doesn't matter whether we're learning how to get over a crush or feel like our dream job has become a nightmare.

"When our dream job turns out to be less a dream than expected, it’s natural to feel disappointed, sad, disillusioned or even grief. Depending on the situation, there may be resentment and anger as well if the job was misrepresented, or self doubt and questioning yourself and your decisions," Carroll says.

It doesn't always feel good, but letting yourself feel whatever emotion or thought comes up will help you get through the breakdown of having a dream job that's not what you expected it to be. Carroll says, "It’s important that you allow yourself time and space to understand what you’re feeling and to process that before deciding what to do next. There may be ways to job craft a more fulfilling experience, or you might decide to look at alternatives."

How can someone pivot towards something different if they want to leave their dream job?

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Thinking about stepping away from your dream job in favor of telling burnout to take a hike? This is a judgement-free zone so just know you're able to do that if it makes sense to pivot in a different direction. However, Carroll does advise you to be mindful before making a potentially life-changing decision.

"The first step I always advise clients who want to step away from their role — dream job or not — is to assess the situation from a bigger picture before acting," she says.

  • Take the time to understand what you’ve appreciated most about the role, what you didn’t and what you’re complete with/longing for at this stage of your career. Take stock of what’s most important to you and what is fueling your desire for change.
  • Assess your strengths, skillsets, interests, and career values. A career coach can be a valuable ally to understand how you might you lean into these more as you decide where to pivot.
  • Activate your future by exploring new career roles that build on the foundation you have, but stretch you in the ways you desire and meet your larger life goals. Then do your homework. Go out and explore potential roles through research, networking, job shadowing and interviewing. Testing out your ideas helps you move forward with clarity and confidence before investing in a job search or retraining.

Your dream job doesn't have to end in detriment, but it's still important to know that burnout can happen no matter how much you love what you do. You're not incapable of doing your job just because you get tired and aren't able to do the job of 5 people every single day.

What matters is how well you're able to take care of yourself so you can show up in different areas of your life. And if you still want to give that dream job a chance or step away after you've taken time to catch your breath? That's okay.

Looking for more career advice? Be sure to follow us on Facebook so you never miss a thing!

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Olivia Munn bared it all in her latest SKIMS ad, proving you don't have to hide your scars. The actress posed in a campaign for Breast Cancer Awareness Month, supporting Susan G. Komen®and highlighting her own journey with the disease. She looked absolutely stunning in every photo, but the most gorgeous moment was the way Munn didn't shy away from showing her mastectomy scars. She spoke to TODAY about her experience during the shoot, and why she ultimately decided to ditch her insecurities. Here's what she had to say!

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Munn shared with TODAYthat she didn't initially plan to show her scars on the set. The campaign was focused on her recovery post-breast cancer diagnosis, but the makeup artist had a hard time covering up the scars throughout the shoot. She explained that she took a look in the mirror and thought, "I’m done being insecure about my scars." From there, she took the idea to show them off to the SKIMS team — and the rest is history.

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And while she was scared to be so vulnerable on camera, this was ultimately a really empowering move for Munn. She elaborated that there are "so many women that have these same scars" who feel just as insecure as she did about them — and she really hopes those women see this ad. "Skims is so iconic and associated with beauty and sex appeal, and cancer really doesn't have that same connotation," she said. "So I just really hope that other women who have gone through my same path feel a little better after seeing it."

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The star also took to Instagram to give a behind-the-scenes explanation of her experience. She reiterated that she was "done being insecure" about her scars. "Every mark life has left behind on my body is proof of how hard I fought," she wrote. "I hope other women who have been self-conscious about their scars see these photos and feel all the love I’m sending."

She also shared that SKIMS will donate 10% of their bra sales (except bralettes) to Susan G. Komen® — a charity dedicated to finding a cure for breast cancer — from October 23-31 in stores and online. "It’s really meaningful to be part of an initiative that supports research and helps countless individuals impacted by breast cancer," she said.

SKIMS

All of this comes on the heels of Munn's announcement earlier this year that she was diagnosed with breast cancer. She revealed the diagnosis came after recently tested negatively for well-known breast cancer genes and had normal results from her annual mammogram — but her doctor to check her Breast Cancer Risk Assessment Score. The test showed Munn had a 37% risk of breast cancer, so she pushed for more answers that eventually lead to her diagnosis.

Since then, Munn shared with PEOPLE that she had 4 surgeries in 10 months and underwent medically-induced menopause — all the while juggling being a new mom with husband John Mulaney. She shared, "I'm lucky. We caught it with enough time that I had options. I want the same for any woman who might have to face this one day."

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After that March announcement, it's clear Munn is dedicated to raising awareness for women's health — and particularly their options. While chatting about the SKIMS campaign, Munn told TODAY, "You've got to go your doctor and you inundate them with information and you don't stop until they give you the test you need."

If you want to test your own risk for breast cancer, the National Institute of Health has resources here.

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Here’s two questions for you to think about. One is probably quite straightforward to the answer, the other… maybe not so much. Here you go:

  • Question 1: Did you celebrate National Best Friends Day on June 8th?
  • Question 2: How good of a friend are you?

National Best Friends Day is a celebration to honor those who hold the title of best friend in our lives. Of course, if you didn’t celebrate the day, or didn’t know about it, that doesn't mean you aren’t a good friend. But perhaps Best Friends Day is a good moment to stop and think about our friends, and especially our best friend. Do we give them what they need? We tend to see the world through the lens of our own personality, our likes and dislikes, and it can be difficult to put ourselves in other people’s shoes. That’s when knowing something about our personality, and how it differs from that of other people, can help.

One really useful framework in building and maintaining relationships goes by the name of “FIRO”, code for “Fundamental Interpersonal Relationships Orientation”. That’s a bit of a mouthful, but it describes what the FIRO does. It measures what you need, and what you show, in your interpersonal relationships. This can help explain why sometimes other people, including our friends, don’t seem to understand us, or give us what we need from them – and why sometimes we don’t understand our friends.

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The FIRO framework looks at three different types of interpersonal needs:

  • Inclusion, our need to belong. How much do you need to be part of a group? How much do you want to be included by other people in their groups, and how much do you want to include others in your group?
  • Control, our need for influence. How much to you need to have clear direction and structure in your relationships, both on a one-to-one level and in groups
  • Affection, our need for intimacy. How important is it for you to have close personal relationships with other people at a one-to-one level?

The FIRO looks at two different aspects for each of these areas. First, how much of that need is expressed to others, how much of that behavior we initiate to others. For Inclusion, for example, how much do we try to include other people in our activities – your FIRO Expressed Inclusion score. It also looks at how much we want from others.

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  • For Inclusion: How much do we need other people to include us in their group and involve us in their activities? Wanted Inclusion.
  • For Control: The extent to which we try to influence and control others, and how much we want to be in an environment that provides us with structure and clarity. Expressed Control and Wanted Control.
  • For Affection: How much we try to be warm and friendly to others, and how much we want others to be warm and friendly to us. Expressed and Wanted Affection.

That gives scores; Expressed and Wanted Inclusion,Expressed and Wanted Control,Expressed and Wanted Affection. And we can have a high, medium, or low score for each of these six areas.

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So how can this explain why someone might be misunderstood? Well, this can happen when someone’s expressed and wanted scores are different. Let’s look at an example. Joe has high Expressed Inclusion, but low Wanted Inclusion. He wants to involve lots of people in his activities but doesn’t want them to include him in their activities. He’s likely seen by others as outgoing and sociable, but he also has a real need for privacy.

Because people see his high Expressed Inclusion, his friends are likely to invite or include him more than he wants to be, and he’ll refuse some of those invitations – which might leave them feeling hurt or otherwise harm the friendship. But knowing his FIRO profile will give Joe the language to describe his behavior and keep the friendship alive.

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Of course, our interpersonal needs involve other people too. Let’s look at Joe alongside his friend Joan. Joe has high Expressed Inclusion and low Wanted Inclusion. Joan has low Expressed Inclusion and high Wanted Inclusion. This might make for a good relationship. Joe wants to include Joan (high Expressed Inclusion), and she wants to be included (high Wanted Inclusion). Joan doesn’t much want to include other people in her activities (low Expressed Inclusion), and that’s fine with Joe, who doesn’t much want to be included (low Wanted Inclusion).

However, things might be a little different on Affection. Joe has high Expressed Affection and high Wanted Affection. Joan is low on both. Joe wants to be warm and friendly with Joan, to get a connection, but Joan, with low Wanted Affection, doesn’t want that. And Joe is looking for warm and friendly behavior from Joan, which she probably doesn’t want to express. This may be an area where understanding their FIRO results helps them to understand why their relationship may sometimes be strained, and gives them the knowledge they need to make that relationship work.

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So take a moment to think about your relationships, your friendships. Are there places where your best friend doesn’t seem to understand you, or you them? Are there times when they don’t quite seem to give you what you need, or vice versa? Maybe understanding your interpersonal needs, or knowing your FIRO profile, could help.

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The cast and crew of Severance are finally returned to the office after months of waiting for production to resume, and we finally have a first look from the new season! Apple TV+ just posted a teaser image from season 2 of cast member Adam Scott holding a bunch of blue balloons. We don't quite know the significance of this picture to the plot, but we do know we are pumped to see it!

Executive producer, Ben Stiller, spread the news about the Apple TV+ series’ return back in January 2024 with a quote tweet simply commenting, "back to work.”

Adam Scott also teased the Severance season 2 production in an Instagram post the same month, saying it’s “lovely being back at the office.” Severance season 2 is officially back on track. Here’s everything we know about the upcoming season!

Watch The Official 'Severance' Season 2 Trailer!

Adam Scott is back in the first teaser trailer for Severance season 2 — and spends the entire trailer running from his problems (relatable). It appears that despite the fact Mark's innie retreats at the end of season 1, it looks like he wakes back up in the elevator and has lots of surprises waiting for him in the office.

Is there a release date for Severance Season 2?

Apple TV+

Severance Season 2 Release Date

Yes, we finally have a release date for Severance season 2! The sophomore season will hit Apple TV+ on January 17, 2025.

What is Severance about?

Apple TV+

Severance Season 2 Plot

Severance is a fictitious psychological thriller TV series that’s focused on a biotech company named Lumon Industries. In the show, Lumon Industries has popularized a procedure called ‘severance’ that separates their employees’ work selves from their personal lives. Essentially, when Lumon employees are at work, they can’t recall anything outside of work, and vice-versa when they aren’t at the office.

The first season of Severance follows Lumon Industries employee, Mark (portrayed by Adam Scott). Throughout the first season’s nine episodes, Mark and his coworkers begin to learn more about the severance procedure, their double-lives, and Lumon Industries’ true objectives – and it all begins to unravel in a mysterious way.

Who stars in Severance?

Apple TV+

Severance Season 2 Cast

Adam Scott, Patricia Arquette, John Turturro, Christopher Walken, Zach Cherry, Britt Lower, Tramell Tillman, Jen Tullock, Dichen Lachman, and Michael Chernus are all part of the main cast in Severance.

Deadline confirmed in 2022 that Gwendoline Christie, Bob Balaban, Merritt Wever, Alia Shawkat, Robby Benson, Stefano Carannante, Ólafur Darri Ólafsson, and John Noble are part of the Severance season 2 cast.

Where can I watch Severance?

Apple TV+

You can stream season 1 of Severance on Apple TV+. If you don’t already have a subscription to Apple TV+, you can try the platform 7 days free before subscribing for $9.99/month.

Why is Severance season 2 taking so long?

Apple TV+

Severance season 2 is taking so long because production was halted in the wake of last year’s writers strike.

The cast and crew began filming season 2 on October 3, 2022, with production shutting down on May 8, 2023. Since SAG-AFTRA has struck a deal with AMPTP studios, it’s “back to work” on the Severance set per executive producer, Ben Stiller.

Is Severance creepy?

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Severance follows the horrors that come with working in an office, so yes, it’s creepy. Just kidding (sort of)!

The surreal tone of Severance definitely makes it creepy. There’s an ongoing feeling that someone – or something – is constantly keeping watch and wants to gain control. This tone, paired with the series’ clean, manicured (yet cold) visuals, chalks it up to be fairly disturbing.

The characters in the show become increasingly aware of this cryptic, surveillant presence, and the building tension definitely adds to the show’s creepiness. It’s also pretty existential, which is the creepiest feeling of them all.

Was Severance canceled?

Apple TV+

Severance was not canceled. (Thank goodness!) The production was put on pause due last May to 2023’s writers strikes, but it’s up and running now. We are enthused about the show’s return!

Never miss a new show or movie announcement by signing up for our weekly newsletter! Keep checking back here for more info.

This post has been updated.

All it takes is a few episodes of Nobody Wants This to realize it's one of the best rom-coms of the year — and that Adam Brody is still super hot. The series, which also stars Kristen Bell, has gone viral for everything from its hilariously relatable approach to dating to "the best kiss of all time" to how eloquently it explains the fear that we're too much for a romantic partner. With an 8.1 out of 10 on IMDb, a 95 percent on Rotten Tomatoes, and literally millions of TikTok views, it's no surprise the show was just renewed for a second season. Here's everything we know about Nobody Wants This season 2.

What's going to happen in Nobody Wants This season 2?

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Creator Erin Foster just revealed Nobody Wants This season 2 is actually going to get rid of this tease from season 1: Morgan and Sasha's flirtationship. "I think we’re going to wrap up their weird 'Is it romantic?' thing. Because we want to see them together in season two, hanging out," she tells The Hollywood Reporter. "We want to see Esther. I think we went down that road enough that now we’re going to pull back and reposition so we can have them all in scenes together without [Morgan] being like, a full homewrecker. But we’re going to give Morgan something very fun. Justine [Lupe] came in and we pitched it to her and she was like, 'This is my dream storyline.'"

Is Morgan going to be swept off her feet? Or maybe she'll inherit a huge sum of money and become her own trophy wife. That would be SO Morgan.

Is there going to be a season 2 of Nobody Wants This?

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Yes on October 10, Netflix announced that Nobody Wants This will be coming back for season 2. And (spoiler!!!) now that Joanne and Noah have decided to be together, and Noah's decided to give up his position as Head Rabbi, I have a feeling they'll have to deal with a lot of opinions. (Namely, Noah's mother).

"Creating Nobody Wants This will forever be a career highlight for me," creator Erin Foster says in a statement. "The incredible cast, crew, producers and executives all made this into the show it is today, and to experience viewers' reactions to this series now that it's out in the world has been more than anything I could have dreamed. I’m so lucky to be able to continue this story, and to do it alongside Jenni Konner and Bruce Eric Kaplan, who I've been such a fan of since Girls... Justice for healthy relationships being the most romantic!”

When is Nobody Wants This season 2 coming out?

Netflix

We know season 2 is coming out in 2025, but stay tuned for an official Nobody Wants This season 2 release date.

Who's in the cast of Nobody Wants This season 2?

Netflix

The Nobody Wants This cast includes Kristen Bell, Adam Brody, Justine Lupe, Timothy Simons, Stephanie Faracy, Tovah Feldshuh, Paul Ben-Victor, Michael Hitchcock, Jackie Tohn, Sherry Cola, Shiloh Bearman, and Emily Arlook.

Does Nobody Wants This End on a Cliffhanger?

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Nobody Wants This might not end on the same kind of thrilling, dramatic cliffhanger as Outer Banks season 4 part 1, but it definitely leaves us with a ton of questions. How will Joanne and Noah's families react to the news? What does life look like as a couple? Will Joanne be able to flaunt their relationship in front of all the teenagers? No matter what comes, these two are very much in love, and I can't wait to see them continue to heal and grow together.

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Check out 10 Reasons Nobody Wants This Is The Best TV Show Of The Year — and all the other October TV shows to watch this month!