6 Ways to Start the New Year Off Financially Strong

If you’re looking for the perfect excuse to get focused on your finances but think it’s too late for New Year’s resolutions, think again. The start of 2018 is a great time to hit the “reset” button on your budget. And just like anything, taking the first step is the biggest one, so we’ve rounded-up six helpful tips below to help you start off the year with a money-positive attitude and smart spending and saving habits. Scroll down to see them all.

1. Reset yourgoals. Without something to work toward, you don’t know what you’re trying to achieve. Therefore, it’s important to think through your top goals — both short term and long term — and write them down in a place where you’ll see them every day. Be sure to limit yourself to items that are realistic and prioritized to set the tone for the rest of the year.

2. Change one financial habit. After you’ve assessed your spending habits, take a look at one area where you can change. As we mentioned before, the first step is always the biggest (and usually the most difficult), so start slow. Maybe you can cut down on how much you dine out, start couponing for the grocery store, or finally create an automatic reoccurring transfer to your savings account. Once you prove to yourself that you have the willpower to change one habit, you’ll expand change to others as well.

3. Assess your monthly bills. When it’s all said and done, pay attention to your monthly bills. Take a look at how you’re spending money each month and identify areas where you may have redundant fees or can cut back. For example, if you have a Spotify account, can you create a family plan with your family members or a few friends to split the cost? Or, take a look at your electric and cable bill. Can you handle cutting back on the AC or heat, or go cold turkey on your cable TV habit? Reviewing monthly bills can help you identify easy ways to trim your spending.

4. Turn to technology for help. If your brain starts to snooze as soon as the word “finance” is brought up, then money apps may help you power through. You can sign up for resources like Mint, a platform that aggregates everything from your account balances and bills to your savings goals in one place. With a myriad of tools available, you can create a budget based on your income and spending habits, and understand where most of your money is going.

5. Collect change and put away one dollar a day. This may sound almost too obvious, but not many people actually act upon this. Start saving all of the change you’re given after making purchases — you’ll be surprised at how much this can add up to! Also, set up a daily savings transfer to your bank account of just $1 or $2 a day. This can help you save at least $365 over the course of the year (score!)

6. Prioritize expenses that make you happy. Budgeting can be daunting, but by creating focus with at least one goal that brings value and joy into your life — like a bucket-list vacation or freeing yourself from student loan debt — you can make sure you’re doing something for you. Plus, with something exciting to look forward to, you’re more than likely to stay on track with your financial goals. It’s a win-win!

What are your financial goals for 2018? Share with us @BritandCo.

(Photos via Getty)

One of the deep questions I asked myself on January 1 was, "How do you want to feel as a stay-at-home mom who's also a part of the WFH crew?" The first word that popped into my mind wasn't a full sentence; it was 'ease.'

I've spent the greater part of my life as a people pleaser who also has a Type A personality when inspired during work hours. There's nothing wrong with being ambitious, but I don't always know when to turn it off which leads to burnout. Does this sound like you?

If so, we're not doing this anymore bestie. This year we're changing the way we approach work so we're not on a first-name basis with stress 10 months out of the year. I've got tips from the following bada** ladies who know how imperative it is to not let work drain us:

  • Kayla Baum, CEO & Founder of Twello (a workplace wellness company!)
  • Corry Frazier and Melissa Pepin, Founders at The Business Reboot

Keep scrolling for 8 expert-approved tips for how to make work less stressful — & trust me, you need these.

Karin Kaufer

1. Actually Use Your Planner In 2025

We're not buying pretty planners just so they can collect dust on our desks or coffee tables anymore. Corry Frazier and Melissa Pepin want you to get serious because they feel "it starts with planning." They don't mean the kind you eventually flake on either.

"Effective planning is key to maintaining balance and reducing burnout. Whether you're mapping out tasks, meetings, or events, dedicated time for preparation ensures focus and reduces stress," they say. In other words, "the more intentional you are in planning, the more productive you'll be," according to them.

Ever since I've been blocking out my tasks by hour in planner, I've been able to get more done without feeling overwhelmed by splitting my time between writing and being in mommy mode. Frazier and Pepin suggest that you "set weekly planning sessions" that consist of "30-60 minutes each weekend to map out your upcoming week."

This eventually "reduces decision fatigue, fosters a sense of control, and helps you start Monday with clarity and purpose," they add. Yes, this is a sign that you'll be breaking up with the dreaded 'Sunday scaries' if you follow their advice. "You'll feel proactive and grounded rather than reacting to the week as it unfolds," they agree.

Zen Chung

2. Embrace A "Fake Commute" When Working From Home

One of Kayla Baum's tips is to switch up your routine if you're a remote worker. Rolling out of the bed at the last minute before logging on for work sounds appealing until you realize you're uninspired by your days. But, what is a "fake commute?"

"It mimics the structure of a traditional commute to establish a boundary between work and personal life. This could mean taking a walk around the block, doing a 10-minute guided meditation, or even just changing clothes at the end of the day," Baum mentions.

Based on her experience, she's found that "it works because it provides a psychological buffer, helping to separate work and home life." She feels it's "crucial for positive mental health and boosting productivity at work (and at home)."

You can also create a separate work space that's not in your bedroom to get work done! That's helped me tremendously so I'm not sleeping and working in the same area.

Anna Nekrashevich

3. Focus On High-Impact Tasks

Similar to planning your work days as best as you can, Frazier and Pepin want you to "prioritize the tasks that align with your goals." To minimize distractions, they want you to ask yourself:

  • What is the most effective use of my time right now?
"For instance, if you're preparing for a big presentation at work, concentrate on immediate needs rather than getting sidetracked by unrelated projects. This approach helps you conserve energy for what truly matters," they suggest.

Greta Hoffman

4. Stop Making Daily Decisions Hard

Tasks like your morning routine or figuring out what you'll eat don't have to take up a chunk of your time anymore. "Use productivity hacks, such as pre-planning meals or laying out weekly outfits," suggest Frazier and Pepin. They feel that "small routines like this eliminate unnecessary choices" to "make mornings smoother."

According to them, it's "especially helpful for families juggling multiple schedules." I couldn't agree more because I've spent so many frazzled mornings trying to make decisions about what myself and my toddler would wear or eat instead of planning them. With the help of my fiancé, we've cut so much time in half by being prepared ahead of time instead of 'winging it' before work.

Yan Krukau

5. Understand What Your Boundaries Are And Set Them

Worried that you'll be considered 'mean' if you tell your manager or coworkers what your boundaries are at work? Depending on your environment, it's 100% understandable. However, you're human and there's no reason you should be over-performing to your detriment. Frazier and Pepin say, "Set boundaries and communicate clearly. Adopt Brené Brown's mantra: 'To be clear is to be kind.'"

They encourage you to not only "be upfront about your schedule to manage others' expectations," but it's also so you can "avoid over-commitment." Say it with me: I will not make false promises just to appease others. Why?

Frazier and Pepin say, "Don't be afraid to say no to side projects or anything that doesn't align with your goals."

Kaboompics.com

6. Ignore Emails Sent After Your Work Hours

I've been guilty of sending an email after work to acknowledge that I saw something, but I never expect other people to feel obligated to respond until the next business day. On the flip side, I've felt pressured to answer something that feels timely and I've gone to sleep thinking about the sender's potential follow-up email.

"Just because a coworker chooses to work late at night doesn't mean you must answer. One helpful trick is to include your working days and hours in your signature, explaining that responses may be delayed outside of those times," Frazier and Pepin say. They even have a prompt you can use if you're not sure what to type:

  • "My working hours are [Your Working Hours, e.g., 9 AM - 4 PM ET]. Please note that these may differ from your local time zone. I appreciate your understanding and will respond to emails during my working hours."

I can't wait to start utilizing this...for research purposes only 👀.

Tima Miroshnichenko

7. Please, log off from work when it's time.

Unless you're scheduled to work late, take the time to log off from work and not think about it until the next day. Baum says, "Commit to fully logging off once the workday ends—no 'quick email replies' or sneaking in work over the weekend." I'm eyeing you Ms. "I just need to send a quick email" while you're on vacation or spending time with your significant other.

Baum says creating this separation works because "fully disconnecting allows your mind to reset and recharge" which ends up "making you more efficient, creative, and focused during actual work hours." According to her, you'll eventually "improve personal well-being" and "enhance long-term work performance."

As soon as my work day is over, I make a beeline for the shower so I can decompress. After that, I take my time with my skincare routine and keep my phone out of reach so I'm not tempted to look at anything work-related. I'm not always successful, but I've noticed a difference in my mood since making this shift.

Yan Krukau

8. Speak Up When You're Feeling Overwhelmed

And if you're 100% drained because you've been trying to tackle work tasks during and after hours, Frazier and Pepin want you to speak up. "If you're feeling overwhelmed with your workload, approach your manager with honesty and a focus on solutions," they suggest. Here's another prompt of theirs you can use:

  • "I've been noticing that my workload has extended beyond regular hours, and maintaining balance is becoming challenging. Could we discuss prioritizing tasks or adjusting expectations to ensure I can deliver quality work without compromising my well-being?"
What this does is "frame the conversation as collaborative and proactive, encouraging your manager to work with you on a resolution," Frazier and Pepin observe.

Visit more of our work-life articles when you need career advice or how to learn to part ways with burnout for good.

After a two-year wait, 1923 season 2 is finally just over a month away from being on our screens. While we have a lot of questions about what will happen to the Duttons, Teonna, and the Yellowstone ranch, there's one thing we know for certain: this show wouldn't be the same without its cast.

Here's the full list of 1923 season 2 characters, from Harrison Ford's Jacob Dutton to Brandon Sklenar's Spencer Dutton.

1. Harrison Ford As Jacob Dutton

Christopher Saunders/Paramount+

Icon Harrison Ford plays patriarch Jacob Dutton, brother to 1883's James Dutton (meaning he's Spencer's uncle) and Cara's husband.

2. Helen Mirren as Cara Dutton

Emerson Miller/Paramount+

Helen Mirren stars as Jacob's wife Cara Dutton, who's totally capable of holding down the fort at the Yellowstone ranch — and writes to tell Spencer at the end of season 1 they need him to come home.

3. Brandon Sklenar as Spencer Dutton

Emerson Miller/Paramount+

It Ends With Us' Brandon Sklenar returns in 1923 season 2 as Spencer Dutton, the younger brother of Elsa and John from 1883. He's a soldier-turned-hunter in Africa who meets Alexandra on a job before learning the ranch is in jeopardy.

4. Julia Schlaepfer as Alex Dutton

Lo Smith/Paramount+

Julia Schlaepfer's Alex Dutton quickly falls for Spencer after their first meeting (ditching her fiancé Arthur in the process), and joins him on his adventure. After they're called back to Montana, Alex and Spencer get separated when they cross paths with Arthur, and a duel with Spencer leads to Arthur's death.

5. Darren Mann as Jack Dutton

Emerson Miller/Paramount+

Darren Man plays Jack Dutton, Jacob's great-nephew (and Spencer's nephew) who lives on the ranch with Jacob, Cara, and his new wife Elizabeth.

6. Michelle Randolph as Elizabeth Dutton

Christopher Saunders/Paramount+

Elizabeth Dutton is Jack's wife and is played by Michelle Randolph (who you'll recognize from Landman!). They're madly in love and conceive their first child during the first season, but Elizabeth miscarries in the season finale.

7. Aminah Nieves as Teonna Rainwater

Emerson Miller/Paramount+

Aminah Nieves returns in 1923 season 2 as Teonna Rainwater, who's just escaped the abusive Catholic boarding school that took her from her family. Finally reunited with her father and her friend Pete, it looks like Teonna is finally safe.

8. ​Brian Geraghty as Zane Davis

Trae Patton/Paramount+

1923 season 2 also includes Brian Geraghty as Zane Davis, foreman for the Yellowstone ranch who gets jumped by the police at the end of season 1 after Whitfield and Banner go after the Duttons.

9. Jerome Flynn as Banner Creighton

Christopher Saunders/Paramount+

Jerome Flynn's Banner Creighton is set on bringing the Duttons down, and now that he's out of prison, he's ready for round 2.

10. Sebastian Roché as Father Renaud

Emerson Miller/Paramount+

1923 season 2 (unfortunately) stars Sebastian Roché as Father Renaud (I'm sure Sebastian is great, but I literally hate this character), who's hunting Teonna.

11. Isabel May as Elsa Dutton

Emerson Miller/Paramount+

1883's Elsa Dutton (played by Isabel May) returns for 1923 season 2 as the narrator looking over the story — and her family.

12. Andy Dispensa as Luca

5&2 Productions

Our new 1923 season 2 character is Luca (played by The Chosen's Andy Dispensa), who's “a young man working in the engine room of a merchant ship," so he's sure to cross paths with Spencer.

Which 1923 season 2 characters are you most excited to see again? Read up on the The 1923 Season 1 Ending, Deaths, & Betrayals before the new episodes drop. And don't forget to check out 14 New TV Shows To Watch In February.

HSA isn’t just for prescriptions and doctor’s visits – there’s actually a ton of things you can buy with your savings. Blue light glasses and sunscreen are commonly HSA eligible, but a lot of people don’t know you can also finesse fancy spa visits and life-changing massage guns (I’m looking at you, Theragun) with their HSA dollars. Some of these items are also FSA eligible, so if you’ve got some funds to use before they expire at the end of the year, you’ve come to the right place!

Your HSA funds can do way more than you think. Check out these 14 unexpectedly fun health-related finds to help you step up your self-care!

What is HSA?

Polina Tankilevitch / PEXELS

HSA stands for Health Savings Account, a type of savings account that lets you set aside funds to pay for qualified medical expenses. HSAs are often available as a part of health insurance plans, though banks and credit unions offer them, too.

What can I buy with an HSA?

Kaboompics / PEXELS

You can buy a lot more with your HSA funds than you think: menstrual products, over-the-counter medicines, sunscreen, and travel to and from medical appointments are just some of the things you can buy with an HSA.

Is HSA worth it?

Kaboompics / PEXELS

Whether an HSA is worth it is really dependent on your needs. There are some nice advantages associated with it, though. You may be able to lower your out of pocket costs for medical needs. Plus, the funds are not taxed, so you may be able to save more. Unlike an FSA (Flexible Spending Account), HSA funds roll over year-over-year, so you don't have to worry about it expiring.

Should I max my HSA?

Pixabay / PEXELS

Maxing out your HSA to your account's annual maximum amount via monthly contributions can be beneficial if your goals are to save money and limit out of pocket costs for medical care. You can also opt to invest some of your HSA funds, which can be a smart decision for saving for things like family planning or retirement.

Amazon

Sunscreen

Per Cigna, sunscreen counts as a reimbursable HSA purchase. SPF is super important for skin cancer prevention, plus wearing it regularly can reduce signs of aging – a win-win!

Amazon

Hatch Alarm Clock

The famed Hatch Restore alarm clock is both HSA and FSA eligible. It's a superb tool for going to bed soundly and waking up feeling refreshed as ever!

TomboyX

Period Underwear

Menstrual care and feminine hygiene products are also HSA eligible. Cigna says this category may include tampons, pads, liners, cups, sponges, and similar items, like period underwear!

Amazon

Theragun

This luxurious massage gun is both FSA and HSA eligible! It's truly life-changing for relieving muscle soreness and tightness. Therabody's other devices like the Theragun PRO Plus, Theragun Sense, and Theragun Relief are also eligible.

Amazon

Oura Ring

This fitness tracker ring is FSA and HSA eligible – it can help you keep tabs on your sleep, activity, stress, heart rate and more.

Amazon

Breathing Strips

According to Cigna, breathing strips are HSA eligible, plus you don't need a doctor's prescription for reimbursement.

Amazon

Electric Toothbrush

Electric toothbrushes are HSA eligible and reimbursable with a medical diagnosis. This model in particular cleans way better than a regular toothbrush, expertly supporting your oral health.

Amazon

Essential Oils

Essential oils are HSA-covered with a medical diagnosis. Certain oils can help relieve stress, anxiety, physical pain, and nausea, and aid in better sleep.

Amazon

Hand Sanitizer

Hand sanitizers of any kind are also surprisingly HSA eligible. We love these sprays from Touchland because they're cute, easily portable, and smell delicious.

Amazon

Humidifiers

Humidifiers are indeed HSA eligible – the moisture they put out into the surrounding air can relieve respiratory issues, common colds, and even reduce snoring.

Amazon

Air Purifiers

Similarly, air purifiers are eligible because they can help remove airborne contaminants and viruses that cause allergies and disease.

Anna Tarazevich / PEXELS

Spa Trips

In the case you're prescribed a lovely visit to a spa or resort by a physician for medical treatment, the only part that's covered by HSA are the services you receive while you're there. The cost of transportation is not eligible for reimbursement.

Amazon

Blue Light Glasses

Blue light glasses are covered by HSA; lenses like these block out blue light from screens which helps prevent eye strain and fatigue.

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Brit + Co may at times use affiliate links to promote products sold by others, but always offers genuine editorial recommendations.

Valentine’s Day gifts aren't always about giving the most extravagant and most expensive items – you can totally steal your sweetie’s heart with options that don’t break the bank. These 20 adorable gifts under $20 are sure to impress your loved one this year, no matter their personal taste. From cozy socks to gourmet chocolates, our list of Valentine’s Day gifts under $20 is totally thoughtful.

Scroll on for the best Valentine’s Day gifts for 2025, all under $20!

Anthropologie

Anthropologie Love Notes Juice Glass

This sweet lettered glass will remind them of your love every time they go to sip their water, coffee, tea, or juice!

Sephora

Glossier Black Cherry Balm Dotcom

This new lip balm shade from Glossier is V-Day's perfect match. It's like a hybrid between a lip balm and a lip gloss, since it's subtly pigmented.

Target

Target Valentine's Day Cozy Crew Socks

Cozy socks will always be a reliable gift idea, especially when they've got cute little hearts on 'em!

Compartés

Compartés Strawberry Champagne Chocolate Bar

This luxe chocolate bar includes notes of strawberries and champagne for a fully fitting Valentine's snack. They'll wanna down it in a single sitting!

Amazon

PaintLab Heart Press-On Nails

Help them complete their Valentine's date night look with these adorable press-on nails!

Life Is Good

Life Is Good Ma Cherie Boxy Crusher Tee

This boxy t-shirt with a very-V-Day design on the front is also just super adorable for year-round wear.

Amazon

Folkulture Incense Sticks

If they're into incense, they're gonna love winding down with these earthy (and aesthetically-pleasing!) scents.

Flewd

Flewd Ache-Erasing Bath Soak

This bath soak for achy muscles makes yet another fantastic addition to their next self-care night.

Free People

Seeing Stars Book

This playful zodiac book is tailored towards each of the star signs, helping them understand their specific sign and how it plays within the astrological universe.

Target

Room Essentials Printed Plush Throw

This cozy throw blanket would be so cute in a V-Day gift basket alongside some rom-com DVDs and movie candy to set the scene for a romantic at-home movie night!

Anthropologie

Anthropologie Heart-Shaped Stoneware Ramekin

Got a baker in your life? They'll def make use of this adorable heart-shaped ramekin, just in time for Valentine's Day celebrations!

Target

Naturium The Glow Getter Multi-Oil Hydrating Body Wash

Naturium The Glow Getter Multi-Oil Hydrating Body Wash

This nourishing body wash will feel like a major step-up from their typical shower routine. It gives a nice luxury feel without the luxury price tag.

Nordstrom

Nordstrom Apres Skis Crew Socks

With the proper shoe, these knit socks will show the reason for the V-Day season: hearts on hearts!

Amazon

Versed Sweet Relief Night Mask + Face Balm

This thick night mask swarms the skin in moisture and also helps build a solid barrier to keep the moisture from escaping overnight, letting your giftee wake up to healthy, hydrated skin in the AM every time.

Baggu

Baggu Standard Reusable Bag

Baggu bags are beloved for a reason. If they've got stuff to tote around like heavy Trader Joe's hauls, thrift store finds, and crafting goodies, these make the perfect stylish carrier!

Target

Threshold 'You Are Loved' Mug

This cute $5 striped mug makes the ultimate loving reminder for your BFF, significant other, or parent.

Amazon

Astor Chocolate Moodibars Gourmet Chocolate Tiles Sampler

This chocolate sampler comes ready with lots of different flavors to suit your giftee's multiple moods, like Dark Strawberry Champagne, Milk Caramel, Milk Toffee Crunch, and Dark Espresso. Yum!

Lush

Lush Love Letter Bath Bomb

What better way to help them relax and unwind on V-Day than a luscious Lush bath bomb?! This one's shaped like a love letter and smells just like a "sweet and creamy" strawberry sundae.

Copper Cow Coffee

Copper Cow Classic Black Ground Coffee

For the coffee fiend, this classic black ground coffee creates the perfect cup that they can easily sip on its own or customize to their liking.

Ulta

e.l.f. Glow Reviver Lip Oil

Gift the perfect glowy pout with this cult-fave lip oil – it's just $8!

Subscribe to our newsletter for more stunning gift inspiration all year long!

Brit + Co may at times use affiliate links to promote products sold by others, but always offers genuine editorial recommendations.

The Landman season 1 finale left fans with a shocking ending — and plenty of questions. In addition to wondering if Monty made it out alive and how Tommy and Galino could possible work together, I've got one question that feels more important than anything else: Will there be a season 2 for Landman? This is one new TV show I want to last forever!

Here's everything we know about about Landman season 2, including when they could start filming.


The 'Landman' cast and creator are hopeful for a season 2.

Emerson Miller/Paramount+

We haven't gotten an official Landman season 2 announcement yet, but star Billy Bob Thornton feels hopeful. "Usually shows that are this successful, they’d do it again," he tells The Hollywood Reporter. "So, I can only imagine that they would, but I don’t know for sure."

He also revealed to Entertainment Weekly that if they're able to film a season 2, "it's going to be sometime around February, March, somewhere in there. I mean, we'll see. It just depends on how the chips may fall, you never know in this business. But if we do it, I think [we’re] going to try to do it around that.”

Creator Christian Wallace would love to bring the story into a second season — especially the ever-evolving relationship between Tommy and Galino. "I would be excited to see Andy and Billy continue acting together because they’re just such an incredible duo — both obviously just great actors and so fun to watch," he tells TV Insider. "As far as Andy’s storyline, what I would hope to see is just what it looks like to have in the cartel a very savvy, smart businessman who happens to be in an illegal business, working alongside Tommy in this legitimate business, and both the rewards and the complications that could bring to both men. I think that would be a fascinating thing to watch play out."

And after Demi Moore's passionate monlogue in the finale (and THAT Golden Globes speech), he promises that, "if the show were to go forward, I think everyone involved would love to see more of Cami and more of Demi."

When is Landman season 2 coming out?

Emerson Miller/Paramount+

We're still waiting to hear whether Landman season 2 will be greenlit by Paramount, but if the series receives the go-ahead, they could start filming in 2025! Other Paramount+ TV shows like 1923 and Yellowstone have had two years between seasons in the past so we could have to wait until the fall of 2026 to see new episodes.

Who's in the Landman cast?

The cast for the first season of Landman includes Billy Bob Thornton as Tommy Norris, Ali Larter as Angela Norris, Michelle Randolph as Ainsley Norris, Jacob Lofland as Cooper Norris, Kayla Wallace as Rebecca Falcone, James Jordan as Dale Bradley, Mark Collie as Walt Joeberg, Paulina Chávez as Ariana, Demi Moore as Cami Miller, Jon Hamm as Monty Miller, Andy Garcia as Gallino, and Michael Peña as Armando.

Stay tuned for the latest news on Landman season 2, and read up on the other January TV shows to watch this month.