You Could Save Hundreds Of Dollars With These Student Discounts In 2023

Use a Grocery List

Buy In Bulk On Sale Items

So many things freeze beautifully. When items that you use regularly are on sale, from bread to butter to meat, snap them up in bulk. Although the savings seems minimal, when you add it up over a year’s worth of purchases, the amount of money you keep in your pocket will be significant. Plus, if you buy in bulk, you’re always guaranteed to have your favorite ingredients on hand.

Stockpile In The Freezer Section

If you’re doing things right and stockpiling, then you’re going to make good use of your freezer. Although we want to eat our favorite fruits and vegetables year-round, buying things in season is significantly cheaper, which means that when these items are affordable and available you’re going to want to stock up. Even if you’re buying pre-frozen fruits and vegetables, you’re saving money, and the research shows that you’re not losing any nutrients by doing so.

Shop In Season

Enjoy More Casseroles

Casseroles do not belong in the 1950s. In fact, they are every bit as valuable today as they were 70 years ago. Why? Because they’re a healthy and delicious way to stretch out pricier ingredients and feed more mouths. You could feed each person one chicken breast or you could use two in an entire casserole which will feed you both for dinner and leave you with leftovers for lunch the next day. If you’re not sure where to begin, find tons of Brit + Co casserole recipe inspiration.

Use Herbs and Spices

Scenting your meals with a handful of herbs and spices is a good way to add a lot of flavor with little extra cost. Bonus points if you grow your own herbs. Also, you should definitely be buying spices in the international section of the store. I recently noticed that an ounce of cloves costs $3.79 in the spice aisle but 99 cents in the international section.

Go Meatless Most Days

Meatless Mondays are all fine and dandy, but if you really want to save a few extra dollars, you need to make more than one day of the week meat-free. Not to mention, it’s better for your overall health to eat less meat. Studies show that people who eat less meat have a lower risk of dying from cancer, heart disease, and other chronic illnesses. So you’ll be doing something good for your wallet, and your well-being to boot.

Get Cash Back On Groceries

Credit cards, like Credit One Visa and American Express offer cash back on groceries — a simple win for saving cash when grocery bills are higher than ever.

1. You're using money as a way to compare yourself to your friend.

Seeing it worded like this sounds harsh and is sure to illicit the following responses:

1. "Are you kidding me? I'd never do that!"
2. "There's no comparison between my friend and I. I love them too much to do that."
3. "It's not like I'm hurting my friend when I try to give them advice."

Even if you're not proud of it, there's a reason why comparison feels a embedded. Hughes says you're zeroing in on your friend's finances because of your "mindset." She further explains, "...we compare because money either separates you or brings you together. It's a social comparison because it's one of the most powerful tools to create the life you desire." This checks out if you and your friend are always talking about the kind of futures you want.

Here's the clincher: Hughes says, "Some are motivated by others, and some become jealous and hopeless."

2. The childhood lessons you learned about money are on full display.

Did you grow up hearing "money doesn't grow on trees" or "Anyone who doesn't save their money is being wasteful?" You may not think about it, but plays a role in how you look at other people's habits. Hughes says, "...judgment comes from our social upbringing. Some people have a scarcity mindset, so they hoard all their money." This could explain why you're less likely to spend money on things you consider frivolous while thinking your friend who does has lost a grip on reality.

The other side of this is being in a position where you didn't have to worry about money growing up. "If you are from a wealthier family, you know that money is a tool that flows." But, you're not off the hook from having negative opinions about others. You could still "judge others for not being smart and investing their money," according to Hughes.

3. You may be jealous of your friend or annoyed with their complaints.

You can adore your friend while envying them for having the luxury to do whatever they want with their money. It's not to say they're truly in the position be carefree, but their ability to believe they'll be okay no matter what may make you see green. Then again, you may resent your friend for complaining about financial hardships they're in because of bad choices.

Like Hughes has mentioned earlier, there's so many reasons why everyone judges each other. She reiterates, "Usually, it's a place of jealousy," and it can show up differently based on your friend's circumstances.

"If your friends travel and you can't afford it, it creates discontent," she uses as an example, but "if your friends complain about not having money and bad spending habits, you may be annoyed and frustrated because their habits don't align with their perceived values," she adds.

4. You're unable to handle the same criticism you're dishing out.

It's easy to judge others for doing something we think isn't right, but it's harder to accept the same vein of criticism. Hughes says people who consistently critique their friends' spending habits wouldn't have a hard time paying attention to their own choices if they were genuinely seeking "expert guidance on how to manage money instead of avoiding it."

For example, you could feel envious of the friend who has a good relationship with money while you're always spending it as soon as you get paid. "Some people cannot hold on to cash because they don't feel they deserve it. It's the subconscious programming that prevents them from making changes," says Hughes.

Here's what to do if you're truly concerned about your friend's finances

Approach the topic delicately

Sometimes we love to pose aggressive interventions with our friends because we "know" them. While this may work in some cases, it could backfire if you're adding to the guilt they're already feeling.

"If they ask for feedback or they complain in a moment, you can get curious and ask questions that allow them to realize their mistakes," suggests Hughes. Don't go thinking this is your shining moment to make your friend change, however.

"Ultimately, it's up to that person to receive feedback. If they don't want the input, it's best not to express your opinion as it doesn't impact you..." Hughes remarks.

Here's how to set a firm boundary with a friend who can't keep their opinions to themselves

If you've found yourself on the receiving of constant opinions about how you spend money, we know you're annoyed. We're irritated for you because invasive questions or thoughts about money can ruin a longstanding friendship!

You can say something like, "While I appreciate your concerns, I will figure this out". You must take control of the conversation and be assertive if others are crossing a boundary. This usually reflects a lack of boundaries in relationships beyond finances- so chances are your relationship already lacks boundaries.

Trader Joe’s Night Cream is a brand-new addition to their collection of skincare goodies. In fact, it’s so new that it’s not listed on their website quite yet. Despite its newcomer status, tons of shoppers are already buzzing about the Trader Joe’s Night Cream.

One TJ’s fan on Reddit surfaced the new find on the r/TraderJoe’s subreddit, and skincare lovers were super quick to chime in.

Per the post, the Trader Joe’s Night Cream is formulated with Irish sea moss extract, a fermented mushroom complex, ceramides, and sodium hyaluronate. It’s also unscented, which can be super beneficial for sensitive skin in need of moisture.

The TJ’s fan that found the night cream on shelves reported that it is “very thick but dry at the same time. I really had to work it into the skin,” they said. “Very odd consistency.”

Another shopper that tried the Trader Joe’s Night Cream weighed in on their experience:

“Using it sparingly since I’m quite pregnant and don’t want to mess with sensitive skin but so far it’s quite nice!” they said. “Thick but not greasy in the slightest. I still feel it on my skin when I rinse my face in the AM which means it held up overnight in my dry altitude climate.”

Several more users compared this new TJ’s formula to other products on the market, mentioning Asian beauty and even retinol for its anti-aging benefits.

“It’s interesting to see all the fermented ingredients in this!” one person commented. “I know that they have been very popular in Asian skincare for years, but I don’t see it that often in the States. I’m excited to try this! Thanks for sharing, I’m going to be on the lookout now.”

“Based on the ingredients list, I suspect this might be a Korean product,” another TJ’s shopper agreed.

“Irish Sea Moss is considered an excellent retinol alternative so if it agrees with one’s skin, not a bad option for those who can’t tolerate or don’t want harsh actives,” one more skincare fan noted.

One Redditor confirmed that a single 2-ounce jar of the Trader Joe’s Night Cream cost just $9. Similar moisturizers that leverage sea moss in their formulas (like Wildling’s Moonbounce 2% Bioretinol Irish Sea Moss Plumping Moisturizer and MARA's SeaDream Algae Crème) average around $73, which is insane.

This TJ’s find could be a great way to try out the sea moss skincare wave without shelling out a fortune! Per episode 87 of The Inside Trader Joe's Podcast, it’s certifiably “high-quality” and “incredibly functional.”