6 Ways You’re Losing Money Without Even Realizing It

Do fleece jackets keep you warm?

Fleece jackets definitely keep you warm since they’re specially designed to insulate your body heat. Of course, the level of warmth you get from them all depends on the thickness and weight of the fleece, and whether you layer up with additional garments or not.

Are fleece jackets still in style?

Yes, fleece jackets are absolutely still in style. Right now, they’re leading the popular ‘gorpcore’ aesthetic, which takes inspiration from outdoor activities like camping, hiking, and climbing. But, they can work for a variety of looks, since they’re shoppable in so many different colors, weights, and silhouettes.

What is the warmest type of fleece?

There are three different weight categories when it comes to fleece, with the lightest being the least warm and the heaviest being the most warm. Lightweight fleece measures 100-200GSM (grams per square meter), medium-weight fleece lands around 200-300GSM, and heavyweight fleece is anything over 300GSM. A fleece’s warmth also depends on the actual material the fleece is made from. Polar fleece, cotton fleece, and sherpa fleece are the most common types of fleece you can find. Polar fleece tends to be the warmest, since it’s denser.

Parks Project High Desert Wildflowers High Pile Fleece

The high pile fleece on this pullover not only makes it extremely winter-ready, but extremely soft on the skin, too. The two side pockets and button-up collar are perfect for tucking your away cold fingers and face when the temps really start to drop. The elastic cuffs and waistband help seal in even more heat when you need it most. Plus, this eye-catching brown floral pattern earns major style points.

Barbour Violette Fleece Jacket

This deep green fleece jacket is equipped with plenty of brass buttons to help you customize your look and bundle up simultaneously. It has a fun contrasting trim to break up the color and incorporate that extra oomph your layered 'fits will be craving this winter.

Free People Hit The Slopes Fleece Jacket

This jacket boasts an easy-to-wear slouchy silhouette that's ideal for layering over long-sleeved shirts and turtlenecks without ever feeling overly bulky. I love the sporty vibe that the nylon patches and multiple zippered pockets give to this piece, allowing you to wear it casually or more formally. It also comes in 16 more colors to suit your personal style!

Ugg Nikia Open Stitch Detail Uggfluff Fleece Jacket

If there's one thing Ugg has mastered, it's the art of staying warm. If you know the sheer coziness of their signature boots, this jacket has that same exact level of comfort and warmth! I love that the contrasting scalloped trim breaks up the monotony of the brown color on this piece and also helps shape your figure – which is much needed when you're bundled up underneath layers and layers of winter clothing. The drawstring along the waist, side pockets, and standing collar will come in handy for shielding the most vulnerable parts of your body during a harsh winter chill.

All In Motion High Pile Fleece Jacket

This lighter-on-the-body fleece jacket is the perfect garment to grab after an intense workout when it's time to step out in the cold. It flaunts a nice hood to protect your head and neck, plus thick elastic bands along the wrists and waist, which fit snugly against your bod to insulate valuable body heat.

Cotopaxi Bacano Fleece Jacket

Cotopaxi truly knows what it means to brave freezing temps – their line of expertly-designed puffer jackets and fleece jackets are ultra-warm, and this fleecy pick is no different! The high-pile fleece material on this style sets you up for success in terms of keeping cold out and warmth in. You'll be surrounded in sheer coziness all season, thanks to the adjustable drawstring waist and high neckline. I'm also a huge fan of the contrasting zippers and retro-inspired patchwork to make any winter look stand out, whether you're hitting the slopes or running errands.

Kimchi Blue Snow Bunny Piled Fleece Zip-Up Jacket

This pick is like a wearable blanket. The soft fleece is constructed to a boxy, relaxed fit that you can practically wear anywhere. It's fitted with elastic cuffs on the wrists and waist, and you can adjust the level of zippered-up-ness (depending on how cold it is) using the two-way zippers along the front.

THE GREAT. The Pasture Horse Print Fleece Jacket

All summer long, I was a huge proponent of Horse Girl Summer, which is why I'm heavily eyeing this fleece jacket – I can easily take the Wild West sentiment into my winter outfits with it! I love the cozy low-pile fleece material for layering over other pieces, and I also adore the unique details on this jacket, from the scooped hem to the contrasting spread collar. Yeehaw, am I right?!

Old Navy '94 Half Zip

Part of Old Navy's recently-revived 1994 collection, this half-zip pullover jacket infuses throwback flair with modern convenience. The fleece material is soft on the skin and heat-insulating, so it doesn't ever sacrifice function for fashion. The mock neck shrouds your neckline in warmth, which is perfect for extra-cold days. You can also keep your hands shielded, too, thanks to the zippered side pockets. I love this toned-down burgundy color, though it's shoppable in 5 more vibrant hues like blue and yellow.

BDG Taylor Piled Fleece Aviator Jacket

With a chic mix of cream-colored fleece and black faux leather, this fleece jacket is definitely for those who don't like to abandon the 'fit for cold weather. It follows a boxy, aviator jacket-inspired silhouette that provides ample space for cold-weather layering. The fluffy collar brings even more coziness to your look!

Varley Roselle Half-Zip Fleece

This half-zip fleece jacket is as sweet as can be. I can see it working really well for cozy WFH days in the midst of wintertime! The waistline is loose-fitting, which adds to its comfort. It's fitted with zippers on both sides that you can adjust for the perfect body-hugging look.

What do millennials spend the most on?

Before digging into the little luxuries of it all, let's see what millennial spending habits look like in general! According to Investopedia, millennials are actually more "value-oriented" when they spend money — likely inspired by the 2008 financial crash and other unprecedented, major societal events. Since values are pretty subjective, that spending can translate in myriad of ways...including "doom spending" — or mindlessly shopping "to self-soothe because they feel pessimistic about the economy and their future" — according to CNBC.

The New York Times reported, "Millennials and Gen Z are more likely than older generations to make spending on a hobby or nonessential purchases a priority." This furthers the fact that instead of always spending towards a goal or an inherent need, millennials are looking for something more with their purchasing power. Opinions on these habits may vary, but one thing remains true: millennials want to use the money they do have to make their lives better.

1. Nonstop flights.

A few millennials agreed that spending the extra money for nonstop flights is very worth not having any kind of layover that could extend already-long travel days.

“Especially if traveling with children,” one person wrote. “Let The Journey end as quickly as possible.”

2. Higher-end appliances.

Higher-end appliances seem popular among this millennial crowd because they have a slimmer chance of going kaput after a few years.

“I don’t want fancy bells and whistles,” one Redditor said. “I want the item to do [its] job and not crap out after 5-6 years.”

“It's the "smart" appliances that crap out quickly,” another person weighed in. “The more unnecessary buttons, the more unnecessary electronics, the more likely there is to be an issue.”

Some responders really love their Bosch appliances, like dishwashers, ovens, and more: “Bosch appliances for life. No frills but will run forever.”

3. Professional movers.

This one is quite self-explanatory: “Just save yourself the time and pain.” Amen!

4. A really great mattress and pillows.

Several millennials noted that you’re likely to pay for back pain and other health issues down the line if you don’t invest in a good sleep set-up now. Many users responded that high-quality mattresses and pillows are their #1 ‘worth-it’ splurge.

“You spend 1/3rd of your life in that bed,” one person posted. “And if it's a shit one, it can and will slowly ruin your back and health.”

5. Skincare.

Many skincare-focused users said that investing in skincare products that have a positive track record on their skin is also well worth it. Several users’ responses kickstarted a conversation about the best skincare ingredients to look into, especially with aging on the brain: SPF, tretinoin, vitamin C, retinol, and even Botox were mentioned.

A few more products were suggested in the thread were:

• Summer Fridays Cloud Dew Gel Cream Moisturizer
• Clinique Moisture Surge Auto-Replenishing Hydrator Moisturizer
• Chemist Confessions The Specialist Blackhead Exfoliation AHA/BHA Treatment Scrub & Mask
• Murad Eczema Control Soothing Oat & Peptide Cleanser

6. Expensive (and sharp) kitchen knives.

A few Redditors said they’ve never once regretted their investment in luxe kitchen knives.

“I have a Victorinox chef’s knife that is my go-to and it was maybe $50 on Amazon. I’ve had it for years,” someone wrote. “Learning to sharpen knives properly is the key.”

“Also, [realizing] you don't need to buy a full knife block,” another person said. “Curating your knives based on the ones you actually [use] in your kitchen.”

7. High-end pots and pans.

Now this is some good advice!

“I find that more money spent on restaurant-quality cookware is worth it because I’m going on 25 years with the same sauce pans, stock pot, and skillets,” one user noted. “Non-stick sucks for everything but eggs and fish, but my cast iron works well enough for that as long as I can pay attention to what I’m doing. Don’t buy sets if you can afford good individual pieces.”

8. Vacations.

Not only is a vacation one of the most popular comfort purchases among this particular group of millennials, making a vacation last at least one day longer seems to be the move, as it allows ample time for rest and recovery. Sometimes you just really need that extra day to get your mindset straight.

“An extra day off after I get home from my vacation,” someone wrote. “For some reason I need to have a vacation from my vacation before I go back to work.”

9. A "bougie" gym

Going to the gym is usually a trying experience — you're exerting yourself physically, so why exert yourself mentally too? Instead of opting for the cheaper gyms that don't have as much to offer, some commenters note that the frills make their workout experience all the more worth it. One commenter straight up answered, “Paying for the bougie gym that’s got a sauna, cold plunge, and a good yoga instructor.”

10. Toilet paper.

It may seem subtle, but paying for higher-quality toilet paper can be a good boost to your everyday routine, according to some Reddit users.

A few commenters also praised the magic of having a bidet: “Best $150 I have ever spent is to [buy a] bidet attachment for my toilet.”

11. Shoes with good support.

“Cheap out on shoes? Pay for foot problems and back problems,” one Redditor wrote. And they’re not wrong!

I grew up with parents that wouldn’t pay for cheap shoes in hopes the more expensive ones would last much longer, and I’m glad I did. It’s a mindset I’ve adopted as I grow further into adulthood, buying shoes that aren’t only made of durable materials, but provide ample support for my arches.

12. “Anything that makes my body hurt less.”

This is pretty self-explanatory, but let's be real: our bodies just hurt as we age. It's an annoying fact of life, but it doesn't have to be a permanent feeling. This commenter likes to buy whatever makes their "body hurt less," and I'd like to think that looks like a lot of things. It could be the comfy shoes we've mentioned, the high-end mattresses, and the likes of all that! It could be an epsom salt that just always relaxes their muscles. It could be really anything, really! But the priority is clear: comfort is seriously key, and spending money on that is certainly not a waste.

13. Sitting closer at concerts.

Standing for hours in the GA section is so exhausting, and I’m tired of pretending it’s not! A few users agreed splurging on the more-expensive sitting arrangements is way better than waking up with foot and back pain. Plus, the view can often be a lot more enjoyable!

“I'm always trying to get to the front for general admission shows, but when seating is involved, I'm committed to paying more to be closer,” one user posted.

14. Non-toxic cleaning products.

One user said non-toxic cleaning products are their go-to comfort purchase worth spending regularly on.

“The toxic overload we experience is causing all kinds of endocrine disorders and cancer,” they wrote. “I make a lot of my own, but if I buy:"

• Thieves Household Cleaner
• Dr. Bronner's Sal Suds Biodegradable Cleaner
• Dr. Bronner's Pure Castile Liquid Soap

15. Coffee, chocolate, and cheese.

Knowing what you like — and what's important to you — can really help when you're prioritizing what to spend on. This millennial commented, “I never cheap out on coffee, chocolate or cheese. I’m not buying luxury items, but I will get the highest grade I can get in my regular grocery stores. The cheapest stuff just isn’t worth it.” Amen!

And when they ran into each other again on the 2023 Golden Globes carpet? It was rom-com levels of adorable! "We must stop meeting like this," Andrew Garfield joked. And I think Amelia Dimoldenberg — who is the last word in confidence and boldness — clearly made him nervous because it didn't take long for him to start tripping over his words. "I only ever want to see you," he says, then grabs her hand and laughs as he clarifies he wants to see her "in these kinds of situations."

“'I only ever want to see you' would simply make me pass away, she’s so strong," one TikToker said in the comments, while another asks "why did this have ME blushing." Same y'all.

But the plot thickens because during the long-awaited Chicken Shop Date, Andrew Garfield actually tells Amelia Dimoldenberg they could have gone on a real date (you know, without all the lights, camera, action).

“Don't, like, bring out a ring or get down on one knee, I'm not in the mood today," Dimoldenberg jokes at the beginning of the video. "It's been vibey to the point where you've been avoiding me for two years because the vibes were too much for you to handle, so I'm actually surprised you're here."

After playing a game of "Snog, Marry, Avoid" with Tobey Maguire, Tom Holland, and herself (he picked her to avoid), Garfield says, "This is called flirting Amelia. This is actually a first date." Does this prove men never really stop teasing the girls they like?

"I actually believe, maybe, we could've [gone on a real date]," he adds, "without all of this." Um hello?! I need these two to go on a real date ASAP.

The Chicken Shop Date comes after Amelia Dimoldenberg told Drew Barrymore she'd recently kissed someone. "I'm feeling really good about being single at the moment, but that's because I kissed someone recently," she said. When Barrymore presses for more info ("With tongue?"), she adds, "Yeah, with tongue."

Get it girl!