The iPhone 15

New iPhone

The latest iteration of iPhone is the iPhone 15, and it will also be available as the iPhone 15 Plus, iPhone 15 Pro, and the iPhone 15 Pro Max. They’ll come in 5 colors: white, black, pink (rejoice!), green, and yellow. The Pro models are fitted with a strong, lightweight titanium casing, and have a 6.1-inch screen, while the Plus models boast a 6.7-inch screen.

No More Lightning Cables

And yes, you read it right – the Lighting charging ports are no more for new Apple products, including the iPhone 15. From now on, users will only be able to use a USB-C cord (that, according to Apple, ushers in potentially faster charging times) for charging their devices. The change makes things fairly easy for cross-functional purposes, as USB-C cords are also compatible with non-Apple products.

Action Button

The Lightning port isn’t the only thing that Apple said they’re retiring. The new iPhone no longer has a ring silencer slider on the side. Instead, it’s now called an “action button.” The action button will still silence alerts, texts, and calls by default, but will also be capable of other handy commands you tell it to complete.

Sharper-Than-Ever Camera

As expected, the iPhone 15 variations boast an updated camera system. The company’s stepped it up so that the smartphones have a 48-megapixel main camera with a larger sensor than ever before. The back camera also has a new “nanoscale coating” for handling lens flares and lowlight with expert skill. The camera system reportedly has more enhanced color, better image stabilization, and a 4K cinematic video mode.

Improved Connection

The new iPhones also feature an ultra wideband chip, which expands the device’s connection strength. This chip allows iPhones to connect to other devices from up to three times farther away. It’s incorporated into the “Find My’ technology that you may already use to find your friends, devices, and more.

Apple made sure to address pricing for the new iPhone, as well as existing models:

• iPhone SE will start at $429.
• iPhone 13 will start at $599.
• iPhone 14 will start at $699.
• iPhone 15 will start at $799.
• iPhone 15 Plus will start at $899.
• iPhone 15 Pro will start at $999.

The new iPhones start shipping and hitting stores on September 22.

Store More With New iCloud+ Plans

Apple also announced that starting September 18, iCloud+ will offer 6TB ($29.99/mo) and 12 TB ($59.99/mo) storage plans, which expands their previous largest offering of 2TB ($9.99/mo). The new plans are ideal for large photo and video libraries, or users of Apple’s Family Sharing.

Apple Watch Series 9

Shout Out To Sustainability

The company introduced the Apple Watch Series 9, which is reportedly Apple’s first-ever carbon-neutral product. They’ll also be making another sustainability effort by eliminating leather materials from the Apple Watch. The wristbands will no longer be made of leather, but instead, a material called “fine woven,” which is made from 68% post-consumer recycled content.

With The Tap Of A Finger

The most notable news surrounding the new Apple Watch is the introduction of hand gesture controls. With the watch on, users can tap their index finger and thumb together twice to answer (or end) phone calls, play and pause music, or snooze alarms. Siri can also take commands via the watch now.

Apple Watch Tune-Up

The Series 9 watch is now made with a custom S9 chip for faster processing, according to Apple. The screen features a new edge-to-edge display that doubles the brightness levels, plus the model is available in a new pink color!

Apple noted these updated prices for the Apple Watch:

• Apple Watch SE starts at $249.
• Apple Watch S9 starts at $399.
• Apple Watch Ultra 2 is priced at $799.

TikTok is a central avenue for small businesses to promote their products and services, with special thanks to its algorithm, says Johannes Larsson, Founder and CEO at Financer.com.

“The platform's unique algorithm, which prioritizes content discovery and virality, has enabled many small businesses to reach and connect with potential customers in a way that wasn't possible through traditional social media platforms,” says Larsson. “Since its growth has been exponential throughout the years as a key marketing channel, the ban triggered the markets for sure.”

TikTok also masters the art of connection. Your For You Page knows exactly what you like to see. This gives small businesses the ability to get closer to their audience and reach more success that way, says saysLynzee Krohne, Founder of branding agency LEO + LAINE.

"On TikTok, brands have the freedom and space to be more casual and less branded," Krohne said. "Because of the nature of TikTok, it allows brands to let their guard down a bit and create content that may be a little more rough around the edges—which helps them appear to be much more authentic to their audience."

Jessica Tran, founder of @jtmobiledetailing, says 60% of customers choose her car detailing shop because they saw it on TikTok. Jaz and Sam Sears, owners and operators of@aztaco.king, grew their business from a food cart in a parking lot to two restaurants in less than 6 months, due to their success on the app. Megan Gersch, a web designer and brand identity creator, says around half of her client base comes from TikTok, which often turn into 4 to 5-figure contracts.

This positive growth for small biz is commonly attributed to the app’s distinctive features that connect creators with consumers, such as live video streaming, a virality-driven algorithm, and the ability for users to personalize their daily feeds.

In its absence, small business TikTokers would have no choice but to adapt and pivot their marketing strategies, which is not always easy when they’re doing it DIY-style, says Larsson.

“While small businesses may be able to find success on other social media channels, the competition for visibility and engagement is often more intense [than on TikTok], making it harder for them to stand out. The time and effort required to establish a new presence and create content tailored to the specific characteristics of other platforms could be a significant burden on small business owners.”

Small businesses pivoting to other platforms might face different struggles for exposure, due to consumers being very platform-specific, according to Krohne.

"If [TikTok] brands begin to focus their content efforts on Instagram, they’re up against multiple types of content, and competing in a more content-saturated world," Krohne told us. "TikTok mostly has one content offering, and that’s why it’s insanely popular. There’s a difference between platforms. Brands must diversify their content and show up in other places to keep a steady stream of touchpoints to remain top of mind and memorable."

Though Gersch is no stranger to restrategizing, a potential TikTok ban would still impact her business as a web designer and brand creator.

“I've been a marketer for 16+ years, and one thing that I have learned along the way is that you need to constantly test, look at your analytics, and create where the attention is,” says Gersch. “If TikTok goes away, there will be a huge gap in the market that will need to be filled.”

TikTok recognizes the work that small business owners take on in order to find success, which is why the platform has committed $1 million each to the Hispanic Heritage Foundation to elevate entrepreneurship in the Latin community, and Black Girl Ventures to support Black and Brown women entrepreneurs.

“Five million US businesses turn to TikTok to take us inside their world in a fun, authentic way, and as a result, they are reaching new customers, hiring more employees and growing their business,” says Becca Sawyer, Global Head of SMB for TikTok. “By partnering with HHF and BGV and launching virtual workshops, we're strengthening our commitment to build an inclusive and supportive platform where small business owners and entrepreneurs can share their story, find their audience and drive real business results."

We can’t make a solid prediction for the destiny of the beloved app for now, but we do know that it’ll be dearly missed by small businesses and consumers alike if bans (at any capacity) go through.

“I don't want Tiktok to be banned - not only is it an integral part of my business, but I have also been able to connect with so many incredible people that I wouldn't have met otherwise,” says Gersch. “It's my go-to source for inspiration, learning, and even a good laugh.”

Prepare for Hidden Costs

Beyond your mortgage, you'll need to pay property taxes, which can run in the multiple thousands each year, home owner's insurance, and maintenance for things like your HVAC (heating and cooling system), water heater (which can last up to 15 years vs. 8-10 with regular maintenance), and roof. You'll also have to pay for utilities, like water and gas, that you didn't have to as a renter. Make sure to set aside 1 to 3 percent of your home’s purchase price annually for unexpected repairs like plumbing issues or roof leaks. You also have to pay for your trash pickup and recycling. Create a budget to avoid surprises and save for a rainy day – that hopefully doesn't lead to a leaky roof.;)

Understand Your Home Insurance Policy

It's important to know what your homeowner's insurance covers, especially if you live in an earthquake and wildfire-prone area like me. Consider additional coverage for floods or earthquakes or other location-specific concerns.

Create A Maintenance Schedule

Learn the basics of your home’s plumbing, electrical system, and HVAC, like where they are! Locate the main water shut-off valve and circuit breaker box, and create a maintenance schedule for tasks like changing HVAC filters (every three months recommended), cleaning gutters (every spring and fall), and servicing your appliances, plus when the warranties run out.

Have Recommended Contractors On Hand

There's nothing worse than having a plumbing problem and not actually having a plumber on call to fix it. NextDoor is a great resource for finding recommended electricians, plumbers, and other contractors to fix things that you can't. My neighbors knew exactly who to recommend and it was easy to connect with the right people (and avoid the wrong ones).

Get To Know Your Neighbors

Before buying, walk around the neighborhood to get the vibe. I wish I had chosen a neighborhood with more kids on the block. On the flip side, we are in a very quiet neighborhood! Post-sale, building relationships with your neighbors can help you create a sense of community – and it feels good to know you have extra eyes on your home when you're away. My neighbors have my phone number and we text each other when we're heading out of town and need packages taken inside. We also share goodies from our gardens, have an annual block party, and have friendly chats on the way to our mailboxes. Welcome to 'burb life!

Take Renovations Slowly

It's easy to get so excited about renovating and decorating your new home, but I highly recommend taking your time with renovations. I bought a major fixer upper and rushed getting it all done so that it was livable, but now I wish I had been more thoughtful about certain choices, and bargain-shopped a little more. Some things definitely could have waited. Live in your home for a while, get to know it better, before making major changes. Your budget will thank you!

Invest In Good Repair Tools

This is a good time to invest in a quality toolkit (hammer, screwdriver set, drill, and tape measure...) and hand drill because there will be many times in your role as a homeowner that you'll need all of the above and you'll be grateful you have them on hand.

Check Your Safety Features

Make sure to install smoke detectors and carbon monoxide alarms, and note on your calendar to change the batteries every 6-12 months. If you decide it's right for you, you'll want to install a home security system too.

Keep a File for Important Documents

There is so much paperwork your first year of homeownership. Store warranty information, receipts, and maintenance records in an easily accessible place. If you're renovating, there are also permits you'll need to keep on file. And of course, you'll want your title, deed and mortgage docs in a secure place that you'll remember!

Know Local Regulations

Speaking of permits, before I had the windows replaced in my home, I checked with the county office online to make sure I didn't need a permit to do so. Turns out, the county had different rules than the city (I had moved from the county limits to the city limits), which did require a permit. I will spare you the story of an inspector coming by just as we were installing the last window! This is all to say, make sure to check local ordinances or your HOA (Homeowner Association) rules that might impact any changes, like fencing, landscaping and upgrades, you decide to make to your property.

Improve Your Energy Efficiency Early

Upgrading to energy-efficient appliances, windows, even solar if it makes sense for your home, can help reduce your utility bills and overtime pay for themselves.

Plan for Landscaping

Yard maintenance requires you to invest in tools or services for mowing, planting, and upkeep. If you consider the cost of your time, it's often cheaper to hire someone to do regular yard maintenance. Also, as you upgrade your landscaping, consider choosing low-maintenance plants and trees. After adding just a small bit of lawn and irrigation to maintain it, my water bill was a bit of a shocker!

Take Advantage of Tax Deductions

Either find a tax expert who can help you with your taxes, or research deductions or credits available to homeowners, such as mortgage interest or energy-efficiency upgrades. It's money you can use to cross things off your inevitable wish list!