This Is the Shockingly Low Number Most Americans Have in Their Savings Account

We like to think we’re pretty good with money — after all, despite peeping GOOP’s insanely pricey gift guide, it’s not like we’re willy nilly buying $150,000 record collections or anything! As it turns out, we might not be doing QUITE as great as we think — at least not as a national average.

According to a new report from CNN Money, a poll of 1,003 people revealed that six out of every 10 Americans don’t even have enough money in their savings account to be able to cover a $500 bill should one arise unexpectedly. That’s almost 60 percent, y’all! What’s more, 20 percent would be forced to borrow from themselves by putting the expense on a credit card, 20 percent would said they would instead need to cut their own spending down and 11 percent would — gulp — “borrow” it from someone else entirely.

While the number is down from last year (which saw closer to 7/10 broke AF Americans), it’s still troubling — especially considering that nearly half of those surveyed actually did face a major expenditure last year. As a retirement analyst for Bankrate, Jill Cornfield pointed out, at this low amount, any (common) and unexpected expense — say, a high vet bill or a broken appliance, for instance — could be enough to set you back. “If you aren’t set up to tap cash for something, it can derail you financially if you put it on [a] credit card. The original expense can bloom because of interest.” Yikes!

While she suggested cutting back on things like alcohol, coffee or vacations to avoid such a catastrophe, we prefer this 10-step money cleanse or more entertaining motivators, like these kickass podcasts.

One bright piece of news: Younger millennials do seem to be on a slightly sunnier path with regard to savings than most: 47 percent of those aged 18-29 said they had savings flush enough to be able to cover the expense. Nice work, guys!

Looks like there’s hope for us yet!

Are you a saver or a spender? Tell us over @BritandCo.

(h/t Elite Daily, photos via Getty)

A lot of people pride themselves on being optimists, and TBH, if you canstay positivewith everything that’s going on in the world today, major props to you. For most people who consider themselves the glass-half-full type, it’s a lifestyle. They try to look at everything that comes their way, from relationship troubles to work mistakes, with a positive spin. But a recent study investigated whether optimists still stay more positive than pessimists when things get really tough, and what they found was pretty surprising.


Scientists analyzed nine previous studies to see how both optimists and pessimists brace themselves for receiving important and potentially negative news, like medical test results. They found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. It’s easy to understand this instinct, since some people tend to believe that preparing yourself for the worst will ultimately make it less shocking if it happens. On the other hand, some people would rather stay positive whenever possible, since it’s easier to fight off stress and anxiety when you have a sunny outlook. Here, we’ve gathered some of our favorite expert tips for staying optimistic when you’re dealing with some super hard stuff.

How To Stay Positive

1.Learn to reframe negativity. “The trick to positivity is not avoiding pessimism,” says Elaine Taylor-Klaus, a certified professional coach. “It’s really about how quickly you can redirect your focus from negative to positive. Critical thinkers are going to see problems to be solved, but the ability to ‘reframe’ the conversation is the really important skill for people to practice.” She recommends getting into the habit of acknowledging negative thoughts and then asking, “What else is possible here?” This can guide you back into a positive mindset more quickly.

“Bottom line: Negativity happens,” she says. “Positivity is a choice, and the quicker you learn to reframe, the more time you’ll spend in a positive space. Then, over time, the more likely you are to turn directly to a positive interpretation of events.”

2. Ask yourself if this will matter a month or year from now. Sometimes things seem crucial AF in the moment, but might be inconsequential even just a few days after that. Just think about high school drama. “When we can leave the past behind and even know in the present moment that this feeling won’t last, it can help to remind us that time heals and life goes on,” explainsSharon Stokes, life-fulfillment coach.

3.Give back. Volunteering is an amazing way to change your entire perspective, saysLyssa Menard, a clinical health psychologist, founder of Strategies for Changeand assistant professor at Northwestern University’s medical school. “There are many organizations that don’t require an ongoing commitment, so sign up for an event that’s meaningful. Research shows that giving to others is one of the quickest routes toward happiness. While happiness and positivity are different, they’re correlated,” Lyssa says.

4. Role play to be more objective. Playing a little mind trick on yourself can work wonders, says Lori Scherwin of Strategize That, a career coaching service. “We’re often better at helping others than ourselves,” she notes. “Make the situation more objective and less personal to you. For example, consider if it were anyone else in the situation (like your best friend, partner or colleague). How would you see the same ‘problem?’ What advice might you give them to get out of it?” she asks. This will help you shift from being super hard on yourself to more objective, and most likely, more positive.

5. Make changes to things that are within your control. Spending time worrying about something that you can’t change isn’t really worth the effort. Instead, “Focus on areas where you have agency,” suggests Holly Burton, a career coach for women in male-dominated industries. “You may be stuck in a role you don’t love at work, but you could probably work a few extra hours a week and take on a project that interests you. You could also schedule some proactive meetings with your boss to make an action plan to develop the skills you need to make a lateral move,” she says. In most situations, whether they’re career-related or not, it’s possible to take actions to make things better for yourself.

6. Practice radical acceptance. Some professional coaches suggest trying out the idea of radical acceptance, which is basically accepting the things you cannot change, even if they’re not right or you don’t agree with them.

7.Try this gratitude challenge. First, journal about one event each day for seven days that made you feel happy and/or thankful and include the specifics of why it made you feel that way, going deep into the details. Second, send one random thank you email or text to someone each day, either personally or professionally. This message should include what they did and why it’s worthy of the shout out. Detailed gratitude journals are proven to improve your life satisfaction, so try to stick to a gratitude practice, even in the good times!

What do you do when you’re trying to stay optimistic? Have you tried any of these techniques? Tell us about it @BritandCo!

This article has been updated.

Emily in Paris season 4 was the buzziest season yet, and for good reason. Emily's in Rome, Camille was never pregnant, and Gabriel's hair went from très hot to tragique. In addition to the viral response to Gabriel's new hair, season 4 left me pretty sad because after four years of waiting for Emily and Gabriel to get together, they almost immediately break up — and actor Lucas Bravo is just as confused as we are.

Carole Bethuel/Netflix

“The ‘sexy chef’ was very much part of me in Season 1 and we grew apart season after season because of the choices he makes and because of the direction they make him take,” Lucas Bravo told IndieWire while promoting Mélanie Laurent’s Freedom. “As they made him kind of unaware of his surroundings, of the dynamic, always victimizing and always being completely lost in translation and oblivious to anything that is happening around him and being manipulated by everyone, it kind of became not fun for me to shoot or to see a character I love so much and brought me so much, being slowly turned into guacamole. I really grew apart from him.”

Honestly it makes me really sad that a character we all love so much is becoming unrecognizable. But at the same time, it makes me feel a little bit better, because we're not the only ones who feel like Gabriel has changed. And while Lucas has done what he can to bring those early-series aspects of Gabriel back, he says "there is only so much I can do in the limits of a script.”

Netflix

“I tried for seasons to bring nuances but we don’t have much liberty on set," he continues. “It makes me question if I want to be part of Season 5…because my contract ends at Season 4. I really want to see if Gabriel gets back to his fun, cheeky, playful, alive self. Because three seasons playing melancholic, sad, depressed, and lost is not fun anymore. It’s a comedy, everybody is having fun around me, everybody is jumping around, and I’m just slowly sinking into god knows what.”

Say what now?! If Lucas Bravo leaves Emily in Paris, I truly don't know what I'd do. Gabriel is my favorite character on the show! (Or at least, early Gabriel was.) Seeing him move from 30, flirty, and thriving to someone who's consistently in the middle of an existential crisis doesn't make sense within the world of the show. And even though Lucas thinks the show has a "lack of risk," he still loves everyone involved.

“I love the show. It started everything for me. I love the show and the people in it," he says. "With saying that, I feel like I am not being nice or grateful, but when you love something you want it to be…you want the best version of it. I’m not going to lie, I’ve been frustrated with the direction by character is taking. But we’ll see where it goes. The show is not over.”

Just like the show's iconic costumes are all about expression and fun, here's hoping Emily in Paris is able to bring some life back into our favorite chef. Because if not, it sounds like we could be nearing the end of the show's most popular would-they-won't-they relationship. Fix this Netflix, I beg you!

What do you think of Lucas Bravo's dilemma? Do you miss season 1 Gabriel? Let us know in the comments and check out the latest Emily in Paris season 5 news.

It's fun to learn more about ourselves and to feel understood — that's why we take personality tests so incessantly. And since we live in an age of increased self-awareness, we can apply those tests to so many things, like our Hogwarts house and makeup preferences. Clearly, knowing thyself has taken on a whole new meaning lately, and we love the things that these tests can tell us — but did you ever wonder how your personality might affect your dreams? In a new study, Best Mattress Brand set out to discover whether specific types of people had particular types of dreams. Read on for their fascinating results.

The test explored each component of the Myers-Briggs types, which can be broken down into eight characteristics:

Extraversion or Introversion: This is the way you focus your energy. Extroverts focus on the outside world, and Introverts focus on their inner world.

Sensing or Intuition: This is the way you process information. Sensing individuals focus on the facts, and Intuitive individuals interpret the facts.

Thinking or Feeling: This is the way you make decisions. Thinkers process decisions logically, and Feelers make decisions with context and emotion in mind.

Judging or Perceiving: This is the lens through which you interpret the world. Judgers prefer decisive action, while Perceivers like to keep their options open.

Together, your individual combination of these eight traits creates your personality type. Given these traits as variables, the study surveyed 1,000 people on their Myers Briggs traits and their sleep habits.

As you'd imagine, there were a lot of discrepancies between Introverts and Extroverts. Interestingly enough, Extroverts are 17.7 percent more satisfied with their levels of energy during waking hours than their introverted counterparts. Perhaps it's because of their dream habits: Extroverts also have 8.3 percent fewer nightmares than Introverts. Extroverts also dream about traveling 13.9 percent more often than Introverts do.

What about the content of these dreams? If you're Intuitive, you're 16.8 percent more likely to dream about being killed than Sensers are. ­Apparently, Intuitive individuals' dreams are more violent across the board: They also dream about getting attacked and “punching something with no effect" more often.

There's also a substantial difference between Thinkers and Feelers when it comes to dreams. The more emotional Feelers dream about getting pregnant more often than Thinkers do, and they dream about their friends more often too. Perhaps Thinkers are just thinking too hard; they talk in their sleep almost 10 percent more than Feelers do.

The Judgers and Perceivers have their differences as well; in fact, Perceivers have night terrors 10.2 percent more often than Judgers, probably due to the fact that they experience reality so deeply.

Does your personality type match up with these findings? Let us know @BritandCo.

(Photo via Brit + Co)

This post has been updated.

Paris Hilton and Nicole Richie created reality TV gold when The Simple Life debuted in 2003. Their antics were outlandish, but we couldn't help repeating their iconic phrases like "That's hot" or "Sanasa" during random moments in our own lives.

It's no secret the two didn't really act that way, but their 'characters' left a huge mark on a generation of millennials. "I knew what I was doing but the whole world didn’t, so it was kind of frustrating to me to be perceived in that way because it’s not who I am at all," Paris told People.

Even though she may have felt judged, it seems that Paris Hilton realizes how many people actually loved The Simple Life because she and Nicole Richie are teaming up to film a reunion special that'll debut on Peacock as we speak! Here's everything we know so far!

When did speculations about 'The Simple Life' reboot begin?

NBCUniversal Media

Peacock first shared a video clip on Instagram that hinted something special involving Paris Hilton and Nicole Richie is coming in May. A nostalgic TV set with a black and white screen can be seen while our favorite duo's voices can be hearing saying, "Sanasa, Sanasa."

Peacock captioned the post, "New Era. Same Besties. Coming soon to Peacock," and fans could barely contain their excitement. Even celebs like Naomi Campbell and Katy Perry commented on these hot vibes.

Bravo

Then Paris Hilton took to her own Instagram to share more about what fans could expect. She said, "As some of you may know, we are doing a reunion special to celebrate 20 years of our show The Simple Life and it's been so much fun."

Actress Selma Blair shared how much she's looking forward to this by commenting that she's "living for this."

So are we!

What was 'The Simple Life' about?

The Simple Life/20th Century Fox

The Simple Life showed Paris Hilton and Nicole Richie as they basically traded their wealthy lifestyles for 'everyday' living. Cameras followed them from fast food jobs to dealing with getting out of sticky situations they'd supposedly never experienced. Needless to say, it was hilarious, iconic, and instant reality TV gold.

How long was 'The Simple Life' on air?

Peter Kramer/Getty Images

The Simple Life was on air from 2003 to 2007 with five successful seasons. It seemed like it wasn't going to be hit at first, but it defied expectations. By how much you ask?

According to reporting from The Cut, somewhere around 13 million viewers tuned in to watch Paris Hilton and Nicole Richie's oddball take on daily life. That's a pretty huge deal if you ask us!

When will 'Paris & Nicole: The Encore' debut?

Frederick M. Brown/Getty Images

Paris & Nicole: The Encore will premiere on Peacock December 12! The two were previously seen at a Sonic drive-thru yesterday so it can be assumed filming is underway (via People)!

Sporting partial Sonic uniforms, Paris Hilton and Nicole Richie added accent pieces that match their signature flairs. Paris wore a pair of reflective sunglasses, silver sequin heels, and added a pink flip phone to front of her blue apron. Nicole wore gold hoops and a pair of slingback pumps alongside her hotdog mascot costume. That's hot (dog).

How does Paris Hilton and Nicole Richie feel about reuniting for a reunion special?

Frazer Harrison/Getty Images

Paris Hilton has expressed how much she loves to be sharing the screen with Nicole Richie again. "I'm so excited to be doing this with Nicole on Peacock. Nicole has been my best friend since we're 2 years old, every memory that I have is with her," (via E! News).

Nicole also posted a few throwback moments from The Simple Life on her Instagram, but the most notable one is the video mashup of them singing "Sanasa, Sanasa" over and over. "20 years ago, not only did we become television stars… we became song writers. Happy Anniversary Sill @parishilton#TheSimpleLife#sannnasaaaaa" she wrote in the caption.

What have Paris and Nicole said about their reunion special?

Peacock

Paris Hilton and Nicole Richie sat down with W Magazine to let the world know the Paris & Nicole: The Encore show is on its way! Not only that, but fans can expect to see an Opera version of the show they fell in love with two decades ago. Paris said, "The idea of the opera was unexpected" while Nicole chimed in with, "What people need, even though they don't know it yet, is for 'Sanasa' to be an opera.'"

The two besties came up with the idea via a series of texts that started off as ideas between them. Nicole said everything "came up organically" for the two and we can only imagine the memories this brought up for them. OG influencer Paris even talked about how The Simple Life was an "important show in pop culture history" and we couldn't agree more!

Nicole truly wants people to enjoy themselves while watching Paris & Nicole: The Encore and "find the same joy" she had while filming it. According to Paris, she feels what they have is "magic" because "there's just so much history behind it."

It's not every day that you can get to have fun with your best friend while coming up with long-lasting memories that contribute to pop culture, but Paris and Nicole have always danced to the beat of their own drums. Now we'll get to see them in action again!

Watch The Trailer For 'Paris & Nicole: The Encore'

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- YouTube

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This post has been updated.

Friendsgiving season is coming folks! And if you have one on the books, but have no idea what to cook, we have you covered. From deliciously cheesy veggies to a healthy take on everyone's favorite spuds, we're rounding-up easy recipes to make that won't weigh heavy on your pocketbook. Take a look through to see the yummy ensembles you should be whipping up!

Brit + Co

Drop Biscuits

Because everyone needs a carb to soup all those juicy drippings on your plate. This 'The Final Table' winning recipe does the job.

Brit + Co

Smashed Brussel Sprouts

Not crazy about veggies? These greens will change your mind. Topped with cheese, chives, and a nice crisp topping, they're extra yummy (and keto-friendly!)

Brit + Co

Cacio e Pepe Chickpeas

Sure this one is a bit non-traditional, but your vegetarian friends will love it. Plus they make the perfect topping to nearly any dish (who needs croutons when you have these anyways?!).

Brit + Co

Roasted Broccoli

Puts some greens on your plate with this holy-grail recipe. Trust us: It's sooo easy!

Brit + Co

Instant Pot Butternut Squash Polenta

Dust off the ole' Instant Pot will this delectable fall polenta. Filled with butternut squash and lots of parmesan you (and your besties!) will quickly fall in *love*.

Brit + Co

Roasted Sweet Potato

Just when you thought you knew how to roast sweet potatoes, this recipe came along. And boy are we taking notes!

Brit + Co

Slow Cooker Mulled Wine

Be the friend that brings the booze. This autumn-themed mulled wine drink will warm everyone's spirits.

Brit + Co

Fall Quinoa Salad

If you're designated salad duty, take a twist on it by packing it full-on quinia, pomegranate, and a tangy dressing. Yum!

Brit + Co

Cheesy Pasta Bake

When the temperatures drop, your friends will be extra thankful for this soul-warming, cheesy pasta.

Brit + Co

Spinach + Mushroom Gnocchi Casserole

No time? No worries! This freezer-friendly pasta bake complete with pillowy gnocchi, creamy mushrooms and spinach is super easy to create ahead of time, without taking away from any day-of deliciousness.

Brit + Co

Cheddar, Jalapeno, and Chive Biscuits

Upgrade your biscuits with "addicting" flavors of cheddar, chives, and jalapeños. Pro tip: Double the batch to ensure you have more than one for everyone!

Brit + Co

Keto Cheese Ball

Your hostess will thank you extra for showing up with an app to tide guests over until the main meal is served. Packed with yummy baked potato fixings, it's got an extra "kick" to make it comparable to store bought options. Plus it's keto-friendly... you can't go wrong with that!

Brit + Co

Cheesy Keto Asparagus

Keep the keto ideas coming, am I right?! Make this popular Pinterest vegetable dish loaded with garlic and extra cheese. Yes please!

Brit + Co

Yogurt Slow Cooker Mashed Potatoes

Pack a 'lil extra protein into your mashed spuds (with the bonus of making them extra creamy!). Who knew yogurt would soon become your go-to secret ingredient?

Brit + Co

Pumpkin Spice Toffee

And let's not forget about the sweets! Make a batch of this pumpkin spice-flavored treat as a great take-home option for overstuffed guests! (Just be sure to save some extra for yourself!)

Follow us on Pinterest for more tasty Thanksgiving recipes!

This post has been updated.