4 Ways to Trick Yourself into Saving More Money Without Even Realizing It

When you score a stable income, it can feel like you’ve hit the disposable spending lottery. But just because you’re bringing in more money than you need to pay the bills doesn’t mean you can spend it all freely. Saving money can feel like a responsibility that belongs to a future version of us — you know, the new and improved us that have a higher salary and more willpower. But here’s an idea: What if we are already the people we need to be to start setting money aside? Why wait to find out?

Using our own psychology and a little creativity can turn saving money from a dreadful obligation to a point of pride that we enjoy, even on a starting or freelance salary. We enlisted some experts to share their best hacks for saving money without sucking the fun out of getting paid.

Temptation bundling

Elyssa Kirkham, a money-management guru who writes for the website Student Loan Hero, shares a straightforward way to stop hemorrhaging money every time a paycheck hits our bank accounts. “A trick I learned is to pair tasks that are potentially unpleasant or boring with something else that’s rewarding — also called ‘temptation bundling.'” A saving hack that involves giving in to temptation? We’re already in.

Kirkham explains it this way: “Every time you stop an impulse buy, maybe you reward yourself with a barista-prepared latte instead of the office drip coffee. You get to buy your latte guilt-free, knowing you avoided unnecessary spending. And it will probably cost much less than the pair of boots you were eyeing.” By pairing an indulgence with working toward your savings goal, we train our brains to associate saving with a reward. Kirkham goes a step further, suggesting that setting up rules that follow this principle can super-charge our savings’ potential. “Make a rule that you can go out for your usual weekend brunch or night out, but only if you first transfer enough into your savings account to meet your weekly goal.”

Meditation

Meditation alone isn’t enough to make our savings swell, but it can be an important first step. Meditation and mindfulness aren’t necessarily about money, and we can engage in those practices for their other benefits while we practice some wellness for our wallets. Holly Kindel, a financial advisor at Mosiac Financial Partners, emphasizes the difference a meditation practice can make in how we manage money. “Yeah, meditation isn’t saving, [but] there is plenty of science which suggests that regular meditation enhances emotional regulation through improvements in executive control.” Awareness and acceptance are the primary tools we have to improve our spending habits, both of which are improved significantly when we meditate regularly.

Willpower Preservation

Kindel also has some interesting thoughts on ways to maximize our willpower, schooling us in the latest research on how it works. “In 2007, Duke University completed a landmark study that suggests that environment, and not willpower, was the primary determinant of successful habit change,” she says. “Subsequent studies reinforce, observing that willpower is a finite resource that you need to preserve.” So, when we journey through the outlet mall “just to browse,” we’re already using up some of our willpower, even if we feel like we scored a #win by not buying anything. This makes us more likely to make an impulse purchase in the near future.

So to reduce wasteful spending, your best bet is to limit your time in venues where you could “potentially” be spending money and focus in on experiences where there’s less opportunity to binge on stuff you don’t need. And engaging in experiences that are less consumer-oriented will probably improve your mindset overall.

Automation

We’ve all heard this advice a thousand times before, but the benefits of automating our savings through an app or online banking cannot be overstated. By “paying ourselves” (that is, our future selves, the ones sipping a marg on the deck of our Bermuda vacation homes) first, we take the thought of “saving” out of sight and out of mind. The goal is to make saving feel like just another bill we have to pay, instead of a conflicted choice we need to make between having fun and being an adult.

If you’ve always been bad at saving money, don’t despair. Kindel concludes, “We’ve all heard the phrase ‘You can’t teach an old dog new tricks,’ and it’s time dispose of that belief system. Modern neuroscience has turned that belief on its head: Humans are change machines. What often stands between folks and change are personal beliefs and tools. Surround yourself with people who agree that you can change, have tools you can use, and are interested in helping you.” With technological savvy, an empowered attitude, and a sense of modern agency at our disposal, millennial women have an opportunity to be better prepared for retirement than any previous generation.

Have you found the key to make saving money less painful and more automatic? Share them with us on Twitter @BritandCo!

(Photo via Getty)

Bill Nye The Science Guy and neuroscientist and Emmy-nominated actress Mayim Bialik join Brit for a supersized episode about the science lessons all adults should know. First up, listen in to my conversation with Bill as we cover science hacks for everyday life, how to stay healthy according to science, and his thoughts on climate change.

Then, catch our special bonus segment with Mayim as she connects science and mental health. To learn more about all the things with Brit, subscribe to Teach Me Something New on Apple Podcasts, Google Podcasts, Spotify, Stitcher, iHeartRadio, or wherever you get your podcasts.

Trader Joe’s loves to keep us on our toes when it comes to their new arrivals. We’re constantly monitoring the aisles to discover all the new TJ’s sweet treats and savory snacks they launch – and these 7 new picks for January 2025 are not to be missed! All of these Trader Joe’s products will run you less than $5, which only makes sealing the deal on your grocery bill easier.

From delicious dips to a very enticing new frozen meal, these are the 7 best new Trader Joe’s finds you absolutely need to try in January 2025.

Trader Joe's

1. Teensy Candy Bars

These tiny little candy bar bites ($2.99) resemble Snickers in the best way possible: layers of nougat, caramel, and peanuts are enveloped in a delicious chocolate coating for maximum snackage. We're gonna have to resist eating the whole bag! TJ's even suggests using these bits as decoration for other desserts, like sprinkling some on a scoop of ice cream or baking them into some cookies.

Trader Joe's

2. Olive Tapenade Hummus

Trader Joe's array of dips is simply too good to resist, and this newcomer hummus ($3.49) is no exception! It's a tub of "smooth and nutty" hummus topped with a tapenade comprised of black olives, manzanilla olives, capers, and olive oil to give it a salty effect. It's gonna taste so great as a dip for crackers or as a spread on a Mediterranean pita wrap.

Trader Joe's

3. Organic Concord Grape Jelly

This squeezable grape jelly ($3.49) is nothing short of nostalgic. Trader Joe's says it's "super smooth, joyously juicy, and potently purple," which immediately has us sold on making PB&Js every day now.

Trader Joe's

4. Spicy Chicken Nuggets

Oh, yeah. Bring on the spice with these spicy nuggs ($3.99) that make the perfect easy meal no matter the time of day! Made from all-natural chicken breast and rib meat, breaded with wheat, rice and corn flours, then covered in hot sauce and lightly fried, TJ's has their texture down to a tee. You can easily cook 'em in the air fryer, oven, or microwave before chowing down!

Trader Joe's

5. Crispy Potato & Poblano Pepper Tacos

These halved and fried frozen tacos ($4.99) will totally crush your Taco Bell cravings, since they come together super quickly and contain flavors with mind-blowing authenticity! Each taco is filled with a blend of seasoned mashed potatoes and some "ever-so- slightly spicy" poblano peppers that'll work so well with any dipping sauce, from TJ's salsa to their creamy Jalapeño Sauce.

Trader Joe's

6. Strawberry Mini Hold The Cone!

Just in time for Valentine's Day, Trader Joe's is debuting a new flavor ($3.99) of their classic Hold The Cone! frozen dessert: strawberry! These tiny, chocolate-covered cones are lined with even more "rich" chocolate on the inside, then packed with strawberry ice cream, which TJ's says is crafted with plenty of strawberry purée.

Trader Joe's

7. Caesar Salad Dip

Trader Joe's shoppers have said this new Caesar Salad Dip ($3.69) makes a perfect girl dinner addition– which, if you get it, you get it! The tub starts with a "creamy" base that's then loaded up with Caesar-seasoned sour cream, mayo, anchovy paste, Parmesan, and finely shredded Romaine for the crunch. It's best enjoyed with crackers or veggie sticks to dip, but you could also smatter fried chicken or seared steak in it for some ahh-mazing flavor!

Subscribe to our newsletter to discover more of the best Trader Joe's new items!

Dr. Crystal Dilworth (also known as Dr. Brain on the popular CBS show Mission Unstoppable) is a neuroscientist, addiction expert, and a vocal advocate for women in STEM. Today she's teaching us about social media dependency, the chemical messengers in the brain that influence our mood, and the science behind habit building, stress, and getting better sleep. It's a fun and stimulating conversation sure to leave you feeling smarter and more in tune with what's really happening in your brain.


To learn more about all the things with Brit, subscribe to Teach Me Something New on Apple Podcasts, Google Podcasts, Spotify, Stitcher, iHeartRadio, or wherever you get your podcasts.

Dua Lipa and Callum Turner spent New Years Eve together, and based on the giant ring Dua's wearing on THAT finger, it looks like they could be spending the rest of their lives together too! This celebrity couple were first spotted together in January 2024, and immediately became my favorite couple, like, ever. Engagement rumors were flying by the end of the year, and thanks to Dua Lipa's latest Instagram posts, the internet is more convinced than ever that these two will be headed down the aisle soon.

Here's everything we know about those Dua Lipa and Callum Turner engagement rumors.

Dua Lipa's been wearing a gorgeous ring on THAT finger since Christmas.

In a post celebrating the holidays, Dua Lipa posted a roundup of photos — led by a shot of her wearing a sherpa jacket and reindeer antlers. But as fun as her outfit is, the internet immediately focused on another detail: her new ring. It appears to be a diamond on a chunky gold band, and if you ask me, the ring's modern, glam look is the perfect vibe for the "Houdini" singer.

"THE RING," one user commented, while another user said, "ENGAGED VIBESSSSSSSSSS," under another end-of-year post.

And when Dua Lipa finally posted photos from her epic New Year's Eve celebration on January 3, a third user commented, "We all still waiting to see the 💍." TLDR; the singer's fans really want to know if she's engaged! But if there's one thing I know for sure, it's that this couple won't tell us unless they want to. And I'm here for it!

And Dua Lipa and Callum Turner are totally "mad about each other."

Dua Lipa and Callum Turner keep their relationship pretty private (aside from some very cute walks), but according to one Page Six source, they've been "mad about each other" from the start. And it's clear because these two can't keep their hands off each other!

"Dua and Callum are so in love and know this is forever," a source told The Sun in December 2024. “They are engaged and couldn’t be happier. Dua has had one of the best years of her career professionally and this is the cherry on the cake."

"Callum is such a solid support for Dua and they make a wonderful couple," the source continues. "Their family and friends are so happy. It’s been an amazing Christmas for them.”

Stay tuned for the latest news on Dua Lipa and Callum Turner's potential engagement, and read up on Tom Holland and Zendaya's engagement!

Hot cocoa and a fuzzy blanket are the perfect companions for a night in, especially when you're having a winter movie night! The new movies coming in February make for the best Valentine's Day or Galentine's Day plans — even if you'd rather go to a rage room than sit down for a romantic dinner. No matter what your stance on February 14 is (or your relationship status) there's a movie for everyone. And check out the new February TV shows coming your way!

Here are the 11 most-anticipated new movies coming in February 2025.

Kinda Pregnant — On Netflix February 5, 2025

Scott Yamano/Netflix

Lainy's excited for her best friend's pregnancy, but she's also insanely jealous...which leads her to wear a fake bump and convince everyone in her life she's pregnant. That sounds complicated as-is, but things get even crazier when she meets her dream man. Kinda Pregnant already sounds hilarious, but with Amy Schumer and Brianne Howey, I know we're gonna be laughing out loud.

Kinda Pregnant premieres February 5 and stars Amy Schumer, Jillian Bell, Will Forte, Damon Wayans Jr., Brianne Howey, Alex Moffat, Joel David Moore, Lizze Broadway, Urzila Carlson, Francis Benhamou.

Love Hurts — In Theaters February 7, 2025

Allen Fraser/Universal Pictures

Marvin Gable's traded a life of crime for a career as a realtor in Wisconsin. But when his ex-partner Rose ropes him back into the world he's tried so hard to escape, Marvin realizes you can't escape your past. Or your murders brother.

Love Hurts hits theaters February 7 and stars Ke Huy Quan, Ariana DeBose, Daniel Wu, Sean Astin, Mustafa Shakir, Lio Tipton, Rhys Darby, Marshawn Lynch, and André Eriksen.

Heart Eyes — In Theaters February 7, 2025

Spyglass/Sony Pictures Releasing

If you're missing Slasher Summer, you'll definitely want to see this new movie when it premieres on February 7. A murderer who goes by Heart Eyes targets couples every Valentine's Day — and Ally and her date might be next.

Heart Eyes premieres February 7 and stars Olivia Holt, Mason Gooding, Gigi Zumbado, Michaela Watkins, Devon Sawa, and Jordana Brewster.

Bridget Jones: Mad About the Boy — On Peacock February 13, 2025

Jay Maidment/Universal Pictures

We're finally getting a new Bridget Jones movie, and it's coming oh so soon! Bridget, now a single mom, finds herself drawn to the young and handsome Roxster, but she also can't stop running into Mr. Wallaker. I can't wait to see how this one unfolds.

Bridget Jones: Mad About the Boy drops on February 13 and stars Renée Zellweger, Chiwetel Ejiofor, Leo Woodall, Emma Thompson, Jim Broadbent, Isla Fisher, and Gemma Jones.

Captain America: Brave New World — In Theaters February 14, 2025

Eli Adé/Marvel Studios/Disney

Marvel fans, we are so back! After a slew of movies and TV shows that contributed to superhero fatigue for all of us, the MCU is getting back to its roots with Captain America: Brave New World. Sam Wilson has taken up the mantle of Captain America but is constantly compared to Steve Rogers — especially when the government finds itself on the brink of a worldwide crisis.

Captain America: Brave New World premieres February 14 and stars Anthony Mackie, Danny Ramirez, Harrison Ford, and Liv Tyler.

Paddington in Peru — In Theaters February 14, 2025

Peter Mountain/StudioCanal/Sony Pictures

Paddington is off on a tropical adventure when his quest to find Aunt Lucy takes him (and the whole family) to the Amazon rain forest. Hopefully he has plenty of marmalade sandwiches!

Paddington in Peru premieres February 14 and stars Hugh Bonneville, Emily Mortimer, Julie Walters, Jim Broadbent, Imelda Staunton, Carla Tous, Ben Whishaw, Olivia Colman, and Madeleine Harris.

The Unbreakable Boy — In Theaters February 21, 2025

Lionsgate

In this new movie, Jacob Laval is a joyful boy with autism and brittle bone disease who makes everything around him more beautiful. This is the perfect encouraging movie to see with the family this winter, but you might want to bring some tissues!

The Unbreakable Boy premieres February 21 and stars Austin LeRette, Meghann Fahy, Zachary Levi, Patricia Heaton, and Gavin Warren.

Cleaner — In Theaters February 21, 2025

Quiver Distribution

When a group of radical activists take over an energy company's gala (and take 300 hostages), their mission takes a turn for the worse when one member takes things to the extreme. Now it's up to a soldier-turned-window cleaner literally hanging out outside the building to save everyone inside.

Cleaners hits theaters February 21 and stars Daisy Ridley, Taz Skylar, and Clive Owen.

Old Guy — In Theaters February 21

The Avenue

An older hitman is not happy about training a younger guy to take his place, but when they learn their employer set them up, they wind up becoming allies instead.

Old Guy premieres February 21 and stars Christoph Waltz, Cooper Hoffman, Lucy Liu, Ryan McParland, Ann Akinjirin, Jason Done, Tony Hirst, Kate Katzman, Conor Mullen, and Rory Mullen.

The Monkey — In Theaters February 21, 2025

Neon

Twins Hal and Bill grew apart after they found an old monkey toy that belonged to their father and people around them started dying. But now that the deaths have begun again, they reunite to protect their loved ones and destroy the monkey once and for all.

The Monkey hits theaters February 21 and stars Osgood Perkins, Theo James, Elijah Wood, James Wan, Tatiana Maslany, Christian Convery, Laura Mennell, and Sarah Levy.

Last Breath — In Theaters February 28, 2025

Focus FeaturesLast Breath — In Theaters February 28, 2025

When diver Chris Lemons becomes untethered 100 meters underwater, Duncon Allcock and David Yuasa have to figure out how to rescue him — if they can even find him. Yep, I'm getting anxious just thinking about this!

Last Breath premieres February 28 and stars stars Woody Harrelson, Simu Liu, Finn Cole, Cliff Curtis and Djimon Hounsou.

Which new movie will you be watching this February? Don't forget to catch up on the best January movies too!