Sorry to Break It to You, but Your Toothpaste Could Be Giving You Canker Sores

What is HSA?

HSA stands for Health Savings Account, a type of savings account that lets you set aside funds to pay for qualified medical expenses. HSAs are often available as a part of health insurance plans, though banks and credit unions offer them, too.

What can I buy with an HSA?

You can buy a lot more with your HSA funds than you think: menstrual products, over-the-counter medicines, sunscreen, and travel to and from medical appointments are just some of the things you can buy with an HSA.

Is HSA worth it?

Whether an HSA is worth it is really dependent on your needs. There are some nice advantages associated with it, though. You may be able to lower your out of pocket costs for medical needs. Plus, the funds are not taxed, so you may be able to save more. Unlike an FSA (Flexible Spending Account), HSA funds roll over year-over-year, so you don't have to worry about it expiring.

Should I max my HSA?

Maxing out your HSA to your account's annual maximum amount via monthly contributions can be beneficial if your goals are to save money and limit out of pocket costs for medical care. You can also opt to invest some of your HSA funds, which can be a smart decision for saving for things like family planning or retirement.

Sunscreen

Per Cigna, sunscreen counts as a reimbursable HSA purchase. SPF is super important for skin cancer prevention, plus wearing it regularly can reduce signs of aging – a win-win!

Hatch Alarm Clock

The famed Hatch Restore alarm clock is both HSA and FSA eligible. It's a superb tool for going to bed soundly and waking up feeling refreshed as ever!

Period Underwear

Menstrual care and feminine hygiene products are also HSA eligible. Cigna says this category may include tampons, pads, liners, cups, sponges, and similar items, like period underwear!

Theragun

This luxurious massage gun is both FSA and HSA eligible! It's truly life-changing for relieving muscle soreness and tightness. Therabody's other devices like the Theragun PRO Plus, Theragun Sense, and Theragun Relief are also eligible.

Oura Ring

This fitness tracker ring is FSA and HSA eligible – it can help you keep tabs on your sleep, activity, stress, heart rate and more.

Breathing Strips

According to Cigna, breathing strips are HSA eligible, plus you don't need a doctor's prescription for reimbursement.

Electric Toothbrush

Electric toothbrushes are HSA eligible and reimbursable with a medical diagnosis. This model in particular cleans way better than a regular toothbrush, expertly supporting your oral health.

Essential Oils

Essential oils are HSA-covered with a medical diagnosis. Certain oils can help relieve stress, anxiety, physical pain, and nausea, and aid in better sleep.

Hand Sanitizer

Hand sanitizers of any kind are also surprisingly HSA eligible. We love these sprays from Touchland because they're cute, easily portable, and smell delicious.

Humidifiers

Humidifiers are indeed HSA eligible – the moisture they put out into the surrounding air can relieve respiratory issues, common colds, and even reduce snoring.

Air Purifiers

Similarly, air purifiers are eligible because they can help remove airborne contaminants and viruses that cause allergies and disease.

Spa Trips

In the case you're prescribed a lovely visit to a spa or resort by a physician for medical treatment, the only part that's covered by HSA are the services you receive while you're there. The cost of transportation is not eligible for reimbursement.

Blue Light Glasses

Blue light glasses are covered by HSA; lenses like these block out blue light from screens which helps prevent eye strain and fatigue.

Munn shared with TODAYthat she didn't initially plan to show her scars on the set. The campaign was focused on her recovery post-breast cancer diagnosis, but the makeup artist had a hard time covering up the scars throughout the shoot. She explained that she took a look in the mirror and thought, "I’m done being insecure about my scars." From there, she took the idea to show them off to the SKIMS team — and the rest is history.

And while she was scared to be so vulnerable on camera, this was ultimately a really empowering move for Munn. She elaborated that there are "so many women that have these same scars" who feel just as insecure as she did about them — and she really hopes those women see this ad. "Skims is so iconic and associated with beauty and sex appeal, and cancer really doesn't have that same connotation," she said. "So I just really hope that other women who have gone through my same path feel a little better after seeing it."

The star also took to Instagram to give a behind-the-scenes explanation of her experience. She reiterated that she was "done being insecure" about her scars. "Every mark life has left behind on my body is proof of how hard I fought," she wrote. "I hope other women who have been self-conscious about their scars see these photos and feel all the love I’m sending."

She also shared that SKIMS will donate 10% of their bra sales (except bralettes) to Susan G. Komen® — a charity dedicated to finding a cure for breast cancer — from October 23-31 in stores and online. "It’s really meaningful to be part of an initiative that supports research and helps countless individuals impacted by breast cancer," she said.

All of this comes on the heels of Munn's announcement earlier this year that she was diagnosed with breast cancer. She revealed the diagnosis came after recently tested negatively for well-known breast cancer genes and had normal results from her annual mammogram — but her doctor to check her Breast Cancer Risk Assessment Score. The test showed Munn had a 37% risk of breast cancer, so she pushed for more answers that eventually lead to her diagnosis.

Since then, Munn shared with PEOPLE that she had 4 surgeries in 10 months and underwent medically-induced menopause — all the while juggling being a new mom with husband John Mulaney. She shared, "I'm lucky. We caught it with enough time that I had options. I want the same for any woman who might have to face this one day."

After that March announcement, it's clear Munn is dedicated to raising awareness for women's health — and particularly their options. While chatting about the SKIMS campaign, Munn told TODAY, "You've got to go your doctor and you inundate them with information and you don't stop until they give you the test you need."

If you want to test your own risk for breast cancer, the National Institute of Health has resources here.

What's happening astrologically during the week of December 22-29, 2024?

The freewheeling Sagittarius energy is past, and we enter the depths of Capricorn season. This week heralds several important transits that have far-reaching effects for the coming new year. On December 24, Venus, the planet of love and beauty, forms a beneficial sextile with Chiron, the wounded healer and shaman of the Zodiac. Don’t let this opportunity pass. We can gain access to an understanding of our own innate self-worth. If we allow ourselves to be vulnerable and honest, we can face our insecurities and move past any blockages to growth and evolution of our very essence. We all have insecurities that prevent us from living our best lives at times, but with Chiron moving forward on December 29 after months of retrograde motion, the momentum is building toward lasting healing. It won't come easily, however. Chiron wounds are buried deep. Still, the work we put into addressing our core issues will result in a sense of ultimate freedom. It's a great time to work with a therapist or astrologer to identify and heal our innate wounds.

Also on December 24, Jupiter squares Saturn. This monumental transit will reflect tension in the zeitgeist for the next two years. We will be face-to-face with the reality of the decline in our societies, where injustice and immorality rise to the surface. There might be a sense of despair resulting in despondency and hopelessness. But no one will benefit from putting their head in the sand. We must face our problems head-on — growth requires hard work. On a personal level, it feels like we have one foot on the gas and one foot on the brake. It is a good time to take a pause from the indulgences of Sagittarius season, withdraw from society for a bit to gain a better perspective, and realize that a shift is required. As the frustration passes, we will be able to see that for growth and abundance, we must focus and systematically rework our approach. Patience and hard work are required, and Saturn provides the inspiration for that work. If we're successful and as we move from frustration to empowerment, we'll have the rewards we seek in the long term.

Venus in Aquarius will square Uranus in Taurus this week, and we might be feeling irritable with our loved ones or personally restless. Realize this energy will pass, but it will need to be expressed in one way or another. Harness it and use it to infuse some excitement into your relationships. Do something new together. Experiences outside our normal routines will be a good way to let the energy manifest. If you don’t initiate something, be prepared for some unexpected display of this tension between the planet of love and the planet of disruption.

Read Your Weekly Horoscope For Your Sun & Rising Signs

Aries (March 21 – April 20)

The tension of the week will require an adjustment in your daily habits. Focus on healthy eating, exercising, and getting plenty of sleep. It's a good time to break a bad habit or form a beneficial new one — just be sure to fully lean into whichever choice you make. If you don't put your passion into something, I know you'll struggle to fully commit, Aries...

Being of service to others is another way to ease any personal frustration you're dealing with this week. While we all suffer, helping others puts our own struggles into perspective. Buy some gifts for the people you love! Work at a soup kitchen! Get out there and share your infectious energy and love with the world around you.

Taurus (April 21 – May 21)

You might be feeling a sense of personal scarcity. If you find yourself on an unstable foundation, pause and allow yourself to retreat for a bit. Use any solitary time you can manage to get creative and devise a solution to your dilemma. Use light and positive affirmations to overcome any tendency toward despair. It will feel difficult until you break free from the darkness. However, I know you can use your natural tenacity to pull you through.

Gemini (May 22 – June 21)

Spend as much time with your family and at home as you can. Take time to nurture yourself and to let others nurture you. This week is a good time to recover and recuperate. You'll need to be strong and healthy in the coming weeks and months — the depths of winter can be totally brutal, so it's best to take care of yourself now. Cultivate and focus your heart on love, and let that love energy flow around you. Allow the feeling to permeate your cells and remember the healing energy of love when faced with challenges in the weeks ahead. This can help sustain you if things get tough!

Cancer (June 22 – July 22)

Communicate as clearly as possible what you're experiencing. Instead of holding your feelings in, hiding them from the people around you, share your emotional landscape with your loved ones. The healing power of love is exponentially more powerful when you give it away freely — so share that love, and let others share their love with you. It's a good time to rise above and overcome any insecure feelings you have. If you are so inclined, poetry or music can be a great way to express yourself or as a source of inspiration. Whatever you choose, just let yourself feel all the feelings and express them!

Leo (July 23 – August 22)

It's a good week to re-evaluate your resources. Do what it takes to create security, and clear out anything that is excessive or unnecessary and focus on what really matters for your stability. The space you create will soon be filled with more meaningful and appropriate activities, people and things. Be sure that whatever you do involves joy and lightheartedness. That energy and levity will propel you towards greatness, Leo, helping you create stronger foundations for your dream life.

Virgo (August 23 – September 22)

Prioritize yourself and your needs this week — basically just go full 'treat yourself' mode. If you're rested, healthy, and organized, everything else will proceed more smoothly. Your natural inclination to be of service will only benefit you and others if you take care of yourself first. Set clear boundaries and communicate your needs so that there are minimal misunderstandings. This will give you the recipe for the best holiday season yet!

Libra (September 23 – October 22)

Your spiritual practice will give you much comfort this week. Be sure to devote adequate time to quiet contemplation and ritual. Listen to music, go to a museum, or practice your art form and spend time in nature for inspiration. Tap into anything that elevates and soothes your spirit. You deserve the peace and tranquility — even (and maybe especially) if you're craving something else. Let the peace wash over you.

Scorpio (October 23 - November 21)

Spending time with your community and engaging in social connections will help alleviate any tension you feel this week. It's important to allow others to be themselves and to relinquish any tendency to control those around you. The more you go with the flow, the easier it will be to maintain harmony and joy. You can enjoy things without having to hold so tightly to the reins — let go, release, and live.

Sagittarius (November 21 – December 21)

Hopefully, you're fully sated with the holidays and can focus on any lingering responsibilities before the end of the year. Take time to get organized and set realistic goals to accomplish important tasks. I know that's not your favorite advice, but resist any tendency to procrastinate so that you can start the new year from a stable and productive position. You'll appreciate it so much more if you do!

Capricorn (December 21 – January 19)

This first full week of Capricorn season will find you in a philosophical state of mind. A broad perspective will help you navigate any tension you feel — keeping an open mind and heart can help you adopt habits, rituals, choices, and more that you may have previously ignored at first glance. And if you're not in the market for big changes on your own, at least take a moment to realize that while you might know exactly what you need, you may not know what others need. Practice being more flexible.

Aquarius (January 20 – February 19)

Tensions that may come up during the holidays — as always, these are best navigated from the perspective that all things are temporary, and all things change. Check your attitude and realize you might be too intense for productive exchanges with others. Spend time alone to understand what is going on within and try your best to let others experience life on their personal terms. It's more than okay to take a moment to reset and come back to the group when you're ready.

Pisces (February 20 – March 21)

Experiencing harmony in your relationships will give you peace this week. It's important to balance your needs with the needs of others, though. Reciprocity and fairness can be achieved, so be sure to equally emphasize the needs of everyone. Resist the temptation to acquiesce your needs to keep the peace — that will only leave you feeling depleted and resentful. Relationships go both ways, and it's okay to demand that of them.