Why I’m Grateful I Grew Up Without Money

When I was younger, my family didn’t have a lot of money. My parents were just starting their life together when I was born, and neither of their families really had much money, so they started out with very little.

My wardrobe for school consisted of secondhand clothes, knock-off shoes, and the occasional clearance item from regular stores. When I was old enough to become more cognizant of material items, I began comparing my clothes to the brand name clothes that my friends wore. I got made fun of at school for wearing “fake Vans,” as well as for wearing my favorite shirt two days in a row. I remember once that I wanted to keep wearing this particular black pair of shoes so badly after they faded that I stole a Sharpie from my teacher and colored over the parts that had worn. I always wore a shirt underneath my P.E. shirt so that when we changed, no one would notice that I wore the same bra every day. At lunch my friends and I would stand in line together, and when I got to the front, I would pretend like I wasn’t hungry because I didn’t have money. Some days I would ditch my friends to sit in the bathroom and eat the lunch I’d brought from home, but most of the time I’d just sit with them and forgo lunch instead.

I got a job as soon as I was old enough and splurged all of my paychecks on the luxury goods that I had always wanted but never had. I got my hair done frequently, bought expensive makeup, brand name clothes, shoes, jewelry — you name it. Each week, I’d plan out what I was going to buy when I got paid and I spent my money very quickly. I thought my things would increase my worth as a person, and honestly, I didn’t care about anything else.

During that time, I didn’t feel valuable unless I had the newest and nicest things. How the world viewed me and what others thought meant everything to me. The thing is, sometimes I didn’t even want certain things but felt like I had to buy them — my spending habits and routines soon began to spiral out of control, and after a few years I found that I was stuck in a never-ending cycle. I got tired of struggling to pay my bills and owing people money. I started to realize I would never be satisfied with my quality of life this way, and that I would need to find a place somewhere in the middle in order to be happy. I began cutting back on my spending, saving instead and truly thinking about whether I needed things before I bought them.

Now I am careful with how I spend my money, especially because I’ve become more financially independent. I choose to buy the majority of my clothes at thrift stores, and wear very little makeup. My hair is short, and I usually either have my mom cut it or I cut it myself. These days I choose to be pretty low maintenance, and I spend most of my money on food, school and bills. Instead of feeling like I need to buy material things to have personal worth, saying “no” to something at the store that I don’t need makes me feel happy and free.

Don’t get me wrong: There are still days that I get down on myself when I see my friends living more luxuriously, traveling frequently or spending a lot of money on food and clothes that I simply don’t have the budget for. But then I remember where I started, and that not everyone came from the same place as me. The bad feelings go away a lot quicker nowadays, and when I think about my past and how far I have come, I feel proud of myself.

When I think about the person I am now, I know that not having money when I was younger taught me a lot. Because of my struggles I know how to save, and how to be smart with my money. Having less for most of my life helped me to be content with less now, and I value the things that I have now much more than I would have if I’d never learned to appreciate them. Not having everything I wanted taught me to be flexible, creative and imaginative. It also forced me to work hard and earn my own way through life. I’d like to think that it taught me balance, and that I’ll always be happy with what I have, regardless of how much or how little.

Did a challenging experience help shape your understanding of yourself? Tell us @BritandCo.

(Images via Marisa Kumtong)

HSA isn’t just for prescriptions and doctor’s visits – there’s actually a ton of things you can buy with your savings. Blue light glasses and sunscreen are commonly HSA eligible, but a lot of people don’t know you can also finesse fancy spa visits and life-changing massage guns (I’m looking at you, Theragun) with their HSA dollars. Some of these items are also FSA eligible, so if you’ve got some funds to use before they expire at the end of the year, you’ve come to the right place!

Your HSA funds can do way more than you think. Check out these 14 unexpectedly fun health-related finds to help you step up your self-care!

What is HSA?

Polina Tankilevitch / PEXELS

HSA stands for Health Savings Account, a type of savings account that lets you set aside funds to pay for qualified medical expenses. HSAs are often available as a part of health insurance plans, though banks and credit unions offer them, too.

What can I buy with an HSA?

Kaboompics / PEXELS

You can buy a lot more with your HSA funds than you think: menstrual products, over-the-counter medicines, sunscreen, and travel to and from medical appointments are just some of the things you can buy with an HSA.

Is HSA worth it?

Kaboompics / PEXELS

Whether an HSA is worth it is really dependent on your needs. There are some nice advantages associated with it, though. You may be able to lower your out of pocket costs for medical needs. Plus, the funds are not taxed, so you may be able to save more. Unlike an FSA (Flexible Spending Account), HSA funds roll over year-over-year, so you don't have to worry about it expiring.

Should I max my HSA?

Pixabay / PEXELS

Maxing out your HSA to your account's annual maximum amount via monthly contributions can be beneficial if your goals are to save money and limit out of pocket costs for medical care. You can also opt to invest some of your HSA funds, which can be a smart decision for saving for things like family planning or retirement.

Amazon

Sunscreen

Per Cigna, sunscreen counts as a reimbursable HSA purchase. SPF is super important for skin cancer prevention, plus wearing it regularly can reduce signs of aging – a win-win!

Amazon

Hatch Alarm Clock

The famed Hatch Restore alarm clock is both HSA and FSA eligible. It's a superb tool for going to bed soundly and waking up feeling refreshed as ever!

TomboyX

Period Underwear

Menstrual care and feminine hygiene products are also HSA eligible. Cigna says this category may include tampons, pads, liners, cups, sponges, and similar items, like period underwear!

Amazon

Theragun

This luxurious massage gun is both FSA and HSA eligible! It's truly life-changing for relieving muscle soreness and tightness. Therabody's other devices like the Theragun PRO Plus, Theragun Sense, and Theragun Relief are also eligible.

Amazon

Oura Ring

This fitness tracker ring is FSA and HSA eligible – it can help you keep tabs on your sleep, activity, stress, heart rate and more.

Amazon

Breathing Strips

According to Cigna, breathing strips are HSA eligible, plus you don't need a doctor's prescription for reimbursement.

Amazon

Electric Toothbrush

Electric toothbrushes are HSA eligible and reimbursable with a medical diagnosis. This model in particular cleans way better than a regular toothbrush, expertly supporting your oral health.

Amazon

Essential Oils

Essential oils are HSA-covered with a medical diagnosis. Certain oils can help relieve stress, anxiety, physical pain, and nausea, and aid in better sleep.

Amazon

Hand Sanitizer

Hand sanitizers of any kind are also surprisingly HSA eligible. We love these sprays from Touchland because they're cute, easily portable, and smell delicious.

Amazon

Humidifiers

Humidifiers are indeed HSA eligible – the moisture they put out into the surrounding air can relieve respiratory issues, common colds, and even reduce snoring.

Amazon

Air Purifiers

Similarly, air purifiers are eligible because they can help remove airborne contaminants and viruses that cause allergies and disease.

Anna Tarazevich / PEXELS

Spa Trips

In the case you're prescribed a lovely visit to a spa or resort by a physician for medical treatment, the only part that's covered by HSA are the services you receive while you're there. The cost of transportation is not eligible for reimbursement.

Amazon

Blue Light Glasses

Blue light glasses are covered by HSA; lenses like these block out blue light from screens which helps prevent eye strain and fatigue.

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Brit + Co may at times use affiliate links to promote products sold by others, but always offers genuine editorial recommendations.

Welcome to February 2025, the month of love. Mars, the planet that rules physical intimacy, remains retrograde for the rest of this month, resulting in professional delays or feelings of disconnect in relationships. However, on the plus side, the love planet, Venus, moves into spicy Aries, which will fuel our motivation and hope. Want to dive deeply and learn more about what is in store for you this February? Keep reading and see what is in store for your zodiac sign in your February horoscope for 2025!

Scroll to see your February horoscope for 2025!

What to Expect in Your February Horoscope for 2025

Isabella Bonnet

While Mars retrograde continues, this month proves to be lovely and filled with possibilities. Now that the action planet is still in its backspin motion, it doesn’t mean you should be holding back from visualizing your dreams. Appreciate the stillness and explore different possibilities before deciding what’s right for you. Although you may feel like a sitting duck, I beg to differ. This Mars retrograde proves to be a test of our will by not being impulsive. Luckily, Mars goes direct later this month, so hang on tight before losing momentum.

Cora Pursley

February is off to a fiery start as Venus moves into Aries on Tuesday, February 4. Love and relationships will take on a new tempo, either sultry or temperamental. It's a period to experience excitement or realize what needs to be refined in your connection. On the same day, Jupiter, the planet of luck, goes direct! You will begin to see the silver lining in your journey and even the solution in how you can proceed. It's also a time to see how fate has played out in your story. If you're discontent, this is your chance to turn your life around. Having a little faith will take you much further than lowering your vibration with negativity. Listen to a mentor or take on a new sacred practice that elevates your well-being. Follow through with your promises and brighten someone’s day. Pay it forward to turn the tides.

Hannah Rivera

The Full Moon in Leo illuminates the sky and infuses us with optimism and renewal on Wednesday, February 12. Full Moons denote the need to let go and move on from what no longer serves your highest good. The great news is that this celestial event leaves us with a glimmer of hope and the willingness to close the chapter. On Friday, February 14, our communication ability will be poetic and ethereal as Mercury moves into Pisces. If you plan to go out on Valentine’s Day this year, expect this day to be more romantic than in past years. Speaking from the heart and through feeling will result better than pride or logic. Be playful and in the moment. Cherish your love.

Abbie Bythewood

The mist begins to thicken, and our intuition heightens as the Sun moves into Pisces on Tuesday, February 18. This season is all about fine-tuning our empathy and interconnectedness with life. Inner reflection and exploring your artistic side will help you stay centered. Honor your sensitivity and be unconditional. On Sunday, February 23, the motivation planet Mars goes direct. It’s not time to push through with an agreement or project. Recalibrate and pick up from where you left off last October 2024. This is your time to decide whether an idea or concept stays or goes. Expect traction and things to pick up speed in the next several weeks.

In closing, the New Moon in emotive Pisces happens on Thursday, February 27. It’s time to start a new chapter involving your subconscious beliefs. This lunation will imbue you with the ability to trust the Universe and dream bigger. Hold onto the faith and set small steps to cultivate your vision.

The 6 Zodiac Signs That Will Experience Luck in Love in February 2025

Alexis Charles

February 2025 is a month filled with romantic potential, and these six signs are in for a wave of love and connection. Aries, with Venus in your first house, your natural magnetism is at an all-time high, making it the perfect time for new romantic opportunities or reigniting the passion in existing relationships. Gemini, Venus in your eleventh house enhances your social life, bringing you closer to potential partners through shared interests and group activities. Cancer, Venus shining in your tenth house makes you irresistible to others, especially in professional or public settings, paving the way for admiration and romantic recognition. Sagittarius, Venus in your fifth house brings love, fun, and creative expression to the forefront, encouraging you to dive into romantic adventures or spice up your current relationship. Virgo, with Venus in your eighth house, expect deep emotional connections and intimacy to take center stage, creating powerful moments with your significant other. Lastly, Pisces, Mars in your fifth house adds extra spice to your love life, increasing passion and desire. Whether you’re single or coupled, expect a surge of fiery energy that ignites your romantic connections. February is your month for love, so let the stars guide you toward the connections you deserve. Keep reading for extended astrological insight into your sun, moon, and rising sign.

Key Dates for Your February Horoscope and Aquarius Season 2025

Melina Martin

  • 2/4 Venus enters Aries, Jupiter Direct
  • 2/12 Full Moon in Leo
  • 2/14 Mercury enters Pisces
  • 2/18 Sun enters Pisces
  • 2/23 Mars Direct
  • 2/27 New Moon in Pisces

Read Your Sun, Moon, & Rising Signs For Your February Horoscope

Brit + Co

Aries (March 21 – April 20)

It's time to power through past obstacles this month, Aries. Remember that to get what you want, you must let go of self-limiting beliefs. Expect your confidence to level up as the love planet Venus graces your first house of identity and appearance. If you feel burnt out and less motivated lately, Venus moving into your sign will give you a boost — even with manifestation. Be careful what you wish for because your magnetism will attract results in the first half of February. This is a time for self-expression and embracing your desires with a bold, unapologetic flair. Meanwhile, Jupiter turning direct in your third house offers fresh opportunities for communication, learning, and connecting with others—be open to conversations that can expand your perspective. As the Full Moon on February 12 illuminates your fifth house of romance and creativity, you're called to release old habits in love or self-expression, making room for new, more authentic experiences.Mid-month, your life grows quiet as Mercury and the Sun move into your twelfth house. Your intuition heightens, and your dreams will become more lucid — keep a dream journal handy. As Mars finally goes direct in your fourth house on February 23 you're ready to take action on home, family, and your emotional foundation matters. Get organized, declutter your home, or begin focusing on what you want regarding domestic affairs. The last half of the month directs your focus on your inner life with the New Moon in Pisces and your twelfth house on February 27; it pushes you to reflect on your subconscious desires and healing, urging you to establish new beliefs and trust in the Universe. Magic will unfold once you establish a better mindset and understanding of how your energy works. By the end of the month, you're emerging from a period of internal growth, ready to build a more secure and fulfilling future.

Brit + Co

Taurus (April 21 – May 21)

Have you been paying attention to your energy levels lately, Taurus? Something may not be clicking or in flow. The great news is that February invites you to step back and focus on inner reflection and long-term goals. Appreciate the quiet moments, and incorporate self-care as Venus enters your twelfth house. This will reveal what you need regarding your inner world. Healing and releasing old emotional baggage will create movement. Do the work and let go. At the same time, Jupiter, direct in your second house of finances and self-worth, will shed light on matters involving your wealth and long-term responsibilities. Avoid being frivolous with spending, and be strategic with your money. Research and learn how to budget accordingly. On February 12, the Full Moon in your fourth house brings clarity to home and family matters, urging you to release any emotional ties or situations holding you back from feeling secure. Ask for feedback or have an honest heart-to-heart with loved ones to rebuild security. The lines of communication open on February 23 when Mars direct in your third house picks up speed, and you’ll find it easier to express your thoughts and ideas with clarity and confidence.

Big win! Your paradigm lightens up mid-month with Mercury and the Sun moving into your eleventh house, and your social life and goals come into focus. Connect with friends, network, and surround yourself with like-minded individuals who share your hopes and dreams for the future. Life will be extra dreamy and hopeful when the New Moon in Pisces on February 27 powers up your eleventh house, making it a potent time to set intentions about your social circles and long-term vision.

Brit + Co

Gemini (May 22 – June 21)

Prepare to make big moves and slay this month, Gemini. If life has been lackluster lately, your luck is about to change, involving social networks, career, or finances. Venus blazing its way into your eleventh house, you will find yourself attracting new friends and connections in places you didn't expect. Joining groups and connecting with those who support your beliefs this month will turn the tides in your favor and potentially lead to incredible opportunities. Relationships, love, and professionalism become the source of your joy and expect more harmonious exchanges. That's not all. Jupiter Direct in your first house levels up your charisma. It will be a powerful time to take on new endeavors and even take a chance on your dreams. When the Full Moon enters your third house, you may feel in a frenzy with inner thoughts, communication habits, or incomplete tasks on February 12. This lunar event prompts you to let go of old ideas and thought patterns and work on your task management.

Mid-month, Mercury and the Sun move into your tenth house of career and public matters. Focus on your professional goals and ambition, and it's time to make a mark and trust yourself. Expect to feel motivated and inclined to take charge of finances and material resources as Mars turns direct in your second house on February 23. Invest in yourself, find solidity in your financial plans, and remember you can get what you want. The month concludes by bringing fresh energy to your career path — the New Moon in Pisces on February 27 invites you to set new intentions and move forward with clarity in your professional life.

Brit + Co

Cancer (June 22 – July 22)

Ready to be on cloud nine, Cancer? February presents a regenerative and positive month filled with opportunities for professional growth and spiritual insight. To start with the beauty planet Venus, gracing your tenth house of career early this month — your efforts will be recognized. Your public image will be well received, and exchanges with superiors (or audience) will be more positive and rewarding. Jupiter’s direct motion in your twelfth house invites deep spiritual growth and healing, inspiring you to trust your intuition and have faith in the Universe. Allow optimism to attract a better flow in your life — this will show a more precise path filled with serendipitous experiences. The Full Moon in your second house on February 12 focuses on financial matters and enables you to reflect on future payment plans or revise future spending. Review your process and build a stronger sense of self by letting go of past fears or unsettling feelings around money.

Mid-month, as Mercury and the Sun move into your ninth house of higher learning, travel, and philosophy, your trust or connectedness in the Universe will strengthen! Explore new approaches to spirituality — become the student and explore all angles of life and your role in it. Celebrate as Mars goes direct in your first house on February 23! Expect to feel more energized and prepared to cross off your checklist of goals and assert yourself with greater confidence and endless determination. Take measured steps. By month's end, the New Moon in Pisces on February 27 will infuse you with hope and inspiration. It offers a fresh start involving endeavors or spiritual journeys.

Brit + Co

Leo (July 23 – August 22)

How often do you reflect, Leo? February sets the stage for you to engage more with your heart and to pinpoint what truly fulfills you. The month begins with Venus in your ninth house, allowing you to explore your passions and revitalize your perspective on the world. Book a solo trip, or revive that project left behind. Jupiter’s direct motion in your eleventh house ignites your social life while giving you cosmic support to begin a harmonious collaboration. Surround yourself with those who allow you to shine and appreciate your transparency. On February 12, the Full Moon in your first house shines its light on you and all your shades. Give thanks for your past self, and release any aspects that don't align with who you want to be.

By mid-month, when Mercury and the Sun enter your eighth house of sex, secrets, and shared resources, it will be revelatory. This is a period for you to do inner work while also getting to the bottom of any unanswered questions involving your intimate relationships, dealings with resources, and Self. Be reflective and trust your intuition. On February 23, Mars turns direct in your twelfth house, and your inner world becomes more active, guiding you toward spiritual growth and the courage to release hidden fears. The New Moon in Pisces on February 27 further illuminates these findings while offering a fresh start in these areas of your life—whether through healing, letting go of past baggage, or creating more meaningful connections. Begin a new era that aligns with your well-being — but it's crucial to factor in your true feelings for the best results.

Brit + Co

Virgo (August 23 – September 22)

If you're wondering where your soul tribe is, Virgo, February will be a month to observe your connections. The goal is to learn how to be comfortable with letting down your guard. Starting with the love planet Venus, blazing in your eighth house of vulnerable and intimate connections, you will learn how to deepen your bonds. Clear the air by arranging a sit down with those who need to hear you out. Lucky Jupiter Direct happening in your tenth house ignites your presence in the public eye while giving you the green light to make big moves in your career. Expect to feel more withdrawn or reflective with the Full Moon on February 12 in your twelfth house. Rest and release past baggage that may have been holding you back from your full potential.

Mid-month, expect your communication to improve in your personal and professional relationships as Mercury and the Sun move into your seventh house. The best support for this shift is Mars Direct in your eleventh house beginning February 23. You will pick up speed with your aspirations and reignite your group collaborations. Begin your passion project or create an impact with those who support your vision. This month concludes with the New Moon in Pisces on February 27, energizing your seventh house of partnerships. It offers a new beginning in your closest connections and inspires you to manifest harmonious and balanced relationships.

Brit + Co

Libra (September 23 – October 22)

Feeling burnt out lately, Libra? This month, it's all about recalibrating relationships and self-care. February kickstarts with your ruler planet, Venus, energizing your seventh house of commitment and relationships. If you need more spice in your love life, this is your moment to make it happen and to change your paradigm. Go on date night or go out with your friends. Speaking of changes, Jupiter Direct in your ninth house shifts your focus regarding your perception of life, traveling, or personal beliefs. Be playful in your approach, and consider this an opportunity to believe in yourself and your limitless possibilities. Then, on February 12, the Full Moon in Pisces in your eleventh house closes the chapter on your connections and past aspirations. If it feels right, letting go of old friendships or groups may be in the stars, but remember that your memories shaped you into who you are now. There is a part of you that is ready to evolve.

Mid-month, review your approaches to work and daily routines as Mercury and the Sun illuminate your sixth house — focus on self-care and set your work goals to optimize your energy. Begin a fitness regimen or detox to fine-tune your mind, body, and spirit. If you have been feeling like a wallflower at work lately, that is all about to change, with Mars Direct happening on February 23 in your tenth house of career. Name your terms and get ready to see your hard work paying off. Finally, a new chapter begins with the New Moon on February 27, adding sparkle to your well-being and work environment. Set new intentions for creating balance in your daily life. We believe in you!

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Scorpio (October 23 - November 21)

Expect a change in the wind, Scorpio. Refocus your mindset and prioritize work, creativity, and joy to revamp your energy this February. It begins with Venus entering your sixth house. Expect pleasant exchanges in your work environment while energizing yourself through an exercise regimen. Be organized in your approach and make it happen. Jupiter Direct in your eighth house gives you a dose of magic to see how your energy works. As a Scorpio, you naturally emit emotion and be mindful that whatever you project inside reflects the outcome. Clear out from emotional or financial attachments that could block you from experiencing a better flow. On February 12, the Full Moon in your tenth house brings clarity and potential endings to your career goals or public image, helping you explore new avenues professionally.

By mid-February, Mercury and the Sun enter your fifth house of creativity, romance, and self-expression. Focus on joy, whether through creative endeavors or spending time with loved ones. There will be stars in your eyes on February 23 as Mars Direct in your ninth house revives your personal beliefs and expands your reach. It's time to pick up where you left off on your bucket list. Make it happen! Then, on February 27, the New Moon in Pisces opens doors for you in romance, creative endeavors, or simply joie de vivre. Set your intentions and pin down what fulfills you.

Brit + Co

Sagittarius (November 21 – December 21)

Love is in the air, Sagittarius. February supports your passion projects, romance, and domestic life. This month checks off on what you set your heart on. The love planet Venus in your fifth house will make you feel like you're in a fantasy — if you're single, go out and start to mingle. If in a partnership, book a getaway or date night. Love, fun, and creative expression take the spotlight. Play, you deserve it! Your ruler planet, Jupiter Direct in your seventh house, shifts your focus on your relationship and commitment. Expect a resurgence of optimism and growth in your partnership — love and business included. Have faith and allow positivity to flow through you to find the solution for any past conflicts. The Full Moon in your ninth house on February 12 encourages you to release outdated beliefs or expand your understanding of the world while bridging closure or clarity to your long-term goals and aspirations. Revision is necessary for success.

Mid-February, Mercury and the Sun powers up your fourth house of home and family, shedding light on your emotional security, family matters, and the home. Assess your living situation or adjust based on mutual understanding with loved ones. Inner peace is key. On February 23, Mars Direct, in your eighth house of intimacy and shared resources, equips you to make a move on future decisions that align with your emotional well-being. The New Moon in Pisces on February 27 concludes this month by revitalizing your home life, bringing security and comfort to long-term plans.

Brit + Co

Capricorn (December 21 – January 19)

It’s not just what you say but how you say it that makes all the difference, Capricorn. February is all about fine-tuning the context of your messages. Becoming heart-centered will bring progress in your home life as Venus graces your fourth house of family and emotional security this month. Nurturing your loved ones or living space will ensure harmony and inner peace. Jupiter Direct in your sixth house of work and health brings a second wind of positive interactions and your well-being. Effort and kindness will advance you sooner than expected. The Full Moon on February 12 in your eighth house signals the end of past emotional burdens, fears, or financial constraints. It’s time to release and heal—whether by settling debts or making amends, even energetically.

Mid-month, Mercury and the Sun move into your third house, refining your communication and connection with others. Expect a better flow of discussions, new learning experiences, and perhaps even a short trip to refresh your perspective. When Mars goes direct in your seventh house of relationships on February 23, momentum builds in partnerships. Whether personal or professional, you’ll feel ready to take decisive action and strengthen those connections. February concludes with the New Moon on February 27, offering a fresh start involving your ideas for long-term projects. Set intentions around learning, networking, and expanding your connections. This month, focus on balancing your inner world and outer interactions.

Brit + Co

Aquarius (January 20 – February 19)

Happy Birthday, Aquarius! You were born to be an innovator. February brings a month filled with opportunities to build what you set your mind on. It's all in the details. With Venus entering your third house of ideas and communication, you will be equipped with bravado and a sharp focus. This month, get involved in localized group settings and exchange ideas to help you gain confidence in the long run. Jupiter Direct in your fifth house encourages you to revive your dream projects, find joy, and connect with children. Then, the Full Moon on February 12 in your seventh house of partnerships brings clarity to your relationships, helping you to release any patterns or connections that no longer align with your goals.

Mid-month, as Mercury and the Sun move into your second house of finances, you’ll feel a push to reassess your financial situation, values, and material resources. It's a perfect opportunity to reflect on your self-worth and set new intentions for increasing your stability and self-sufficiency. As Mars Direct on February 23 in your 6th house, expect to feel more motivated to take action toward your work goals and establish better routines that support your long-term well-being. The New Moon in Pisces on February 27 offers an opportunity to start fresh in your approach to money and personal resources.

Brit + Co

Pisces (February 20 – March 21)

Pisces, what role are you playing in your own story? February extends a stream of personal growth and the importance of self-worth. If you have been feeling faded lately, expect a resurgence of vitality as Venus powers up your second house this month. This is a period for you to rebuild your esteem and take steps toward financial security. Wait, there's more stardust coming your way! Jupiter Direct in your fourth house supports your domestic life, opening new discussions with loved ones (like family planning/expansion) and igniting changes in your living environment. The Full Moon in your sixth house on February 12 encourages you to release any habits or work-related stress that no longer serve your well-being, offering you a chance to make room for healthier routines.Expect to feel even more awake mid-month as Mercury and the Sun move into your first house. The focus shifts to personal goals and self-image, giving you the energy to communicate clearly and welcome new beginnings. Expect momentum and creative flow, spicy interactions, and overall happiness in love when Mars goes direct in your fifth house on February 23. The New Moon in Pisces on February 27 offers a powerful reset for you to set new intentions for the future, whether it’s about how you present yourself to the world or what new goals you wish to pursue. Cheers to you!

With 2025 in full swing, it’s the perfect time to explore how to power up your year ahead. Lumi Pelinku invites you to dive deeper into your journey through an extended reading that can provide tailored insights and inspiration. Click here to book your reading today!

For more astrology advice, be sure to Ask Lumi for advice, and follow the conversation on Facebook!

Just how expensive is it to have a baby in 2024? One woman sharing her experience on social media has sparked a much-needed conversation about financial transparency when it comes to starting (or growing) a family.

Josephine Anderson, who posted a video on her Instagram @fosterthevalley, outlined the costs of her uncomplicated vaginal birth, and TBH, it was shocking.

The financial breakdown of her experience (with Cigna for insurance):

  • Routine office visits (including 2 ultrasounds): $1,266
  • Labs: $3,440.81
  • NIPT genetic testing: $15,319.36
  • Anatomy scan: $1,270
  • RhoGam: $360
  • Hospital for mom: $23,722.10
  • Hospital for baby: $7,402.80
  • OBGYN for delivery: $5,000
  • Epidural: $5,720
  • Breastfeeding support: $2,589.78
  • Pediatrician: $209
That all racks up to a whopping total of $66,299.85. After insurance was factored in (her deductible was $3,000 while her max out-of-pocket for in-network expenses was $11,000), the total cost for her uncomplicated vaginal birth was $4,788.98. Forbes Advisor reports the average cost of having a baby in 2024 is $2,854.

Instagram

Josephine’s video warranted thousands of comments, most of which were appalled by the costs of her experience:

“This needs to be shared in SexEd classes,” one commenter wrote.

“The US medical system is BROKEN,” another said.

“And people are still confused why more women are choosing to remain child free… we literally can’t afford it,” another user commented.

Mart Production / PEXELS

Brit + Co spoke with Wendy Colson RN, IBCLC and CEO/Founder of BOOBIE Superfoods to gauge if Josephine’s costs were typical for the care she received. Colson has significant insight into how insurance works not only from an employer’s perspective, but from personal experience as a patient with breast cancer.

“The $4,788.98 net amount she mentions is realistic given that her deductible was $3,000. If she had chosen a plan with a $1,000 deductible – which is a common ceiling for good coverage – the same scenario would have cost her around $2,789,” Colson said. “The video highlights the importance of understanding what you're getting with an insurance plan, especially when you anticipate major life events like childbirth.”

Sarah Chai / PEXELS

Colson primarily attributes unanticipated costs for medical care (like in Josephine’s case) to patients that choose their insurance plans with, well, no real plan.

“Many [people] opt for the [plan] with the lowest paycheck deductions without fully evaluating the benefits,” Colson said.

There’s often a tradeoff between paying less per paycheck and receiving your desired benefits: for example, if you elect to contribute less money towards your insurance per paycheck, you may end up paying more out of pocket for things like doctor’s office visits and prescriptions.

“Making an informed choice is key to saving money in the long run,” Colson continued. “In short, it's crucial to consider both the immediate costs (like paycheck deductions) and the potential future costs (like deductibles and copays) when choosing an insurance plan.”

Anna Shvets / PEXELS

Another major cost Josephine mentions in her video was 12 weeks of unpaid maternity leave, which cost her a total of $18,000 (in lost income).

Per the passing of the Family and Medical Leave Act (FMLA) in 1993, moms have a legal right to up to 12 weeks of unpaid maternity leave. The U.S. Department of Labor notes that the act was designed to help employees balance their work and family responsibilities, accommodate the legitimate interests of employers, and promote equal employment opportunity for men and women.

Matilda Wormwood / PEXELS

It all sounds great until you realize the time off is indeed unpaid, which doesn't really aid in the amount of money parents end up owing after all is said and done in the pregnancy and childbirth processes.

Only 13 states plus the District of Columbia offer paid maternity leave. When you compare the United States’ laws to that of other industrialized nations, they don’t exactly measure up.

Colson says Sweden’s maternity leave policy is “one of the most generous,” offering 390 days of paid parental leave (shared between parents) and 80% of wages covered for a significant portion of the leave. In Germany, mothers are entitled to 14 weeks of maternity leave plus a tax-free, income-based allowance straight from their insurance provider.

Jonathan Borba / PEXELS

Though it’s likely that US laws will never be that generous in terms of paid maternity leave, there are a few things you can do to make the blow of medical costs hurt a little less, says Colson.

“My advice is to be your own advocate,” she says. “If you’re planning to have a baby, start by understanding what your state provides in terms of paid leave to avoid surprises after delivery.”

To keep the cost of having your baby (if you’re planning to have one) transparent and free of surprises, Colson recommends:

  • Asking your physician’s office for a detailed breakdown of insurance billing codes, including:
    • Office visits
    • Lab work
    • Epidural (and the anesthesiologist’s separate fee)
    • Hospital admissions
    • Specialist consultations during admission
    • Optional procedures like circumcision, if desired
  • Email the insurance billing codes to your insurance provider, who can help calculate your out-of-pocket costs and deductible

“Having a baby is priceless,” Colson says. “By planning ahead – understanding your insurance options, healthcare costs, and available benefits – you can ensure peace of mind and focus on what truly matters: your growing family.”

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Valentine’s Day is just around the corner, meaning we’re gonna be seeing a lot of heart-shaped everything. One heart-shaped item I patiently await every single year is none other than Chick-fil-A’s iconic Valentine’s Day trays – they combine my undying love for chicken nuggets with the season's cutest shape, and they’re always perfect for sharing with my besties!

Rumor has it that the Chick-fil-A heart-shaped trays will hit restaurants super soon – here’s everything you need to know about their return.

Chick-fil-A

So, exactly when do the Chick-fil-A heart-shaped trays come back? There’s no official word on the timeline for 2025, but last year, Chick-fil-A locations started rolling them out on January 29. The trays were available to order through February 24.

Based on 2024’s heart-shaped tray rollout, I expect them to launch around the last week of January – though there are rumors that some CFA’s have already started serving them. 👀

Chick-fil-A

The Chick-fil-A heart-shaped trays are typically order-able in four different varieties, and the best part is there’s something for every craving, from sweet to savory!

You can find the Valentine’s trays in 30-count nuggets, 10-count Chick-n-Minis (only during breakfast hours), 12 brownie halves, or 6 chocolate chunk cookies. I’m especially excited about the nuggets.

Famed foodie Instagram account, @snackolator, recently shared the news about the Chick-fil-A heart-shaped trays with their followers, and everyone seems to be just as thrilled about their return.

“I need that 30pc ASAP!” one person said.

“I'm eating all those nuggets I'm not sharing at all,” another commented.

“As a teacher I would be getting the brownies 🫶,” one more user shared.

Chick-fil-A

The Chick-fil-A heart-shaped trays are only available “while supplies last” at certain participating locations. The price of each tray may vary based on your location.

Last year, this Los Angeles-based Parade reporter noted that the 30-count nuggets cost $18, while the 10-count Chick-n-Minis went for $12. They also shared that the 12 brownie halves sold for $12, and the 6 chocolate chunk cookies cost $9.

Will you be picking up a heart-shaped tray from Chick-fil-A this year? Make sure to subscribe to our newsletter for the official drop!

Ever since Daphne Bridgerton became Duchess of Hastings (and actress Phoebe Dynevor exited the show after season 2), fans have been taking every opportunity they can to see her onscreen. And in addition to a new thriller with Zac Efron and a shark movie that sounds downright terrifying, Phoebe stars in Inheritance — a new January movie that was entirely shot on an iPhone...and that Phoebe committed a real crime for.

Here's everything you need to know about Phoebe Dynevor's new movie Inheritance.

What is the Inheritance film about?

Inheritance follows Maya, whose world gets turned upside down when she learns her dad is actually an ex-spy. But things get even crazier when she gets sucked into the middle of an international conspiracy herself. Armed with tons of questions (and a killer pair of sunglasses) Maya has to stay alive long enough to find answers.

The movie filmed all over the world, which director Neil Burger calls a "true adventure."

"Shooting around the world and taking risks to achieve the ‘you are there’ feel," he tells The Hollywood Reporter. "Phoebe delivers a phenomenal performance in the movie, and I’m looking forward to audiences seeing her as they’ve never seen her before.”

Now, those aforementioned sunglasses (which Maya steals in the movie) might only be the focus for a moment, but they were a pretty big deal IRL because Phoebe Dynevor actually stole them. “I remember feeling really nervous and afraid that they would think I was actually stealing, but at the time, we wanted real reactions from the staff. It was very scary,” she says in an interview with Entertainment Weekly.

Director Neil Burger explains the team's "contingency plans, excuses, and explanations" in case Phoebe got caught (including buying the same pair of sunglasses so they'd have a receipt). And after Phoebe knocked it out of the park, the glasses were returned, of course!

“There was a safety net that came with the camera being there because it felt like this isn’t real. We’re shooting something,” she continues. “We only had one take to get it right. I’d have to be very cognizant of whether the camera was getting it. You don’t want to have to do that twice.”

IFC Films

And not only did Phoebe Dynevor nab an accessory, but she also almost got arrested for a totally different reason after she played drunk in the middle of New York City. "It was an experience I’ve never had before, and this mother pulled them away understandably," she says. “It was just very, very strange knowing that it wasn’t real, but our director wanted it to feel as real as possible, so sometimes we would keep going and see what we could get out of the exchange with people on the street.

But when the police showed up, and she was worried she'd actually get arrested, she tells EW she immediately switched into her English accent: “I would then come out of [Maya’s] accent and turn on my poshest British actor and be like, ‘I’m an actor.’”

When is Inheritance coming out?

You can see Inheritance in theaters starting January 24, 2025.

Who's in the cast?

The Inheritance cast includes Phoebe Dynevor, Rhys Ifans, Ciara Baxendale, and Majd Eid.

A movie set wouldn't be complete without a crew. And Inheritance's crew was only made up of 10 people!

Stay tuned for the latest news on Inheritance and read up on The 12 Most-Anticipated January TV Shows Coming In 2025.