How Buying Little Luxuries Now Can Save You Money in the Long Run

Mar 27, 2018

There are a ton of ways to get your budget under control, but it can be tough figuring out the best solution for your individual finances — money is particularly personal, after all. From keeping track of your spending in a spreadsheet to finding ways to eat healthier for less, it seems like we’re constantly fine-tuning our spending and saving strategies, trying out new tricks along the way. And while some of this financial advice often feels like a punishment, this latest budget tip we came across actually encourages you to spend money! On stuff that makes you happy! Sound too good to be true? We’ll let Lacey Langford, an Accredited Financial Counselor with over 10 years of experience in financial counseling and coaching, explain.

buy what you want, what you really really want

Basically, Langford says that cutting the little luxuries — Netflix subscriptions, happy hours, morning lattes — out of your budget may save you some money in the short-term, but it almost always backfires and ends up costing you more down the line. Not many people can live that way forever, denying themselves the things that bring them pleasure. Life is stressful, and sometimes it’s your monthly massage that makes you feel the most centered.

She says that “if you’re the type of person that enjoys the finer things in life, not spending money on those items is only going to last for so long. Restricting yourself can cause you to overspend later, because you feel you have ‘earned’ it. Instead, it’s a better plan to know yourself, your budget, what you want and can afford in terms of luxuries.” It’s like any food diet — you’ll lose a few pounds your first week of a grapefruit-and-celery diet, but eventually, you’re going to gorge yourself on donuts and beer and end up feeling worse than you did before you started.

how to tell the difference between worthwhile vs. frivolous luxuries

Of course, this doesn’t mean Langford is advocating for blowing all your extra dough at the gelato spot in your neighborhood every night. To truly determine if a frequent purchase is a worthwhile luxury or something you can truly do without, Langford recommends tracking your spending. Think about which purchases bring you some sense of happiness or peace, and which ones you’ve forgotten about or never used.

Maybe your weekly Target trip always ends up with you spending 50 extra dollars on workout gear you never wear, but your Tuesday happy hours with your coworkers leave you feeling energized to finish the rest of the week in a good mood. Additionally, Langford says you need to be willing to sacrifice for the things you want. “For example, you may want Starbucks every morning, and that’s perfectly fine, but you need to be willing to cut somewhere else, like using coupons when you go grocery shopping.”

It’s a realistic, thoughtful approach to spending and saving, and we are totally here for it.

What’s one small luxury you could never cut from your budget? Tweet us @BritandCo and let us know what you can’t live without!

Blake Lively's Daughter Is Literally Her Mini Me At The Eras Tour

Blake Lively is as multifaceted as they come. She's an actress who has starred in titles like Gossip Girl, A Simple Favor, and The Sisterhood of the Traveling Pants (plus It Ends With Us). She's the founder of Betty Buzz, which has a variety of non-alcoholic mixers that taste just as good on their own as they do with liquor. And, she's also a mom. Lively has been outspoken about protecting her children from the paparazzi, making rare public appearances with them for events like her husband Ryan Reynolds' Hollywood Walk Of Fame Ceremonyandcozy date nights.

When Lively and Reynolds seemingly announced the birth of their fourth child last year, we melted. Here's everything you need to know about Ryan Reynolds and Blake Lively's kids.

Is Taylor Swift friends with Blake Lively's kids?

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Yes, Taylor Swift loves Blake Lively's kids! The family has shown up to the Eras Tour multiple times, and most recently supported the popstar at her concert in New Orleans, Louisiana. Blake and Ryan were joined by oldest daughter James (who looked amazing in a Reputation-inspired 'fit), and I can't believe how much James and Blake look alike! She's truly her mini-me! At the Philadelphia show of the Eras Tour, which Ryan Reynolds and Blake Lively attended, Taylor said hello from the stage.

One funny detail about Ryan Reynolds' kids that I love is when he mentioned the girls finally realized Taylor Swift was a popstar. "I think what's most exciting for them is that for the longest time they just thought Taylor's just like an aunt, like a friend of Mommy and Daddy that's very, very close, almost family," he tellsThe Jess Cagle Show. "And then they went to a concert one day and were like, 'Ohhhhh, this isn't a hobby.'"

For Super Bowl Sunday in 2024, Blake Lively joined Taylor Swift to support beau (and KC Chiefs tight end) Travis Kelce. "Last week I left my kids for the first time ever," she says on Instagram. "I took pictures upside down and had no clue. I treated a friendship bracelet like a Flat Stanley for my husband like I didn’t realize it wasn’t ‘07. I borrowed more jewelry than the skeleton in the Pirates of the Caribbean ride. And I went clubbing. Now I know what my episode of TheTwilight Zone would look like."

How do Ryan Reynolds and Blake Lively prioritize their kids?

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At the end of September, Ryan Reynolds revealed how different parenting seems to be now than when he was a kid. "Parents today are so different. We're so soft," he said at HubSpot’s INBOUND tech conference (via People). "I don't yell. I grew up with like — it was nuts, it was an improvised militia.”

“Now it's like, I can go look at all my resources for parenting and remind myself how to be perfectly compassionate,” he continued. "Something I love about [conflict resolution], and I know this is not very fancy, but what I love about it is that you can meet somebody where they are, and you don't have to be right or wrong...You can disagree and still connect."

Blake Lively recently joined an episode of her Sisterhood of the Traveling Pants' costar Amber Tamblyn's Further Adoand revealed the one unbreakable rule she made with Ryan Reynolds.

“When Ryan and I got together, we made a rule not to work at the same time,” she says. “So that we could always prioritize our personal life...That takes working really hard when we're not. Just like financial planning and sustaining that; it takes balance.”

I love that Blake Lively and Ryan Reynolds are serious about their family life, and that they have identified what works for them and are sticking with it.

What is the name of Blake Lively's 4th baby?

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Blake Lively and Ryan Reynolds' fourth baby is named Olin, which he revealed during the July 22 premiere of Deadpool & Wolverine!

Before Ryan chose to reveal the name, he appeared on the Today show and made a cheeky joke about it after the hosts urged him to spill the beans. He said, "We always wait for Taylor to tell us what the child's name will be. We'll say this: we're still waiting."

What are Blake Lively kids ages?

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Blake Lively's kids are all under 10. James is 9 (turning 10 on December 16), Inez is 7 (turning 8 on September 30), Betty is 4 (turning 5 on October 4), and Olin turned 1 in February.

What gender is Ryan and Blake's fourth child?

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On July 26, Ryan Reynolds confirmed that he and Blake Lively's fourth baby, born in February 2023, is a boy in an Instagram video supporting mental health charity Walking 4 Hope. Speaking with founder John Bell, who struggled with suicidal ideation after the 2020 loss of his son Jake, Reynolds says, “I want to share with you that I, too, have a son...Boy, John, if I love him one-tenth as much as you love Jake, I’ll feel like I’ve done a pretty d—mn good job.”

Considering how adorable James, Inez, and Betty are, I can only imagine how cute Blake Lively's son is!

How many children do Blake Lively and Ryan Reynolds have?

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Ryan Reynolds and Blake Lively have four kids. They welcomed their third daughter in 2019, making this new addition to the family their fourth child.

Did Blake Lively have a 4th baby?

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Blake Lively posted a pic on Super Bowl Sunday in 2023 showing what appears to be a post-baby body with the caption "Been busy."

Lively confirmed her fourth pregnancy in September 2022 when she arrived at her Forbes event in NYC cradling a baby bump and by posting her own personal photos on Instagramhoping that "the 11 guys waiting outside [her] home for a 🦄 sighting will leave [her] alone."

How old was Blake Lively when she had her first child?

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Blake Lively was 27 when she gave birth to her first daughter, James, in December of 2014.

Why did Blake Lively name her daughter James?

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The couple decided to name their daughter James after Reynolds' late father. While the name connects both James and Reynolds to his father, it also gives Lively the chance to bond with her daughter over having historically male names. "I liked having a boy's name," Lively said on Good Morning Americain 2015. "I thought I'd pass it on."

Their third daughter Betty's name is a tribute to Lively's late father. We didn't know the name of the couple's third baby until Taylor Swift used all three names in her 2020 album folklore. Swift also used James' voice at the beginning of her 2017 track "Gorgeous"! Does that mean we'll hear one of Ryan Reynolds' children in Reputation (Taylor's Version)? I hope so!

What has Ryan Reynolds said about raising their kids?

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In a conversation with Hugh Jackman ahead of Deadpool & Wolverine, Ryan Reynolds opened up about how his family has helped his anxiety. "I think it makes it better because your focus is less on yourself and more on your kids," he says (via People). "I love that I've had anxiety because when I see my kids experiencing some of that, which is probably genetic, I know how to address it in a way that is compassionate, that actually allows them to feel seen. I know that I can't just fix it. And I can communicate all that stuff to them and with them. I'm always grateful for it."

Per People, Ryan Reynolds has also made it clear he and Blake are wholly invested in the kids' daily lives. The doting husband and father enjoys the moments of "walking them to school and walking them back" as it deepens their bond. More than anything, Ryan and Blake's main goal is to make sure they teach their kids how to be introspective with Ryan saying "the thing we sort of hang our hat on the most is self-awareness with our kids."

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However, that doesn't mean Blake and Ryan don't absolutely love being parents. "We're very excited [and] we wouldn't do this four times if we didn't love it," he says in an interview with CNBC's Power Lunch. "Everybody's doing great. Everybody's actually doing fantastic. I think if we hadn't figured it out by now, I think we'd be in deep, deep trouble."

"It's a zoo over here," he jokes. "This is my office here, this is where I'll probably — to be honest, I'll probably spend the rest of my life in here."

We love how much energy Ryan and Blake are pouring into their kids. It's always beautiful when parents are able to be present with their kids and teach them how to be present with themselves. Ryan Reynolds has also mentioned how having daughters "has been such a ride." Since he comes from a family of all boys, having daughters is something that was beyond his wildest dreams! “I love being a girl dad,” Ryan tells Access in 2020. “I have three daughters, which I never in a million years would imagine.”

He mentioned his newest child in June of 2023, when he announced his new series Bedtime Stories. "The idea for a show made to help everyone fall asleep was born the same day as my fourth child," he says on Instagram.

Dimitrios Kambouris/Getty Images

The Deadpool actor also recently offered some parenting advice on Amanda Hirsch’s hit podcastNot Skinny But Not Fat. "Embrace the chaos,” he tells Hirsch. "[Blake] always says, ‘They're all under our roof right now. The whole family's under our roof right now. We have them all.’ And that is a fleeting thing. Not an infinite resource, you know?”

While Reynolds understands firsthand how overwhelming parenting can feel, he also doesn't wish away this time with four young kids: “Just say, ‘Think about what you would give in 40 years or 30 years to come back and enjoy this one moment.’"

How has motherhood affected Blake Lively?

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Blake Lively opened up about how Ryan Reynolds and she monitor screen safety for their kids, which is definitely something top-of-mind in 2024. “This is not an ad. I get nothing out of this. I just love @tappityapp,” she said of the STEM-focused educational app. “It’s engaging, informative, fun and they care about safety."

She also jokes that she's learning new things right along with her kids! But, no matter how educational or fun an app is, Blake Lively also emphasizes the importance of engaging with her kids' devices: "I’m always triple checking any kids app constantly for safety because that’s my responsibility not an app’s, but I do LOVE this one.”

Despite its fun and funny moments, the actress has admitted being a mom is hard, but she did it with her signature dry sense of humor. “BettyBooze at your service," she wrote in an Instagram Story announcing the new brand. "These are recipes I’ve been making for loved ones for years. But I have 4 kids now. And I’m tired. So here they are. In a can."

Emma McIntyre/Getty Images for American Cinematheque

However, Blake Lively absolutely loves motherhood, and says in a 2022 interview with Forbes that having children has made her feel more comfortable in her own skin. "Once I had children, that just became even more profound because my time was even more precious, but also I think having children for me made me feel so much more in my skin," she says. "I never felt more myself or at ease in my own body or more confident — not to say that there aren't a bevy of insecurities coming at me a million times a day, but I just feel incredibly settled."

Speaking with People in 2021, Lively also explains how important it is that her children see her accomplish things outside the home. "I want to be as present of a mother as humanly possible and I want them to feel my presence, but I also think the best way to be the best mother is to show them that you can have a life and have a passion and have an identity outside of just being a mother," Lively says.

While she acknowledges that motherhood is all-encompassing, and it looks different for everyone, she knows that having your own identity is very important. "Teaching them that they can maintain themselves and that everything is possible [is crucial]," she adds.

When did Blake Lively and Ryan Reynolds have their daughters?

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Blake Lively's children were all born in the last 10 years. Blake Lively's daughters are James, Inez, Betty, and her fourth child is named Olin! Their fourth baby's name was announced during the premiere of Deadpool & Wolverine. Blake gave birth to James in 2014, while Inez was born in 2016. Lively gave birth to Betty in 2019 and Olin in February of 2023.

Do Ryan Reynolds and Blake Lively's kids have nannies?

Jamie McCarthy / Staff

Blake Lively and Ryan Reynolds' children don't have a nanny. "I feel like I could sometimes have a bit of a short fuse, but there's just been this weirdly endless supply of patience," Ryan told GQ in 2015. "I have no problem waking up five times in the middle of the night and changing diapers, and as exhausted as you get, I have this stupid grin on my face all the time."

Check out our email newsletter for the latest celebrity news and trending content, and check back here for the latest news on Ryan Reynolds and Blake Lively's kids!

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This story has been updated.

Dax Shepard Had The Funniest Reaction To Kristen Bell & Adam Brody's Steamy 'Nobody Wants This' Kiss

I can give you two reasons why Kristen Bell and Dax Shepard's marriage sits high on my admiration list — Veronica Mars and Punk'd. I was in barely in middle school when these two stars graced my TV screen on their respective shows, but they've always stood out to me. Discovering they were dating just seemed to make sense in the grand scheme of good romantic pairings and — as we can see — it turns out Kristen Bell and Dax Shepard think so too.

From their first meet-cute that wasn't actually that cute to the ways they've loved each other through dark times, Kristen Bell and Dax Shepard almost make being in love look easy. Here's a breakdown of some of the most important moments of their relationship timeline.

Kristen Bell And Dax Shepard's Relationship Timeline:

Image via Alberto E. Rodriguez/Getty Images

2007: Kristen Bell and Dax Shepard Meet + Begin Dating

The couple haven't been shy about revealing their first time meeting was exactly love at first sight. Kristen Bell admitted during an Instagram Q&A in 2018 that they actually met at a party for producer Shauna Robertson. E! News recalled that the actress said, "2 weeks later I saw him at a hockey game and he asked for the gum in my mouth." Knowing Dax's personality, that actually checks out.

She also revealed his unconventional pickup line. "Truly, his first text to me was: ‘Hi. My name is Dax. I violated your privacy and got your number from Shauna. How do you feel about that,'' she remembered.

Though they did start dating, Kristen regularly trolls Dax about the time they briefly broke up. She told Popsugar, "He sat me down and said, 'I can't have this right now. I think you're wonderful, but I am still dating other people.' And then I, like, liquefied and fell to the ground, but I felt incredibly respected that he had the balls to tell me we weren't in the same place."

Image via Kevin Winter/Getty Images

2009: Kristen Bell and Dax Shepard Work As Co-Stars During Filming Of When in Rome

Who can forget the hilarious rom-com movie When in Rome? Kristen starred as the 'unlucky in love' main character Beth who finds herself being pursued by a handful of romantic prospects after she picks up coins from a fountain that's supposed to grant love those who dare to take from it. Dax played the role of Gale, a model who was very into himself, and it was funny watching them interact on-screen.

According to People, the couple got engaged shortly after filming ended.

Image via Rick Diamond/Getty Images for CMT

August 2012: Kristen Bell and Dax Shepard Work Together Again On Set Of Hit & Run

Written by Dax Shepard, Hit & Run revolved around a former getaway driver's attempt to flee his past while making sure his girlfriend makes it to her job interview on time. The couple reprised their romantic relationship onscreen and continued to prove that they work really well together.

Image via Kevin Winter/Getty Images

November 2012: Kristen Bell and Dax Shepard Announce They're Expecting Baby No. 1

A source relayed the news to People in 2012 by sharing the following statement, "They’re so excited — they’re both ecstatic. They can’t wait to become parents." They also shared that Kristen had been dealing with a bit of morning sickness, but she started doing better as time passed.

March 28, 2013: Kristen Bell and Dax Shepard's First Daughter Arrives

Several months later, Kristen gave birth birth to her and Dax's first daughter, Lincoln Bell Shepard.

Image via Jason Merritt/Getty Images

June 2013: Kristen Bell Pops The Question To Dax Shepard

In 2013, People shared that Kristen proposed to Dax Shepard after The Supreme Court overturned California's Prop 8 that was meant to ban same-sex marriage.

October 2013: Kristen Bell and Dax Shepard Tie The Knot

The couple celebrated their union by exchanging vows at a courthouse. Kristen previously told People they didn't want a grand celebration and they managed to keep their word.

Image via Kevin Winter/Getty Images

June 2014: Kristen Bell and Dax Shepard Prepare For Baby No. 2's Arrival

The couple happily announced they were growing their family in 2014 via their rep's statement to People. "I can confirm that Kristen and Dax are expecting their second child and a sibling for Lincoln," the rep shared. They also touched on how much their family was looking forward to the arrival of a new bundle of joy.

December 2014: The Couple's Second Daughter Is Born

Finally, the couple welcomed their second daughter, Delta Bell Shepard, before Christmas in 2014.

Image via Frazer Harrison/Getty Images

2017: Dax Shepard And Kristen Bell Star in CHiPS

A couple who works together, stays together — at least that seems to apply Kristen Bell and Dax Shepard. They starred together again in the movie CHiPS, but Kristen starred as Dax's ex-wife this time.

Image via Michael Buckner/Getty Images for FIJI Water

September 1, 2018: Kristen Bell And Dax Shepard Celebrate His Sobriety Journey

Dax Shepard has never been ashamed to talk about his sobriety journey and shared a personal moment with that made him question everything He appeared on Blake Griffin's podcast, The Pursuit of Healthiness to talk about his struggles in 2021. "What I would do is I would get sober for movies. I cared more about movies — it was the only thing I was more addicted to was being in movies — and so I would get sober for movies and then in between movies it was getting more and more dangerous," he recalled.

It wasn't until he caught a glimpse of himself in a mirror during a trip to Hawaii that he realized something was wrong. He remembered thinking, "I have every single thing I've ever wanted, and I'm at my lowest point emotionally and something has got to be very broken about that. If I have everything I said was going to make me feel good and I feel terrible, I've got to look at some other thing."

To celebrate her husband's commitment to remaining sober, Kristen wrote a heartfelt message on Instagram to encourage him to keep going. "I'm so proud that you have never been ashamed of your story, but instead shared it widely, with the hope it might inspire someone else to become the best version of themselves...I love you more than I ever thought I could love anyone, and I want you to know, I see you. I see how hard you work," a portion of the lengthy message reads.

Addiction in any form is never easy to navigate so we admire how much Kristen's been supportive of Dax.

Image via John Sciulli:Getty Images for UNICEF

February 2019: Kristen Bell and Dax Shepard Launch A Baby Brand

Kristen Bell and Dax Shepard decided to launch Hello Bello— a brand with everything from diapers to sun and bug protection — for several reasons. "I want something that's going to fill my soul. I want access to be able to give a lot of stuff away just as gifts, as a way of saying thank you for existing in this hard time called parenting," she told People in 2021.

Image via Alberto E. Rodriguez/Getty Images

September 2023: Kristen Bell And Dax Share The Secret To Their Happy Marriage

It's no doubt that Kristen Bell and Dax Shepard have experienced a lot throughout their marriage, but they've managed to stay the course. Kristen actually shared some amazing advice for other couples during a conversation with Entertainment Tonight that we're thinking about applying to our own relationships. "Common goals, seek them out," she stressed.

The other thing she feels is crucial to making a relationship work is truly seeing and valuing your partner as a person. "Understanding that your partner used to be a little person is the best thing you can do. Sometimes if we're ever on the verge of a fight, one of us will say — it's usually Dax — 'I feel like 8-year-old Dax right now.' And I'm able to see him like I see my kids, which is in a very different way and go, 'Oh yeah, you're a little person that had trauma and triggers and it's not about me,'" she added.

That's powerful because it can be hard to remember that it's not just about you in a relationship. We don't think people intentionally mean to be selfish, but it can be happen and the key is to acknowledge it instead of doubling down on a particular stance that may not be helpful in the heat of an argument.

October 26, 2024: Dax Shepard Jokes About Kristen Bell's Chemistry With Adam Brody

Nobody Wants This has been the fall rom-com that we can't stop talking about because it's clear Kristen Bell and Adam Brody have intense chemistry in it. Not only were we surprised by it, but it apparently startled Dax Shepard. PEOPLEreports he opened up to the crowd at the New York Festival about it on Saturday, October 28 by recounting a conversation he had with his friend. "...we watched that scene together, the kissing scene, which I'd argue is the very best kissing scene ever, ever put on film," the actor said. "And my best friend, Aaron, from childhood, he goes, 'Does she ever kiss you like that?' No, I didn't even know she could kiss like that."

Dax has no problems poking fun at he and Kristen's relationship so I'm sure they've since debunked that behind closed doors.

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This post has been updated.

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40 Plus-Size Halloween Costumes To Complement Your Curves

We have a serious appreciation for all things creative, like these plus-size Halloween costumes, and we have a hunch you’ll love some of our newest finds, too. Afterward, if you still haven’t decided on which costume to wear this Halloween, gather your group of besties and get their opinion — or, better yet, pick out a group Halloween costume, and you can all dress up together! Here are 40 of the most curve-lovin’ (and seriously hot) plus-size Halloween costumes you’ll find out there this season.

Yandy

Cruella de Vil

Cruella de Vil will always hold a special place among our most-feared villains, right alongside Voldemort and Ursula. After all, she’s going after puppies! But on Halloween, the celebration of the gruesome and morbid, this evilness equates to fabulousness, and we’ll more than forgive you for dressing up like her… just this once.

Walmart

Brit + Co may at times use affiliate links to promote products sold by others, but always offers genuine editorial recommendations.

This post has been updated with additional reporting by Meredith Holser.

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