This Is the Key to Sticking With Your Exercise Routine When the Seasons Change

What is HSA?

HSA stands for Health Savings Account, a type of savings account that lets you set aside funds to pay for qualified medical expenses. HSAs are often available as a part of health insurance plans, though banks and credit unions offer them, too.

What can I buy with an HSA?

You can buy a lot more with your HSA funds than you think: menstrual products, over-the-counter medicines, sunscreen, and travel to and from medical appointments are just some of the things you can buy with an HSA.

Is HSA worth it?

Whether an HSA is worth it is really dependent on your needs. There are some nice advantages associated with it, though. You may be able to lower your out of pocket costs for medical needs. Plus, the funds are not taxed, so you may be able to save more. Unlike an FSA (Flexible Spending Account), HSA funds roll over year-over-year, so you don't have to worry about it expiring.

Should I max my HSA?

Maxing out your HSA to your account's annual maximum amount via monthly contributions can be beneficial if your goals are to save money and limit out of pocket costs for medical care. You can also opt to invest some of your HSA funds, which can be a smart decision for saving for things like family planning or retirement.

Sunscreen

Per Cigna, sunscreen counts as a reimbursable HSA purchase. SPF is super important for skin cancer prevention, plus wearing it regularly can reduce signs of aging – a win-win!

Hatch Alarm Clock

The famed Hatch Restore alarm clock is both HSA and FSA eligible. It's a superb tool for going to bed soundly and waking up feeling refreshed as ever!

Period Underwear

Menstrual care and feminine hygiene products are also HSA eligible. Cigna says this category may include tampons, pads, liners, cups, sponges, and similar items, like period underwear!

Theragun

This luxurious massage gun is both FSA and HSA eligible! It's truly life-changing for relieving muscle soreness and tightness. Therabody's other devices like the Theragun PRO Plus, Theragun Sense, and Theragun Relief are also eligible.

Oura Ring

This fitness tracker ring is FSA and HSA eligible – it can help you keep tabs on your sleep, activity, stress, heart rate and more.

Breathing Strips

According to Cigna, breathing strips are HSA eligible, plus you don't need a doctor's prescription for reimbursement.

Electric Toothbrush

Electric toothbrushes are HSA eligible and reimbursable with a medical diagnosis. This model in particular cleans way better than a regular toothbrush, expertly supporting your oral health.

Essential Oils

Essential oils are HSA-covered with a medical diagnosis. Certain oils can help relieve stress, anxiety, physical pain, and nausea, and aid in better sleep.

Hand Sanitizer

Hand sanitizers of any kind are also surprisingly HSA eligible. We love these sprays from Touchland because they're cute, easily portable, and smell delicious.

Humidifiers

Humidifiers are indeed HSA eligible – the moisture they put out into the surrounding air can relieve respiratory issues, common colds, and even reduce snoring.

Air Purifiers

Similarly, air purifiers are eligible because they can help remove airborne contaminants and viruses that cause allergies and disease.

Spa Trips

In the case you're prescribed a lovely visit to a spa or resort by a physician for medical treatment, the only part that's covered by HSA are the services you receive while you're there. The cost of transportation is not eligible for reimbursement.

Blue Light Glasses

Blue light glasses are covered by HSA; lenses like these block out blue light from screens which helps prevent eye strain and fatigue.

Munn shared with TODAYthat she didn't initially plan to show her scars on the set. The campaign was focused on her recovery post-breast cancer diagnosis, but the makeup artist had a hard time covering up the scars throughout the shoot. She explained that she took a look in the mirror and thought, "I’m done being insecure about my scars." From there, she took the idea to show them off to the SKIMS team — and the rest is history.

And while she was scared to be so vulnerable on camera, this was ultimately a really empowering move for Munn. She elaborated that there are "so many women that have these same scars" who feel just as insecure as she did about them — and she really hopes those women see this ad. "Skims is so iconic and associated with beauty and sex appeal, and cancer really doesn't have that same connotation," she said. "So I just really hope that other women who have gone through my same path feel a little better after seeing it."

The star also took to Instagram to give a behind-the-scenes explanation of her experience. She reiterated that she was "done being insecure" about her scars. "Every mark life has left behind on my body is proof of how hard I fought," she wrote. "I hope other women who have been self-conscious about their scars see these photos and feel all the love I’m sending."

She also shared that SKIMS will donate 10% of their bra sales (except bralettes) to Susan G. Komen® — a charity dedicated to finding a cure for breast cancer — from October 23-31 in stores and online. "It’s really meaningful to be part of an initiative that supports research and helps countless individuals impacted by breast cancer," she said.

All of this comes on the heels of Munn's announcement earlier this year that she was diagnosed with breast cancer. She revealed the diagnosis came after recently tested negatively for well-known breast cancer genes and had normal results from her annual mammogram — but her doctor to check her Breast Cancer Risk Assessment Score. The test showed Munn had a 37% risk of breast cancer, so she pushed for more answers that eventually lead to her diagnosis.

Since then, Munn shared with PEOPLE that she had 4 surgeries in 10 months and underwent medically-induced menopause — all the while juggling being a new mom with husband John Mulaney. She shared, "I'm lucky. We caught it with enough time that I had options. I want the same for any woman who might have to face this one day."

After that March announcement, it's clear Munn is dedicated to raising awareness for women's health — and particularly their options. While chatting about the SKIMS campaign, Munn told TODAY, "You've got to go your doctor and you inundate them with information and you don't stop until they give you the test you need."

If you want to test your own risk for breast cancer, the National Institute of Health has resources here.

Is Taylor Swift friends with Blake Lively's kids?

Yes, Taylor Swift loves Blake Lively's kids! The family has shown up to the Eras Tour multiple times, and most recently supported the popstar at her concert in New Orleans, Louisiana. Blake and Ryan were joined by oldest daughter James (who looked amazing in a Reputation-inspired 'fit), and I can't believe how much James and Blake look alike! She's truly her mini-me! At the Philadelphia show of the Eras Tour, which Ryan Reynolds and Blake Lively attended, Taylor said hello from the stage.

One funny detail about Ryan Reynolds' kids that I love is when he mentioned the girls finally realized Taylor Swift was a popstar. "I think what's most exciting for them is that for the longest time they just thought Taylor's just like an aunt, like a friend of Mommy and Daddy that's very, very close, almost family," he tellsThe Jess Cagle Show. "And then they went to a concert one day and were like, 'Ohhhhh, this isn't a hobby.'"

For Super Bowl Sunday in 2024, Blake Lively joined Taylor Swift to support beau (and KC Chiefs tight end) Travis Kelce. "Last week I left my kids for the first time ever," she says on Instagram. "I took pictures upside down and had no clue. I treated a friendship bracelet like a Flat Stanley for my husband like I didn’t realize it wasn’t ‘07. I borrowed more jewelry than the skeleton in the Pirates of the Caribbean ride. And I went clubbing. Now I know what my episode of TheTwilight Zone would look like."

How do Ryan Reynolds and Blake Lively prioritize their kids?

At the end of September, Ryan Reynolds revealed how different parenting seems to be now than when he was a kid. "Parents today are so different. We're so soft," he said at HubSpot’s INBOUND tech conference (via People). "I don't yell. I grew up with like — it was nuts, it was an improvised militia.”

“Now it's like, I can go look at all my resources for parenting and remind myself how to be perfectly compassionate,” he continued. "Something I love about [conflict resolution], and I know this is not very fancy, but what I love about it is that you can meet somebody where they are, and you don't have to be right or wrong...You can disagree and still connect."

Blake Lively recently joined an episode of her Sisterhood of the Traveling Pants' costar Amber Tamblyn's Further Adoand revealed the one unbreakable rule she made with Ryan Reynolds.

“When Ryan and I got together, we made a rule not to work at the same time,” she says. “So that we could always prioritize our personal life...That takes working really hard when we're not. Just like financial planning and sustaining that; it takes balance.”

I love that Blake Lively and Ryan Reynolds are serious about their family life, and that they have identified what works for them and are sticking with it.

What is the name of Blake Lively's 4th baby?

Blake Lively and Ryan Reynolds' fourth baby is named Olin, which he revealed during the July 22 premiere of Deadpool & Wolverine!

Before Ryan chose to reveal the name, he appeared on the Today show and made a cheeky joke about it after the hosts urged him to spill the beans. He said, "We always wait for Taylor to tell us what the child's name will be. We'll say this: we're still waiting."

What are Blake Lively kids ages?

Blake Lively's kids are all under 10. James is 9 (turning 10 on December 16), Inez is 7 (turning 8 on September 30), Betty is 4 (turning 5 on October 4), and Olin turned 1 in February.

What gender is Ryan and Blake's fourth child?

On July 26, Ryan Reynolds confirmed that he and Blake Lively's fourth baby, born in February 2023, is a boy in an Instagram video supporting mental health charity Walking 4 Hope. Speaking with founder John Bell, who struggled with suicidal ideation after the 2020 loss of his son Jake, Reynolds says, “I want to share with you that I, too, have a son...Boy, John, if I love him one-tenth as much as you love Jake, I’ll feel like I’ve done a pretty d—mn good job.”

Considering how adorable James, Inez, and Betty are, I can only imagine how cute Blake Lively's son is!

How many children do Blake Lively and Ryan Reynolds have?

Ryan Reynolds and Blake Lively have four kids. They welcomed their third daughter in 2019, making this new addition to the family their fourth child.

Did Blake Lively have a 4th baby?

Blake Lively posted a pic on Super Bowl Sunday in 2023 showing what appears to be a post-baby body with the caption "Been busy."

Lively confirmed her fourth pregnancy in September 2022 when she arrived at her Forbes event in NYC cradling a baby bump and by posting her own personal photos on Instagramhoping that "the 11 guys waiting outside [her] home for a 🦄 sighting will leave [her] alone."

How old was Blake Lively when she had her first child?

Blake Lively was 27 when she gave birth to her first daughter, James, in December of 2014.

Why did Blake Lively name her daughter James?

The couple decided to name their daughter James after Reynolds' late father. While the name connects both James and Reynolds to his father, it also gives Lively the chance to bond with her daughter over having historically male names. "I liked having a boy's name," Lively said on Good Morning Americain 2015. "I thought I'd pass it on."

Their third daughter Betty's name is a tribute to Lively's late father. We didn't know the name of the couple's third baby until Taylor Swift used all three names in her 2020 album folklore. Swift also used James' voice at the beginning of her 2017 track "Gorgeous"! Does that mean we'll hear one of Ryan Reynolds' children in Reputation (Taylor's Version)? I hope so!

What has Ryan Reynolds said about raising their kids?

In a conversation with Hugh Jackman ahead of Deadpool & Wolverine, Ryan Reynolds opened up about how his family has helped his anxiety. "I think it makes it better because your focus is less on yourself and more on your kids," he says (via People). "I love that I've had anxiety because when I see my kids experiencing some of that, which is probably genetic, I know how to address it in a way that is compassionate, that actually allows them to feel seen. I know that I can't just fix it. And I can communicate all that stuff to them and with them. I'm always grateful for it."

Per People, Ryan Reynolds has also made it clear he and Blake are wholly invested in the kids' daily lives. The doting husband and father enjoys the moments of "walking them to school and walking them back" as it deepens their bond. More than anything, Ryan and Blake's main goal is to make sure they teach their kids how to be introspective with Ryan saying "the thing we sort of hang our hat on the most is self-awareness with our kids."

However, that doesn't mean Blake and Ryan don't absolutely love being parents. "We're very excited [and] we wouldn't do this four times if we didn't love it," he says in an interview with CNBC's Power Lunch. "Everybody's doing great. Everybody's actually doing fantastic. I think if we hadn't figured it out by now, I think we'd be in deep, deep trouble."

"It's a zoo over here," he jokes. "This is my office here, this is where I'll probably — to be honest, I'll probably spend the rest of my life in here."

We love how much energy Ryan and Blake are pouring into their kids. It's always beautiful when parents are able to be present with their kids and teach them how to be present with themselves. Ryan Reynolds has also mentioned how having daughters "has been such a ride." Since he comes from a family of all boys, having daughters is something that was beyond his wildest dreams! “I love being a girl dad,” Ryan tells Access in 2020. “I have three daughters, which I never in a million years would imagine.”

He mentioned his newest child in June of 2023, when he announced his new series Bedtime Stories. "The idea for a show made to help everyone fall asleep was born the same day as my fourth child," he says on Instagram.

The Deadpool actor also offered some parenting advice on Amanda Hirsch’s hit podcastNot Skinny But Not Fat. "Embrace the chaos,” he tells Hirsch. "[Blake] always says, ‘They're all under our roof right now. The whole family's under our roof right now. We have them all.’ And that is a fleeting thing. Not an infinite resource, you know?”

While Reynolds understands firsthand how overwhelming parenting can feel, he also doesn't wish away this time with four young kids: “Just say, ‘Think about what you would give in 40 years or 30 years to come back and enjoy this one moment.’"

Besides this, Ryan knows their kids' childhoods don't mirror his or Blake's. However, he's not trying to place a huge emphasis on that because he wants them to have "as normal a life as possible" (via Page Six).

"I try not to impose upon them the difference in their childhood to my childhood or my wife’s childhood," he said (via The Hollywood Reporter). "We both grew up very working class, and I remember when they were very young, I used to say or think, like, ‘Oh God, I would never have had a gift like this when I was a kid,’ or, ‘I never would’ve had this luxury of getting takeout,’ or whatever."

In his eyes, he doesn't feel like it's the kids' responsibility or "bag of rocks to carry" because they're full of "gratitude" and "have a strong sense of empathy." That's how he knows he and Blake are "doing an OK job" as parents.

How has motherhood affected Blake Lively?

Blake Lively opened up about how Ryan Reynolds and she monitor screen safety for their kids, which is definitely something top-of-mind in 2024. “This is not an ad. I get nothing out of this. I just love @tappityapp,” she said of the STEM-focused educational app. “It’s engaging, informative, fun and they care about safety."

She also jokes that she's learning new things right along with her kids! But, no matter how educational or fun an app is, Blake Lively also emphasizes the importance of engaging with her kids' devices: "I’m always triple checking any kids app constantly for safety because that’s my responsibility not an app’s, but I do LOVE this one.”

Despite its fun and funny moments, the actress has admitted being a mom is hard, but she did it with her signature dry sense of humor. “BettyBooze at your service," she wrote in an Instagram Story announcing the new brand. "These are recipes I’ve been making for loved ones for years. But I have 4 kids now. And I’m tired. So here they are. In a can."

However, Blake Lively absolutely loves motherhood, and says in a 2022 interview with Forbes that having children has made her feel more comfortable in her own skin. "Once I had children, that just became even more profound because my time was even more precious, but also I think having children for me made me feel so much more in my skin," she says. "I never felt more myself or at ease in my own body or more confident — not to say that there aren't a bevy of insecurities coming at me a million times a day, but I just feel incredibly settled."

Speaking with People in 2021, Lively also explains how important it is that her children see her accomplish things outside the home. "I want to be as present of a mother as humanly possible and I want them to feel my presence, but I also think the best way to be the best mother is to show them that you can have a life and have a passion and have an identity outside of just being a mother," Lively says.

While she acknowledges that motherhood is all-encompassing, and it looks different for everyone, she knows that having your own identity is very important. "Teaching them that they can maintain themselves and that everything is possible [is crucial]," she adds.

When did Blake Lively and Ryan Reynolds have their daughters?

Blake Lively's children were all born in the last 10 years. Blake Lively's daughters are James, Inez, Betty, and her fourth child is named Olin! Their fourth baby's name was announced during the premiere of Deadpool & Wolverine. Blake gave birth to James in 2014, while Inez was born in 2016. Lively gave birth to Betty in 2019 and Olin in February of 2023.

Do Ryan Reynolds and Blake Lively's kids have nannies?

Blake Lively and Ryan Reynolds' children don't have a nanny. "I feel like I could sometimes have a bit of a short fuse, but there's just been this weirdly endless supply of patience," Ryan told GQ in 2015. "I have no problem waking up five times in the middle of the night and changing diapers, and as exhausted as you get, I have this stupid grin on my face all the time."