What Is A Winter Arc? Everything You Need To Know About Setting These "Self-Improvement Goals" Before 2025

What is HSA?

HSA stands for Health Savings Account, a type of savings account that lets you set aside funds to pay for qualified medical expenses. HSAs are often available as a part of health insurance plans, though banks and credit unions offer them, too.

What can I buy with an HSA?

You can buy a lot more with your HSA funds than you think: menstrual products, over-the-counter medicines, sunscreen, and travel to and from medical appointments are just some of the things you can buy with an HSA.

Is HSA worth it?

Whether an HSA is worth it is really dependent on your needs. There are some nice advantages associated with it, though. You may be able to lower your out of pocket costs for medical needs. Plus, the funds are not taxed, so you may be able to save more. Unlike an FSA (Flexible Spending Account), HSA funds roll over year-over-year, so you don't have to worry about it expiring.

Should I max my HSA?

Maxing out your HSA to your account's annual maximum amount via monthly contributions can be beneficial if your goals are to save money and limit out of pocket costs for medical care. You can also opt to invest some of your HSA funds, which can be a smart decision for saving for things like family planning or retirement.

Sunscreen

Per Cigna, sunscreen counts as a reimbursable HSA purchase. SPF is super important for skin cancer prevention, plus wearing it regularly can reduce signs of aging – a win-win!

Hatch Alarm Clock

The famed Hatch Restore alarm clock is both HSA and FSA eligible. It's a superb tool for going to bed soundly and waking up feeling refreshed as ever!

Period Underwear

Menstrual care and feminine hygiene products are also HSA eligible. Cigna says this category may include tampons, pads, liners, cups, sponges, and similar items, like period underwear!

Theragun

This luxurious massage gun is both FSA and HSA eligible! It's truly life-changing for relieving muscle soreness and tightness. Therabody's other devices like the Theragun PRO Plus, Theragun Sense, and Theragun Relief are also eligible.

Oura Ring

This fitness tracker ring is FSA and HSA eligible – it can help you keep tabs on your sleep, activity, stress, heart rate and more.

Breathing Strips

According to Cigna, breathing strips are HSA eligible, plus you don't need a doctor's prescription for reimbursement.

Electric Toothbrush

Electric toothbrushes are HSA eligible and reimbursable with a medical diagnosis. This model in particular cleans way better than a regular toothbrush, expertly supporting your oral health.

Essential Oils

Essential oils are HSA-covered with a medical diagnosis. Certain oils can help relieve stress, anxiety, physical pain, and nausea, and aid in better sleep.

Hand Sanitizer

Hand sanitizers of any kind are also surprisingly HSA eligible. We love these sprays from Touchland because they're cute, easily portable, and smell delicious.

Humidifiers

Humidifiers are indeed HSA eligible – the moisture they put out into the surrounding air can relieve respiratory issues, common colds, and even reduce snoring.

Air Purifiers

Similarly, air purifiers are eligible because they can help remove airborne contaminants and viruses that cause allergies and disease.

Spa Trips

In the case you're prescribed a lovely visit to a spa or resort by a physician for medical treatment, the only part that's covered by HSA are the services you receive while you're there. The cost of transportation is not eligible for reimbursement.

Blue Light Glasses

Blue light glasses are covered by HSA; lenses like these block out blue light from screens which helps prevent eye strain and fatigue.

“Good awkward speaks to this idea that a degree of risk-taking is required in order to grow and improve our circumstances or advance at work and in life," says Pryor.

But getting good at embracing those moments of awkwardness takes practice. "Awkwardness is a social emotion,” says Pryor. “We don't feel it when other people aren't around.” The holidays are the perfect time for flexing that muscle. We’re meeting new people. We’re facing family conflicts. We’re talking politics with more people who aren’t in our bubble. We’re having more social interactions at work and seeing relatives who may not always see our point of view.

Here are ways to survive holiday season awkwardness and face it with confidence and grace:

Calibrate your expectations.

"You don't see these people all year long oftentimes, so there's a degree of uncertainty that if we can anticipate it and level set our expectations, it helps us go into it, says Pryor. Have some strategies to call on in the moment too. “The first thing is naming it,” says Pryor. “When no one says anything, the tension actually gets thicker. But if somebody can playfully go, 'Oh, that was awkward,' or kind of own it or name it, it actually diffuses the tension, everyone can relax." You can also strategically use humor. "We can have talk tracks to playfully change the subject or exit the room, but we need to mentally prepare for them so that we can have tools at our fingertips in the moment when we need them."

Flip the script.

To help build self-awareness around the emotion, ask yourself a few questions, like what are the childhood stories and narratives I tell myself? Are you thinking of your awkward feelings as a state or a trait? A state = "I feel awkward right now" (and it's something that will pass, and I can handle) vs. a trait ("I'm so awkward all the time"), which feels more permanent, and less easy to work with, says Pryor.

“A lot of times when we experience awkward moments, we just want to remove ourselves from the situation. We don't want to think about it anymore. But there's actually a ton of value in data after that moment has eventually passed, to thinking about why did that feel so cringey or awkward or embarrassing to me? What does that represent?,” she says. Pryor uses a personal and relatable example to illustrate this point.

"I grew up in a South Asian household where my parents would often say an expression that means, 'What will other people think?' There was a lot of that constantly, so peel back the layers, understand what are the stories you're telling yourself." That awareness can help alleviate the negative self talk that happens post-awkward situation.

Play back a redemptive story.

Citing research from Professor Dan McAdams at Northwestern University, Pryor says we can tell ourselves contamination stories or redemptive ones. “You can't control your first thought, but you can control your second one," says Pryor. It's natural to think 'Well, that was awkward or that was embarrassing. And that's OK. "Our second thought, however, can be to continue to ruminate or turn it into an alternative," says Pryor. A contamination story is, "Oh my gosh, I can't believe that happened. I'm never going to speak up at the table again with these relatives," or "I'm never going to contribute to the conversation."

Or you can turn it into a positive, which is, "'Well, that didn't go how I hoped, but I'm proud of myself considering I don't see these folks often that I contributed to the conversation, learned a lesson from it. The next time, maybe I'll handle it differently, but I spoke up and I'm proud because I don't typically do so.' Can you look for the gifts in the garbage of that situation?," asks Pryor.

Finally, recognize the universality of awkward moments. We all feel them, and we can’t avoid them. But by naming it, diffusing it (with humor or just calling it out), and reality-checking our emotions and self-doubt vs. letting it dictate our actions can help us breeze through them with confidence and ease.

“Look for the evidence and the facts,” says Pryor. “You can also ask yourself, "What else is true?" For example, "I may feel awkward right now, but I'm also having this conversation and that's a huge step for me and worth being proud of."

The 'Yellowstone' spinoff "shares the most DNA" with the original show.

Okay so we don't have too much official info on the Yellowstone spinoff yet (come on y'all the show hasn't even ended!!) but Deadline reports that the series could feature other cast members from the original show. PLEASE let Kayce and Monica (Luke Grimes and Kelsey Asbille) make an appearance. I just cannot get enough of those two.

And, naturally, "the new offshoot shares the most DNA with the mothership of any shows in the Yellowstone universe to date, which explains why it will be the first spinoff to carry Yellowstone in the title," according to Deadline sources. 1883 and 1923 introduced us to new time periods and characters within the Dutton family, but continuing the same relationship arcs and family dynamics will make this Yellowstone spinoff feel more familiar than ever.

Kelly Reilly talks "beautiful" 'Yellowstone' season 5.

Kelly Reilly told Entertainment Weekly ahead of the season 5 premiere on November 10 that "Beth is more like a wild animal this season than ever. When I read the scripts, it made me think [that] she is, for the first time, maybe afraid she will lose it for [her dad]."

And I'm very interested to see how the series wraps up this season's plot line of keeping the ranch in the family — and how that will affect Beth and Rip's future. "It's dark, brutal and desperate stuff — gaining power, losing it, defending and fighting," she continues. "It's bloody and at times beautiful in how it breaks them into their core selves."

“I read the last episode the day before we started filming,” Luke Grimes told Entertainment Weekly. “I couldn't be happier. I think it's a perfect ending for the show for every character. It's just a testament to what a good writer Taylor is, and it's a very, very profound, beautiful ending. I can't wait to sit down and watch it one day.”

We don't know what the 'Yellowstone' spinoff is called yet...but it'll have 'Yellowstone' in the title.

Paramount and Taylor Sheridan haven't announced the title for the Yellowstone spinoff yet, but based on those Deadline sources, it'll have "Yellowstone" in the title. The series finale is called "Life Is A Promise," and Yellowstone: Promise would be very poetic, but it feels a little too flowery for the Duttons. The giant tree on the season 5 poster makes me think of Yellowstone: Roots. We'll just have to wait and see. No matter what the title is, here's hoping we get awesome cameos like Bella Hadid ;).