10 Wealthy People Share When They Finally Realized They Were “Privileged”

The original poster on Reddit, an Aldi fan for sure, totaled up a basic grocery list consisting of 22 items from Aldi and concluded: “All I can say is, wow. I know I’m preaching to the choir here but these savings are insane.”

The Redditor also provided grocery list totals for several other popular grocery stores to compare the Aldi list to. They also made sure to note that they get their grocery shopping done in the Chicagoland area, so that could definitely explain why the numbers may be a little different where you live. Knowing that, here’s what they came up with:

• Aldi: $60.40
• Walmart: $74.80 (24% higher)
• Jewel: $83.90 (39% higher)
• Whole Foods: $103.51 (71% higher)

We did the heavy lifting and concocted a similar grocery list for Trader Joe’s. For reference, see the Aldi bill above, and the TJ’s bill in the bullet points below:

The Trader Joe's List

1. Tiny Fruity Cuties Cereal (like Fruit Loops) $3.99
2. Everything but the Bagel Seasoned Crackers (This was the most similar TJ’s product to Aldi’s cheese crackers we could find, plus most of TJ’s crackers average around $2.99 anyways.) $2.99
3. Saltines (TJ’s no longer sells their version of saltines, but according to one Redditor, they were $1.99.) $1.99
4. Avocado oil$7.99 (Two more dollars than Aldi!)
5. Organic black beans $1.19
6. Unscented deodorant $4.99
7. Brownie Truffle Baking Mix $3.97 (Two more dollars than Aldi!)
8. Romaine hearts (We weren't able to find an organic option listed on TJ’s site.) $2.99
9. Large eggs $4.99
10. Multicolor peppers (Only organic is listed on TJ’s site.) $2.99
11. Green peppers (Only red organic peppers are listed on TJ’s site.) $3.99
12. Seedless cucumber (The only comparable option TJ’s has for the Aldi’s list above is the Persian cucumbers.) $2.49
13. Mild cheddar cheese (The only comparable option TJ’s has for the Aldi list above is the Shredded Unexpected Cheddar Cheese.) $4.99
14. Cilantro (This isn’t listed on TJ’s site, but they do sell it in-store. Various sources report different prices for cilantro. Abillion forums say it’s $1.29, but Taste of Home reports $1.99. We're averaging the two for a final item price.) $1.64
15. Tuna pouch $1.79
16. Hummus (Only organic is listed on TJ’s site.) $2.99
17. Yellow onion (Assuming 1 since the quantity isn't clear in the Aldi list above.) $0.99
18. Red onion (Assuming 1 since the quantity isn't clear in the Aldi list above. TJ’s doesn’t have red onion listed on their site, so we're also assuming it’s a similar price to their yellow onion.) $0.99
19. Carrots (Assuming 1 since the quantity isn't clear in the Aldi list above. Only organic is listed on TJ’s site.) $2.49
20. Avocados(Pack of 4, like Aldi.) $5.99
21. Celery (TJ’s doesn't have celery listed on their site, but they do sell it in-store. For this comparison, we're assuming it’s the same price as Aldi’s celery.) $1.69
22. Potato chips (TJ’s doesn't have baked chips like Aldi does, so we went with the most basic potato chip option to compare, the Ridge Cut Potato Chips with Sea Salt.) $3.99

Aldi vs. Trader Joe's: The Price Comparison

Aldi’s total came to $58.75 without tax, while the Trader Joe’s total ended up clocking in at $68.14 without tax for (mostly) similar items on the Aldi list. That means that TJ’s only came to cost $9.39 more than Aldi for a very comparable haul. 🤔

So, who really wins the Aldi vs. Trader Joe’s debate? If you were to measure it solely by the numbers, it’d be Aldi – though the margins aren’t as big as they are at, say, Whole Foods (71% more, remember?!) or drastically big in general.

Aldi vs. Trader Joe's: Who's The Winner?

Both Aldi and Trader Joe's definitely have their respective charms. While Aldi boasts a fan-favorite ‘aisle of shame’ and a streamlined store design, Trader Joe’s never stops the flow of fun, new products that keep fans in a chokehold. If you’re set on choosing a clear winner, we say go with your heart – going off of this basic comparison, you’ll honestly end up spending a similar amount of money shopping at Aldi vs. Trader Joe’s.

1. Not automating your savings

When's the last time you actually put money in savings when you said you would? Let me guess: it went towards your fave Chick-Fil-A meal or the Valentine's Day decor you couldn't resist buying. This is a judge-free zone, so I'm not here to make you feel bad, but sometimes our best efforts to save money fall flat. Yet have no fear because there's a solution that stems from something you've been overlooking.

"One of the most common money mistakes is not automating your savings. If you’ve ever gotten to the end of the month and felt guilty because you didn’t save any money (or as much as you hoped), this is one thing you can do to help yourself out," says Dunlap. According to her, this looks like you taking the time to "set up an automated transfer from your checking to your savings, at least once a month." You could "set up the transfer on the first day of the month, maybe on the first and half-way through the month, whatever works for you."

But don't worry about getting things "wrong" because Dunlap doesn't think the amount you transfer has "to be a lot" because "even $20 means we're choosing progress." In her opinion, the very act of automating your savings means "you're doing the hard thing first!"

2. Overlooking high yield savings accounts

In addition to having an automated savings transfer, it also matters what kind of account you're putting your money into. I'm 100% guilty of going beyond a basic savings account as a broke college student because I was terrified I wouldn't understand the terms of what I was doing. Apparently I'm not the only one because Dunlap says we tend to overlook "ensuring that savings money is going into a high yield savings account. But, what is it?

"This is just like a normal savings account, but it’s going to earn you WAY more in interest. Basically, your savings are going to make you more savings," she shares. If you're scratching your head and need more information, we've got your back! Basically, "this is going to be the perfect account to keep your emergency fund in," according to Dunlap.

Instead of being limited to when you can access your funds (like a certificate of deposit or CD), she says "you can take your money out at any time, your money is insured," and "the partner" she and her team "recommend" doesn't have "fees" or "minimums." However, she warns "terms always apply, so check with your bank" before making a hasty decision.

3. Treating your retirement account as an investment

Full transparency moment: I didn't start paying attention to my retirement account until I left my prior job and had to roll the funds over. Even then, I thought I didn't have to focus on investments because I was sure my new IRA covered all the bases. Wrong! "...one of the biggest financial mistakes is believing the misconception that a retirement account itself is an investment–your IRA is not the investment, it's an account that HOLDS your investments," stresses Dunlap.

Her advice? "Don't just put money into a Roth without actually investing it. It’s a two-step process: make sure you transfer money into your account, and then buy investments with that money."

4. Going into debt to enjoy yourself

I fear little treat culturesunk its teeth in us and hasn't let go. I'm a recovering shopaholic who puts things in my cart and empties it if I ever feel the urge to do some unhinged damage to my debit card. Still, there are other people who are still in the trenches of living a FOMO-life.

"We know Millennials and Gen Z-ers are more likely to splurge or go into debt for travel, events and entertainment than their generational counterparts–there’s nothing wrong with having a little fun money (plus, I don’t blame them after the pandemic), but we want to make sure we’re not going into debt or dipping into an emergency fund to make it happen," says Dunlap.

If there's something you really want to do, back away from the credit card and listen to Dunlap's suggestions first. She says, "For something like a big trip or a concert, I would suggest starting a sinking fund or a dedicated high-yield savings account. That way, you know you’ve saved that money for the exact purpose you’re using it for, and you get to protect your emergency fund and credit cards in the process."

5. Waiting too long to start a retirement fund

Be honest: do you have a retirement fund? If your answer is no, Dunlap is ready to have a heart-to-heart with you. "In addition to not investing, I see a lot of women waiting too long to start preparing for retirement," she says. It's so easy for Millennials and Gen Z to think our elderly years are far away, but that doesn't mean we can't start planning for them now.

Also, saving or investing your money while you have debt isn't a sign of irresponsibility. Dunlap says, "You may have heard that all of your debt needs to be gone before you start investing–sure, some of your debt needs to be gone." Of course she'd like to see "your high cost debt like credit card debt" lowered as much "as possible before you prioritize investing," but she doesn't want you to "wait too long to start investing because" you think your "other finances aren't perfect," you're clueless about next steps, or think you "need a billion dollars to get started."

All you have to do is try. "...you’ve got to start somewhere, and something is better than nothing," adds Dunlap.

6. Bypassing investing because you have limited information

Financial literacy is important, but you're not incompetent because you have limited information about investing. Dunlaps says she sees "people believing the misconception that investing means you’re just selecting individual stocks and taking a gamble on them." Though she agrees it's "an option," she wants you to realize it's "not the only one." So, what to do?

"You can also consider investing in index funds. Essentially, this is a group of companies or groups of stocks. So rather than putting all of your eggs in one basket, you’re putting your money towards something more diversified and low-risk, that’s going to be less of a gamble long-term," suggests Dunlap.It's actually something she likes and teaches about in Stock Market School. "...index funds made me a millionaire," she offers.

BRB, going to sign up so I can get my finances together once and for all.

7. Shying away from budgeting because you don't want to be restricted

Friends, we can't keep running away from the "budgeting" word. It hasn't helped us, especially if we've been crying about sneaky expenses that are doing a number on our accounts. There's a reason we keep running from it though.

"A lot of us associate a budget with restriction–the idea that in order to save money, you have to restrict yourself and keep a tighter budget. But if you treat money like a diet, it will inevitably fail," Dunlap points out. Here's a secret she wants you to know: "It’s not your fault that you’re not sticking to your budget, it’s just psychology! If you tell me I can’t have fried chicken, all I’m going to do is want fried chicken. Psychology."

Her point is that "a super restrictive budget just doesn’t work, it's not sustainable" because "your budget shouldn’t stop you from doing things." Instead, she feels "it should be the thing that allows you to do things comfortably." You know like buying those new pair of shoes without calculating if you're going to forfeit part of your cell phone bill.

Dunlap further says, "I’m not going to tell you to stop spending money, because that’s not the solution. I am just going to tell you to stop spending money on things you don’t care about." Her number one suggestion for "helping your budget" is to "establish 3 areas of your life where you get the most joy (ex. eating out, traveling, nesting)."

"When you review your budget, these are going to be the 3 areas you make sure your spending is in line with," she also says.

8. Pretending your debt doesn't exist

How many of us are guilty of ignoring the credit card bill until we get our statement? According to Dunlap, that's a terrible idea. "The first thing is to make sure you know your numbers, and aren’t running from them–the only way to take control of your debt is by avoiding what’s called the Ostrich Effect.

This is when you avoid addressing and accessing a situation because you’re afraid of what you’ll find," she says. Wondering who the ostrich is in this situation? You are because you're keeping your "head in the sand." However, it's "so common when it comes to debt, but conquering it is the first step to making progress."

Next up? Get familiar with "tackling debt" by "building an emergency fund — regardless of how much debt you're in," says Dunlap. Even if things feel like they're going really well, she knows "life is inevitably going to throw you a few curve balls." Here's looking at you unexpected car crash that totaled my car last year.

"If you're not prepared for emergencies, you still need to find a way to navigate them–whether that’s dipping into your savings, using credit cards, or asking family and friends for help. We don’t want you to have to do that–we want you to have an emergency fund that you can use," she says. It "safeguards you from going into more debt in an already stressful situation," according to her.

After you've started building a nice emergency fund, she can't wait for you to use her "favorite debt handling method" called "the Debt Avalanche."

1. Write down all of your debts, listing them from highest interest rate to lowest, and how much the minimum payment is on each.
2. Calculate your total minimum payments to give you an idea of how much you need to pay every month to keep current.
3. Start paying extra on the credit line with the highest interest rate. Keep paying the minimums on the rest. This process works best when you focus on one bill at a time.
4. Once you’ve paid off the debt with the highest interest rate, move down the list to the next one and start paying whatever extra you can towards it each month.

Again, Dunlap doesn't want you to feel like you have to have a fail-proof system in place. "Start where you’re at — you’ll be amazed how fast that debt will start disappearing even with just an extra $15 – $20 a month."

Noted! How can I create attainable financial goals this year?

Now that you're ready to stop making financial mistakes, you can start thinking about your overall money goals for the year. Dunlap says, "One thing you can do to make your goals automatically more achievable is attach them to a mission. It’s one thing to give it a deadline and make it specific, but thinking about what achieving it actually means to you is going to drive you to accomplish it a little more."

An example she gives is you saying "'I will save my first $100K (specific) by the end of 2026 (timely)'," but she asks, "what does that mean to you, what does it get you? Why is important?"

Per her suggestion, "add your answer as a part of your goal statement." She says you could write something like "'because I want to have enough money to quit my toxic job (mission-driven).'"

Doing this "makes accomplishing your goal about more than the money, and reminds you why you're doing it in the first place," she says as her final piece of guidance.

When did the 2025 World Happiness Report come out?

The 2025 World Happiness Report was aptly released on March 20, the International Day of Happiness!

What does the World Happiness Report measure?

Published by the Wellbeing Research Centre at the University of Oxford, the report is based on data from the Gallup World Poll, which surveys individuals in over 140 countries. It ranks nations by happiness using the average life evaluations over the past three years, specifically from 2022 to 2024.

Participants in the survey rate their overall life satisfaction, and these self-assessments determine the rankings. To better understand the factors influencing happiness, the report examines six key indicators: GDP per capita, healthy life expectancy, social support, generosity, personal freedom, and perceptions of corruption.

What rank is USA in World Happiness Report?

This year, the United States isn't faring so well. This year, our nation dropped to its lowest ranking ever: number 24.

According to Illana Ron-Levey, Gallup's managing director, some of the United States' decline in happiness was "at least partly attributable to Americans younger than age 30 feeling worse about their lives."

Why would some people be less happy in 2025?

"Today's young people report feeling less supported by friends and family, less free to make life choices, and less optimistic about their living standards," she added.

The good news is that the research shows people are generally kinder than we assume, and recognizing this could boost our happiness and transform how we perceive those around us.

Moreover, there are plenty of extremely happy countries that make desirable travel destinations. Here are some that topped the list in satisfaction.

2025's Happiest Countries In The World

It may not come as a shock that Finland has taken first place for the eighth year in a row. The nation boasts many beneficial policies and initiatives, such as universal health care, as well as a strong social support and education infrastructure. It also has a very low crime rate.

Visitors can enjoy a wide range of activities, too, from soaking up the northern lights under the Arctic sky to hiking in one of Finland's 41 national parks, seeing breathtaking architecture, experiencing Midsummer, a celebration of the summer solstice, and, of course, trying Finnish food.

The runners-up to Finland include Denmark, Iceland, and Sweden in second, third, and fourth place, respectively. Just like Finland, these three countries held onto their global happiness ranking from 2024.

Those hoping to visit Denmark can explore its capital city, Copenhagen, which is rich in museums and other cultural experiences, learn about the fascinating history of Vikings, and dine at Michelin award-winning restaurants.

Over in Iceland, experience unbelievable 24-hour daylight from mid-May to late July, go whale watching, take a diving tour or guided snorkeling trip at Thingvellir National Park, traverse glaciers, relax in geothermal spas, and walk along beautiful black sand beaches.

Finally, in Sweden, there are various vibrant cities to check out, like Stockholm, Gothenburg, and Malmö. Pop fans must visit the ABBA museum, while culinary connoisseurs need to try authentic Swedish meatballs, and nature lovers can take in all the natural beauty that Sweden is renowned for.

Aside from the Nordic countries, which are dominating the globe in terms of happiness, two Latin American countries also made it into the top 10 for the very first time. Costa Rica ranked at number six, and Mexico at number 10.

If you travel to Costa Rica, you can embark on all kinds of adventures, from hiking and zip-lining to surfing and river rafting.

Or, in Mexico, see the archaeological site Chichen Itza, take a delicious food tour, and sit back on the sand of some stunning beaches.

What's the full list of the happiest countries in the world for 2025?

1. Finland
2. Denmark
3. Iceland
4. Sweden
5. Netherlands
6. Costa Rica
7. Norway
8. Israel
9. Luxembourg
10. Mexico
11. Australia
12. New Zealand
13. Switzerland
14. Belgium
15. Ireland
16. Lithuania
17. Austria
18. Canada
19. Slovenia
20. Czechia
21. United Arab Emirates
22. Germany
23. United Kingdom
24. United States
25. Belize