Here’s How to Talk Money With Bae at the Right Time

Talking about money can be weird. Most people are told from an early age that it’s a taboo subject, but when it comes to your relationship with your boo, it’s actually *super* important to discuss. If things are getting serious between you and your S.O. — especially if you’re moving in together — chances are the big dollars-and-cents convo is in your very near future. While finances might seem like an unnecessary detail to some, it’s actually super important to share your financial views and situation before you make any major commitments as a couple (like getting a pet together). Who knew finding your financial soulmate was so crucial? We chatted with Jean Chatzky, personal finance expert and host of the podcast HerMoney, to get her tips for ensuring the money talk goes smoothly.

WHY TALKING ABOUT MONEY IS SO IMPORTANT

Communication is a key factor in any relationship (some say it’s the most critical thing), so it’s essential for both people to be completely open and honest about their financial situations from the start. Jean notes that this truthfulness could cut down on temptation to commit “financial infidelity” later on, like keeping a bank account or credit card secret from a partner. “It’s also about being fair to the other person,” she says. “If you have extensive debt, a relatively low credit score or another money issue worrying you, it’s better to start working together on finding a solution ASAP rather than waiting for the other person to find out sometime down the line.”

Potential negatives aren’t the only thing you should be focusing on, though. “Money means different things to different people. It can be a source of safety and security, but it can also be a way to meet your goals,” says Jean. Milestones, like buying a house, traveling and investing in your future together, are all possible if you’re straightforward about money from the start. By being an open book, you and your boo can reach a whole new level of trust and security with each other just by having the convo at the right time.

WHEN TO HAVE THE MONEY CHAT

Jean recommends having frank discussions as soon as the relationship starts feeling serious. At first, it doesn’t have to be super formal, but it’s important to gather and share small tidbits about each other’s financial lives before things progress toward long-term commitment. “A person’s financial picture and past is a big part of his or her life, so it should naturally come up in conversation over time,” she notes.

Significant questions you should be able to answer are: “How did your significant other’s parents view finances? Was their choice of college based on financial aid and scholarships? Do you see them budgeting or talking about savings now?” Jean also recommends a more official sit-down talk before moving in together, and then checking in with each other on a monthly basis to keep the collaborative vibe going.

HOW TO BRING UP FINANCES

The best way to broach the money conversation is to simply dive in. “It’s like ripping off a Band-Aid,” says Jean. “It seems much scarier before you actually start.” Make a date to have the talk at a time that’s convenient for both of you so it’s not a surprise, and plan for a time you’ll both be relaxed. The most important things are to be totally honest and non-judgmental.

Have you and your S.O. talked money yet? Tell us about it @BritandCo!

(Photos via Getty)

As I grow older, I’ve come to appreciate the finer things in life. I’m no longer investing in things that don’t truly serve me, especially items that simply won’t last long-term. I’m certainly more particular about the clothes I buy (and even more so the materials they’re made of), and I often have to think twice or thrice before adding some silly little home decor to my cart. These days, I’m more likely to save my hard-earned money for life experiences like vacations and concerts, maintenance items like my car and bike, and a damn good night of dining out.

Past these, there are a handful of comfort purchases that are totally worth the money, according to a select group of millennial Redditors under r/Millennials. From luxury skincare products and high-end kitchenware to travel and sleep necessities, I’m truly amused by (and learning a lot from!) their responses to the question: As you’ve aged, what comfort/luxury items have you decided are worth the money?


Here are the little luxuries they buy every time.

What do millennials spend the most on?

Thirdman

Before digging into the little luxuries of it all, let's see what millennial spending habits look like in general! According to Investopedia, millennials are actually more "value-oriented" when they spend money — likely inspired by the 2008 financial crash and other unprecedented, major societal events. Since values are pretty subjective, that spending can translate in myriad of ways...including "doom spending" — or mindlessly shopping "to self-soothe because they feel pessimistic about the economy and their future" — according to CNBC.

The New York Times reported, "Millennials and Gen Z are more likely than older generations to make spending on a hobby or nonessential purchases a priority." This furthers the fact that instead of always spending towards a goal or an inherent need, millennials are looking for something more with their purchasing power. Opinions on these habits may vary, but one thing remains true: millennials want to use the money they do have to make their lives better.

Arthur Shuraev / PEXELS

1. Nonstop flights.

A few millennials agreed that spending the extra money for nonstop flights is very worth not having any kind of layover that could extend already-long travel days.

“Especially if traveling with children,” one person wrote. “Let The Journey end as quickly as possible.”

Bosch

2. Higher-end appliances.

Higher-end appliances seem popular among this millennial crowd because they have a slimmer chance of going kaput after a few years.

“I don’t want fancy bells and whistles,” one Redditor said. “I want the item to do [its] job and not crap out after 5-6 years.”

“It's the "smart" appliances that crap out quickly,” another person weighed in. “The more unnecessary buttons, the more unnecessary electronics, the more likely there is to be an issue.”

Some responders really love their Bosch appliances, like dishwashers, ovens, and more: “Bosch appliances for life. No frills but will run forever.”

Cottonbro Studio / PEXELS

3. Professional movers.

This one is quite self-explanatory: “Just save yourself the time and pain.” Amen!

Naturepedic

Naturepedic EOS Trilux Organic Latex Mattress

4. A really great mattress and pillows.

Several millennials noted that you’re likely to pay for back pain and other health issues down the line if you don’t invest in a good sleep set-up now. Many users responded that high-quality mattresses and pillows are their #1 ‘worth-it’ splurge.

“You spend 1/3rd of your life in that bed,” one person posted. “And if it's a shit one, it can and will slowly ruin your back and health.”

Sephora

5. Skincare.

Many skincare-focused users said that investing in skincare products that have a positive track record on their skin is also well worth it. Several users’ responses kickstarted a conversation about the best skincare ingredients to look into, especially with aging on the brain: SPF, tretinoin, vitamin C, retinol, and even Botox were mentioned.

A few more products were suggested in the thread were:

Amazon

Victorinox Grand Maitre Chef's Knife

6. Expensive (and sharp) kitchen knives.

A few Redditors said they’ve never once regretted their investment in luxe kitchen knives.

“I have a Victorinox chef’s knife that is my go-to and it was maybe $50 on Amazon. I’ve had it for years,” someone wrote. “Learning to sharpen knives properly is the key.”

“Also, [realizing] you don't need to buy a full knife block,” another person said. “Curating your knives based on the ones you actually [use] in your kitchen.”

Xtrema

Xtrema Versa Pan

7. High-end pots and pans.

Now this is some good advice!

“I find that more money spent on restaurant-quality cookware is worth it because I’m going on 25 years with the same sauce pans, stock pot, and skillets,” one user noted. “Non-stick sucks for everything but eggs and fish, but my cast iron works well enough for that as long as I can pay attention to what I’m doing. Don’t buy sets if you can afford good individual pieces.”

Pok Rie / PEXELS

8. Vacations.

Not only is a vacation one of the most popular comfort purchases among this particular group of millennials, making a vacation last at least one day longer seems to be the move, as it allows ample time for rest and recovery. Sometimes you just really need that extra day to get your mindset straight.

“An extra day off after I get home from my vacation,” someone wrote. “For some reason I need to have a vacation from my vacation before I go back to work.”

Brit + Co

9. A "bougie" gym

Going to the gym is usually a trying experience — you're exerting yourself physically, so why exert yourself mentally too? Instead of opting for the cheaper gyms that don't have as much to offer, some commenters note that the frills make their workout experience all the more worth it. One commenter straight up answered, “Paying for the bougie gym that’s got a sauna, cold plunge, and a good yoga instructor.”

Vlada Karpovich / PEXELS

10. Toilet paper.

It may seem subtle, but paying for higher-quality toilet paper can be a good boost to your everyday routine, according to some Reddit users.

A few commenters also praised the magic of having a bidet: “Best $150 I have ever spent is to [buy a] bidet attachment for my toilet.”

New Balance

New Balance Fresh Foam X 1080v14

11. Shoes with good support.

“Cheap out on shoes? Pay for foot problems and back problems,” one Redditor wrote. And they’re not wrong!

I grew up with parents that wouldn’t pay for cheap shoes in hopes the more expensive ones would last much longer, and I’m glad I did. It’s a mindset I’ve adopted as I grow further into adulthood, buying shoes that aren’t only made of durable materials, but provide ample support for my arches.

Brit + Co

12. “Anything that makes my body hurt less.”

This is pretty self-explanatory, but let's be real: our bodies just hurt as we age. It's an annoying fact of life, but it doesn't have to be a permanent feeling. This commenter likes to buy whatever makes their "body hurt less," and I'd like to think that looks like a lot of things. It could be the comfy shoes we've mentioned, the high-end mattresses, and the likes of all that! It could be an epsom salt that just always relaxes their muscles. It could be really anything, really! But the priority is clear: comfort is seriously key, and spending money on that is certainly not a waste.

Sebastian Ervi / PEXELS

13. Sitting closer at concerts.

Standing for hours in the GA section is so exhausting, and I’m tired of pretending it’s not! A few users agreed splurging on the more-expensive sitting arrangements is way better than waking up with foot and back pain. Plus, the view can often be a lot more enjoyable!

“I'm always trying to get to the front for general admission shows, but when seating is involved, I'm committed to paying more to be closer,” one user posted.

Amazon

14. Non-toxic cleaning products.

One user said non-toxic cleaning products are their go-to comfort purchase worth spending regularly on.

“The toxic overload we experience is causing all kinds of endocrine disorders and cancer,” they wrote. “I make a lot of my own, but if I buy:"

Brit + Co

15. Coffee, chocolate, and cheese.

Knowing what you like — and what's important to you — can really help when you're prioritizing what to spend on. This millennial commented, “I never cheap out on coffee, chocolate or cheese. I’m not buying luxury items, but I will get the highest grade I can get in my regular grocery stores. The cheapest stuff just isn’t worth it.” Amen!

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After news broke of Angelina Jolie and Brad Pitt's daughter, Shiloh, changing her last name from "Shiloh Jolie-Pitt" to "Shiloh Jolie," the whole world is wondering just what happened between this superstar family. Almost 10 years after Jolie and Pitt's divorce, it seems like the pair's children continue to draw a clear line in the sand, choosing to only remain close to their mother, and distance themselves even further from their dad.

Obviously, there's a lot of history to uncover from Jolie and Pitt's whirlwind (and controversial) romance, short-lived marriage, and abrupt breakup. Here's everything we know about what exactly is going on, and why this drama is unfolding between this high-profile Hollywood family.

How long were Brad Pitt and Angelina Jolie together?

Francois Durand/Getty Images

The couple was only married from 2014-2016 when Jolie filed for divorce. Although they were only married for a short while, their relationship lasted much longer than that, having been together and starting a family long before their legal nuptials.

The iconic couple met in 2004 on the set of the famous movie, Mr. and Mrs. Smith — and despite Pitt being married to the Jennifer Anniston at the time, Jolie and Pitt fell in love. After this, the pair had a whirlwind romance over the years, filled with many movies and many kids. They decided to get married in Miraval in 2014, only to file for divorce about a year and a half later in 2016.

How many kids do Angelina Jolie and Brad Pitt have?

Gareth Cattermole/Getty Images for Disney

The couple shares six kids together! Their names are: Shiloh, Pax, Vivienne, Knox, Zahara, and Maddox. Zahara and Maddox were their first kids that they had (and actually were adopted!), then Shiloh was their first biological child, after that Pax was adopted, and lastly Angelina gave birth to the twins Vivienne and Knox!

Why did Angelina Jolie and Brad Pitt separate?

Gareth Cattermole/Getty Images

After Jolie abruptly filed for divorce from her husband, news started circulating that an incident might've happened on a plane between Jolie and Pitt in front of her children. In an FBI report given to CNN, Jolie accused Pitt of "injuring her and verbally abusing their children during a heated encounter aboard a private jet in 2016." This report has since been heavily redacted, but states that Pitt had been "drinking heavily" at the time of the incident, when he verbally attacked one of their children, and when Jolie confronted him, he “grabbed her by her head,” “grabbed her by the shoulders,” shook her, and was yelling very aggressive statements to her in front of their family. Angelina suffered many injuries from the abuse, even giving the FBI documentation of the bruises. Right after this, the FBI investigated Pitt's actions, but ultimately there were no charges were filed against Pitt.

Immediately following the investigation, Jolie requested full custody of their six children.

Have any of Angelina Jolie and Brad Pitt's kids chosen a side?

Kevin Winter/Getty Images

While Jolie requested full custody, Pitt came back and requested joint, which he was then granted in 2021. While he may have visitation rights and custody, most children are completely estranged from Brad and choose not to see him. Pax is also very publicly protective over his mother, so although we don't know if he's chosen a side, per say, we know he loves and protects his mom. The youngest ones, Knox and Vivienne, are still required to visit Brad for the time being, due to the joint custody agreement.

Have any of their children changed their name?

Elisabetta Villa/Getty Images for Marvel

Their daughter, Zahara, has publicly declared her new name while at a ceremony for her sorority at Superman College. In the viral video, she announces herself to be "Zahara Marley Jolie" effectively removing "Pitt" from her name completely — though the change has not legally been made yet.

In regards to their other children, People recently announced that Shiloh was removing the "Pitt" as well, simply going by "Shiloh Jolie" legally. The rest of the kids' names remain the same for now.

How is Brad Pitt handling the estrangement?

Jesse Grant/Getty Images for Disney

Pitt has dropped sources and quotes over the last few years hinting at how he feels isolated from his children, and their decision to remain estranged. People recently reported that a source very close to Brad says, “He’s aware and upset that Shiloh dropped his last name." The source continued, "The reminders that he’s lost his children, is of course not easy for Brad. He loves his children and misses them. It’s very sad."

While Pitt may be upset, it's clear the kids are very frustrated over something that occurred in the family — plane incident, or otherwise — so it's ultimately up to the children, and how they want to proceed with (or without) a relationship with their father!

We know this must be hard on the whole family, but we hope their all able to find peace and happiness in the future!

Why are their children staying away from the spotlight?

Dimitrios Kambouris/Getty Images for FLC

On October 27, Angelina spoke with E! News at the premiere of her new project Maria. Though she was there to celebrate the film's debut, she didn't shy away from answering questions about the future of her and Brad's kids. Though their parents are famous, Angelina knows her kids aren't drawn to that lifestyle. "No, I think they're especially shy, very private people," she said. "...they want to be private."

An anonymous source told People how hard Angelina's worked to make sure the kids have a sense of love and normalcy these days. "In the past few years, she's been able to create a life for herself and the kids that make them all happy. It was a struggle for a while, but Angie is proud about how resilient and strong the kids are."

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Header image via Jesse Grant/Getty Images for Disney

In our Take 5 series, sponsored by Verizon, we ask women in business about unexpected challenges, their inspirations, recent wins, and how the free Verizon Small Business Digital Ready Program has helped propel their business forward. Here, we meet Rita Suzanne, a marketing strategist for health and wellness businesses who learned to network, connect with other entrepreneurs, and build her business online and IRL.

What's an unexpected business challenge that you've had to face and how did you overcome it?

The hardest thing for me was my sister passed away and I ended up taking custody of my nieces. I ended up being a single mom of four kids. This is the thing that transitioned my whole entire life. I stopped doing web design and started my podcast Mom Owned and Operated. I wanted to reconnect with other moms and figure out how they were able to run their businesses and raise a family and take care of themselves because I wasn't able to do all three at the same time. Through that journey, I realized that I really needed to connect with other people and how important it was for my business. It helped me to create that community that I was yearning for that I didn't realize that I needed.

What's a recent small win for your business?

For me, the win was just pivoting back to something that I actually wanted to do. Also, I’ve started to say no to things that I no longer want to do.

Who is a woman in business that you look up to and why?

I have always admired and looked up to Amy Porterfield [author of Two Weeks Notice]. I listened to her all the time when I was starting out. I think that she's amazing and I love her stuff. She just seems like a very genuine person.

Is there a resource that has made an impact on you as an entrepreneur?

I listen to a lot of audio books. One of my favorites that has been huge for me is You Are A Badass by Jen Sincero. I was told when I first started my business, by a friend who was a business coach, that I have a mindset problem. Ten years ago, I had no idea even what “mindset” was. Sincero’s book helped me to see what she meant by “mindset” and helped me adjust that mindset and fix some of the things that I didn't realize were broken.

How has the Verizon Small Business Digital Ready Program helped propel your business forward?

There are a lot of things that I have loved about it. There are local networking and training opportunities, and that has been great, and the online training is very valuable. It's a great resource. I find that marketing needs a three-tiered approach, meaning you need to network it locally, socially, and then also have a very comprehensive online approach to your marketing. One of the Verizon Small Business trainings that I took was all about taking advantage of your local resources. I found that to be extremely valuable because often people think they need to just focus on social media. I don't think that people focus enough on their local community.

Learn more about the free Verizon Small Business Digital Ready Program and Rita Suzanne.

Illustration by Daniela Jordan-Villaveces

Gisele Bündchen is a household name, no matter who her partner is — but it's no secret the supermodel made waves when she split from her football star husband, Tom Brady, in 2022. It's clear she's not holding on to the past, though. After dating Joaquim Valente for the past two years, the couple is officially expecting their first child together! Here's everything we know about Gisele's growing family!

According to PEOPLE, an inside source told the outlet that the 44-year-old supermodel is officially expecting her third child. This is her first baby with current boyfriend, Joaquim Valente. The source said, "Gisele and Joaquim are happy for this new chapter in their life and they're looking forward to creating a peaceful and loving environment for the whole family."

Who is Gisele Bündchen's boyfriend?

www.instagram.com

Joaquim Valente is a jiu-jitsu professional at his family-owned studio, Valente Brothers. The 34-year-old continues a decades-long tradition of teaching this martial art to future generations — and his girlfriend!

These two have been linked together since 2022, but didn't start officially dating until June 2023 according to PEOPLE. In 2024, a source also told PEOPLE that this wasn't "a serious love affair," but the tides have clearly turned since then.

In March 2024, Gisele The New York Times, “This is the first time I am seeing someone that was a friend of mine first." She then noted, “It’s very different. It is very honest, and it’s very transparent.” She also was quick to deny that there was any overlap with her ex-husband, stressing that these types of rumors happen "to a lot of women" who "have the courage to leave an unhealthy relationship."

As for the most current state of Gisele and Joaquim's relationship? A source told Page Six, “Their chemistry together has always been there and they have a lot in common. They've been in love for a while." We're so thrilled for these two, and we hope their new child brings this couple so much joy!

How many kids does Gisele Bündchen have?

Instagram/gisele

Gisele Bündchen and Tom Brady have two children together — Bejamin Rein (14) and Vivian Lake (11). According to Page Six, a source says that these two "really like" Joaquim Valente, as he's been living with them in Miami "for a while." We just know these two will be fabulous siblings to the new little one, given the way they show so much love to their parents!

When did Gisele Bündchen and Tom Brady get divorced?

Gisele Bündchen and Tom Brady officially divorced in 2022. However, according to Page Six, this all started back in 2020 when Tom wouldn't retire from the NFL — and according to a source from PEOPLE, their problems date back as long as 10 years! Regardless, it's clear Gisele's moved on to a new chapter in her life. Good for her!

Has Tom Brady said anything about Gisele Bündchen's new pregnancy?

Instagram/tombrady

According to TMZ, sources say that Gisele Bündchen told Tom Brady about her pregnancy before the news broke to the general public. And while Tom hasn't made an official statement about Gisele's pregnancy, he did take to Instagram on October 28.

The former football star posted an image of the sunset, three hearts, and The Chicks' cover of "Landslide." The Stevie Nicks original is all about the changes life brings, so Tom's seemingly alluding to the changes coming in his own life. Whatever happens next, we hope that this modern family navigates this new chapter with grace and love!

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IDK about you, but I love getting cozy on a chilly fall day — and I especially love getting cozy with a bunch of goodies I scored for free! Suddenly that blanket feels extra snuggly if it was a gift, doesn't it? All jokes aside, you can actually win a LOT of amazing stuff in our Cozy Gatherings Giveaway! From what you wear to the air you breathe, we're here to help you embrace the cozy lifestyle to the fullest. Read on to check out what you can win!

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