18 Colorful Laptop Wallpapers To Brighten Your Workspace In 2024

Best For Calling: Sony WH-CH520 Wireless Headphones

Best For Audiobooks: Bose Headphones 700

These headphones are absolutely great for airplanes. They have 3 different noise-cancelling levels, so you can customize your listening experience easily, drowning out the miscellaneous distractions around you (no more crying babies). Since they essentially block all noise on the highest noise-cancelling setting, they're an audiobook's BFF. The sound is always full, balanced, and realistic, so you can enjoy your fave stories in peace! The adjustable headband is never restrictive, and the ear covers are super plush and comfy to further help you relax. Plus, these headphones have easy access to voice assistants like Alexa or Siri in the touch of a button.

Best For Music: Beats Studio3 Wireless Noise Cancelling Over-Ear Headphones

These Beats feature real-time audio calibration that monitors for the utmost quality and ideal volume, which can enhance the tracks you listen to on the regular. This feature lends a super immersive experience for music, movies, games, and more. The noise-cancellation takes things a step further, allowing you to lean into whatever's playing and focus on the sound. Just 10 minutes of charge gets you 3 hours of listening time, and you can make easy adjustments using the on-ear controls and microphone.

Best For On-The-Go: Apple AirPods Max

These Apple headphones have an added plus of looking sleek and chic, no matter where you take 'em. They're very practical for taking to the gym or even on your evening hot girl walk! The breathable headband helps alleviate those sweatier moments while the plush ear cushions seal in sound seamlessly. You have the option to use full-on noise cancellation or a setting called 'transparency mode' that lets you hear a bit of the world around you while still listening to your tunes or audiobooks. You can also use these luxe headphones to listen to select songs, shows, and movies in Dolby Atmos-level sound quality.

Apple Watch Series 9

$280, was $399

This powerful little sidekick is now $119 off for Prime Day! You can do practically everything you do on your iPhone with the Apple Watch, like talking, texting, navigation, and workout and sleep support. It easily syncs up with the rest of your Apple devices for a seamless experience. Plus, all of your activity will be super visible and bright, thanks to the Series 9's clear interface.

Apple AirPods (3rd Generation)

$120, was $169

You can save nearly $50 on some brand-new AirPods this Prime Day. The 3rd generation model is snug-fitting, sweat and water resistant, and lightning fast when it comes to communicating with your devices. You get up to 6 hours of listening time with a single charge, which is ample time to listen to your new favorite album or audiobook on repeat!

Apple iPad (10th Generation)

$450, was $499

If you like to get things done on the go, the iPad is a total lifesaver. It's way more compact than a laptop, but its small size is still perfectly suitable to see the screen clearly. You can snag it in storage sizes 64GB or 256GB and four different vibrant colors on Amazon right now! This pick is compatible with the Apple Pencil as well as the Magic Keyboard (both are $50 off for Prime Day) based on your usage needs.

Apple AirTag

$24, was $29

The AirTag ensures you'll never lose track of your wallet, keys, or backpack ever again. It communicates with the Find My app on your Apple devices, so you can locate your items in a single press of a button! This model even has a built-in speaker than can ring out loud to help you track down what you've (seemingly) lost forever.

Apple iPhone 12

$282, was $398

The classic iPhone really speaks for itself, but this $115 off Prime Day deal makes it even better. We all live on our phones, so whether it's for scrolling TikTok, messaging your long-distance pals, or playing games, this device does it all. You can shop from storage sizes 64GB, 128GB, and 256GB and 6 different colors on Amazon right now!

Apple AirPods Max

$395, was $549

We're never far from a pair of headphones, and the AirPods Max are definitely the hottest style to rock right now. They deliver high-quality audio through the cushioned ear cups, and you can even toggle between several different noise-cancelling settings. These wear really light on the head and even offer some nice breathability, since the headband is made from a light mesh material. With a single charge, you get up to 20 hours of listening time – and at $154 off, that's a major score!

Apple Magic Mouse

$80, was $99

If you've been searching for an excuse to upgrade your clunky computer mouse, this wireless Magic Mouse from Apple is gonna feel like a total treat. It's compatible with both Macs and iPads to help you get the job done. This mouse works silently, too, so you won't ever be distracted by noisy scrolling or clicking again. It even has an incredibly long battery life, operating at full power even if you haven't charged it in a couple weeks!

Apple iPad Mini (6th Generation)

$380, was $499

A slightly smaller iPad model, the Mini ($119 off) is still as great as the OG. It features a super bright and impressively clear screen display, fast wifi capability, and tons of storage to handle all your notes, apps, and photos. This model is available in storage sizes 64GB and 256GB and 4 different colorways on Amazon now.

How Do I Pay Off Credit Card Debt?

If you're serious about reducing your debt, you'll have to cut back on your nonessential spending by setting a realistic monthly budget for expenses like dining out or entertainment. Come up with a payment strategy that works best for you and your current financial situation. For example, focus on paying off the card with the highest interest rate first while making minimum payments on others. Once the highest-interest debt is cleared, roll that payment into the card with the next highest interest rate. This approach reduces the overall interest you pay and can help you become debt-free faster.

What Is A Debt Snowball?

A debt snowball is a debt repayment method where you focus on paying off your smallest debts first, regardless of interest rate, while making minimum payments on larger debts. The debt snowball method is popular because it builds momentum and motivation, giving you a psychological boost as you see debts disappearing one by one. Once the smallest debt is paid off, you take the amount you were paying on it and apply it to the next smallest debt. This creates a "snowball effect," where your available payment amount grows as each debt is eliminated, helping you pay off larger debts faster over time.

How Do I Get Out Of Debt?

When it comes to getting out of debt, the method that works best for you might be different than what works best for someone else. To get started, list all your debts, including balances, interest rates, and minimum payments. This gives you a clear picture of what you owe. Analyze your income and expenses to see where you can cut back and direct any extra funds toward your debt. Avoid new debt: Shift to a cash or debit-only system to prevent accumulating more debt while paying off what you already owe.

There are a variety of factors, from financial situation to income to dependents, but no matter what your life look like right now, here are some realistic ways to help you conquer your debt.

Create An LBD (Little Budget Library)

A little budget diary is a way to take stock of all your monthly and annual expenses, such as subscriptions, streaming services, and groceries — and write them all down in your LBD, says Brit + Co's Money School instructor Nicole Lapin. "You'll reference this all year — weekly is best — so you'll want to start off on the right foot with an easy-to-reference LBD. Don't make it hard. It's an easy task that will help you get organized quickly," she says.

Be Realistic About Your Finances

"Do not be aspirational with your numbers," says Skye Kelly. "Pay attention to how you ACTUALLY live and how you ACTUALLY spend and work from there." Track your expenses for a month to create an accurate budget, review your paycheck and follow the 50-20-30 rule. These are the percentages you should spend on essentials, your future, and your lifestyle (non-essentials) with the goal to live within your means and eventually start saving and investing.

Check out Brit + Co's Teach Me Something Newpodcast with finance pro Tonya Rapley for breaking out of the paycheck-to-paycheck cycle.

Set Your Sights On Big Goals

Whether it's that dream bucket-list trip or a buying your first home, think about what your long-term goals are and think big when planning a budget. "When we are committed to a massive financial goal (retiring early and traveling the world with your life partner) suddenly the decision between roses or calla lilies as a wedding bouquet seem meaningless, and we are more inclined to find ways to spend less so we can meet our long-term financial goals," says Skye Kelly. She adds: "Create a budget for the milestone, stay resourceful and use points, seasonal sales, and help or hand-me-downs where you can."

Check out Brit + Co's Teach Me Something New podcast with The Points Guy for credit card tips and travel hacks.

"Spring Clean" Your Finances

Take a moment to organize your expenses. Dedicate a weekend afternoon and delete unused subscriptions, close and consolidate accounts, check in with your savings and retirement plans to make sure they're working for you, reduce auto-renewals, and unload credit card debt byconsolidating them into a single low-interest personal loan. It will feel as good, if not better, than spring cleaning your house, plus think about the money you'll have saved in that afternoon.

Find Your Side Hustle

Beyond just reducing your expenses, look at ways you can increase your income so you can start saving andinvesting to grow your wealth. "Increasing income might look like side jobs, part-time employment, creating an income stream, selling clutter around the home, or creating a product or service that meets the demands of the marketplace," says Skye Kelly. Look at selling clothes on resale sites, having a garage sale come spring, selling books online, starting an Etsy shop if you have a creative interest... anything that will add some extra cash in your pocket each month.

It's OK If It's Not Perfect

"Because budgets are rooted in math, we tend to see everything as right or wrong, which *shudder* brings up a lot of grade-school math class shame for many of us," says Skye Kelly. "If you plan your budget at the beginning of the month and at the end of the month it was only 80% accurate, you are likely killin’ it financially. I’ve asked hundreds of financial experts over the years ‘how many times did you get the budget exactly right?’ and every single answer has been ‘zero times.’"

Avoid Making Money Decisions During Hard Times

Mental wellness plays a big role in how we view our expenses and often we can make decisions in order to make us feel better (retail therapy, anyone?) instead of making healthy long-term financial decisions. "Having a line item in the budget for guilt-free spending is critical if you can afford it," says Skye Kelly. "This guilt-free spending money is there for times you want to splurge even though you might not be able to justify it."

Skye Kelly says it's best to avoid major financial decisions if you can for at least 6 months:

• After a significant death or when you are grieving
• While you or a loved one are experiencing a critical illness or at the onset of a new disability
• After a major breakup or divorce
• When you’ve entered into a new romantic relationship
• If you’ve been diagnosed with or suspect you have a mental illness and are awaiting treatment

"During these times we are highly likely to make emotional or impulsive decisions. Give yourself time to regulate some of the higher intensity emotions that might be driving the urge to spend."

Curious about crypto? Check out Brit + Co's Teach Me Something Newpodcast with finance pro Nicole Lapin for a primer on how to make your first crypto investment.