50 Fun Things You Can Do Today Without Spending Money

SUPPLIES

Surface

I love white or black foam core board for creating vision boards. There are LOADS of sizes and options for this, so have fun picking the right one for you.

Adhesive

Glue sticks, Washi tape or pushpins work equally well. I prefer something non-permanent so I can revise my board as the year moves along.

Cutting tools

X-acto knife, ruler, scissors or a paper cutter are all great tools to have on hand.

Images

Magazines, old books, photographs all work well.

Set the vibe

A good playlist to inspire creative vibes, a big work area (floors work great for this!) and light some candles to keep it dreamy and inspiring.

Nosh and nourish

A cheese board, some wine, and good chocolate. All things are better with chocolate, right?

GET TO MAKING

Set an intention. Or many.

I like to make one vision board for my entire world — work, family, love, hobbies, wellness, travel. Others prefer to have a separate vision board for each area of their life, or to only focus on one for the entire year. Let your intuition guide you here and decide the best approach for you. Really think about what you want to accomplish in the coming year. What emotions do you want to feel more of? Less of? How do you want to live?

You might find it best to journal about this prior to starting the image-gathering process to really bring clarity to mind. This intentional thinking will be important as you select images for your 2025 vision board. Try some Winter Journal Prompts For Improving Your Relationship or go for Emma Watson's Daily Journal Prompts!

Curate images.

Find images that support your intention, and the life you want to build in the year ahead. Images should not just portray the WHAT of what you want, but also the EMOTION. The colors, people, and objects that show up on your final board should bring a smile to your face. I collect LOTS of images in a Pinterest board when I'm in the intention setting phase to have an abundance to choose from as I start my planning. Great resources for images are favorite blogs, Pinterest, Instagram, and Unsplash — really any image that speaks to you is vision board worthy.

Build your 2025 vision board.

A reminder, this board is JUST FOR YOU so arrange the images in a way that speaks to your soul. You could organize each area by focus (work or home, for example.) Or let the colors of the images guide you in how they are arranged. There is no right or wrong way to do this — so just arrange and rearrange until you find what works for you. Stick the images to your surface once you've found a layout that you love.

Find a home for your board.

Pick a spot in your home or workspace that you'll see your board regularly. The magic of this work comes in not just the building, but the visual reminder it gives you to give your time, energy, and resources to the things that support the life you want to build.

Review often.

I'm a big fan of viewing these boards as evolving pieces of work. Take time to review it often and rearrange, add, or remove as needed to keep it as aspirational and inspiring as you need to move you toward your goals.

Giving yourself space, time, and a creative outlet to dream about your future is such a gift. One that can bring more positivity, intention, and purpose to your year ahead.

Follow us on Pinterest for more 2025 vision board ideas and check out our online classes for tons of inspo!

This article has been updated from a previous post.

Jill Elliott is a creative consultant, strategist, and thinker constantly seeking inspiration and balance. As a writer, artist, and founder of The Color Kindshe seeks to inspire others to live creatively every day. She can often be found making art and messes alongside her daughter and Goldendoodle puppy.

Contrary to what you might have been taught, you don't have to entirely cut fun things out of your life in order to save money. Doing so might actually have the opposite effect: you could burn out and spend way more than you would have if you simply added spending into your budgeted.

"If it’s a splurge that you’re obsessed with and will up your quality of life — then let’s figure out how much it costs and how you’re going to pay for it," Sacks says. She recommends the 50-30-20 method for your budget.

"Start by calculating your after-tax income and break it into 3 categories: 50% for needs, 30% for wants, and 20% for future you!" she continues. "That 30% number is what we are going to focus on. That’s the amount you can spend every month on…whatever you want. This splurge included! Just make sure you don’t go over that number because you should never spend on your current self if you’re not also putting money away for future you."

Saving Up For Your Financial Goals

Budgeting helps you divide up your savings before the money goes into your account. That way, you always know what you're saving for. (It's also a good idea to have extra savings because you never know when your car will need a new battery or if you'll have an unexpected trip to the ER).

Saving requires some self-control since it's money you aren't able to spend right now, and it can be difficult to release your current spending habits. "[That stubbornness] really just comes from a fear of the unknown," Sacks says. "We often choose what is comfortable over what’s new! But the more you understand why you’re doing something, the more that stubbornness can be released." Here are some specific financial goals to save up for:

Goal: Becoming Debt-Free

Think how much more money you'll have to save *and* spend once your debt is paid off! Check out the snowball method vs. the avalanche method to figure out what's best for you, and just take it one day at a time.

Goal: Taking A Bucket-List Trip

Whether you've been dreaming of going to France since Emily in Paris dropped or you want to go on a solo trip to your favorite small town, you'll definitely want enough cash to have a good time. You can't go wrong spending money on an experience you'll love.

Goal: Scoring Tix To See Your Favorite Performer

Concert merch, movie tickets, name brand collections — start saving now for these once-in-a-lifetime events and your future self will thank you.

How To Start Investing

Investing is different than a regular savings account. When you invest your money, instead of just sitting in an account, it's put to work in a variety of projects so that you make a net profit and end up with more money than you had before. You can invest with a retirement plan, or government-related options like stocks and bonds. Here's some more investing info to get you started.

Consider getting a financial advisor early in life. Financial advisors can really make a difference in your long-term goals, whether you want to buy a home, start a family, or retire well. Make sure you find a certified financial advisor who is a fiduciary, which means they are legally or ethically bound to act in your best interest. They can help you figure out where to invest your 401Ks and really help you invest and build your savings over time.

How To Become Financially Literate + Financially Independent

Financial independence can feel like a crazy goal when you're in the throes of debt and bills. But there's one thing that can help you move toward it: financial literacy. After all, knowledge is power.

"The more that you take control of your finances, the more you take control of your life and destiny," Sacks says. "Financial literacy also ensures you never get taken advantage of and that you’re maximizing the benefits of all the financial products you use."

Everyone has a different financial situation, which means that everyone has to make different financial choices. Taking a step toward financial independence can mean anything from reexamining your grocery bill to creating streams of passive income that make you money while you sleep (more on that later).

All in all, financial literacy and financial independence can go hand-in-hand. Check out the 5 Tax Terms That Can Save You Money, or these 6 Money Tips For Kids. It's never too early to learn!

How To Make Saving Money Less Boring

You might be thinking, "Saving money just doesn't sound fun," and technically you're right. Saving might not feel fun on its own, which is exactly why we're here! Pinterest Predict's Cha-Ching Challenge got us thinking about ways that we can turn saving into a game. Try one or all of these ideas, and let us know your favorite.

Make Learning Fun

If you want to learn more about finances, find a program that puts the terminology into your language, like Sacks' own aspirational finance media company, Finance Is Cool. "It makes being good with your money chic," she says. "I designed it with the goal of helping the future rich people who follow me take control of their finances step-by-step and provide them with the tools they need to grow wealth, all with a little humor and a lot of Kardashian references so we can have fun while we learn."

Maximize Your Card

If you have a credit card, or a debit card with benefits, use the points and rewards to your advantage. Sacks loves the Amex Rewards Checking account. "I earn Membership Rewards points on eligible Debit Card purchases that I can use on shopping, traveling, and more," she says.

Set up an automated deposit into your checking account when the rewards reach a certain number, or save up all your points for a dream-worthy trip during the summer. You can also check out Brit's interview with The Points Guy for more inspo.

Make Money In Your Sleep

Create one (or more) streams of passive income to bolster your paycheck. You can create downloadable guides and video tutorials, sell photography, or add affiliate links to blog posts, but the beauty of passive income is that whatever you choose will do the work for you.

Have Regular Money Dates

A money date can be carving out time for yourself (or with your partner) to create a comfortable space and review your priorities, values, and overall financial goals and hopefully actually set a plan in motion to achieve those. Take yourself out to a cafe or have a glass of wine by your side to make it fun while feeling good about where you're going. Good luck!

After Mark Scout, Helly, and Irving learn the truth about the “severance” experiment and manage to break free from its clutches in the Severance season 1 finale, the three coworkers (along with the rest of the Lumon Industries employees) are forced to return to work in the second installment of the series. Now that Mark and some of his peers know what the company was really doing to the Lumon staff, one could only wonder: What are Lumon Industries's hidden objectives? (And what’s with all the GOATS?!)

Severance season 2 premieres on Apple TV+ on January 17, 2024 and stars Adam Scott, Britt Lower, John Turturro, Dichen Lachman, Dichen Lachman and Patricia Arquette.

Pack your bags, White Lotus fans, because our favorite hotel residents are catching a first-class flight to…Thailand! While there are a bunch of new guests checking into a luxury hotel, there’s one returning guest who needs no introduction. Natasha Rothwell, who made her debut at Belinda Lindsey in The White Lotus season 1, is the only returning cast making a brief cameo in season 3. Four Seasons Resort Koh Samui, here we come!

The White Lotus season 3 is coming in February and will star Leslie Bibb, Jason Isaacs, Michelle Monaghan, Carrie Coon, Parker Posey, Patrick Schwarzenegger and Blackpink’s Lisa Manobal.

I can’t be the only one still thinking about that bombshell season one finale of HBO’s The Last of Us! And apparently, I’m not the only one who’s eager to see the continuation of Joel and Ellie’s story in season 2. Fans of the video game adaptation have been keeping their eyes peeled for a new update about season 2. And one teaser later, we might have just gotten the news we’ve been looking for. Following the 2024 Emmy Awards, Chairman and CEO of HBO and Max Content Casey Bloys toldDeadline that The Last of Us season 2 will premiere around “generally first half of the year [2025], I expect them to be in the Emmy window.”

The Last of Us season 2 will star Pedro Pascal, Bella Ramsey, Gabriel Luna, Rutina Wesley, Kaitlyn Dever, Isabela Merced, Young Mazino, Spencer Lord, Danny Ramirez, Catherine O'Hara, Jeffrey Wright, Tati Gabrielle and Ariela Barer.

It's almost time to return to Cousins Beach, and I have missed all the hydrangeas, fair rides, and ocean sunrises. We haven't heard for sure whether season 3 will be the end of the road for this series, but if it follows even a few chapters in the third book in The Summer I Turned Pretty series, We'll Always Have Summer, then we will absolutely be getting some drama.

The Summer I Turned Pretty season 3 premieres in 2025 and stars Lola Tung, Christopher Briney, Gavin Casalegno, Sean Kaufman, Rain Spencer, Jackie Chung, and Rachel Blanchard.

It: Welcome to Derry — On Max in 2025

Bill, Richie, Beverly and the rest of the Losers Club members might have been able to defeat Pennywise in It: Chapter Two, but that doesn’t mean we've seen the last of Derry, Maine. Serving as a prequel series to the It movie franchise directed by Andres Muschietti, Welcome to Derry will delve into Pennywise’s origin story and how the child-preying clown arrived in Derry. But that’s not even the best part: Bill Skarsgård, who starred in It and It: Chapter Two, will reprise his role as the killer clown in the upcoming HBO series, which will be released in 2025. So until then, no accepting red balloons from creepy clowns, okay?

It: Welcome to Derry will star Jovan Adepo, Chris Chalk, Taylour Paige, James Remar, Stephen Rider, Madeleine Stowe, Alixandra Fuchs, Kimberly Guerrero, Joshua Odjick and Morningstar Angeline.

I’ve been a fan of Stranger Things since it premiered on Netflix back in 2016, and come next year, longtime fans like myself will finally get to see how the story ends. Last time we saw Eleven, Mike, Will and the rest of the Hellfire Club crew, they were facing an impending apocalypse after Vecna’s devious plan came to full fruition. So, will the group of friends defeat Vecna and save their home? Guess we’ll just have to wait and see because Stranger Things 5 likely won’t premiere until late 2025. Now, all we need is that release date, Netflix…

Stranger Things 5 is coming to Netflix soon and stars Millie Bobby Brown, Noah Schnapp, Finn Wolfhard, Caleb McLaughlin, Gaten Matarazzo, Natalia Dyer, Charlie Heaton, Sadie Sink, Maya Hawke, Joe Keery, David Harbour, Winona Ryder, Amybeth McNulty, and Priah Ferguson.

Court is back in session! Only this time, our favorite lawyers from the OG Pearson Hardman firm are not on the case. Thanks to Netflix, the original Suits (which starred the Duchess of Sussex Meghan Markle) experienced a renaissance of sorts upon its arrival to the streaming service in June 2023. And as a result, NBCUniversal ordered a spinoff series earlier this year. But instead of the bustling streets of New York City, a new group of lawyers are setting up shop in the Golden State in Suits L.A.

The new spinoff will center around an entertainment and criminal lawler named Ted Black, who launches his own law firm in California after moving from the East Coast. Originally, Suits L.A was slated to be a part of NBCUniversal’s 2024-2025 lineup. However, according to Deadline, there was a slight change in the production location, making a Fall 2025 release more likely. So, who’s up for a Suits marathon?

Suits L.A. is speculated to premiere sometime in 2025 and is set to star Ted Black, Josh McDermitt, Rachelle Goulding, Victoria Justice, Troy Wingush, Bryan Greenberg, Lex Scott Davis, John Amos, Kevin Weistman and Alice Lee.

Looks like Jenna Ortega won’t be giving us another macabre number anytime soon because Wednesday season 2 won’t arrive on Netflix until 2025. In a new interview with Vanity Fair, Ortega teases the upcoming installment will be much “darker” this time around. “I think the feel that we’re going for is a little bit more horror-inspired,” the Beetlejuice Beetlejuicestar adds. “Not to say that suddenly we’re the goriest show of all time. I mean, there’s six-year-olds watching.”

“This season is going to be bigger and more twisted than you can ever imagine," Catherine Zeta-Jones says in the new Wednesday season 2 first look.

“If we showed you any more, your eyes would bleed,” Ortega says. “And I'm not that generous.”