5 Smart Money Tips to Close the Gender Investing Gap

1. Forgotten Subscriptions

How long has it been since the free streaming or content creation trial you signed up for expired? We're not psychic but we're sure you're looking at us with a blank stare or a set of surprised eyes.

Subscriptions are always tricky because they offer an enticing 7 or 30-day trial with an app's endless features. At this point, we're convinced marketers know we're likely to forget about the free period which is why we often see the same in-app scripts.

If you know you're not using certain apps or streaming platforms, make sure to cancel them because $4.99 — $9.99 per week or month adds up!

2. Premium Food Delivery Services

Sigh. This one's hard to write about because we love the convenience of having food from our favorite restaurants delivered to our front door. But, that's where the lie begins because there isn't anything convenient about delivery, taxes, silverware, and tip fees on top of the cost of your order. And when you add on a premium delivery fee that seemingly cancels a free delivery, you're still paying for it in some way.

This means you could spend over $100 per year to skip one fee, and you're not guaranteed to love your order or even get it in worst case scenarios. Yikes!

3. Pesky Auto-Renewals

Did you forget that you agreed to pay for an auto-renewal of a magazine you stopped reading? It happens to the best of us, and can be one of those hidden expenses that's easy to ignore. You think, "Oh, "$12.99 per year isn't bad," until you realize that the price somehow increased when you weren't looking. It's even worse if you're subscribed to more than one magazine that you no longer care about!

4. ATM Charges

There's a reason your bank highly recommends you use their ATM's to withdraw money because external sources usually charge a fee. It may seem small, but why should you be charged to get a little of your money?

If you can, skip the extra $2.99 charge for your transaction and find your bank's ATM.

5. Your Daily Coffee Shop Order

We've all told ourselves how essential our coffee shop orders are. They help us get through our work week and feel like one of the less expensive little treats we can indulge in. But, those daily orders are adding up.

For example, let's imagine someone named Ginny spends $10 per work day on her favorite drink and breakfast order. If she does this consistently for one month, she'll have spent an extra $200 per month on them!

TBH, this extra money could go towards savings, a bill, or an unexpected emergency.

6. Weekly Nail Salon Visits

We know getting your nails done counts as self-care, but it can be an expensive form of it. One of the things we've been relying on is giving ourselves at-home manicures or relying on press-on nails. They still fulfill our beauty needs without putting a dent in our bank accounts.

7. Credit Card Interest

If you think you're imagining an increase in your credit card interest, there's a good chance you're not. And it's worth looking into how much for the specific card(s) you have.

It's not as easy to tell you not to carry a balance every month because you may have had to pay for a surgery or emergency car repair, but this is how credit card companies get us. That interest can range from an extra $100 — $300 on top of your actual balance, meaning you're only paying a tiny portion of it each month.

Our advice is to pay more than your monthly fee so that you're able to put a dent in the interest as much as possible!

8. Leaving Lights On At Home Because You 'Can Do What You Want Now'

Most adults grew up hearing how leaving lights on at home was a cardinal sin, but there's a reason why parents fussed about it so much. It costs money that will show up on the next energy bill. Take it from one of our writers whose saw one of her bills skyrocket to almost $250 when she first moved out of her parents' home.

If you have to leave a light on, look into using energy saving light bulbs or burn a few candles for a dark romance vibe.

9. Splurging On Groceries Just Because

Say it with us: overconsumption isn't a goal this year! Usually we'd insert a little joke here, but buying a ton of groceries that'll likely go to waste just because you have the money for them isn't a flex. It's wasteful to your bank account and the environment.

Stick with the groceries you usually get or make a detailed list that includes items that you're going to meal prep instead of "winging it."

10. Daily Trips To The Gas Station

We're not talking about spending money on gas here. We know you might have a daily habit of stopping by the QT or BP near your house to get your favorite juice, Gatorade, or sunflower seeds pack. Although you can include them in your grocery trip, you've somehow convinced yourself that these items taste superior coming from the shiny convenience store.

We're here to gently burst your bubble by telling you they don't. The store's layout is just beckoning you to stop similar to the urge you get in Target.

In other words, you don't need to keep making daily trips there unless you want to keep pretending you're not sure where your money's going.

7 Times You Should Never Send A Venmo Request

1. You don't always have to Venmo request someone for their coffee. Gasp!

I can't believe we're living in the land of $9 lattes, so I totally understand not being able to cover the tab every single time you meet a friend at a coffee shop. But if you haven't seen a friend in a long time, or, dare I say, you know they're struggling (whether it be emotionally or financially), cover the bill y'all! And if someone has opened their home to you? A coffee is the perfect thank you.

2. Don't ask to be paid back for small, generous favors.

Getting into the weeds of every little penny will turn any enjoyable activity into a nightmare. "I had a college friend who would Venmo request every person in the car for gas money when we would drive to the grocery store," one anonymous Brit + Co reader says. "Like girl, don’t offer to drive 15 minutes then."

A Reddit user also points out that asking to be paid back for a cheap favor can come off as rude. "$10 is less than 1 hour minimum wage," they says. "$30 maybe. $50 absolutely. If this became a habit, then sure. But you don't see each other regularly."

3. Don't send a Venmo request if you're helping someone who's sick.

If you've offered to help out a sick friend who can barely get out of bed, it's probably not appropriate to charge them for things like medicine, water bottles, and soup.

4. Definitely don't ask for money if you offered to cover the cost in the first place.

When I went to a movie and a friend offered to cover my soda? So kind! When they texted me the next day to ask I send them money? I was a little taken aback. I didn't mind paying for my own drink, of course, but I would have also appreciated some clearer communication...

5. Maybe don't send a Venmo charge if your friend is being generous in other areas.

I have to admit that I never realized how expensive it is to host friends. Well, one Reddit user explains that when they hosted some friends, and offered them food, one guest ended up sending a charge to cover just a couple of dollars.

"This is after I hosted her and was very generous with my time, home, and food," they say. "Charging me for crappy cheap grocery store muffins and a soda just feels like a slap in my face."

6. Do NOT send a Venmo request just to be passive aggressive.

Just like the idea that "it's only weird if you make it weird," relationships can get messy if you let them. Case in point: money situations aren't the time to be passive aggressive.

"I once quit my job at the college coffee shop to help open a local cafe and my former boss at the college...made me feel so bad for taking the new job, like I was betraying everyone," says photographer Brittany Melissa. "He randomly sent me a Venmo request charging me $1 for emotional stress. I cried. I ended up paying it and told him it upset me and then he sent a Venmo paying me $1.50 'for causing you emotional distress.'"

7. And you shouldn't send a Venmo request if you're just avoiding confrontation.

Friendship really is all about communication, and when you find yourself splitting a bill, make it clearer for everyone and actually discuss who's paying what.

"I’ve had friends in the past Venmo request me for food or for when we go out rather than messaging me & I feel like as a friend & someone I know & when dealing with money, it’s kinder to ask for the money rather than Venmo requesting," Brit + Co reader AspenGrace Ricks says. "When requesting on Venmo, it feels like there is more of an obligation to do it."

3 Times Venmo Requests Are Totally Appropriate

1. It's okay to send a Venmo request when you have communal living needs.

If you live with friends, there's no way to avoid the fact you'll be using some of the same products (unless you buy two of everything). My roommate and I go back and forth on things like toilet paper and paper towels, but when it comes to items like the folding table we just ordered for Thanksgiving — yeah girl, send that Venmo request.

2. Feel free to send a request if you're running their errands.

Listen, as someone who's in a very happy relationship with my Instacart, I understand not having time to grocery shop. But (unless you find yourself in the aforementioned "small, generous favors" situation) if you're already at the store and a friend asked you to pick up a few things just because they're short on time, I think it's totally okay to ask for them to chip in.

But if you want to give them the favor out of the kindness of your heart and cover the cost? It'll make their day!

3. Going on a roadtrip means splitting roadtrip travel essentials.

I know the internet can have some differing opinions on what "essentials" mean, but I'm talking, like, the cost of a rental car. If your friend group is splitting the ride, then everyone should absolutely split the cost. And if you ask me, the same goes for gas money!

4. Send a Venmo request if your bill had to be on one credit card.

We've probably all been there: your 6-person bill arrives to the table (where you were all very respectful and kind to your waiter RIGHT?!) and no one wants to pick up the tab. If you end up swooping in to save the day, and you've all agreed to pay your own way, take a picture of the receipt and send those Venmo requests. Dinner ain't cheap!

Blake Lively (Serena van der Woodsen)

Of all the Gossip Girl cast alumni, Blake Lively is arguably the most well-known. Not only has she gone on to major roles in movies — including The Age of Adaline, The Shallows, All I See Is You, and most recently, It Ends with Us— but she's also married to fellow actor Ryan Reynolds (married in 2012).

Blake shares four beautiful daughters, James, Inez, Betty, and the youngest (born in 2023) whose name has not been announced publicly with Ryan. True to her Gossip Girl character, she's quite the fashionista! In her spare time, she likes to hang out with her BFFs, who just so happen to include Taylor Swiftandthe Sisterhood of the Traveling Pants ladies.

Leighton Meester (Blair Waldorf)

Leighton Meester has a career that would make even her cunningly ambitious Queen B character proud. Since Gossip Girl's end in 2012, she's acted in films including Life Partners, The Judge, The Weekend Away, and most recently, EXmas. She even recorded and released songs such as "Good Girls Go Bad" with Cobra Starship and the solo effort "Somebody to Love," and even starred on Broadway in Of Mice and Men back in 2014.

Leighton is married to actor Adam Brody (The O.C., Jennifer's Body, Gilmore Girls) as of 2014. She has two kids – one daughter and one son.

She has been heavily involved in philanthropy while taking on acting projects, primarily volunteering and campaigning with Feeding America and the Los Angeles Food Bank.

Taylor Momsen (Jenny Humphrey)

Long gone are the days when Taylor Momsen played Dan Humphrey's sweet (and a bit messed up) little sis, Jenny. The actress left the Gossip Girl cast in 2010 in order to pursue her dreams of a music career, and all these years later, she's still doing just that as the frontwoman of the uber-successful rock group, The Pretty Reckless. With four records under their belt, the four-member band has supported bands like Evanescence, Soundgarden, and Guns N' Roses, and has toured in numerous cities and music festivals.

Momsen has typically kept her dating life on the down-low. She is currently single and appears to be putting all of her energy into her band.

Penn Badgley (Dan Humphrey)

Everyone’s favorite Gossip Girl — er, guy — Penn Badgley, followed in his on-screen sister's footsteps after the show ended, pursuing his musical interests with rock band MOTHXR. The band's most current project, Centerfold, was released back in 2016.

Badgley has since acted in several movies and TV shows including Easy A, The Paper Store, and Here Today, but his most notable work has been on the ongoing book-based Netflix series, You. He plays Joe Goldberg, a charming bookkeeper with eerily odd characteristics, especially when it comes to love.

Badgley currently has a podcast titled Podcrushed, which explores the awkwardness of adolescence and revisits guests' best (and worst) middle school memories. He cohosts with Nava Kavelin and Sophie Ansari. One episode even features ex-Gossip Girl co-star, Leighton Meester!

Badgley is married to singer and doula Domino Kirke as of 2017. Kirke already had a child from a previous relationship. Badgley and Kirke had their first son together in 2020.

Ed Westwick (Chuck Bass)

Ed Westwick tapped into his angsty side post-Gossip Girl, starring as Tybalt in a 2013 adaptation of Romeo & Juliet. Since then, he has fought crime as Kent Grainger on Wicked City, played a crime lord on Snatch, and sold double-glazed windows on White Gold. Is there any role he can't play? Most recently, Westwick stars in the movie DarkGame.

With a background in music, Westwick also currently sings in the bandFor You. Their most recent release is the song "Tailspin," and they're set to release a new single "Here Comes Trouble" in March 2024.

Westwick had been dating model and actress Amy Jacksonsince 2021, with the pair getting happily engaged during a ski trip in January 2024.

Chace Crawford (Nate Archibald)

Following his stint as a wealthy Upper East Sider on Gossip Girl, Texas native Chace Crawford tried his hand at playing a greedy oil worker on ABC's short-lived TV series, Blood & Oil. He's had several film roles since – you can catch him in movies like Undrafted, Eloise, Nighthawks, even voice-actingin Belle. Most recently, Crawford stars as The Deep on The Boys.

Crawford has previously dated Carrie Underwood, Rachelle Goulding, and Rebecca Rittenhouse, though he is currently single as a Pringle.

Jessica Szohr (Vanessa Abrams)

Jessica Szohr, who played Dan Humphrey's BFF slash on-again, off-again girlfriend (needless to say, we were confused too), has been a lot busier than her character was after season four, when she was all but written off the show.

In the years since Gossip Girl, the actress scored several roles on TV shows such as Complications, Kingdom, Twin Peaks and The Orville. She even starred in Taylor Swift's music video for "22" back in 2013!

Jessica also welcomed a daughter with her longtime boyfriend in early 2021.

Jessica currently hosts a podcast called "XOXO" that dives deep into the Gossip Girl cast, crew, and behind-the-scenes moments. Some notable episodes have featured Zuzanna Szadkowski (Dorota), Aaron Tveit (Tripp van der Bilt), Kelly Rutherford (Lily van der Woodsen), and Michelle Trachtenburg (Georgina Sparks).

Michelle Trachtenberg (Georgina Sparks)

Since her stint as the "bad girl" Georgina Sparks, Michelle Trachtenberg landed roles on shows like Criminal Minds, NCIS: Los Angeles, Sleepy Hollow, and Sister Cities among other numerous series and movies. She even reprised her role as Georgina for the 2021 remake of Gossip Girl on HBO Max!

She managed to keep her personal life largely out of the tabloids, including her dating life. The last update on her relationship status was in 2023, and that she was dating her talent agent, Jay Cohen. She reportedly previously dated Shawn Ashmore, Joshua Radin, and Jason Segel.

Unfortunately, Michelle passed away on February 26, 2025.

Kelly Rutherford (Lily van der Woodsen)

Besides being a New York Fashion Week icon (we'd expect nothing less of Lily van der Woodsen's alter ego!), Kelly Rutherford has popped up in several TV shows over the years, including Quantico, Jane the Virgin, and Dynasty.

She also frequently travels to France and Monaco, where, after years of custody battles with her second ex-husband, Daniel Giersch, she has extensive visitation rights to see her two children, who reside there with their father.

"Yes, it was a challenging time. It was a heartbreaking time," she told People. "But I focus on the good most of the time, I really do," she says. "I'm very thankful of where we are. I have a great relationship with my kids."

When she's not with her kids or working on a project, Kelly is dropping iconic 'fit pics on her Instagram account.

Matthew Settle (Rufus Humphrey)

Matthew Settle, who played rockstar dad Rufus Humphrey, continued acting after the Gossip Girl cast dissolved. He hasn't been on any other TV shows other than one episode of Criminal Minds: Beyond Borders in 2016. He mostly stuck to movies, acting in titles like Ouija, Marshall the Miracle Dog, and Valentine: The Dark Avenger.

Settle is also a dad of two children, having welcomed his first with actress and model Naama Nativ in 2009. He had divorced her in 2011 and went on to have a second baby with girlfriend Maria Alfonsin in 2015.

Zuzanna Szadkowski (Dorota Kishlovsky)

Though Blair's loyal maid and, ultimately, best friend, wasn't technically a main character, there's no denying that it would have been a different show without her unwavering presence! Zuzanna Szadowski has dabbled in film and television since then, appearing in shows such as Girls,The Good Wife, and Modern Love.

In 2010, she partnered with Sam Weisman to open The Sam Weisman Studio, an acting school (now closed).

Oh, and did we mention she just so happens to be one of Leighton Meester's real-life BFFs?