8 Tips To Romanticize Your Finances (And Grow Your Bank Account) From Tori Dunlap

1. Were my financial goals reasonable?

Dunlap suggests that chances are...they weren't. Saving a million dollars in a month probably isn't realistic, and sometimes saving one hundred dollars in a month isn't either. It all depends on your circumstances — what you're bringing in (income) and what's going out (bills, cost of living, etc). Take note of what you're working with so you can adjust accordingly.

2. How do I need to optimize to be able to achieve those goals?

Sometimes you can make simple changes in your spending, but other times you may need to re-evaluate your money goals a little bit. Dunlap suggests asking, "What is the new goal that I need to set that is actually achievable?"

Sit down with your expenditures, actually find out what's left over from paycheck to paycheck after you pay your bills, and set your goals from there. Once you approach money in a way that makes sense for you, you're more likely to follow the plan.

3. What plan am I actually gonna do to achieve those goals?

Dunlap is adamant that "a goal without a plan is just a wish." And she's right! We can hope and dream for the million dollar savings account all we want, but if we want to make that happen, then we need to kick it into high gear with some action. Not just any action either — intentional, well-thought out choices that you can put in motion with the plan you set for yourself. This could include, but isn't limited to:

1. Knowing what you're saving for — vacation, wedding, house, retirement, etc — and putting a name to it.
2. Automating your savings by having a specific amount of your paycheck deposited right into your savings account.
3. Setting a "going out budget" so you can still enjoy rooftop cocktails and other fun with your friends within reason and without overspending.

Ignoring the dress code if your WFH job calls for one, or if you're meeting a client virtually

Your remote job may not require you to wear business casual wear, but some people may not want to see you wearing an oversized tee or pajama shirt that has holes in it. This is especially true if you know important clients are going to be on a Zoom call. Caruana says, "Zoom attire (the "up-top chic, down below sweats" look made famous by Covid) is the go-to for many of us now, but it's important not to let standards slip below that if you're on calls with clients."

Her rule of thumb is to be mindful of what you're wearing even if you are at home. "If you wouldn't meet a client in your food-covered-hoodie IRL, I don't recommend you do it on Zoom either. As for internal meetings — that's up to you, your colleagues and company policy to decide, but I think it's still nice to respect the fact people have taken the time to meet you and to take your PJs off."

Multitasking to the point that you're not paying attention

You're not a terrible person if you're taking notes during a meeting because it's impossible to remember everything that's discussed. However, it can become an issue if you're overly focused on note-taking, what's going on outside your window, that project you're trying to wrap up, what you're going to eat for dinner, or what's happening on the latest episode of Bridgerton.

"Remember those early Zoom days when we were all so focused on not revealing ourselves that we actually paid attention? Today there's a good chance everyone on the call is simply nodding and smiling while actually getting through their to-do list in the background," Caruana says. Ironically this reminds me of a scene from Madagascar where the lead penguin says, "Just smile and wave boys."

I'd be lying if I said my mind doesn't drift during meetings sometimes, but it truly makes a world of difference when you're actively engaged during a work call. "I know it's tempting, but it is important to stay present on Zoom meetings, just as you would in-person. It's the only way you can avoid that dreaded moment when you are called on by your boss but have no idea what's going on," Caruana says. "Plus, it's only fair to give other people your time and attention if they've showed up to spend time with you. AND multitasking is never the most efficient way to get things done.

Using your social media voice during important Zoom and work calls

Raise your hand if social media lingo has slipped into your everyday conversations. I can't tell you how many times I've said and written, "It's giving [blank]" or "It's the [blank] for me." I'm human, so I'm throughly capable of being influenced.

However, not everyone understands certain lingo, so it's best not to sprinkle them throughout your work calls. Not only that, but some 'jokes' have the tendency to fall horrifically flat. We've all been in a meeting where someone decides to recount a funny joke that's actually cringey.

"Yes, it's online — but that doesn't mean you should act like the comments section of a Twitter (sorry, X) thread. If you wouldn't communicate a certain way in person, then don't do it in a Zoom meeting. Oh and don't make inappropriate jokes," Caruana says.

Checking your phone or tablet for other incoming messages

I learned early on that people do not appreciate when you're on your phone while they're talking to you, but not everyone is aware of how this may come across. Caruana says, " Don't look at your smart watch to check your messages in clear view. It makes it look like you have somewhere more important to be!"

Drinking wine during calls

I wish I could make this up, but I've definitely heard an unpleasant story about a client appearing on a Zoom call with a full wine glass in their hand. Hopefully no one who works from home has done this during team meetings, but I thought it'd be a good idea to mention how awful that is.

We all love a good glass of wine, but I don't think our colleagues want to see us downing a full glass in the middle of the afternoon.

Smoking with your camera off

It is with a heavy sigh that I'm typing this. My S.O. used to work from home and had daily Zoom meetings with his team. Although one of his co-workers usually kept her camera off, everyone could hear her lighting a cigarette and puffing into the phone. He said it's the most annoying thing to hear something blowing loudly into their headset while you're trying to debrief about various tasks.

Uh, I can only imagine and have a couple of thoughts. One, that's annoying. Two, that's just having bad manners. If you wouldn't light a cigarette in the middle of a conference room, I highly recommend you don't do it while you're on a Zoom call.

What is the new movie Here about?

Based on the graphic novel by Richard McGuire, Here follows the story of multiple families across time, and explores the places — and homes — they inhabit. "The story travels through generations, capturing the most relatable of human experiences," according to an official synopsis of the movie, which is "a tale of love, loss, laughter and life, all of which happen right Here."

When is Here coming out?

Here comes to movie theaters on November 15, 2024. With so much emphasis on family and home, this is going to be the perfect pre-holiday movie to watch with the people you love the most. Check out the rest of this year's Fall Movies to see what else is coming this year!

Who's in the cast of Here?

Here stars Tom Hanks, Robin Wright, Paul Bettany, Kelly Reilly, and Michelle Dockery.

Where is Here filmed?

Here began filming at the end of 2022 in London, and director Robert Zemeckis revealed the camera stays in exactly the same place throughout the entire movie. “The single perspective never changes, but everything around it does,” he tells Vanity Fair. “It’s actually never been done before."