Just how expensive is it to have a baby in 2024? One woman sharing her experience on social media has sparked a much-needed conversation about financial transparency when it comes to starting (or growing) a family.
Josephine Anderson, who posted a video on her Instagram @fosterthevalley, outlined the costs of her uncomplicated vaginal birth, and TBH, it was shocking.
The financial breakdown of her experience (with Cigna for insurance):
Josephine’s video warranted thousands of comments, most of which were appalled by the costs of her experience:
“This needs to be shared in SexEd classes,” one commenter wrote.
“The US medical system is BROKEN,” another said.
“And people are still confused why more women are choosing to remain child free… we literally can’t afford it,” another user commented.
Mart Production / PEXELS
Brit + Co spoke with Wendy Colson RN, IBCLC and CEO/Founder of BOOBIE Superfoods to gauge if Josephine’s costs were typical for the care she received. Colson has significant insight into how insurance works not only from an employer’s perspective, but from personal experience as a patient with breast cancer.
“The $4,788.98 net amount she mentions is realistic given that her deductible was $3,000. If she had chosen a plan with a $1,000 deductible – which is a common ceiling for good coverage – the same scenario would have cost her around $2,789,” Colson said. “The video highlights the importance of understanding what you're getting with an insurance plan, especially when you anticipate major life events like childbirth.”
Sarah Chai / PEXELS
Colson primarily attributes unanticipated costs for medical care (like in Josephine’s case) to patients that choose their insurance plans with, well, no real plan.
“Many [people] opt for the [plan] with the lowest paycheck deductions without fully evaluating the benefits,” Colson said.
There’s often a tradeoff between paying less per paycheck and receiving your desired benefits: for example, if you elect to contribute less money towards your insurance per paycheck, you may end up paying more out of pocket for things like doctor’s office visits and prescriptions.
“Making an informed choice is key to saving money in the long run,” Colson continued. “In short, it's crucial to consider both the immediate costs (like paycheck deductions) and the potential future costs (like deductibles and copays) when choosing an insurance plan.”
Anna Shvets / PEXELS
Another major cost Josephine mentions in her video was 12 weeks of unpaid maternity leave, which cost her a total of $18,000 (in lost income).
Per the passing of the Family and Medical Leave Act (FMLA) in 1993, moms have a legal right to up to 12 weeks of unpaid maternity leave. The U.S. Department of Labor notes that the act was designed to help employees balance their work and family responsibilities, accommodate the legitimate interests of employers, and promote equal employment opportunity for men and women.
Matilda Wormwood / PEXELS
It all sounds great until you realize the time off is indeed unpaid, which doesn't really aid in the amount of money parents end up owing after all is said and done in the pregnancy and childbirth processes.
Only 13 states plus the District of Columbia offer paid maternity leave. When you compare the United States’ laws to that of other industrialized nations, they don’t exactly measure up.
Colson says Sweden’s maternity leave policy is “one of the most generous,” offering 390 days of paid parental leave (shared between parents) and 80% of wages covered for a significant portion of the leave. In Germany, mothers are entitled to 14 weeks of maternity leave plus a tax-free, income-based allowance straight from their insurance provider.
Jonathan Borba / PEXELS
Though it’s likely that US laws will never be that generous in terms of paid maternity leave, there are a few things you can do to make the blow of medical costs hurt a little less, says Colson.
“My advice is to be your own advocate,” she says. “If you’re planning to have a baby, start by understanding what your state provides in terms of paid leave to avoid surprises after delivery.”
To keep the cost of having your baby (if you’re planning to have one) transparent and free of surprises, Colson recommends:
“Having a baby is priceless,” Colson says. “By planning ahead – understanding your insurance options, healthcare costs, and available benefits – you can ensure peace of mind and focus on what truly matters: your growing family.”
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As much as we love talking about Taylor Swift and Travis Kelce...Jason Kelce and his wife Kylie Kelce deserve their time in the spotlight too! They have a loving and hilarious dynamic that's somehow made room for not one, but three kids. And guess what? They recently announced that baby number 4 is coming soon! From their very funny announcement to everything they've said since, there's a lot of fun to unpack here.
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Kylie Kelce shared the huge news on Instagram November 22nd! Of course grandma Donna Kelce was the first to leave a comment. She wrote, "🔥🔥🔥🔥😍😍😍 Love it!!!" Brittany Mahomes also commented by writing, "Ahhhhhh Congrats you guys!!!🥹🤍."
Amazon Prime
In Kylie's same Instagram post, her and Jason's daughters can be seen expressing a range of emotions. There's an 'Eek' expression from their oldest daughter Wyatt, a happy look from their middle daughter Elliott, and pure tears from baby girl Bennett. Kylie wrote, "I feel like we captured a very accurate representation of how each of the girls feel about getting another sister. At least Ellie, mom and dad are on the same page! 🤷♀️"
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That's TBD! Since the couple just announced their fourth pregnancy, only time will tell when baby girl will arrive. Knowing Jason and Kylie's willingness to be open about their lives, we wouldn't be surprised if they decide to share a due date.
Amazon Prime
Jason Kelce is taking the news of being an official girl dad like a champ. He told E! Newshe's "got it pretty easy" because "the clothes are all going to be hand-me-downs or already bought." Not only that, but they've already secured a baby crib! However, Jason was quick to add Kylie's also getting ready for their daughter's arrival. "Kylie's definitely preparing more than I am, because she's actually growing the human being."
“I love my kids so much, and especially my daughters,” he added. "I was telling somebody out there because they're expecting their first — and they look at you. They smile at you. There's just a way that kids have to warm your soul in a way that nothing else can.”
He's also excited to watch his daughters grow up with a new sibling. "And hopefully we'll welcome a fourth into this world, and we'll be able to watch them fight and tear each other apart and all the good stuff."
He even appeared on The Rich Eisen Show where he joked, "I'm screwed [in] like in 10 years. The moment they’re all in middle school, I feel like it’s just gonna be chaos." He also hopes Wyatt "can start helping out a little bit more." But, he's still looking forward to it! "I obviously have not had a son, but there is something about a daughter in the way I think as a dad, you feel an extra amount probably of protection and love toward that child," he shared.
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This post has been updated.
Listen, we're all in agreement that money can make friendships super awkward. Venmo has made it easier than ever to split the cost of a trip, grab someone's lunch, or go on a Starbies holiday run — even if it means we see way less cash nowadays (this tweet about never finding money on the street anymore makes me laugh every time). But it also begs the question: how far is too far? Should we be paying someone back for a $2 soda? According to more than a few internet users, there are some times you should absolutely, never, ever send a Venmo request to a friend — and 4 times you should.
The Lazy Artist Gallery/Pexels
I can't believe we're living in the land of $9 lattes, so I totally understand not being able to cover the tab every single time you meet a friend at a coffee shop. But if you haven't seen a friend in a long time, or, dare I say, you know they're struggling (whether it be emotionally or financially), cover the bill y'all! And if someone has opened their home to you? A coffee is the perfect thank you.
Brit + Co
Getting into the weeds of every little penny will turn any enjoyable activity into a nightmare. "I had a college friend who would Venmo request every person in the car for gas money when we would drive to the grocery store," one anonymous Brit + Co reader says. "Like girl, don’t offer to drive 15 minutes then."
A Reddit user also points out that asking to be paid back for a cheap favor can come off as rude. "$10 is less than 1 hour minimum wage," they says. "$30 maybe. $50 absolutely. If this became a habit, then sure. But you don't see each other regularly."
If you've offered to help out a sick friend who can barely get out of bed, it's probably not appropriate to charge them for things like medicine, water bottles, and soup.
When I went to a movie and a friend offered to cover my soda? So kind! When they texted me the next day to ask I send them money? I was a little taken aback. I didn't mind paying for my own drink, of course, but I would have also appreciated some clearer communication...
Brit + Co
I have to admit that I never realized how expensive it is to host friends. Well, one Reddit user explains that when they hosted some friends, and offered them food, one guest ended up sending a charge to cover just a couple of dollars.
"This is after I hosted her and was very generous with my time, home, and food," they say. "Charging me for crappy cheap grocery store muffins and a soda just feels like a slap in my face."
Just like the idea that "it's only weird if you make it weird," relationships can get messy if you let them. Case in point: money situations aren't the time to be passive aggressive.
"I once quit my job at the college coffee shop to help open a local cafe and my former boss at the college...made me feel so bad for taking the new job, like I was betraying everyone," says photographer Brittany Melissa. "He randomly sent me a Venmo request charging me $1 for emotional stress. I cried. I ended up paying it and told him it upset me and then he sent a Venmo paying me $1.50 'for causing you emotional distress.'"
Brit + Co
Friendship really is all about communication, and when you find yourself splitting a bill, make it clearer for everyone and actually discuss who's paying what.
"I’ve had friends in the past Venmo request me for food or for when we go out rather than messaging me & I feel like as a friend & someone I know & when dealing with money, it’s kinder to ask for the money rather than Venmo requesting," Brit + Co reader AspenGrace Ricks says. "When requesting on Venmo, it feels like there is more of an obligation to do it."
Brit + Co
If you live with friends, there's no way to avoid the fact you'll be using some of the same products (unless you buy two of everything). My roommate and I go back and forth on things like toilet paper and paper towels, but when it comes to items like the folding table we just ordered for Thanksgiving — yeah girl, send that Venmo request.
Listen, as someone who's in a very happy relationship with my Instacart, I understand not having time to grocery shop. But (unless you find yourself in the aforementioned "small, generous favors" situation) if you're already at the store and a friend asked you to pick up a few things just because they're short on time, I think it's totally okay to ask for them to chip in.
But if you want to give them the favor out of the kindness of your heart and cover the cost? It'll make their day!
Brit + Co
I know the internet can have some differing opinions on what "essentials" mean, but I'm talking, like, the cost of a rental car. If your friend group is splitting the ride, then everyone should absolutely split the cost. And if you ask me, the same goes for gas money!
We've probably all been there: your 6-person bill arrives to the table (where you were all very respectful and kind to your waiter RIGHT?!) and no one wants to pick up the tab. If you end up swooping in to save the day, and you've all agreed to pay your own way, take a picture of the receipt and send those Venmo requests. Dinner ain't cheap!
Long story short, the key to making sure Venmo doesn't strain your friendship is communication. If you're not able to cover your friend, tell them! And if they freak out or just automatically assume they have access to your wallet? It might be time to check out how to break up with a toxic friend...
Whipping up Christmas dinner for your squad this year? If it's your first time hostessing, there's no need to panic. You can scour the internet for holiday kitchen tips and embark on a house-cleaning frenzy — or you can take comfort in the simple fact that good food creates full bellies and happy people, and that's the only goal you need to meet.
Kick back with a plate of Christmas cookies and a mug ofhot chocolate – here are 37 comforting Christmas dinner ideas and recipes, from appetizers to desserts, that will take the headache out of building your dream holiday dinner menu.
Brit + Co
While cradling a cocktail in one hand, an easy-to-grab appetizer is essential. These flaky, cheesy bacon twists are both easy and delicious to dunk in a three-cheese beer dip. (via Brit + Co)
Well Plated by Erin
A red and green holiday treat without sugary sprinkles? Count us in. These phyllo shells are filled with whipped pesto cream cheese and topped with basil and sun-dried tomatoes for some yummy Christmas food. (via Well Plated by Erin)
Chef Genevieve
These cranberry goat cheese balls are the perfect balance of salty and sweet — a definite crowd-pleaser for any Christmas dinner! (via Chef Genevieve)
The Baking Fairy
Spread avocado, mascarpone, and provolone onto toasted baguette slices for a tasty appetizer, and top away for three versatile holiday food ideas that will please any palate at your holiday party. (via The Baking Fairy)
The Seasoned Mom
Add this this gooey, sweet, and salty baked brie to your Christmas dinner menu and guests will gather around it like it's a fireplace on a cold day. (via The Seasoned Mom)
Brit + Co
The seafood lover in your home will be elated to munch on these sweet and umami-rich (thanks to the oyster sauce) sesame shrimps blanketed in buttery puff pastry. You'll definitely want to add this dish to your best Christmas recipes list! (via Brit + Co)
Brit + Co
This savory combination of sage, gruyère cheese, and heavy cream is here to make sweet potato casserole even more indulgent. This is definitely one of our favorite Christmas dinner ideas. (via Brit + Co)
Sarah Anderson
Fill your guests' bellies with the seasonal flavors of butternut squash, apple cider, and pecans. The bacon is just the icing on the cake, so to speak. (via Sarah Anderson for Brit + Co)
Brit + Co
Turn Romanesco broccolis into snow-capped trees with just six ingredients in this healthy yet cheesy dish for your next party. (via Brit + Co)
Brit + Co
Nothing will warm you to your toes quite like a good soup, and whipping one up in the slow cooker can save you time, mess, and energy. This French onion creation is a perennial favorite. (via Brit + Co)
Brit + Co
These latkes make the perfect addition to any celebration, and the best part is how easy they are! From an apple butter topping to pomegranate and Greek yogurt, there's something for everyone. (via Brit + Co)
Brit + Co
These slightly spicy biscuits are ideal for soaking up all that gravy goodness. (via Brit + Co)
The Girl on Bloor
Okay, you might be thinking, "why in the world would someone serve taco salad at Christmas?" But hear us out – this recipe is full of delicious veggies, and it's just brimming with color. Keep things red and green to stay festive, or go all-out with every color of the rainbow. (via The Girl on Bloor for Brit + Co)
Rasa Malaysia
If ever there were a bulletproof case for buying a mandoline, it's these potatoes, which are sliced chip-thin, layered upright in a baking dish, and gloriously bathed in salty rosemary butter. (via Rasa Malaysia)
Sarah Anderson
If you're looking for vegan Christmas recipes, look no further than this warming, insanely delicious, and seasonal pumpkin curry. Just leave out the fish sauce to make it fully plant-based! (via Sarah Anderson for Brit + Co)
My Kitchen Love
A complicated salad is the last thing you need to worry about when picking out Christmas dinner recipes. This palate-cleansing dish is simply butter lettuce, pomegranate seeds, and a white wine vinaigrette. (via My Kitchen Love)
Brit + Co
If you're tasked with cooking the bird this holiday season, look no further than this foolproof roast turkey recipe. (via Brit + Co)
Baldacci Family Vineyards
Make a statement with a delicious short rib recipe that's cozy, filling, and features an unbelievable wine sauce. Everyone will be talking about it until next Christmas. (via Baldacci Family Vineyards for Brit + Co)
Sarah Anderson
Make your turkey extra-special with a delicious cranberry-pomegranate glaze everyone is sure to adore. (via Sarah Anderson for Brit + Co)
Simply Recipes
For a Christmas dinner or otherwise, every home cook needs a roast chicken recipe in their back pocket. Start with this step-by-step recipe, which shows you how to stuff, truss, roast, and baste the bird until juicy and golden brown. (via Simply Recipes)
Host The Toast
This dish combines a classic holiday side with a crowd-pleasing main, and it's wrapped in prosciutto for a show-stopping finish. (via Host The Toast)
Half Baked Harvest
Pasta doesn't get enough credit when it comes to holiday recipes, but nothing's cozier than a delicious bowl of warm tortellini. Except tortellini soup, that is! (via Half Baked Harvest for Brit + Co)
Half Baked Harvest
This melt-in-your-mouth holiday meal is cooked in one pan in under an hour. Sauté mushrooms in an oven-safe skillet, put the beef on top, roast, rest, and make a cheesy, herby cream sauce with the pan drippings. (via Half Baked Harvest)
Boulder Locavore
This dish is all about texture, from the crispy bacon coat to the tender turkey in the middle and soft stuffing interior. This is one Christmas dinner recipe you won't want to miss out on. (via Boulder Locavore)
Kurt Andre
Got guests who are committed to the low-carb lifestyle? This keto eggnog is the perfect dessert to serve the carb-conscious. (via Annelies Zijderveld for Brit + Co)
Jessica Smith Wall
This easy peppermint bark recipe is so simple to make, you'll have plenty of time on your hands for more ambitious endeavors — like cooking the turkey. (via Jessica Smith Wall for Brit + Co)
Brit + Co
Your go-to sweet treat gets a festive upgrade when you add in red and green candy! Bonus points if you have a red or green bowl to put it in. (via Brit + Co)
Brittany Griffin
No surprise here: the secret to Torres' high-quality chocolate chip cookies is high quality ingredients, like butter, flour, and chocolate. Letting the dough age for 24 hours and sprinkling it with sea salt at the end doesn't hurt, either. (via Jacques Torres for Brit + Co)
Chris Andre
When it's your first year hostessing, the simpler you can keep your Christmas dinner recipes, the better. That's why we're huge fans of these 3-ingredient vegan Christmas cookies. (via From Eat Your Feelings by Lindsey Smith for Brit + Co)
Half Baked Harvest
Donuts are an all-purpose treat that can serve as Christmas breakfast, brunch, or dessert. This baked hot chocolate-inspired version doesn't require any special tools to make and is uber delicious. (via Half Baked Harvest for Brit + Co)
Brit + Co
These six-ingredient donuts, made with biscuit dough, have a cinnamon-y exterior and a rich dulce de leche filling that pairs wonderfully with Mexican hot chocolate. (via Brit + Co)
St Pierre Bakery
Another recipe you can serve as a Christmas dinner or brunch is this sweet French toast. The secret to nailing that 'nog flavor is the nutmeg and vanilla combo. Yum. (via St Pierre Bakery for Brit + Co)
Justina Huddleston
Give your oven and your plates a break and add this dairy-free hot chocolate to your easy Christmas dinner menu, or enjoy with Christmas waffles! Add all ingredients to the slow cooker, and let the gadget do the rest for you. (via Justina Huddleston for Brit + Co)
Kurt Andre
This egg-free, celebration-worthy holiday dinner idea gets its creaminess from cream cheese and, better yet, its booziness from sparkling wine. (via Brit + Co)
Brit + Co
We call this pie holiday crack for a reason (or two): the pie crust is made of mini cinnamon rolls and the pecan filling is buttery on the verge of illegal, which definitely makes it one of our favorite holiday dishes. (via Brit + Co)
Cotter Crunch
Hear that? That's a scoop of ice cream begging to top this sweet tray of apple, pear, cranberry, pineapple, and gluten-free dessert. (via Cotter Crunch)
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This post has been updated with additional reporting by Justina Huddleston and Paige Johnson.
Since cooking a Thanksgiving dinner takes a hot minute, it's not a bad idea to have some appetizerson-hand to serve your Thanksgiving or Friendsgiving guests. Of course, you don’t want to have to spend a ton of time making snacks when you’re also preparing a feast – but that’s where these last-minute bites come in! These Thanksgiving appetizers will keep your guests satisfied until dinner, and they’re so easy to make, you won’t have to deal with any extra kitchen drama.
Fresh Eggs Daily
Yummy Thanksgiving Appetizers can be as cute as they are scrumptious — like these Baked Eggs in Butternut Squash Rings recipe form Lisa Steele, author of The Fresh Eggs Daily Cookbook. Here's how you make it:
Ingredients:
Sarah Anderson
Stuffed mushrooms are such a reliable crowd-pleaser when it comes to Thanksgiving appetizer, or starters for any occasion, really! These 'shrooms in particular take inspiration from Greek cuisine and include tomatoes, olives, pepperoncini, feta cheese, and salami.
Plant Provisions
These hand pies are 100% vegan, so you can confidently serve them to a party of all diets. They're meaty, cheesy, herby, and definitely filling if you need to prep a decent snack ahead of your fancy Thanksgiving feast.
Parmigiano Reggiano
Chocolate and cheese work surprisingly well together, and these creative dipped bites will certainly have all the foodies at the function buzzing.
Snixy Kitchen
Deviled eggs are such a classic snack, but they can easily become yummy Thanksgiving appetizers when you add butternut squash and bacon to the centers!
The Pioneer Woman
Transform your famous charcuterie board with fall accents to make a Thanksgivingappetizer that'll hit all the right taste buds.
Nutmeg Nanny
Don't you just love a bite-sized snack that's super quick to make?
The Home Cook's Kitchen
Should your guests craves something that's creamy and crunchy, serve them these bready Thanksgiving appetizers.
Half Baked Harvest
What do you get when you combine the savory flavors of French onion soup and meatballs? We'll give you a hint — it has something to do with being irresistible.
Half Baked Harvest
Warning: biting into these sweet, spicy, crispy, and cheesy chips is the point of no return, but it's so worth it.
Savory Tooth
Two-ingredient appetizers are always a winner in our book, and this one is extra hearty.
Pizzazzerie
Candied walnuts are excellent on their own, so imagine how they taste with pears and goat cheese on toast.
The Blond Cook
Soy sauce and brown sugar coat these mini hot dogs, and a touch of Sriracha makes them even more spice-tastic.
Sunkissed Kitchen
Carrots and cinnamon are blended with classic hummus ingredients for a healthy dip to pair with pita chips. The pomegranate and pumpkin seed garnish really ups the presentation of this Thanksgiving appetizer.
Recipe Tin Eats
Keep a package of wonton wrappers in the fridge, and you’ll never have to worry about what snacks to prep next for your party guests! This recipe stuffs the wraps with Caesar salad fixings, but the options are endless.
The Real Food Dietitians
Even if you don’t have a ton of time, you can easily roast up a batch of these smoky mixed nuts before your guests arrive.
Tara's Multicultural Table
Turn French onion soup into a convenient appetizer with crusty bread, sautéed onions, and smoky cheese! Yummm.
The Recipe Critic
Smooth goat cheese and tart raspberry preserves are a match made in snack heaven. The crispy puff pastry layer makes it all worth it.
Lavender and Lovage
If you have cheese lingering in your deli drawer, it’s the beginning of a tasty appetizer. Sprinkle it into some puff pastry for a twisty "straw" you'll reach for again and again.
The Seasoned Mom
The combo of chicken, bacon, and barbecue sauce results in a Thanksgiving appetizer that's almost impossible to stop eating.
Savory Tooth
Smokey bacon and salty, nutty cheddar top some earthy mushrooms for a new version of this classic stuffed app.
The Baking Fairy
If you have vegetarian guests coming to your party, you’ll want to have a tasty option for them. These olives in a "blanket" do the trick nicely! As a bonus, most store-bought crescent roll dough is vegan.
The Cookie Rookie
There's a reason why sharp cheddar cheese balls are a classic Thanksgiving appetizer. Serve them with buttery Ritz crackers to reach total snack nirvana.
Half Baked Harvest
Sweet and savory, this goat cheese dip is perfect for dipping crostini and vegetables in.
Live Eat Learn
Top a cracker with sour cream (or brie or goat cheese) and spread on this cranberry salsa for a light, yet spicy-sweet bite.
Amanda Wilens
Pear really finds its life's purpose when it's tucked into a square of puff pastry and topped with salty gouda cheese.
Get more ideas and inspiration for your Thanksgiving appetizers and other festive holiday entertaining tips by following us on Pinterest or joining our newsletter.
This post has been updated with additional reporting by Sara Cagle,Jasmine Williams, and Meredith Holser.
