The Easiest Way to Make a Quick and Creative Photo Backdrop

DIY Conversation Heart Care Packages

The best thing about these packages is that they're way prettier than your average brown box, meaning they make great Valentine's Day decor ideas to add to your coffee table! (via Brit + Co)

Gem-Inspired Brunch

Remind your best gals how valuable they are with everything from crystal name cards to rock candy Cupid's arrows. This is one brunch theme that is sure to be a hit. (via Brit + Co)

Air Plant Wall Art, Valentine’s Edition

Our cute kit has all you need to make a pink, red and white masterpiece. Try using roses or other blossoms for a splash of color, then swap ’em out with air plants for a more permanent exhibition. (via Brit + Co)

Galentine's Mailboxes

There are so many treats you can send to your gals' mailboxes: funny meme cards, chocolates, or handwritten notes. Whatever gift you choose, these are definitely the cutest way to deliver them. (via Brit + Co)

Heart Piñatas

A classic heart-shaped box, plenty of pink fringe and a confetti surprise inside? What’s not to love about these Valentine's Day decor ideas? (via Brit + Co)

Paint Chip Garland

The main reason why we heart this gorgeous DIY? The fact that you can get your supplies practically for free. (viaBrit + Co)

Honeycomb Heart Art

This honeycomb-textured wall piece has us swooning. Use this awesome strategy for all sorts of geometric shapes to up your decor game year-round. (DIY and image via Minted)

Cross-Stitch Heart

You can hang this pretty, rustic art piece on your wall for Valentine’s Day or display it as a funky piece of neon artwork all year round. (via Oleander and Palm)

XO Marquee

It doesn’t get flashier than this. If you’re going for a Moulin Rouge vibe, this is definitely the piece to consider when thinking about Valentine's Day decor ideas. (via Kristi Murphy)

Giant Ombre Heart

Hang this pretty eye-catching piece in the middle of your room to tie the space together. You could even use it as a framing device for a photo booth sesh. (DIY and image via The House That Lars Built)

Moss Hearts

While we’re showing some love to greenery for V-Day, how ’bout checking out these living art pieces made with moss? (via Alisa Burke)

“Cross-Stitch” Valentine Art

A blank canvas is all you need to whip up this abstract take on the classic heart motif. (via Craftberry Bush)

Valentine’s Chandelier

Is your party lacking a little sophisticated charm? Not to worry; we’ve got you covered with this heart-filled DIY chandelier. It'll put your other Valetine's Day decor ideas to shame. (DIY and image via The House That Lars Built)

Conversation Heart Banner

Borrow from the classic conversation heartsayings or make your own inspired quotes. If it’s just you and your sweetie, line the hearts with inside jokes and favorite phrases to show how much you care. (DIY and image via Hello Little Home)

Heart Balloon Piñata

How sweet is this idea? You and your love write your favorite memories from the past year on strips of paper, then blow them up in heart-shaped balloons. Spend the night popping each one and revealing and reliving the memories together. (via Kristi Murphy)

Giant Geometric Wall Art Heart

Pink and gold paper make for a color scheme that’s equal parts sweet and sexy. A bold piece of artwork like this is sure to set some hearts aflutter. (via Oleander and Palm)

Cupid’s Arrow Garland

Take the heart garland up a notch with this charming take on some of Cupid’s action. (DIY and image via The House That Lars Built)

DIY Valentine Heart Wands

These cute DIY Valentine's Day decor ideas are a nod to your former Sailor Moon binge-watching days. (Kelsey Bang)

DIY Heart Wreath

Create your own pink floral wreath in less than 10 minutes! (The Crafted Life)

Rustoleum Tub & Tile Refinishing Kit ($50)

I know this gained recent traction because a few years ago, it was available everywhere. Now? It’s a miracle to find it in stock — and withs good reason. This smelly, yet simple product gives your bathtub or dated tile a total facelift. I used this to “paint”both of my 1980s almond-colored bathtubs and shower inserts. Yes, painted. This is the budget-friendly alternative to ripping out your bathtub or shower surround. The two-step kit comes with 1) your color of choice (I picked bright white), and 2) a sealant that makes it waterproof.

Rustoleum Floor Coating Kit ($70)

Tile can be really expensive to replace and even more tedious to remove yourself. This user-friendly kit is designed to cover and seal your floor while giving it a brand new look. Our bathroom floors were also that awful off-white color, and painting them black was exactly what the room needed. The product description boasts that it can be applied to “a wide range of flooring types including ceramic tile, porcelain tile, concrete, hard wood, laminate, vinyl and more.” It comes in several colors with a matte or semi-gloss finish.

Paint & Sealant Grout Pen ($9)

Maybe your tile is in good shape, but your grout has probably seen better days. It’s not uncommon for grout to get dingy over the year, even when properly maintained. If your tile’s grout needs a bit of a touch up, this fine-tip grout pen can save you hundreds of dollars. It has a precision tip, low odor, and dries quickly for an instant refresh.

Touch-Up Paint Pen (Pack of 2 for $20)

Save yourself a headache or two and stock up on a few of these touch-up paint pens. The refillable pens allow you to keep paint inside and easily cover scruffs, marks, or scratches that inevitably happen in a lived-in home. It keeps paint fresh for up to 7 years so you don’t have to worry about the mess and hassle of finding the paint color, opening the can, and painting the wall — all for just a tiny spot. Bonus points for labeling each color so you know which room it corresponds to.

Brick White Wash Kit ($50)

If your home features brick interior accents, or you have a brick fireplace that feels dated, you can easily refresh it by whitewashing it. This kit eliminates most of the guesswork when it comes to proper measurements and application. You can customize how dark of a wash you want and easily complete this project in a week.

Stain Markers ($15)

No need to panic over scratches or stains on your wood furniture — this pack of markers and wax crayons allows you to discreetly cover up imperfections. The pack comes with a variety of shades that can be used by themselves, or in tandem to customize the color. If you’re shopping secondhand, these are a must. They revive well-loved pieces and restore them to their former glory without much effort.

Leather Repair Kit ($25)

Leather that’s been used and loved often tends to show wear and tear that seem irreversible. I’m here to tell you it’s possible to revive that beat up leather couch of yours, and it luckily doesn’t involve spending hundreds of dollars for it to be reupholstered. This leather repair kit allows you to mix the perfect shade of leather and bring your old couch back to life.

Peel-and-stick Wallpaper ($36)

Renter-friendly wallpaper has been around for awhile, but if your earlier experiences were negative, I highly encourage you to try again. Peel-and-stick wallpaper has come a long way in terms of durability, available patterns, and ease of installation. Most brands make their wallpaper in this less permanent design, which relies on a self-adhesive to hold to your wall rather than a wallpaper paste. The best part is that if you change your mind or move out, it peels right off. You can find every pattern under the sun, as well as some finishes to get your creative wheels turning. For example, this marble wallpaper/contact paper can adhere to countertops or desks for a faux marble finish that looks expensive but isn’t. Additionally, removable wall decals are hugely popular if paint isn't an option, or you’re worried about getting clean lines.

Decorative Window Film For Style And Privacy ($10)

If you live close to your neighbors, you may always be choosing between privacy and natural light. These decorative window films allow light to filter in without having your home on display to the whole neighborhood. Not to mention, some bounce light in a fun and unique way that acts as art itself. You can even find some pretty stunning “stained glass” variations that add character and charm to your home while also being practical. It’s absolutely simple to do and can even be cut to fit your specific window.

Magnetic Garage Door Accents ($17)

Curb appeal can be a big expense and headache. But small changes can ultimately make a big impact, and that’s what I love about these magnetic garage door accents. They stick right to your garage door without impeding its use, but still add a custom, high-end look. It seems silly to ever invest in a new garage door or “real” accents when something this realistic and easy exists.

1. Talking About Money Can Expose Hidden Feelings

It's impossible to know how someone feels every second of the day, but we probably all think we have a good understanding of the people we're close to. But people are capable of hiding how they feel about something or burying their discomfort until certain situations 'expose' them. Why does it seem like money has a way of doing this?

Both Irwin and Dunlap agree that "money is taboo," leading people to avoid conversations about it. "Data tells us that we are more likely to talk about any other taboo topic—sex, politics, religion, even death—before we’ll talk about money," says Dunlap. West agrees and says, "Money is like that one friend who’s incredibly helpful but totally untrustworthy—everyone likes what they bring to the table, but no one wants to talk about them directly." Did you think of someone specific? It's okay because I did too!

The problem is that money can make "hidden insecurities come out, old sibling rivalries rear their heads," and more, according to West. "Even something like 'who paid for what' can suddenly become a life-or death conversation," she says. It's strange because Irwin says a Wells Fargo study shows that "many Americans across all ages are worried about money," proving we're all thinking about it, despite our avoidance issues.

2. And Money Can Also Create Unease In Conversations

"When we don’t have open conversations about money, we’re left to navigate it on our own, which can keep us feeling underpaid, overworked, or unsure about our financial situation," Dunlap points out. She feels "discussing money requires a huge amount of vulnerability" which "isn't easy for everyone." You may have seen how other topics are swept under the rug by family members or friends based on reasons they're not ready to talk about.

Though Irwin believes saying something like saying, "'Here's what's keeping me up at night' or 'here's what my goals are' could strengthen connections," Dunlap knows that "shame, comparison, or fear of judgement" can cause people to remain tight-lipped about their finances.

If you've experienced a weird moment because of money or had to be the unfortunate witness of an awkward conversation, my apologies. It's not fun no matter who's involved because, unfortunately, "money carries layers of emotions, like pride and insecurity, that turn simple conversations into potential minefields," says West.

Dunlap says there's a silver lining if people are willing to be open, however. "The key is respecting each person’s comfort level, and encouraging openness if they're willing to meet you there. It’s not going to be perfect at first, but by starting to share more about your own financial experiences, you can start to break the cycle of shame and fear around money. You might be surprised at how quickly others are willing to open up too."

3. Making Assumptions About Other’s Money Status And Financial Situation Can Lead To Disrespecting Boundaries

No one's saying you should never lend friends money, but being mindful about the decision is worth noting. West feels "it's complicated" while Dunlap believes the issue "can be tricky." There's a chance a low-key loan becomes an expectation that you should dish out money every time someone needs help, even if you're trying to maintain your own bills. "Lending money to a friend is like sharing your Netflix password—simple in theory, but one wrong move, and things get weird," West forewarns.

Dunlap also says, "When you lend money to someone close to you, there's always the chance that you won’t get it back. You want to be mentally prepared for that! Otherwise, it can strain your finances and your relationship. The emotional toll can be just as heavy, as unpaid loans can lead to resentment or awkwardness." It's not unusual to hear about certain friends being unreliable in more ways than one after you've let them borrow something. Unfortunately, Irwin indicates this happens because some people "don't expect to give something back that they've borrowed."

Because of this, Dunlap thinks "it's best to avoid loans if possible." Should you decide to move forward with helping out a friend who's in a bind, make sure you're both in agreement about repayment and what to expect moving forward. West says "having clear terms" or "gifting a small amount if you can afford it" is like "buying their friendship insurance." The latter is something Dunlap agrees with because it "helps prevent resentment if they can't pay you back as planned." Plus, she feels it also "keeps the loan within an amount you're okay with potentially losing."

4. Lending Money Is A Slippery Slope That Can Lead To Distrust And Resentment

It's amazing how money can lead to a friendship breakup if boundaries aren't created or respected. "Money is a sneaky little devil who can push everyone’s buttons. It can cause resentment if one person feels taken advantage of or someone’s 'casual loan' becomes an epic saga of unpaid IOUs," West says. Not only that, but Dunlap knows "money can strain relationships between friends and family by highlighting differences in how we value it, expect to use it, or feel about sharing it."

Friends and family members shouldn't take each other's kindness for granted, but human nature is fickle at times. That's not an indicator that someone you love is a "bad" person, but they may feel like you owe them your time and money. However, Irwin says this isn't "de facto that that person is entitled." Still, Dunlap is more than aware how this can play out. "For example, it can lead to resentment if one person is always the one picking up the tab, while another might feel uncomfortable or indebted because they’ve been helped financially," she says.

On the other hand, it can show up a little differently in families. She adds, "Issues like unequal inheritance or constant requests for financial help can lead to deep emotional tension. Money can also become a tool for power imbalances, where one person feels in control and the other feels dependent, and that can mess with trust and respect."

When certain negative patterns show up in relationships, it can make people decide to take a step back from being available. "And once distrust settles in, it’s hard to shake; nobody wants to be 'that friend' who’s forever dodging a Venmo request or getting side-eye from relatives at every family BBQ," West points out. How many times have you built up a wall with the people you love because of repeated unreliability or the expectation that you're supposed to help them whenever they ask? If you didn't hesitate to think of a moment, you're living proof that distrust can affect even the closest relationships.

Dunlap says, "When money becomes a main factor in a relationship, it can overshadow the connection, making it difficult to maintain genuine trust and understanding. You can avoid this by having open conversations with friends and family about your financial situation. Clear communication can help keep the focus on the relationship, not the money."

5. You Can Worry You're Not A Good Friend Or Family Member For Setting Money Boundaries

Worrying about how other people feel can keep us from setting boundaries. There's a difference between being an empath and a people pleaser, but it's easy to blur the lines. You can absolutely empathize with someone's hardship while knowing you're not in the position to lend the amount they may be looking for. I'm a huge fan of saying that two things can be true at once — because they can.

Irwin says you need to "address the conversation head on" if a friend does ask you for a loan. Your response may depend on if their ask was "emotionally-charged or "in an uncomfortable environment," but Irwin doesn't recommend ignoring it. If you're not in the space to respond, here's what she suggests saying in a "timely" fashion:

1. "Hey, I need time to think about this. Let me get back to you."
2. "We can help you, but here are our boundaries."
3. "We see and understand you, but we're unable to help because we're trying to pay off debt or save for _______."

Yes, Financial Boundaries Are Essential

Don't think you need to create financial boundaries for yourself and your friends? Think again. West says, "Establishing some ground rules is a lifesaver—think of it adding airbags to the friendship. Setting boundaries early on, like when you’re still in the happy, non-monetary part of the relationship, can protect both sides if things get sticky."

Here's how she advises you proceed with creating boundaries:

1. Keep it light and be honest; you’re not making a prenuptial agreement here, just letting them know you’d like to avoid “financial fireworks” later.
2. Say, “I’m your friend, not your ATM.” It’s funny but helps set the tone that your wallet isn’t a free-for-all.
3. Set a gift cap, such as, "I'm happy to chip in for brunch or a birthday, but let’s not get into home-loan territory.”
4. If you do lend, draw up a repayment plan. Think of it as adulting with a side of accountability to avoid “accidentally” becoming their financial fairy godmother.
5. Limit talk of big financial choices unless you’re genuinely invested together. After all, nobody needs to know how much their friend spends on avocado toast or scented candles, let alone home renos.
6. A little humor and some boundaries go a long way. You’ll save yourself a lot of awkwardness and keep the friendships intact, one “non-loaned” dollar at a time!

Tori says, "It's so important to have transparent conversations about money, set clear boundaries, and ensure that relationships are prioritized in any money exchange." Here are a few things you can try:

1. Communicate about your budget with a “gratitude sandwich.” Say you’re invited to an outing—a dinner, or a sports game—that isn’t within your budget right now. You can respond with the “gratitude sandwich.” The “pieces of bread” are positive, and the “meat” is the money thing you’re scared to say. Thank that person for the invite, let them know it’s not within budget right now, and then offer a cheaper alternative, reassuring them that you’d really love to see them. Offering an alternative reminds that person that declining their invitation isn’t about them, and you still care about them. In doing so, you prioritize your budget AND your relationship in the process.When in doubt, remember that no is a complete sentence. You don’t need to overcomplicate things, and sometimes a simple “no” is all you need.
2. Set expectations early. When planning trips with friends, discuss the budget and how costs will be split upfront. Having these conversations ensures that everyone is on the same page and helps avoid any misunderstandings. It creates a supportive, stress-free environment where everyone can enjoy the experience together without any added worries!

The Final Verdict:

Once you've weighed your options and considered what you need, you can decide to loan your friend money. However, Irwin wants you to consider being formal about it. "You can absolutely draft a promissory note or loan agreement so that your friend knows how serious you are about your boundaries. If you want, you can also put an interest rate on it," she says.

It's not to hurt your friend's feelings, but it is a boundary you can put in place so they think to themselves, "This is truly a loan because I'm borrowing money with the intent to pay it back," Irwin says. It could change the dynamics of your friendship, but it's more about being "purposeful about the language being used" so you and your friend can both move in the "right direction," according to Irwin.

If the idea of creating a 'loan agreement' sounds icky to you, Dunlap wants you to seriously consider it as "an extra bit of protection." She says all you need to do, again, is "try setting up a simple contract to outline repayment terms" because it "can help both of you stay on the same page and avoid misunderstandings down the road."

Her ultimate piece of advice? "Only lend what you're comfortable giving and potentially losing, and keep open communication to maintain trust and respect in the relationship."