The Fun 28-Minute, No-Equipment Workout You Can Do from Home

What is HSA?

HSA stands for Health Savings Account, a type of savings account that lets you set aside funds to pay for qualified medical expenses. HSAs are often available as a part of health insurance plans, though banks and credit unions offer them, too.

What can I buy with an HSA?

You can buy a lot more with your HSA funds than you think: menstrual products, over-the-counter medicines, sunscreen, and travel to and from medical appointments are just some of the things you can buy with an HSA.

Is HSA worth it?

Whether an HSA is worth it is really dependent on your needs. There are some nice advantages associated with it, though. You may be able to lower your out of pocket costs for medical needs. Plus, the funds are not taxed, so you may be able to save more. Unlike an FSA (Flexible Spending Account), HSA funds roll over year-over-year, so you don't have to worry about it expiring.

Should I max my HSA?

Maxing out your HSA to your account's annual maximum amount via monthly contributions can be beneficial if your goals are to save money and limit out of pocket costs for medical care. You can also opt to invest some of your HSA funds, which can be a smart decision for saving for things like family planning or retirement.

Sunscreen

Per Cigna, sunscreen counts as a reimbursable HSA purchase. SPF is super important for skin cancer prevention, plus wearing it regularly can reduce signs of aging – a win-win!

Hatch Alarm Clock

The famed Hatch Restore alarm clock is both HSA and FSA eligible. It's a superb tool for going to bed soundly and waking up feeling refreshed as ever!

Period Underwear

Menstrual care and feminine hygiene products are also HSA eligible. Cigna says this category may include tampons, pads, liners, cups, sponges, and similar items, like period underwear!

Theragun

This luxurious massage gun is both FSA and HSA eligible! It's truly life-changing for relieving muscle soreness and tightness. Therabody's other devices like the Theragun PRO Plus, Theragun Sense, and Theragun Relief are also eligible.

Oura Ring

This fitness tracker ring is FSA and HSA eligible – it can help you keep tabs on your sleep, activity, stress, heart rate and more.

Breathing Strips

According to Cigna, breathing strips are HSA eligible, plus you don't need a doctor's prescription for reimbursement.

Electric Toothbrush

Electric toothbrushes are HSA eligible and reimbursable with a medical diagnosis. This model in particular cleans way better than a regular toothbrush, expertly supporting your oral health.

Essential Oils

Essential oils are HSA-covered with a medical diagnosis. Certain oils can help relieve stress, anxiety, physical pain, and nausea, and aid in better sleep.

Hand Sanitizer

Hand sanitizers of any kind are also surprisingly HSA eligible. We love these sprays from Touchland because they're cute, easily portable, and smell delicious.

Humidifiers

Humidifiers are indeed HSA eligible – the moisture they put out into the surrounding air can relieve respiratory issues, common colds, and even reduce snoring.

Air Purifiers

Similarly, air purifiers are eligible because they can help remove airborne contaminants and viruses that cause allergies and disease.

Spa Trips

In the case you're prescribed a lovely visit to a spa or resort by a physician for medical treatment, the only part that's covered by HSA are the services you receive while you're there. The cost of transportation is not eligible for reimbursement.

Blue Light Glasses

Blue light glasses are covered by HSA; lenses like these block out blue light from screens which helps prevent eye strain and fatigue.

What's the difference between cold and allergy symptoms?

Having seasonal allergies can be confusing when they coincide with cold season. Between kids being back in school and the weather changing, the fall/winter seasons seem to bring on sneezing, coughing, and more. But, how can you tell when you're merely dealing with allergies or something else?

"Colds are viral infections. Symptoms include a sore throat, cough and feeling tired," says Dr. Purdy. Dr. Stanford further explains that viral infections have "traditionally been Rhinovirus species, but it may also be Adenovirus species and others." Colds can also be accompanied by a fever in some cases.

On the other hand, Dr. Purdy and Dr. Stanford both agree allergies are specifically caused by allergens or irritants. "Common Symptoms include sneezing and itchy eyes," says Dr. Purdy. According to the CDC, around one quarter of adults deal with seasonal allergies (raises both hands), so it's not weird if you get confused about when it's time to switch from Claritin to Dayquil.

How should people relieve cold symptoms before heading to the pharmacy?

Before you head to CVS at the first sign of sneezing and a sore throat, there are a few things Dr. Stanford suggests you do. "Optimizing our immune systems by focusing on overall health and wellbeing can help reduce the risk of infections, including the common cold. This includes eating a healthy diet, being physically active, getting enough sleep, and keeping stress in check," she says.

Unfortunately, Gallupreports that 57% of people feel they're not getting the proper amount of sleep they need. But, this doesn't mean you should ignore your lack of rest just because others are struggling too. Take it from someone whose insomnia impacted their mental health and a nasty bout of the Flu followed by Covid-19 two years ago! "Properly treating other health conditions can also help prevent acute illnesses, like the common cold," says Dr. Stanford.

However, it's not unusual to get a cold because Dr. Stanford says they're the "result of germs spread from contact with others." Taking precautions just helps your immune system work the eliminate the viral infection faster.

Do elderberry and Vitamin C fight off colds?

This is where things get a little tricky. Though elderberry and Vitamin C have been hailed as supplements that combat colds, not everyone agrees on their effectiveness. Dr. Stanford says, "While the evidence for Vitamin C in treating colds is mixed, sufficient research suggests that taking vitamin C supplementation can shorten the duration and reduce the severity of cold symptoms." But if you're thinking about relying on Vitamin C supplements, Dr. Stanford is less likely to encourage you to take them because they haven't been proven "to be effective in preventing common cold symptoms."

She also doesn't think you should take elderberry as if that'll also fight off a viral infection. "Elderberry is not effective in preventing colds, and evidence is insufficient to suggest that it is effective in treating the common cold," she explains.

Do you recommend relying on Emergen-C to help combat cold symptoms?

So, what's the verdict on taking Emergen-C once it's confirmed you have a viral cold? The brand has several products that range from gummies to drink mixes, all aimed at supporting your immune system — but does that mean they're safe to take? According to Dr. Purdy, they are! "Emergen-C contains Vitamin C which is great for a good and healthy immune system and recovery. It also contains other good for you ingredients that help with your immune system like vitamin E and Zinc."

However, it's valid to want to know if there's a difference between Zicam and Emergen-C. According to Dr. Stanford, there is! "Similar to Vitamin C, evidence suggests that zinc may be effective in reducing the duration and severity of cold symptoms, but it is less likely to be effective in preventing the common cold," she explains. Plainly put, think of the two like this:

• Zicam = Zinc
• Emergen-C = Vitamin C

She even says, "Studies suggest taking both zinc and vitamin C could be beneficial!"

Can certain teas help soothe sore throats associated with colds?

Drinking warm tea can help alleviate cold symptoms, though you shouldn't think they're your only defense against viral infections. In conjunction with cold medicines, "throat coat teas really help soothe inflammation and help manage symptoms," says Dr. Purdy. The reason for this is that most "throat support products are indicated to ameliorate sore throat and similar symptoms, often by numbing agents, temperature, and other factors," Dr. Stanford explains. In short, don't be afraid to use tea as a form of hydration while you're sick!

Dr. Purdy says other things you can use to help alleviate your symptoms are a humidifier, nasal spray, and drops. Take it a step further by taking a "steam shower" to "provide some much needed relief."

Shop Emergen-C, Zicam, & Throat Coat Teas

Emergenc-C 1000mg Vitamin C Daily Immune Support

Zicam with Echinacea and Sambucus, Homeopathic Zinc

Traditional Medicinals Throat Coat Original With Slippery Elm

Yogi Honey Lemon Throat Comfort

1. Start simple and make them a personalized card.

Nothing communicates your love, time, and effort behind a gift more than personalized cards. Even if you can’t DIY the gift itself, having a handmade card (with a thoughtful message inside) as a prelude to the unwrapping ritual will touch everyone’s heart. Make sure to craft yours on some hardy cardstock so they feel *extra* special. Peep some of these stellar holiday card ideas for inspiration!

@miascozycorner i inadvertently seem to have to fallen into a purple theme?? #christmascrafts#diychristmasdecor#diychristmasornaments#claycreations#tiktokdiy#christmas♬ original sound - mia 🍒

2. Sculpt some cutie gift toppers.

Handmade gift wrapping elements will also step up your holiday game. These darling little gift toppers that @miascozycorner made out of polymer clay are sure to inspire your own designs! Decorate the shapes you make with paint pens and coat them in Liquitex for durability, then attach them to your gift box or bag using some cute ribbon or yarn.

3. Use air-dry clay to make picture holders.

Clay is your BFF for making handmade gifts. This idea from @rileyrosestudio lets your giftee display pictures, memories, cards, or even recipe cards in the form of their favorite food! Go for a trendier take by sculpting an olive or tomato out of air-dry clay, or opt to craft something as intricate as a burger or pizza slice – no matter what shape it is, they’re sure to love it. Riley usesgesso to prime her air-dry clay pieces, then an acrylic sealant to make sure those lovely designs stay put.

4. Make an orange garland for them.

A dried orange garland takes an entire day (and sometimes more) to make, so your recipient should definitely feel special knowing you put hours of love into this handmade gift. Though they look intricate, you only need to follow a few steps (and have few materials: orange slices, twine, and a thick yarn needle) to achieve the cozy garland. Luckily, there are tons of citrus garland tutorials on social media to assist in your creation. B+C Creative Assistant, Meredith, tied cutie little pink ribbon bows on her homemade garland.

5. Craft a candle holder using clay.

6. Make coasters out of air-dry clay and gift them alongside thrifted glassware.

To make some handmade coasters, roll out some air-dry clay, let it dry, and coat it with gesso before you get to painting! The canvas is yours with this gift idea, but here are a few concepts to get the creative juices flowing: smiley faces, rainbows, spirals, initials, and fruits or vegetables. Ensure that your hard work stays in place with a sealant that’ll repel moisture. Some thrifted glassware pieces to give alongside your handmade coasters would be the absolute cherry on top!

7. Create a collage out of old magazines.

Magazines are really not hard to come by, and if you're looking for a sustainable gift, you can find some especially unique ones at re-sell bookstores or thrift stores to make your own collage. Some of the best ones to start with are Vogue and National Geographic. There are a lot of different techniques and themes you could run with, so we recommend doing some visual research on Pinterest beforehand to nail down your collage's concept. Maybe it's full of imagery that reminds you of your relationship, or a jumble of words that form a sweet poem – it's really up to you! Just have glue, an X-Acto knife, and a cutting board on-hand for the process. Complete this artsy handmade gift by signing your work and framing the collage in a nifty frame.

8. Thread a handmade necklace using thrifted or secondhand beads.

Got a necklace you don’t love? Deconstruct that baby using small wire cutters or scissors so that you can use the leftover beads and charms to make something entirely new! If you don’t have them on-hand already, you will need some beading cord, bead clamps, jump rings, clasps, and pliers.

9. DIY your very own body care line.

Making your own body scrubs or balt salts is *a lot* easier than you’d think. Some recipes only call for ingredients you’d find in your kitchen! Make a range of self-care products at home, then package them up in thrifted jars with ribbon and a handmade tag to really impress.

10. Repurpose cans and tins by pouring candles into them.

Fish tin candles are in, but you can really use any vessel to pour your own candles in. All you need is some candle wax, wicks, and a scent of your choice to create something super unique! Try your first handmade candle with an empty, clean tinned fish tin, then get adventurous with soda cans or crushed tomato cans to bring out that Tomato Girl energy for your gift recipient.

11. Make a batch of jam.

12. Make a batch of spice mix.

13. Make a batch of chili oil.

14. Knit or crochet a hat, scarf, or another garment you know they’d like.

Having knitting and/or crochet skills is invaluable when it comes to gifting season. You can easily find patterns online for creating beanies, blankets, scarves, leg warmers, balaclavas, mittens, and more, so your giftee can stay stylishly warm beyond the holidays in a bespoke garment that *you* made!

15. Make magnets out of air-dry clay for their fridge.

16. Paint a glass bottle with your own design to gift a plant cutting.

You can easily thrift a glass vessel (or use one you already have), paint a unique design on it using glass paint, then fill it with a little bit of water to gift a small plant cutting! This way, you’re giving them a stylish home decor piece along with a heirloom piece of nature that they’ll admire every day as it grows.

17. DIY an ornament (or a few) for them.

18. Burn a CD full of tracks they’d like.

It may seem a little old-school now, but the gift idea of burning a CD will appeal to every gift recipient that’s old enough to remember portable CD players. They can play it in their car or through their at-home speaker system to jam out. Just grab a pack of blank CDs that come with covers, and let the nostalgic process take you away.

19. Bake them a big batch of cookies.

You just can’t go wrong with sweets during the holidays! Whatever form they come in – vegan, gluten-free, paleo – cookies are sure to satisfy your giftee. We have a ton of recipes you could check out (I highly recommend the Taylor Swift chai cookies), but if you already have a method to your madness, whip up whatever dessert recipe you have in mind. Just make sure they’re fairly fresh when you hand them over.

20. Decorate a plant pot with pops of color.

If your gift recipient has a green thumb, it’s not a bad idea to gift them a few plant-related things. Luckily, handmade gifts have a stake in this – just grab a terracotta pot (you can easily thrift one or find one for cheap at the dollar store) and some chalk pens, then decorate the exterior however you like.

To get some ideas flowing, you could include illustrated motifs of your relationship with this person, write their name out in bubble letters, or just doodle random designs. Matching their interior design aesthetic is definitely recommended.