5 Tips to Help You Stress Less About Money

Whether you make $20 an hour or $200,000 a year, there is one thing we can all agree on: Money can be stressful. According to a recent survey by Intuit Turbo and Cassandra Report of 1,500 US millennials ages 20-34, the majority of millennial women are stressed, anxious, overwhelmed, and even ashamed about their financial situation. Most people aren’t sure who to turn to with their money questions, even questions as simple as, “Am I doing this right?”

Learning how to ease your stress about money may not be easy, but when you take the time to identify the root of your money stress, you will be able to see your financial situation in a clear light, and decisions about where to spend and where to cut back become much easier. Here are a few ways to help alleviate your money woes.

1. Identify your problem areas. If you often stress about your money, you may not know where to begin. A good first step is to assess your situation realistically. Denial and uncertainty are both big stressors and can have huge effects on your mental state. Examine bank statements, credit card bills, any debts and open accounts, to know where you stand today. Hopefully there won’t be any surprises, but you may uncover things you were not previously aware of. This can help you reframe the way you think about money in the long run.

2. Determine which habits are causing problems. Money is so often tied to emotion, and it’s important to take a long look at what drives your anxiety. Perhaps your value of money is to indicate status or compensate for a feeling of inadequacy or to show others how much you care; it could even be a product of attitudes formed in childhood. Find out what your emotional connection is to money, and understand the way this affects your values and actions.

3. Find your money partner. Talking about money is daunting, but finding someone — your best friend, close coworker, or family member who you can confide in and ask for advice — will help you feel less alone. If you’re married, marital financial stress can take a toll on your relationship, so being deliberate in expressing concerns and staying open with your spouse is crucial to alleviating any tension. If there are problems, solving them together instead of hiding important details from one another is a much healthier way to approach your finances. With apps like Turbo, couples can view their joint household income (whether a full-time job with a W-2, a side gig with a 1099, or non-taxable military income) so you know where you and your partner truly stand.

4. Be strict about budgeting. Once you understand your situation and your approach, it becomes much more clear where and how you can cut back. Part of this is having a fairly rigorous budget, which may be difficult to adapt to but provides more security and peace of mind than failing to plan. If you know what bills and recurring expenses are coming your way, you won’t be taken by surprise by an expense and scrambling to make ends meet. Taking advantage of personal finance apps such as Mint can help you see a clear view of your monthly budget and also help you track bills and discretionary spending habits.

5. Save, save, save. When unexpected expenses do come your way, like car repairs or medical bills, having an emergency fund provides extra security and never leaves you feeling unprepared. Perhaps one of the most important ways to reduce your stress is to live within your means. Commit to spending only what you can afford, and don’t allow your value of something to be less than its price. This may mean downsizing your living situation, indulging in fewer expensive items, or re-thinking that new car you’ve been eyeing, but your financial troubles become manageable if you reframe the way you think about money.

What are your best money tips? Share them with us @BritandCo.

(Photo via Getty)

As I grow older, I’ve come to appreciate the finer things in life. I’m no longer investing in things that don’t truly serve me, especially items that simply won’t last long-term. I’m certainly more particular about the clothes I buy (and even more so the materials they’re made of), and I often have to think twice or thrice before adding some silly little home decor to my cart. These days, I’m more likely to save my hard-earned money for life experiences like vacations and concerts, maintenance items like my car and bike, and a damn good night of dining out.

Past these, there are a handful of comfort purchases that are totally worth the money, according to a select group of millennial Redditors under r/Millennials. From luxury skincare products and high-end kitchenware to travel and sleep necessities, I’m truly amused by (and learning a lot from!) their responses to the question: As you’ve aged, what comfort/luxury items have you decided are worth the money?


Here are the little luxuries they buy every time.

What do millennials spend the most on?

Thirdman

Before digging into the little luxuries of it all, let's see what millennial spending habits look like in general! According to Investopedia, millennials are actually more "value-oriented" when they spend money — likely inspired by the 2008 financial crash and other unprecedented, major societal events. Since values are pretty subjective, that spending can translate in myriad of ways...including "doom spending" — or mindlessly shopping "to self-soothe because they feel pessimistic about the economy and their future" — according to CNBC.

The New York Times reported, "Millennials and Gen Z are more likely than older generations to make spending on a hobby or nonessential purchases a priority." This furthers the fact that instead of always spending towards a goal or an inherent need, millennials are looking for something more with their purchasing power. Opinions on these habits may vary, but one thing remains true: millennials want to use the money they do have to make their lives better.

Arthur Shuraev / PEXELS

1. Nonstop flights.

A few millennials agreed that spending the extra money for nonstop flights is very worth not having any kind of layover that could extend already-long travel days.

“Especially if traveling with children,” one person wrote. “Let The Journey end as quickly as possible.”

Bosch

2. Higher-end appliances.

Higher-end appliances seem popular among this millennial crowd because they have a slimmer chance of going kaput after a few years.

“I don’t want fancy bells and whistles,” one Redditor said. “I want the item to do [its] job and not crap out after 5-6 years.”

“It's the "smart" appliances that crap out quickly,” another person weighed in. “The more unnecessary buttons, the more unnecessary electronics, the more likely there is to be an issue.”

Some responders really love their Bosch appliances, like dishwashers, ovens, and more: “Bosch appliances for life. No frills but will run forever.”

Cottonbro Studio / PEXELS

3. Professional movers.

This one is quite self-explanatory: “Just save yourself the time and pain.” Amen!

Naturepedic

Naturepedic EOS Trilux Organic Latex Mattress

4. A really great mattress and pillows.

Several millennials noted that you’re likely to pay for back pain and other health issues down the line if you don’t invest in a good sleep set-up now. Many users responded that high-quality mattresses and pillows are their #1 ‘worth-it’ splurge.

“You spend 1/3rd of your life in that bed,” one person posted. “And if it's a shit one, it can and will slowly ruin your back and health.”

Sephora

5. Skincare.

Many skincare-focused users said that investing in skincare products that have a positive track record on their skin is also well worth it. Several users’ responses kickstarted a conversation about the best skincare ingredients to look into, especially with aging on the brain: SPF, tretinoin, vitamin C, retinol, and even Botox were mentioned.

A few more products were suggested in the thread were:

Amazon

Victorinox Grand Maitre Chef's Knife

6. Expensive (and sharp) kitchen knives.

A few Redditors said they’ve never once regretted their investment in luxe kitchen knives.

“I have a Victorinox chef’s knife that is my go-to and it was maybe $50 on Amazon. I’ve had it for years,” someone wrote. “Learning to sharpen knives properly is the key.”

“Also, [realizing] you don't need to buy a full knife block,” another person said. “Curating your knives based on the ones you actually [use] in your kitchen.”

Xtrema

Xtrema Versa Pan

7. High-end pots and pans.

Now this is some good advice!

“I find that more money spent on restaurant-quality cookware is worth it because I’m going on 25 years with the same sauce pans, stock pot, and skillets,” one user noted. “Non-stick sucks for everything but eggs and fish, but my cast iron works well enough for that as long as I can pay attention to what I’m doing. Don’t buy sets if you can afford good individual pieces.”

Pok Rie / PEXELS

8. Vacations.

Not only is a vacation one of the most popular comfort purchases among this particular group of millennials, making a vacation last at least one day longer seems to be the move, as it allows ample time for rest and recovery. Sometimes you just really need that extra day to get your mindset straight.

“An extra day off after I get home from my vacation,” someone wrote. “For some reason I need to have a vacation from my vacation before I go back to work.”

Brit + Co

9. A "bougie" gym

Going to the gym is usually a trying experience — you're exerting yourself physically, so why exert yourself mentally too? Instead of opting for the cheaper gyms that don't have as much to offer, some commenters note that the frills make their workout experience all the more worth it. One commenter straight up answered, “Paying for the bougie gym that’s got a sauna, cold plunge, and a good yoga instructor.”

Vlada Karpovich / PEXELS

10. Toilet paper.

It may seem subtle, but paying for higher-quality toilet paper can be a good boost to your everyday routine, according to some Reddit users.

A few commenters also praised the magic of having a bidet: “Best $150 I have ever spent is to [buy a] bidet attachment for my toilet.”

New Balance

New Balance Fresh Foam X 1080v14

11. Shoes with good support.

“Cheap out on shoes? Pay for foot problems and back problems,” one Redditor wrote. And they’re not wrong!

I grew up with parents that wouldn’t pay for cheap shoes in hopes the more expensive ones would last much longer, and I’m glad I did. It’s a mindset I’ve adopted as I grow further into adulthood, buying shoes that aren’t only made of durable materials, but provide ample support for my arches.

Brit + Co

12. “Anything that makes my body hurt less.”

This is pretty self-explanatory, but let's be real: our bodies just hurt as we age. It's an annoying fact of life, but it doesn't have to be a permanent feeling. This commenter likes to buy whatever makes their "body hurt less," and I'd like to think that looks like a lot of things. It could be the comfy shoes we've mentioned, the high-end mattresses, and the likes of all that! It could be an epsom salt that just always relaxes their muscles. It could be really anything, really! But the priority is clear: comfort is seriously key, and spending money on that is certainly not a waste.

Sebastian Ervi / PEXELS

13. Sitting closer at concerts.

Standing for hours in the GA section is so exhausting, and I’m tired of pretending it’s not! A few users agreed splurging on the more-expensive sitting arrangements is way better than waking up with foot and back pain. Plus, the view can often be a lot more enjoyable!

“I'm always trying to get to the front for general admission shows, but when seating is involved, I'm committed to paying more to be closer,” one user posted.

Amazon

14. Non-toxic cleaning products.

One user said non-toxic cleaning products are their go-to comfort purchase worth spending regularly on.

“The toxic overload we experience is causing all kinds of endocrine disorders and cancer,” they wrote. “I make a lot of my own, but if I buy:"

Brit + Co

15. Coffee, chocolate, and cheese.

Knowing what you like — and what's important to you — can really help when you're prioritizing what to spend on. This millennial commented, “I never cheap out on coffee, chocolate or cheese. I’m not buying luxury items, but I will get the highest grade I can get in my regular grocery stores. The cheapest stuff just isn’t worth it.” Amen!

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In case you missed it, a new rom-com following a pair that bears a great resemblance to the internet's favorite “It” couple is coming to Lifetime for the holidays! Although the film isn’t technically inspired by Taylor Swift and Travis Kelce’s love story per se, the story line is quite uncanny to their high profile romance (but more on that later). From the release date to the plot, here's everything we know about Lifetime’s Christmas in the Spotlight. Read up on Hallmark's Holiday Touchdown — and the Kelce who joined the cast!

  • Lifetime's Christmas in the Spotlight is a new holiday movie premiering this November.
  • The movie follows a popstar who starts dating a pro football player after they meet at one of her concerts.
  • The film stars Jessica Lord, Laith Wallschleger, Jeannie Mai, and Haley Kalil.

What is Christmas in the Spotlight about?

Lifetime/A&E

Christmas in the Spotlight Plot

Set to be a part of the network's “It’s a Wonderful Lifetime” lineup, which officially starts November 16, Christmas in the Spotlight follows a famous pop star named Bowyn (Jessica Lord), who always sings about falling in love, but has yet to find The One. Right when she's given up on finding Prince Charming, sparks fly when she meets a handsome professional football player named Drew (Laith Wallschleger) after one of her shows. However, they don’t start dating until after Drew publicly declares his feelings for Bowyn. Sound familiar?

The movie synopsis continues, “With each passing day they spend together, their feelings grow stronger…but can it last in the limelight, especially when they both have such hectic schedules? With people questioning if their feelings for each other are real or just for show, the pressure mounts from the press, paparazzi, their fans and even their family.” I need this on my screen now!!!

Is there a trailer for Christmas in the Spotlight?

Well, no. (At least, not yet). But there is a preview teaser for Lifetime’s “It’s a Wonderful Lifetime” lineup, which features numerous clips from the upcoming Taylor Swift and Travis Kelce-esque holiday film Christmas in the Spotlight. In the first few seconds of the teaser, co-stars Jessica Lord and Laith Wallschleger can be seen gleefully walking side by side while surrounded by holiday decor. Meanwhile, another clip shows Lord’s Bowyn wearing a blue football jersey. Now, if that’s not TayVis-coded, then I don’t know what is.

When is Christmas in the Spotlight coming out?

Christmas in the Spotlight Release Date

Be sure to mark your calendars because Christmas in the Spotlight is scheduled to debut on Lifetime November 23, 2024, at 8 PM ET/PT. Let the countdown begin!

Where can I watch Christmas in the Spotlight?

Lifetime/A&E

If you can’t catch the premiere on Lifetime, then don’t worry because we have you covered! After the movie premieres on the Lifetime channel, Christmas in the Spotlight will be available to watch on TVE/VOD in addition to the Lifetime Movie Club.

Who’s in the cast of Christmas in the Spotlight?

Lifetime/A&E

Christmas in the Spotlight Cast

Aside from Lord and Wallschleger, Christmas in the Spotlight stars former The Real talk show host Jeannie Mai, who will portray Bowyn’s manager. But she won’t be the only familiar face in the ensemble cast. And if you’re constantly on TikTok, then you may recognize TikTok influencer Haley Kalil, who, according to People, is set to make her onscreen debut as Drew’s sister-in-law, Nicole.

Stay tuned for more updates about Christmas in the Spotlight and 2024 Christmas movies — & follow us on Facebook and Instagram!

In our Take 5 series, sponsored by Verizon, we ask women in business about unexpected challenges, their inspirations, recent wins, and how the free Verizon Small Business Digital Ready Program has helped propel their business forward. Here, we meet Rita Suzanne, a marketing strategist for health and wellness businesses who learned to network, connect with other entrepreneurs, and build her business online and IRL.

What's an unexpected business challenge that you've had to face and how did you overcome it?

The hardest thing for me was my sister passed away and I ended up taking custody of my nieces. I ended up being a single mom of four kids. This is the thing that transitioned my whole entire life. I stopped doing web design and started my podcast Mom Owned and Operated. I wanted to reconnect with other moms and figure out how they were able to run their businesses and raise a family and take care of themselves because I wasn't able to do all three at the same time. Through that journey, I realized that I really needed to connect with other people and how important it was for my business. It helped me to create that community that I was yearning for that I didn't realize that I needed.

What's a recent small win for your business?

For me, the win was just pivoting back to something that I actually wanted to do. Also, I’ve started to say no to things that I no longer want to do.

Who is a woman in business that you look up to and why?

I have always admired and looked up to Amy Porterfield [author of Two Weeks Notice]. I listened to her all the time when I was starting out. I think that she's amazing and I love her stuff. She just seems like a very genuine person.

Is there a resource that has made an impact on you as an entrepreneur?

I listen to a lot of audio books. One of my favorites that has been huge for me is You Are A Badass by Jen Sincero. I was told when I first started my business, by a friend who was a business coach, that I have a mindset problem. Ten years ago, I had no idea even what “mindset” was. Sincero’s book helped me to see what she meant by “mindset” and helped me adjust that mindset and fix some of the things that I didn't realize were broken.

How has the Verizon Small Business Digital Ready Program helped propel your business forward?

There are a lot of things that I have loved about it. There are local networking and training opportunities, and that has been great, and the online training is very valuable. It's a great resource. I find that marketing needs a three-tiered approach, meaning you need to network it locally, socially, and then also have a very comprehensive online approach to your marketing. One of the Verizon Small Business trainings that I took was all about taking advantage of your local resources. I found that to be extremely valuable because often people think they need to just focus on social media. I don't think that people focus enough on their local community.

Learn more about the free Verizon Small Business Digital Ready Program and Rita Suzanne.

Illustration by Daniela Jordan-Villaveces

It's been a minute since we last saw our Southern Charm faves on screen, but they're finally back for season 10! From the Taylor-Shep-Olivia-Austen of it all to the gradual shift of Craig away from...everyone, a lot's happened since last year. And as if keeping up with all that wasn't enough, the trailer just dropped, and I have plenty of thoughts. So here's everything you should know from what to expect for season 10, who's returning, and when you can watch Southern Charm! Let's get into it!

Watch The 'Southern Charm' Trailer Here!

www.youtube.com

- YouTube
Here's every thought I had throughout the Southern Charm season 10 trailer!
  • The whole trailer starts off with Craig saying, “You can either accept the life that I live now, or not." That DEFINITELY sets the tone for the rest of this first look — and seemingly the rest of season 10.
  • Despite whatever drama may come, it's clear that Shep's inner child is alive and well. That "olly olly oxen free" and cannonball moment is soooo extremely him.
  • We're getting a group Bahamas trip! You know that can only mean one thing: DRAMA. Nothing changes the dynamic like being outside of Charleston!
  • There's a new girl in the group, named Molly! Apparently she "used to sext Craig," but she's " not trying to steal him from Paige or anything." Okay, sure Jan...
  • Taylor has a new boyfriend. Color me unsurprised!

Bravo

  • Excuse me, but Venita & JT?!?! IDK how to feel...
  • After Craig tells Patricia that JT called her a b--ch, Madison says, “He will be the b--ch when I’m done with him.” I mean, you really just don't go after Patricia — everyone knows that!
  • Every time Craig and Austen talk, it's clear they're exasperated with one another. Craig said, “Our friendship will never look like it used to." As much as I'm happy to see Craig setting clear boundaries with his friends, I'd definitely hate to see this bromance die. (Even though IDK if I'll ever forgive Austen for the Ciara of it all...)
  • And in another unsurprising update: Shep has a new girlfriend — and she's the former Miss Bahamas! According to Madison, she's a Southern Charm fan, so it seems like some people think she's just using him as pawn to get on the show. All I know is we eventually see Shep walking away dejected and saying, “I shouldn’t have done this.” YIKES.
  • And as predictable as the rain, of course there's drama with Shep, Taylor, and another woman — Salley. According to Salley, she and Shep slept together, and Taylor doesn't seem to take this well. She said, "I dated Shep for two years. Y'all just f----d!"
It's clear this southern faves have no shortage of drama to pull from yet again...

Who's returning for 'Southern Charm' season 10?

Bravo

Our charmers Venita Aspen, Leva Bonaparte, Craig Conover, Taylor Ann Green, Austen Kroll, Madison LeCroy, Rodrigo Reyes, Shep Rose, and Jarrett “JT” Thomas are all set to return for season 10! Patricia Altschul and her son Whitney Sudler-Smith will also appear throughout the season — because it wouldn't be Southern Charm without this duo, TBH!

One face we're sad to see gone is Olivia Flowers. In regards to leaving the show, she told Scheana Shay on Scheananigans, "It wasn't my choice." Apparently producers told her the decision came because she seemed estranged from the Charleston scene, often traveling, spending time in Texas, and connecting with her new boyfriend. And while that may have bothered her at the time, it's clear that Olivia doesn't have time to worry about all that given her recent engagement to Alex Williams.

Are there any new cast members for 'Southern Charm' season 10?

This season, we're getting a few newcomers to Charleston! Salley Carson is "a bubbly party girl by night and a robotics technician for surgical procedures by day. The debutante is gorgeous, intelligent, and independent, and she shares a curiously parallel romantic past with Taylor." Yeah, that definitely spells trouble in Shep-ville. Outside of the social scene, her bio reads that Salley works in spinal robotics — nothing short of impressive there! I can't wait to see what this brainy beauty adds to the group!

Molly O’Connell also joins season 10 after apparently showing up in the background of previous seasons for years. So while she's new to the show, she's definitely been a friend of the group for a while. Still, this isn't Molly's first foray into TV — she was on America's Next Top Model in 2010 and continued her modeling career for years afterwards. On top of all that? She's also appeared as a charter guest on Below Deck. Clearly, this girl was made for the screen!

Ryan Albert hops on board this season as a friend of Patricia's — because who doesn't this woman know in Charleston?! According to Bravo, he's a stay-at-home-husband who volunteers — and hosts parties — in his free time.

When does 'Southern Charm' season 10 come out?

Bravo

Southern Charm season 10 premieres Thursday, Dec. 5 at 9 p.m. ET/PT! I'll be tuned in with rosé in-hand and mouth agape!

Looking for more entertainment news? Be sure to follow us on TikTok so you never miss a thing!

ICYMI, while some of us were showing off our best Halloween costumesthis weekend, hundreds of people gathered in New York City's Washington Square Park for a Timothée Chalamet Lookalike Contest. Various people who look similar to the actor (AKA, Timmy's in different fonts) showed up in costume, while others genuinely look so much like him they were believable in their own clothes!

Get hundreds of people together in NYC and you're in for a crazy afternoon, but things got even more chaotic when Timothée Chalamet himself showed up...and then the police came disperse the crowd (and even arrested one attendee). Despite this turn of events, one lookalike, dressed up as the titular character from Wonka, was crowned the winner. Here are the best tweets about the very-eventful Sunday.

The Best Tweets About The Timothée Chalamet Lookalike Contest

He was, folks!

In the flesh!

And even Netflix got in on the conversation!

The Timothée Chalamet Lookalike Contest made New York City feel even more like your very strange, very random small town.

I was definitely feeling nostalgic for 2014.

There are some things that can't be explained in words, for real.

How could anyone focus on anything else?!

Work smarter, not harder.

The only thing better than showing up to the Timothée Chalamet Lookalike Contest? Accidentally showing up to the Timothée Chalamet Lookalike Contest.

Hang this in the Louvre.

I think Timmy (and Wonka) would approve.

The Timothée Chalamet Lookalike Contest was a day for the history books.

Pull through Timmy!

With his current Marty Supremelook, it's no wonder no one recognized him.

Okay, we had to suspend our disbelief just a bit, but that's the fun of it!

This was more entertaining than any Halloween party could be, TBH.

I truly don't know the last time I felt mindless joy like this.

There are so many layers to the Timothée Chalamet Lookalike Contest.

And on a fine Sunday afternoon, there's nowhere I'd rather see them.

WHERE'S HIS TROPHY?!

Well, that's one way to look at it.

Love is in the air!

Y'all want to meet in Central Park next weekend?

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